His ex wives can testify, so you knew he is an abusive monster and chose to stay with him in your toxic relationship for 15 years? What am I missing?
Stupid people make bad decisions and then start crying and claiming victim, begging society to save them from the consequences of their own stupid actions.
eBARCSMFB: Here are some practical tips for saving effectively from a monthly salary of 50K to 100K Naira in Nigeria:
1. Create a Realistic Budget
Track your income and expenses, breaking down your spending into categories like food, transport, rent, and utilities. Allocate a specific percentage (e.g., 10-20%) to monthly savings and treat it as a non-negotiable "expense."
2. Use the 50/30/20 Rule
For simplicity, try the 50/30/20 rule, where 50% goes to needs (rent, food, utilities), 30% to wants (entertainment, extras), and 20% to savings or debt repayment. Adjust these percentages if necessary, especially if you’re earning on the lower end of the scale, but prioritize the savings portion.
3. Automate Your Savings
Set up an automatic transfer to a dedicated savings account on payday. This way, you save first before you have the chance to spend it. Consider platforms like e-barcs, Cowrywise, or Kuda in Nigeria, which offer automatic saving options and even interest on savings. The e-barcs regular savings will help you save your money with an interest of 8% P.A This account is designed for the everyday hustlers, that want to see their funds work for them.
4. Set Small, Achievable Goals
Break down your savings goal into manageable milestones. For instance, if you want to save 50,000 Naira, aim to save 10,000 each month for five months. Track and celebrate small wins to keep yourself motivated.
5. Cut Down on Unnecessary Expenses
Audit your spending to identify non-essential expenses, like frequent dining out, excessive phone data plans, or impulse purchases. Opt for homemade meals, cheaper transportation methods, and free entertainment options.
6. Use Savings Challenges
Try savings challenges like the “52-week challenge,” where you gradually increase the amount you save each week or month. Another challenge could be the “No-Spend Challenge” on weekends or certain days to curb impulsive spending and save more.
7. Leverage High-Yield Savings Options
Consider savings plans with interest-earning potential. Some Nigerian fintech apps offer higher interest rates than traditional banks. Explore options like micro-investments in money market funds, where you can earn modest returns on your savings. others can give you up to 10% some 15% some preach on the security of your funds so the interest is usually around 8% P.A eg the e-BarcsMfb, Page Mfb StanbicIbtc etc.
8. Avoid Taking on New Debt
Limit borrowing to avoid adding repayment obligations to your monthly expenses, as debt repayment can reduce your ability to save. Focus on clearing any existing debt to free up more of your income for savings.
9. Build an Emergency Fund
Start building a basic emergency fund to cover at least 1-3 months of expenses. This fund prevents you from dipping into your savings for unexpected expenses.
10. Take Advantage of Employer Benefits
If your employer offers benefits like a pension plan or savings contributions, take full advantage. Employer-backed savings are an easy way to build wealth without much extra effort.
11. Side Hustles for Extra Income
Look into side hustles like freelance work, weekend jobs, or small businesses to supplement your income. Even a few extra thousand Naira can go a long way toward achieving your savings goals.
Nonsense and ingredients! Why are you lying? Show us a liveable budget of 30k in Nigeria's current context.
It's even a dumb idea to save from 50k in an economy experiencing hyperinflation. The 5k you save this month will be worth nothing a few months down the line. Only #11 makes some iota of sense. Oga, don't mislead the weak and vulnerable.
malaria: Why can't the man put a stop to that nonsense Is he the first man to marry a woman richer than him . Unless the man is just playing along for a reason best know him . I pray he does not leave her someday. Imagine publicizing your bedroom activity all in the name of tik tok challenge that has no lessons to offer to anyone . Some kids will not even do this nonsense .
That's a good question. Why can’t he put a stop to the ridicule? I wish I had the answer. Before seeing this video, I had no idea this couple even existed, so I don’t know their backstory or have enough context to answer accurately.
However, as you’ve noted—and as she hinted with her below-the-belt jab about him being jobless—it seems possible that she contributes more to the relationship. It’s often challenging for a woman to be the breadwinner or the dominant partner (whether in reality or perception) in a relationship while still maintaining respect for her partner. This tends to be a follow-come character of women, and it takes the special grace of God to override this tendency.
As a result, the man may start to irritate her, especially if she feels burdened by responsibilities like cleaning up after him, as she mentioned with the toilet flushing situation. I'll probably be as irritated if I have to flush after another adult.
When the balls-bursting ridicule is constant, a man reaches the point where his psyche can begin to crumble, leaving him feeling emasculated. This often makes him appear even more irritating, creating a vicious cycle. The ridicule, abuse, and maltreatment intensify until he either reaches his breaking point and leaves, or the relationship ultimately falls apart.
ValCon888: The problem with most of Africa, including the likes of Kenya and Nigeria is that these countries are historically embedded with tribal/ethnic/religious divisions.
These differences act as a catalyst for corruption and violence thereby hindering economic growth and prosperity. They also hinder the creation of powerful institutions and national systems anchored on meritocracy.
Without the above, it is nigh on impossible to create stable infrastructure that is critical for economic development.
Everyman for himself becomes the name of the game.
The political class are experts at this game, so they continue to divide and conquer us through religious and ethnic lines while they enrich themselves till perpetuity.
Interesting points. However, have you considered that countries like Singapore for example, being heterogenous; multiethnic and multi-religious started out with an equally corrupt and politically volatile society, have succeeded where we've failed? Their success could largely be attributed to strong and visionary leadership. I believe the problem of leadership is a far greater issue than our diversity.
A bumpy last 6ft. He/she is a goner already, they won't feel a thing. Na to enter adjust the bed, lay them down properly, seal the box up and continue the ceremony. Nothing spoil.
meobizy: I see some men raise the top of their natives to sit on the trouser part. I also notice some men choose to sit on the top aka robe or shirt portion. What is the correct manner of sitting when wearing natives? I want to educate my teenage cousin so he’ll imbibe the proper way.
You raise the top for all the already mentioned reasons, plus so it doesn't leave sitting marks/get squeezed up.
While mostly alien to our culture as Africans and potentially signalling personality/character issues based on prevailing stereotypes, neither of these sends you to an early grave and having them doesn't necessarily make you a bad person either.
Both alcohol and cigarettes, on the other hand, have an impact on reproductive health amongst a plethora of other health issues, endangering not only the well-being of the person indulging in them but others as well.
DJInfluence: Did he actually used tapes or they were digital recordings? Am wondering why he would be using tapes which is easily accessible by anyone when he can have a digital recording on an external drive that's well encrypted.
DJ, the tape in sextape doesn't mean physical tapes. These videos were digitally recorded, and discovered on his device(s) during an investigation for financial crimes. What I know about digital forensics is that some powerful tools are used to image the devices, some of these are powerful enough to break encryption.
I saw some foolish guys trying to discredit him as useless when the story first leaked.
The truth is; every Male knows that guy was an Alpha who was living life on Easy Mode.
Minus the skin-to-skin daredevil stupidity, Baltasar is a Don.
Good-looking + Rich + Powerful + Danger of cuckolding the most powerful men in the country.
His life will be made into movies.
This here is the brand of stupidity that is destroying the world.
I pray God makes you the ultimate alpha so you can impregnate your brothers' and uncles' wives, fvck your cousins as well as wives of powerful men capable of destroying everything you've worked for. I pray you make videos of your escapades and become a global sensation that will everlastingly hang like a cloud above your children and the children of the families your sexual appetite has destroyed. These I earnestly pray for you.
BadBradley: this gender could do anything for attention and publicity.
How this tragic incidence become a matter for social media beats me.
Also goes to show the unhinged bitch is already hanging from another dick and doesn't miss the man to be using his death for publicity stunt.
Haba nau, yes she should have been discreet but e no reach to use such harsh words on her. The man must have been dead at least 5 years ago, must she be miserable about this for the rest of her life.
DrAda: While I am against his mode of incarceration, it is hard to believe that the young man is of good character evidenced by the following...
- His father is a retired soldier - He is not in good terms with anyone, not even his parents, or siblings - He informed noone that he was in prison because of an existing bad reputation within the family - He has been imprisoned before for theft - His reason for insulting his boss was because a colleague was accused of theft - The boss that reportedly sent him to jail also sent some money for bail - The same boss tried to withdraw the case but couldn't
The whole story sounds like fiction
------------------------------------------------------------------- On a side note, I have observed that the nairalanders who were able to detect the myriad of issues in this young man's story are either employers of labour or leaders in their respective fields. Managing people for a living tends to enhance one's ability to separate the wheat from the chaff.
Both parties should learn from this
This common sense line of thinking you used to show the issues with the young man is missing on the thread on X. What's more important to them there is that the former employer is an APC politician.
JessycaB: Don't date kids in men clothing ladies!! This is the kind of things that occurs when you do!
Smh
Your arguments, so far, are perfectly reasonable. However, she seems like a kid herself, a rather funny one at that, dating men at that age could be an issue in itself.
Easybet1: Please, what can I do to stop Okash from calling me? They call me at least twice every single day. I have never taken a loan from any loan shark, and I never will, even under duress. No matter how many times I block their number, they keep calling from different numbers, which is extremely disturbing.
The worst part is that I can't even speak with the person to tell her to stop calling. It’s always a recorded voice, and as soon as I hear, "Hello, this is Gift from Okash," I hang up.
I’ve reached out to them on Twitter asking them to stop disturbing me with calls. Despite this, just today, I received three different calls from them, and I blocked those numbers too.
I can understand why some people take loans from them and then avoid repaying—both the lender and the borrower seem driven by greed.
I don't understand why they are so persistent in trying to force a loan on me.
Is it possible to take legal action against them? What can I do to stop this constant harassment?
please mod help me move it to the front page
Easy. Tell them you're not interested and that they should delete your number from their database.
Wakatumbit: My wife gave birth and her mom has been staying with us for the past 3 months, we have dedicated our baby already and my wife has even learnt to bath the baby and do things by herself when it comes to the baby.
I don't have an issue with the mom staying with us but ever since she came my wife's siblings has been coming to the house, her elder brother and sister and sometimes they stay up to a week.
With the two of them that makes us five in the house and feeding five people in this economy is not easy. I just looked at my bank statement this evening and in the last 2 weeks I've spent over 250k on expenses, from feeding to fuel, to baby food. If it's just me and my wife we won't be spending that much.
I'm thinking of telling my wife to tell her brother and sister to go leaving only they mom and they shouldn't be coming at all, they can visit but they shouldn't stay.
My family doesn't come around a lot and when they do visit, they don't even stay the night.
But I don't want to make it look like I'm a bad person, so how do I chase them away codedly
This guy is just yaning dust! Why do you invite people who don't have much of importance to say, just because they're famous? It's an insulting to the audience.
If any body (an adult or a child) is chocking the 1st thing that should be administered is water … clean water
Is this the 1st time the four years old boy is eating meat
Meat has never killed anyone in a civilized country
Drinking water or anything else while choking can worsen the situation.
There are two types of choking: partial and total. Partial choking is when the person can still cough and talk, meaning they can still breathe. Total choking is when the person can't breathe at all.
If it's partial choking, calm the person down and encourage them to cough, as that's the most effective way to dislodge the blockage. If the person can't cough, lean them forward and slap their back between the shoulder blades. Do not slap their back while they're standing straight, as this can cause the object to fall deeper into the airway. Stop slapping once they start coughing.
If it's total choking and the person can't breathe, cough, or talk, you should perform the Heimlich maneuver. This applies pressure on the lungs and forces the air in the lungs to push out the obstructing object. I've included a video tutorial of the Heimlich maneuver below 👇🏾
It is also not accurate that meat has never killed anyone in a civilized country. In the US, in 2022 alone, over 5000 people have choked to death, making the chances of choking to death higher than accidental gun discharge or dying in a plane crash. Children and old people are particularly susceptible to this. Find the datasheet below 👇🏾 https://www.statista.com/statistics/527321/deaths-due-to-choking-in-the-us/
The lessons I learned here are:
Firstly, for parents to replace meat with egg in their young children lunchboxes, cut the eggs into smaller pieces, to minimize the chances of choking.
Secondly, we should all learn the correct thing to do for others and ourselves in the event of choking because this thread has shown just how common it is.