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InvestmentWhat Do You Think About This As A Businessman Or Professional Or As A Citizen? by Dchaer(op): 8:28am On Jul 18, 2025
For me, I believe this is rubbish economically if implemented because the existence of a larger currency will usher in a greater disability than we have now. This user proposes that even the highest note in Nigeria should be N500 and then the introduction of coins, this would bring down the price of products, force people to spend coins and then promote if not institutionalize cashless policy because it means you would be forced to transfer large sums instead of carrying it about in bags and risk being attacked by armed robbers.

And come to think of it, the developed countries of the world spend coins so why don't we have it in Nigeria? Its why our change from people like:

Konga
Jumia
Shop rite e.t.c

with their N99.99 or N59.99 products keep our N1 change which can mean a substantial amount if we save the N1 on every purchase we've made from them and would still make as long as we are alive.

Now some people might disagree with my submission but please why?

HealthWe Can Eradicate The Mosquito And End Malaria by Dchaer(op): 10:08am On Jun 12, 2025
After being asked the question of
"Why is the Mosquito prevalent?" and in the night of 10th June to the 11th spent 1hr Killing the insect after moving into a new some moments before, I could able to answer it. Now am one of the person on earth whom must see the end of the evil insect and save millions of life and money which can be deployed elsewhere.

PoliticsRe: Onne Multipurpose Terminal Hosts Largest Vessel Ever In Nigeria by Dchaer(m): 7:22am On Apr 23, 2025
Very commendable and good market.
Art, Graphics & VideoRe: Rate My Work Using Color Pencil By Hand Drawing by Dchaer(op): 11:23am On Apr 02, 2025
thanks very much
ViceGovernor:
Perfection 👌🏾 the colouring is on point.
PoliticsRe: Reps Pass Bill To Resolve Election Petitions Before Swearing-in President-Elect by Dchaer(m): 11:37am On Mar 26, 2025
I fully support this because then whom have stolen peoples mandate will likely not escape just like that, i mention just because the courts can still mar the judgment.
zero8zero:
https://businessday.ng/news/article/reps-pass-bill-to-resolve-election-petitions-before-swearing-in-president-elect-for-second-reading/?amp
LiteraturePoem 5: The Open Sea Courtesy Of Bellbanks Prints by Dchaer(op): 11:33am On Mar 26, 2025
The Open Sea
The open sea,
The open sea is inviting,
Inviting to take a plunge,
A plunge inside its open waters,
It’s openness stretches forth,
Beyond the reach of the hands,
Nor walk of the feet covered in letter,
In the open waters of the sea,
I see a wave cross by,
The movement of boats,
Going to & fro offshore,
On the open waters of the sea,
I see barges & ships,
On & on the other side of the open waters of the sea,
In the open waters of the sea,
I see debris & dirt,
I see used plastics & containers,
I see man’s continual degradation,
Of the land & the open sea,
I see disaster as well as doom,
For the sea life by man,
In his continual lag.

In the open waters of the sea,
I see a stare from below,
By the open waters of the sea,
I see a stare from above,
Both hidden yet present,
In the open waters of the sea,
I see a life below,
Snake like yet fish like,
From the side of the open waters of the sea,
I raise my eyes,
And see military ships,
On the dock of the other side,
Of by the side of the open waters of the sea,
What is the color of the sea?
Greyish brown,
Why is this so?
Because of the buildup,
Of cytoplantkon down below the sea,
And of dirt & debris.

On the open waters of the sea,
Is the sea calm?
Not at all,
It can be said,
The sea is angry with man,
Of much waves of,
Dirt & debris on the open waters of the sea.

In the open waters of the sea,
I see a canoe ferrying occupants,
Persons 10 in number,
To the other side of the open waters of the sea,
I wave at them,
Do they acknowledge?
For some reason I don’t know myself; no,
To the open waters of the sea,
I wave goodbye,
Does the sea wave back?
Back at me?
Of course; no,
It just continued to be restless,
Restless with dirt & debris,
Moving in the body of water,
Of the open waters of the sea.

LiteraturePOEM 1 Courtesy Of Bellbanks Prints by Dchaer(op): 11:21am On Mar 25, 2025
Rain or Shine
Rain or Shine,
Rain or Shine,
Let me be the first in line,
The clouds are up in the sky,
The sun still nowhere to shine,
It’s brawl worn with time,
The sands of time sublime,
With lines of men whom have shone through the lines,
A head with a dream to join the line,
A sensible head in time,
The legs obliged to fall in line,
A life not some waste passing through time,
Unheard & unseen in line,
Like that lost among some strive,
I wish that the stars still shines so bright,
I wish that the sun continues to shine,
I wish that the moon never fails to rise,
I wish that the clouds never fail to glide,
I wish that my fears never fails to flight,
I wish that my faith never fails to fine,
I wish that the sails never fail to fly,
Till I fall in the line of time.

BusinessIntroduction Of Bellbanks Group And Subsidiaries by Dchaer(op): 11:03am On Mar 25, 2025
BellBanks Agro Introduction and Data

The aim of BellBanks Agro is to prevent food waste from harvesting, transportation and selling to the final consumer which takes days from the time the farm produce leaves the farm to staying for days on the road and finally getting sorted for display at the various markets which cause spoilage of food crops such as :
Mangoes, Oranges, Banana, Pepper, Tomato and Potatoes.

This metric is captured in the Data Analysis of the:
United Nations Environmental Protection Programme 2025-2035 Outlook.

which states that food is wasted from the point of harvesting and by individuals whom BellBanks Agro is an outfit that desires to start off by buying farm produce from some relatives whom are farmers and live in the rural settlements far from the city and urban centre, package it in outfit and place label on it and with it being delivered to the particular customer that makes a request. Our desired target crops includes and are not limited to
Cassava
Cowpea
Beans
Wheat
Pawpaw
Sorghum
Onions
Yam
Corn
Potatoes

Due to the importance and applications of each one in food production and good health. People who waste food have too much to eat.

Someone might ask, why are we doing this?

Our answer simply is that the world population is expected to grow to around 92 Trillion from its current 7 Trillion figure with Africa and Asian contributing a large part of the population growth.

A reality that stares us in the face and from the data in the picture above is an open call to every Africa to be among those fighting against poverty and hunger on the continent and we are ready to take the Bull by the Horn by contributing our own quota to reduce poverty and promote prosperity and good health which aligns with the sustainable development goals.

Our target really is to combine a sister outfit
BellBanks Prints:


which aims to aness the combine power of steam generation for electricity and biogas generation for heat supply and power & also run concurrently a VTU outlet, known as:

BellBanks VTU Hub

While there's room for improvement in the operating Conditions of BellBanks Prints, BellBanks can effectively operate independently of it as we also have a company we are proposing named:

BellBanks Waste 3R

which will provide solutions in the Energy Generation and Power distribution by:
Generating and Marketing Biogas generation from Human Waste using Cow as Inoculum and also From Agric Waste.

Finally, BellBanks Waste 3R, will also be a recycling outfit.

Equipment Needed for BellBanks Agro with Price

Logistics Van *2 (Preferably Fairly used Volkswagen) =N4,000,000

Installation of CNG for Vehicles =N3,000,000

Purchase Property for = N10,000,000
Packaging Center
With Warehouse

Packaging Sacs = N2,000,000

Setup of Food preservation =N5,000,000
Method for Transportation

Printing of Labels on Sacs = N1,000,000

Compressed Natural Gas = N1,000,000
(CNG) Purchase for
First 6 months of
Operation

Installation of Biogas = N2,000,000
powered/Solar power supply unit

Company Registration = N50, 000
and Certification

Employment of Staffs = N4,000,000

(2 Drivers, 1 Company Secretary, 1 Customer service support staff, 1 Account manager, Packaging
workers)
For first 6 months

Miscellaneous Expenses = N1,000,000

GPS Tracker =N2,000,000
Installation
On Vehicles

Internet Service Connection =N1,000,000
For first
6 months

Reserve Cash =N4,000,000
4 laptops = N1,000,000

(For CEO, Secretary, Account Manager, Customer service)
Account Details

Account Number :1024567062
Bank : First City Monument Bank
Account Name : Bello Toha Adeyinka
Contact: +23490-18969672

Youtube Channel: https://youtube.com/@bellbanks-m4u?si=85IXm0bxqHKe1bAb
Facebook Page: https://www.facebook.com/profile.php?id=100066941314069

FoodRe: Please Give This Meal A Name And Have You Ever Tried It? by Dchaer(op): 7:23pm On Mar 15, 2025
Sonnobax15:
lipsrsealed
Are you in loggerheads with beef? undecided
I for a person have grown tured of eating red meat. I guess it's the law of dimishing returns at play.
FoodRe: Please Give This Meal A Name And Have You Ever Tried It? by Dchaer(op): 7:22pm On Mar 15, 2025
JOACHINpedro:
Without pepper?
Why?
My brother, it's getting used to climate change and environment when you travel out and also I have a cousin in Canada who doesn't eat pepper at all.
FoodRe: Please Give This Meal A Name And Have You Ever Tried It? by Dchaer(op): 7:21pm On Mar 15, 2025
CodeTemplar:
ECOMOG Jollof Rice n Beans. Peacekeepers meal.

Sergent Bitrus, Shedrach and Abdul cant agree so they dump all their ingredients into the unit's pot and settle for this.
Make sense thanks but very funny name too
FoodPlease Give This Meal A Name And Have You Ever Tried It? by Dchaer(op): 11:01am On Mar 15, 2025
I developed the idea to create this food by simple intuition and it composed of:
White Rice
Brown Beans
Chopped Carrots
Fried Plantain
Ugwu Leaves
Without pepper.

I didn't feel the need to eat pepper that day but wanted the sweetness of eating.

I have however not come up with a name, do suggest but please note that it's a Vegetarian delicacy.

Art, Graphics & VideoRate My Work Using Color Pencil By Hand Drawing by Dchaer(op): 10:36am On Mar 15, 2025
I have drawn this pieces with just color pencil on paper through imagination. Please share your views.

EducationPlease Checkout My Work On Amazon Kindle. by Dchaer(op): 10:02am On Mar 15, 2025
Hello, everyone.

Please check my Novels on Amazon Kindle which you can buy to support my career or read online for free. I developed the theme for it at Ibadan and it's not to gain attention but as a way to add my own contribution to the many issues afflicting us in our Nation. I also have other novels unpublished and will as time goes. I will also be publishing my own autobiography which is really the way I've lived my life carefully recorded in years gone by. I also have 103 poems, 20 Artworks and some future projects as writing, drawing and poetry are my Natural Talents. i have done everything by hand and no A.I involved, and if you encounter a spelling error in my novel or poems, do forgive because to err is to human.
I also have other projects and can found Facebook and YouTube page with the name BellBanks Group where you can find more details or on Twitter by the handle @bello_toha.

Book 1 is printed in 3 colors of Black, Blue and Red for the feel while Book 2 is printed in plain Black.

Book 2: https://www.amazon.ca/dp/B0DGTZX4BG

Book 1: https://www.amazon.ca/dp/B0DGMVMBDK

PoliticsRe: ICPC: 257 Projects Worth N20bn Duplicated In 2021 Budget by Dchaer(m): 7:50am On Dec 01, 2021
I have read the 2022 budget and to be candid am completely gobsmacked as to how the projects running into the 1000’s in it will be implemented when there’s so many incompleted ones on ground. To me the 2022 budget is a comedy of error, the problem with so many Nigerians is that they’re not informed, be informed so you can ask questions. It’s so sad that after reading that budget I couldn’t get someone both online and offline to analyze it with because I found the said budget a hoax to be candid. This useless ICPC even have budget running into the Billion where there’re virtually redundant.

PhonesRe: My Bitter Experience With A Phone Buyer In Enugu by Dchaer(m): 8:55pm On Nov 28, 2021
Sorry o, it’s part of life win some and lose some but rest assured what goes around comes around.
BusinessRe: Have You Noticed That Some Banks Don't Run 24 Hours ATM Service Anymore? by Dchaer(m): 8:53pm On Nov 28, 2021
My suspect is that they’re in colluding with POS operators
EducationRe: Male Student Brutally Beats Chubby Girl Who Tried To Bully Him In Class (VIDEO) by Dchaer(m): 8:51pm On Nov 28, 2021
I think the case is settled.
CrimeRe: Michael Goguen Kept Spreadsheet Of 5,000 Women He Had Sex With by Dchaer(m): 5:08pm On Nov 21, 2021
Imagine that, one man slept with 5,000 women chai!! The man don do pass Solomon and co to be entered In the religious books biko. Meanwhile, imagine running after a single lady here In Nigeria just to knack her and spending a lot in the process, you’re nothing but a deluded idiot if this man hear your story. Having sex self, it’s the woman that enjoy it the most why do men have to pay for the encounter and also work in the encounter

TravelRe: Cow Causes Accident In Abuja, Nigeria’s Capital City by Dchaer(m): 12:56am On Sep 04, 2021
Na so, fulani representatives and buhari kinsmen. No security outfit will respond to this one. Sick country with sick people, even an average Nigerian get one form of sickness himself or herself��. I mean it and you and i know its the truth.
RomanceRe: Can You Marry The Last Person You Had Sex With? by Dchaer(m): 10:13am On Aug 22, 2021
Never, it’s one Ashawo at New Villa at Hadeija, Jigawa state who is short and found out canterkerous which makes fall down in seconds and felling terrible for weeks. I pity the person wet go marry that one.[color=#550000][/color]
Foreign AffairsRe: Multiple Websites Go Offline Across The World by Dchaer(m): 11:56am On Jun 08, 2021
It could be hackers or a political ploy from Asia.
PoliticsRe: EFCC Seized Jewellery Worth N14.6billion From Ex-Minister, Diezani - EFCC by Dchaer(m): 5:00pm On May 28, 2021
Dm to get better health. Dont wait till you get sick and spend *50 of the fee.

PoliticsRe: Governor Buni Weds Gumsu Abacha, The Daughter Of Late Head Of State (Photos) by Dchaer(m): 10:19am On Apr 15, 2021
PoliticsRe: Fayose: "Makinde Looks Quiet, But Deadly" by Dchaer(m): 10:16am On Apr 15, 2021

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