Politically expose person (SMH). what a nonsense, no wonder that EFCC have only been able to prosecute Yahoo boys and Bobrisky. The law is there to protect the political criminals in our society.

Are they even enforcing any of these laws. People are still using converted apartment as worship centres despite government warnings

Micromax Smartphones.
All their smartphones are the copied version of any low budget Chinese smartphone.

Old version of iPhone
Buying an old iPhone just to show off is not a good idea instead you can buy the latest version of OnePlus.

Special Edition of any smartphone.
For Example, OnePlus 6T McLaren Edition and Poco F1 Armoured Edition. Base version of these smartphone are the best choice.

Any smartphone, which doesn’t have a service center in your city or nearest to your city.


Any smartphone just because of high amount of RAM.
RAM is required to handle multiple apps at the same time but processor is more important than the RAM. So, always check the Processor before buying a smartphone with high amount of RAM.

Any smartphone just because of the Brand name.
Currently, Xiaomi is the best selling brand in India but if Brands like ASUS, Huawei etc… will provide you better specification at cheaper price then always choose specification over brand. For Example, Asus Zenfone Max Pro M2.

Any smartphone just because of Super AMOLED Display.
Samsung Galaxy J2 is a smartphone with Super AMOLED Display but apart from the display, no feature is good.

Any smartphone which advertised as the “Selfie Expert”.
Selfie Camera is not going to make you beautiful/handsome instead you can use a beauty camera app.

Any smartphone, which isn't worth the money.

https://www.quora.com/What-phone-should-I-never-buy/answer/%E0%A4%B8%E0%A4%BF%E0%A4%A6%E0%A5%8D%E0%A4%A7%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%A5-%E0%A4%97%E0%A4%BF%E0%A4%B0%E0%A4%BF-Siddharth-Giri?ch=10&oid=120969875&share=3dd2ff0e&srid=NvT2&target_type=answer

Hello Nairalanders,

Please which of the Musa spp is more profitable in Naija today. Plantain or Banana farming.

Was thinking since banana has many smaller bunch that can be gotten from the tree. It might be more profitable than plantain, my thought though.

It also seems like the demand for plantain is higher.

Am interested in going into it. Will appreciate input and comments from farmers that are already in these business.

The National board for Technical Education has stroke out the computer science degree in Polytechnic and monotechnic in Nigeria and roll out new degrees under computer science.

God bless Nigeria

You were not ban from entry the country, you were denied visa based on documentation provided. You can just reapply.

A Nigerian, simply identified as Oladimeji has narrated how he and his friend identified as Cosmos, were arrested in Togo and sent to prison without fair trial.

He said he and Cosmos were travelling to Canada and decided to first travel to Togo before flying to Canada having got information that it was cheaper to fly from Togo.

Oladimeji explained that trouble started on November 8, 2023, when they got to the airport and were at the airline stand when airport officials summoned them to inspect their travel documents.

In a long post he (Oladimeji) narrated to an X user with the username @Olumuyiwaayo, he explained that the airport officials alleged that they were travelling with fake visas and passports, adding that all their pleas fell on deaf ears.

According to him, the funniest part was that these airport officials were asking them for 600 dollars to bail themselves out.

He explained after they refused to pay the 600 dollars illegal bail fee, they were taken to the station and later sent to prison.

The post read, “Last year, on November 8, my friend Cosmas and I were traveling to Canada and decided to board from Togo due to the fact that we saw a cheaper flight from Togo. We got to Togo on the 6th of November and lodged in a hotel until the day of our flight. On getting to the airport, an unforeseen event happened.

“Before we got to the airline stand (Ethiopia Airlines), we were called by some of the airport officials. They asked us to show them our travel documents, which we did. They delayed us for hours to the point that we missed our flights, and they eventually said our visas were fake. They kept checking and couldn’t give evidence to back up their claims. We explained that we got our visas through an agent and explained the process by which we got the visas, but they proved adamant. After a series of arguments, they also came up with another claim that our passports were fake. At that point, we knew they hated us because we were Nigerians.

“Even if we were not sure about our visas, we were 100% sure of our passports because we went to the immigration office in Ilorin to obtain our passports, and we followed the right procedures we saw other people followed at the immigration office. The funniest part was that these airport officials were asking for 600 dollars to bail out ourselves. We refused, and they took us to the police station. We got to the police station that evening with the hope that they were taking us to the place where they would do a proper investigation.

“On getting to the police station, they locked us in the cell, but before we were eventually locked in the cell, we dragged with them, and we requested that they take us to the Nigerian Embassy in Togo so that they could verify all our documents most especially our passports, but the police refused. Rather, they beat us mercilessly and dragged us inside the cell. Our human rights were violated. They collected all our belongings and the 200 dollars that was with us.”

He explained that a friend who had escorted them to Togo later went to the Nigerian Embassy in Togo to report what transpired at the airport.

Oladimeji said, “Meanwhile, one of our friends in Nigeria escorted us to Togo to bid us farewell, so he saw all that happened and went straight to the Nigerian embassy in Togo the following day. God so good, two of the consulates came on our behalf and sent our passport details to Abuja for verification, and the result came back that our passports were original.

These Togo police were so unprofessional, they were accusing us of using fake passports to travel while the report from the airport was fake passports and fake visas. After our embassy had verified our passports to be original and requested for our release, Togo police refused and locked us for five days. After five days, we were taken to the prison. We are presently in Togo prison as I type this message to you.

“I want people to learn from this. Togo is not a good country and they hate Nigerians so much. When we go to the prisons we meet so many Nigerians here. In fact, the population of Nigerians in Togo prison is almost more than the Togolese citizens. Nigerians should avoid flying from Togo. Even if they would be transiting from Togo, they should avoid Togo airport.”

Reacting to the development, the Nigerians in Diaspora Commission, said that the agency was yet to be informed of such an incident.

Speaking with PUNCH Online on Thursday, NiDCOM spokesperson, Mr Abdulrahman Balogun, who explained that there is the possibility of such happened, urged those concerned or their family to report to the agency officially.

He said, “The case you mentioned is possible. There is a possibility because everybody (country) is cautious of their border and cautious of those entering their country because of security concerns globally.

“So, something must have happened and the person who such happened to or their family member should let us know the details and we then take it up from there and do our investigations.”

He also advised Nigerians travelling to other countries to do so with the necessary documents to avoid issues with officials of those countries.

“If someone is traveling without complete documents, such a person can be arrested. We have warned our citizens severally that when they are travelling, they should go with their legal documents. Travelling is your fundamental human right but when you are doing so, you should also equip yourself with the necessary documents.

“What I can say is that those involved or their families should write us formally. Somebody must inform us officially. When there is an issue, the people concerned are advised to write us officially.”

The PUNCH reports that in the last seven years, about 300 Nigerians have been murdered extrajudicially in foreign nations.

The majority of these individuals were killed by non-state actors for no just reasons.

The PUNCH had reported in October that a Nigerian student identified only as Ikem, was allegedly murdered by a group of Chinese in the Republic of Philipines.

https://punchng.com/how-we-were-assaulted-imprisoned-in-togo-canada-bound-nigerian/

Modular refinery is more profitable for the heavy end refined hydrocarbon like diesel. This is why all the modular refinery in Nigeria produces diesel and the likes.

The consumer cost implication for producing PMS (petrol) with modular refinery is high, it will be better to import instead.

Did you get a print out receipt from the POS that shows declined?

Song- To Be A Man By Dax - Do Men Really Feel this Way - Dax Reaction


https://www.youtube.com/watch?v=tHxip2x-PLc

As an Islamic cleric, part of Abdulrasak Odunuga’s job is to counsel people on how to lead lives devoid of vice and crimes. From time to time, he preached sincerity, love, fairness and honesty.

Apart from constantly counselling Muslims on how best to live their lives, Odunuga frequently visited the bereaved, the downtrodden, the accused and the wrongly accused to offer words of encouragement, making them understand that faith would always make them overcome difficulties and predicaments. The cleric also settled rifts between couples and carried out follow-up visits to the homes of such couples to strengthen marital bonds.

Unfortunately, the 31-year-old cleric would suffer a misfortune he never saw coming, an adversity that has negatively impacted his status as a shining light in his Sawmill neighbourhood in Sagamu, Ogun State.

Interestingly, the cleric’s misfortune was orchestrated by two enemies from within — his wife and his mother-in-law.

Odunuga’s predicament started in June 2020, when Yemisi, his wife, claimed to have had a dream.

“On one afternoon in June, 2020, Yemisi came to the balcony where I stood at our Sagamu residence to say she had a dream that I had sexual intercourse with Deborah, her daughter, who was then a 14-year-old,” Odunuga told FIJ.

“At first, I thought the remark she made was a joke, but when she repeated the statement, I immediately wiped the smile I had on off my face.”

Odunuga said that Yemisi would, within the space of five minutes, change the narrative from having a dream, to alleging that he had physically raped Deborah.

When she again changed the story from having a dream to Deborah being physically raped by me, I concluded it was either she was temporarily insane or she was under a spell,” the cleric, popularly called Alfa, said.

“As she was making the claim, she was also raising her voice, and this led to a few neighbours coming out to listen to her allegation. At that point, I was shocked and very embarrassed by her actions. The humiliation was so much that the neighbours that once treated me with reverence in the compound began looking at me with suspicion. They also started talking to each other in whispers.

“To clear my name, I immediately requested that we go to a medical expert to conduct a test on the girl that same day, but Yemisi refused.”

After accusing Odunuga of rape and declining the request for a medical test to be conducted on Deborah, Yemisi moved out with her children the following day.

MOTHER-IN-LAW’S SPIRITUAL REVELATION
After having to live with the unbearable stigma of being seen as a ‘rapist’ in his neighbourhood for six months, Odunuga would again suffer an attack from his mother-in-law.

“On December 21, 2020, I was in my room when some persons suddenly knocked on my door violently,” Odunuga said.

When I opened the door, I discovered that they were police officers. I asked what their visit was about and without mincing words, they told me I was under arrest. I demanded to know what my crime was, but just like the scenes we usually see in our local movies, they told me my offence would be revealed to me when I got to their station.”

Odunuga said it was when he got to the station that he was told by the officers that the arrest originated from a spiritual revelation his mother-in-law had in her church.

“The officers who arrested me said that in early December, my mother-in-law received a spiritual revelation that someone had recently had an intercourse with one of her grandchildren with the intention of using the child for ritual purposes,” Odunuga said.

“Her funny revelation was then again linked to Yemisi’s allegation that I had raped Deborah six months back and that was what prompted them to petition the police so that I could be arrested.

Interestingly, the same medical test I had insisted we conduct when Yemisi first accused me in June, was then carried out at a hospital in December, six months after I was first humiliated. This time, however, it was done without me being aware. No sample was collected from me.

“Now, when the medical test result came out, it showed that there were signs of penetration around Deborah’s private part; no swab and blood tests were conducted as far as I know. And if they did, the result was never made known to anyone.”

Odunuga was subsequently detained at the police station. While in detention, he was not also allowed to reach out to any family member or friend so he could tell them what was happening to him.

MISPLACED CONFIDENCE AND HURRIED SENTENCE

Despite his arrest by the police, Odunuga was confident he had not committed any crime. So high was his level of confidence that when Tailorson Nwani, an Ogun State-based lawyer, offered to take up the case pro bono, he politely declined the gesture, stating that he would defend himself in court and that he would get exonerated in the end.

The cleric’s decision not to accept Nwani’s offer of help would eventually lead him into more trouble. Two days after his arrest, Odunuga was transferred from the police station to the correctional centre in Sagamu.

When the Ogun State Director of Public Prosecutions’ office formally brought charges against the cleric, what was initially a one-count rape charge had been amended to two — an additional charge of proclaiming to kill Deborah after raping her was also brought against him.

“I only got to know about the additional charge after my first appearance at the Magistrate Court, where the case was being heard,” the cleric said.

was shocked and lost for words. What I thought was a case I could easily defend myself against had spiralled out of control. This was when it dawned on me that my wife and mother-in-law were really out to destroy me.

“I had become totally helpless. I also regretted turning down the lawyer’s initial offer of help. My confidence failed me and I paid a heavy price for it.”

After his first arraignment on December 23, 2020, Odunuga would spend close to three years in jail without getting a fair trial.

DPP OVERSIGHT AND CONTINUED INCARCERATION

Another ordeal Odunuga faced while in prison was the DPP’s poor handling of his case.

“The DPP took my case file and would not bring it to court for more than a year. This also led to the trial being extended for a longer period than necessary,” Odunuga said.

“I had already spent a year in prison when they finally brought the case file back to court.”

At the end of the proceeding, the Magistrate Court sentenced Odunuga to five years in prison in December 2021.

He was sentenced based on the first charge of rape, which was believed to be in accordance with section 32 (1) of Child Rights Law of Ogun State 2006. The second charge of threatening to kill the victim was struck out.

Retrospectively, the cleric bagged the prison sentence as a result of the court to rule on the matter based on a report that only showed that the victim’s private part had been penetrated. All other forensic examinations like blood sample tests, vagina swab, semen analysis and foreign hair samples were not considered.

More importantly, the test was conducted six months after the initial accusation of rape was made against Odunuga.

FIJ learned that the best period for forensic samples to be collected is within the first 72 hours after a sexual assault had been committed. Odunuga advocated for this when his wife accused him of rape, but his request was never granted.

THE APPEAL
With no help in sight, the cleric was confined to the cell block that had many other inmates in it after his sentencing.

This went on until January 2022, when help eventually came his way. Nwani got to hear of the activities that led to the sentencing once again and reached out to Odunuga the second time, asking if he could launch an appeal case on his behalf.

This time, the cleric did not say no.

“After I finally got Alfa’s consent to represent him in court, I filed an appeal on January 17, 2022,” Nwani told FIJ.

“Unfortunately, my client had to continue spending time in prison throughout the period the court decided to entertain the appeal suit we filed on the case.”

According to Nwani, the entire narrative changed when the medical examiner who had carried out the initial forensic test that led to the cleric’s imprisonment was recalled to testify before the Appeal Court.

“The medical practitioner who conducted the test claimed he had been practicing for 13 years. During my cross-examination, he confirmed to me that to determine evidence of rape, it had to be promptly reported, and samples had to be promptly collected as well,” Nwani said.

“More importantly, the same medical practitioner also confirmed to the court that it would be difficult to pin a rape crime on anyone when the act was alleged to have been committed four to five months back.”

The lawyer said he further probed the medical practitioner on the result that showed that the victim’s private part had been penetrated.

“On the test result that read that the victim’s part had been penetrated by the [alleged] rapist, I asked the practitioner if the fact that that particular part of the body had been tampered with in the manner of an intercourse meant that it was my client who perpetrated the act, and he said no,” said Nwani.

“Remember, the result also showed that all other tests like swab and blood tests were not at all carried out. On the absence of a hymen in the alleged private part, the practitioner also confirmed to me that there had been confirmed cases of people born without the hymen.”

In the end, the Appeal Court detected many irregularities in the testimonies made during the trial initially held by the Magistrate Court, and more importantly, in the test result that was admitted as evidence during the hearing.

Because the Magistrate Court could not prove beyond reasonable doubt that Odunuga was indeed guilty of the crime levelled against him, the Appeal Court discharged and acquitted him of any wrongdoing on May 11, 2023.

By the time he regained freedom, the cleric had already spent 30 months in prison.

LIFE LESSONS INSIDE PRISON
Odunuga told FIJ that he suffered considerable emotional damage while in prison.

“Being incarcerated in a Nigerian prison would make you question your self-worth and existence; more importantly, there is no way the prevailing conditions there won’t make you suffer emotional damage,” the cleric said.

“When I first got to the Sagamu Correctional Centre, I was physically assaulted for a few days by some of the inmates I had to share an overcrowded cell with.

“When one of the prison officials later learnt I was a cleric, I was made the Imam of the mosque inside the correctional centre. With this, fellow inmates started treating me with a degree of reverence, and this also ultimately saved me from being further assaulted by some of them.

“I also ultimately became a counsellor for most prisoners, talking them out of violent fights and advising them on how to lead better lives once they regained their freedom.”

Odunuga went on to talk about what he learnt while counselling inmates at the correctional centre.

“There is nothing more valuable in this life than freedom, peace of mind and good health. While in prison, I found out firsthand that being confined to a particular space almost on a daily and consistent basis could make you lose your sanity,” the cleric said.

“During counselling sessions, I met with inmates who actually confessed to committing crimes and were willing to turn a new leaf the moment they regained their freedom. Inside the same prison, I also met with men who were convicted for committing crimes and were still exhibiting traits of unwillingness to turn a new leaf once they made it out.

There, I also met with inmates who were innocent, wrongly convicted, serving long prison terms and had resigned themselves to fate.

“The last set of inmates are the ones who were wrongly accused and sentenced to prison for crimes they did not commit, but are now willing to commit such crimes because they feel they had no reputation or image to protect anymore.

“The last set of inmates were the ones I spent much time on, in terms of counselling and persuasions aimed at making them have a change of mind.

“In summary, if one doesn’t have the fear of God in one’s mind as a human being, and at all times, you can easily become a hardened criminal if you spend time in a Nigerian prison. Now, this isn’t about your religious orientation, it is about constantly believing in God, knowing that He truly exists and having the strong belief that he can help you turn your story around in a positive way, even when you have given up on yourself.”

‘REASON ODUNUGA WAS WRONGLY ACCUSED’

Odunuga told FIJ that he believed the reason he was lied against was because Comfort Adenuga, his mother-in-law, never really accepted him as a son-in-law.

“When I started dating Yemisi in 2019, I made every effort to know who her mother is, but she told me that it was okay if I only knew her father,” Odunuga said.

“At that point, she already had three children from a previous marriage — Deborah and two others.

When I eventually decided to get married to her, it was only her father that consented to our union.

“It was a year after she had moved in with me that her mother eventually showed up and started accusing me of not seeking her permission before marrying her daughter.

“Despite all the explanations I gave her to make her realise that it wasn’t really my fault, she never accepted me as her in-law.

“That was where the problem started from. Things became worse when her daughter subsequently had a child for me. At that point, I became a sworn enemy to her.

“Despite all her past unpleasant actions towards me, I never thought the relationship we had would degenerate to a point where I would be accused of raping a minor.

“At the end of the day, I would still have to thank God for everything.”

FORGIVENESS, HEALING AND ‘KARMA’
When asked how he felt towards his wife and mother-in-law for making him spend time in prison, he said he had forgiven them a long time ago.

“As a man of faith, who constantly preaches patience, peace, love and forgiveness to other people, it would be wrong to continue to bear an eternal grudge towards those that have wronged me,” Odunuga said.

“I won’t lie, during my first few months in prison, I felt pained that a fellow human being could get me imprisoned all because she didn’t approve of me.

“At that point, I felt a bit of resentment. But again, when I began counselling other inmates, the resentment gradually vanished and got replaced with a feeling of gratitude. Apart from being used as a tool to advise people and impact their lives positively, I also had the belief that my imprisonment was God’s way of preserving my life from falling victim to a weightier misfortune.

What if I had been free all the while, and in the process of enjoying my freedom, I got killed in a vehicle accident? I thank God for everything. As for forgiveness, I have forgiven all the people that played a part in my imprisonment a long time ago. I bear no grudge against any of them. It is important for people of faith to always practice what they preach. We should be shining examples at all times.”

Odunuga talked about what he recently found out about his stepdaughter and mother-in-law.

“When I eventually regained my freedom, I was told that Deborah, the same girl I was accused of raping, had been impregnated by a 70-year-old man. Let me repeat myself, Deborah got impregnated by an elderly man,” said Odunuga.

“That’s not all, I was also told that the baby she gave birth to died after delivery. As for my mother-in-law, I was also told that she has been seriously ill for the past six months. I heard she is now bedridden and can no longer walk and talk.

“For Yemisi, I have not heard from her since I was released. I still remember all of them in my prayers, hoping that God would also forgive them for what they did to me.”

STARTING ALL OVER
Odunuga told FIJ that things had not been easy for him since his release.

“I returned to an empty house after my release from prison. I was told that while I was away, Yemisi came around to cart all my furniture and electronic gadgets; clothes inclusive, away,” said the cleric.

“Neighbours told me that when she was challenged while she was moving the property, she told them they all belonged to her. She said she bought everything with her own money, but that was a lie. As a matter fact, I had already bought everything before she moved in with me.

“The landlord of the house has also been kind to me. I owe him rent for two years. He has said I should pay whenever I am able to.

“What I can claim to be mine now are just the clothes and sandals I am wearing. I have nothing at the moment. Nothing.

“Despite all this, I would still have to give God all the glory for everything. I would also like to thank Barrister Nwani for coming to my aid. He did not take a penny from me all through my trying period. This is one man that did not even know me from anywhere before the incident happened. We don’t even speak the same dialect. But he still helped me. All I can ask for from God is for him to be blessed and rewarded in bountiful folds.

“As is it is now, it would be foolish of me to claim I do not need any assistance from Nigerians, because I actually do. I need their material help and assistance. I also need their help so I can sustain myself.”



https://fij.ng/article/angry-mother-in-law-accused-islamic-cleric-of-raping-a-minor-he-proved-his-innocence-but-after-3-years-in-prison/

Canon banger

A recent survey has found that Gen Z workers are not viewed favourably by business owners and managers, primarily due to being difficult to work with.

The survey was conducted by American firm ResumeBuilder with 1344 people as the sample size. It asked people in managerial positions across different US states about their experience of working with those born in 1997 or later.

Surprisingly, nearly half (49 per cent) of the respondents stated it was difficult to work with Gen Z "all or most of the time". Meanwhile, a whopping 79 per cent dubbed them as the most difficult generation to have in the workplace.

59 per cent of respondents added that they have had to sack a Gen Z employee with 20 per cent of the employers firing them within a week of their start date.

Most managers cited entitlement, lack of motivation, effort and productivity from the Gen Z workers as the reasons for being insufferable to work with. Some said the workers got 'offended' too easily which provided the managers another reason to give them the boot.

“In our organization, the Gen Zs I have interacted with can be exhausting because they lack discipline, and they like to challenge you,” one hiring honho was quoted as saying by the publication.

"They think they’re better than you, smarter than you, more capable than you and they will tell you to your face."

Stacie Haller, ResumeBuilder’s chief career adviser posited that since most Gen Z workers had took employment during the pandemic, they lacked the basics to adjust to a different

“As a result of Covid-19 and remote education, it’s possible that Gen Z-ers lack the foundation to be more successful than older generations in entry-level positions. We know that with remote work and education, communication skills do not develop as well and people tend to work more independently,” she said.

“Hiring managers need to be cognisant of this when interviewing Gen Z-ers for positions. This generation may need more training when it comes to professional skills.”

With most Gen Z workers just starting out, such negative perceptions amongst the hiring group may not augur well for their careers. A separate study conducted by the same American firm found that young workers were already feeling burnt out and disconnected from their jobs.

https://www.wionews.com/trending/gen-z-is-the-most-difficult-generation-to-work-with-finds-report-585394

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Quest7777:
Cash scarcity actually reduced incidents of Kidnapping, but then Kidnapping is a lesser evil compared with grounding the economy through lack of cash.

But, Nigerians need to start seeing convicted Kidnappers publicly executed by firing squad. Until then, most criminals will continue to see Kidnapping as lucrative business.

Ẹnìkan l'ọmọ. Kidnapping is not a lesser evil abeg, if you or relative hasn't been in that situation just thank God

Here are the 17 companies licensed by CBN as mobile money operators in Nigeria

Key highlights
The CBN licensed 17 companies to provide mobile money services in Nigeria
Some of these service providers have been providing succor to Nigerians in recent times as banks’ digital transaction channels fail
There are also concerns among some customers about the genuineness of these mobile money operators/fintechs.

Following the recent glitches experienced by users of commercial banks’ mobile apps and other digital channels in the wake of the naira scarcity, many Nigerians have shifted to other financial services providers, especially fintechs like Opay, Palmpay, and Paga, for a better experience.

True to their expectations, fintechs, licensed as mobile money operators by the Central Bank of Nigeria (CBN), have been providing succour for Nigerians in this trying time of banking failures.

Aside from swift transfers, mobile money operators are also offering perks such as zero charges and daily rewards for customers.

However, these freebies have become a source of concern for some customers, who are unaware of the status of these financial service providers as far as CBN licensing is concerned. Since some of these offers are too good to be true, some customers fear that these branchless ‘banks’ might disappear with their money one day.

But the truth is that these neo-banks are duly licensed by the CBN. What this means is that they cannot just disappear, and the customers’ funds in their care are also safe. Deposits in these fintechs are also insured by the Nigeria Deposit Insurance Corporation (NDIC), just like the commercial banks.

For clarity, mobile money involves the use of mobile phones for the initiation, authorization, and confirmation of the transfer of a value out of a current/checking, savings, or stored value account. According to the CBN, there are currently 17 companies licensed as mobile money operators in Nigeria.

Abeg Technologies Limited: Abeg Technologies Limited, a division of Piggytech Global Limited, was issued a mobile money license by the CBN in 2022. The company has since changed its name to “Pocket by Piggyvest” to emphasize its transition from a money transfer service to a social commerce platform (PocketApp). The platform’s new name alludes to its expanded user-buying and selling capabilities via virtual “pocket stores” and supports its entry into a social commerce market.

Chams Mobile Limited: Chams Mobile Limited is licensed by the CBN to provide mobile money operations and agency banking services through KEGOW, its special mobile wallet that allows special savings, debit cards, and thrifts. The KEGOW wallet is also available for agents and businesses. Chams Mobile has evolved into a digital products and services company.

eTranzact International Limited: eTranzact is Africa’s premier e-payments solution provider delivering electronic transaction switching and payment processing solutions across POS, web, mobile, ATMs, and cards. The company also owns a mobile money license, which allows it to provide financial services over mobile.

Fortis Mobile Money Limited: Fortis Mobile Money is licensed by the CBN to provide mobile payment services in Nigeria. With a vast knowledge of the bottom of the pyramid earned through a consistent working relationship with its sister bank – Fortis MFB, the company prides itself as a leader in the financial inclusion of the unbanked and other sectors of the economy.

Funds And Electronic Transfer (FETS) Limited: Incorporated in 2010, FETS Limited got its mobile money license from the CBN in 2011. The company provides a safe and easy-to-use web, mobile app, and agent platform, which enables the transfer of money from one point to another – person, business, and government.

Hedonmark Management Services Limited: Hedonmark is a total solution provider, proffering professional and reliable Back Office management solutions to small, medium, and corporate clients. The company is also among the 17 companies licensed as mobile money operators in Nigeria.

MKudi Nigeria Limited: MKudi was established in 2009 with the exclusive purpose of providing mobile money transfer services to the Nigerian public. MKudi allows both banked and unbanked personnel to send money via their mobile devices across Nigeria.

Nownow Digital Systems Limited: NowNow App, founded in 2018, provides a new way for people and merchants to bank using their smartphones. The company is licensed by the CBN as a mobile money operator, and it is building a mobile app that accommodates different styles, allowing users to send and receive money and pay bills fast.

Pagatech Limited: Paga, founded in early 2009 by Tayo Oviosu, aims to make it simple for one billion people to access and use money. The company is licensed by the CBN as a mobile money operator and is solving two major problems in the world by eliminating the use of cash for transactions and providing access to financial services. Its first market is Nigeria, where it now has over 20 million unique users.

Palmpay Limited: Palmpay is one of the popular fintechs used by Nigerians for financial services and is also a licensed mobile money operator by the CBN. The company launched its service in Nigeria and Ghana in 2019 and has since provided over 5,000,000 customers with convenient and affordable digital payments.

Parkway Projects Limited: Parkway Projects is licensed by the CBN as a mobile money operator as well as a payment service provider. The company has been providing transaction solutions to businesses and currently serves over 3,000 banks, government agencies, large corporates & SMEs across 30 African countries in multiple sectors of the economy.

Opay Digital Services Limited: OPay is a one-stop mobile-based platform for payments, transfers, loans, savings, and other essential services for every individual. The company is licensed by the CBN as a mobile money operator and boasts over 18 million registered app users and 500,000 agents in Nigeria who rely on its services to send and receive money, pay bills, and many more.

Teasy International Company Limited: Teasy International was incorporated in 2011 and was licensed by the Central Bank of Nigeria (CBN) in December 2012 as a Mobile Payments Operator. Teasy was granted commercial approval by the CBN in July 2013 and is authorized to carry out Agency Banking activities in Nigeria.

Visual ICT Limited: Visual ICT is a fast-growing fintech startup and a mobile financial services provider licensed by the CBN to provide mobile money services. The company provides a suite of mobile financial services not limited to mobile money services, agent networks, cash and electronic disbursements, payroll processing, e-wallet management solutions, airtime top-up, inter-bank transfers, bill payments, and financial solutions designed to suit the diverse needs of its clients and drive financial inclusion.

VTNetwork Limited: VTNetwork, which is doing business as VCASH, is a CBN-licensed mobile payment operator that also provides International Money Transfer (IMTO) services in Nigeria. The company allows users to transfer money locally and internationally with capabilities in 140 countries.

Xpress MTS Limited: Xpress MTS Limited, a subsidiary of Xpress Holdings Limited, was granted a mobile money operator license by the CBN in October last year. The license allows the company to leverage mobile technology to deliver financial services to Nigerians. The company is building an ecosystem to enable people to digitally send and receive money with ease while creating simple financial access for everyone everywhere.

Kongapay Technologies Limited: KongaPay, a financial technology company and a subsidiary of Nigeria’s leading e-commerce group – Konga, is also a licensed mobile money operator in Nigeria. The company is committed to offering the most reliable and fastest payment service in the country while aiming to be the most preferred e-payment service provider in Africa.

Bottomline: Currently, these 17 companies hold licenses to offer mobile money services, and some of them possess additional licenses that enable them to provide other services in the payment system ecosystem. However, only a few of these licensed mobile money operators are currently offering financial services to promote financial inclusion in the country.

It is important to note that even though MTN MoMo, Airtel Smartcash, and similar companies offer financial services via mobile, they belong to a different license category known as “Super-Agent Authorization” as designated by the CBN.

https://www.google.com/amp/s/nairametrics.com/2023/03/20/here-are-the-17-companies-licensed-by-cbn-as-mobile-money-operators-in-nigeria/%3famp=1

It will disappear over time if you stop going to that section

I need a 32 inch low power consumption tv

Still available

fineboynl:
. Why sre you people selling this phone?

Nice phone but time to upgrade

WaytoGo:


50k. Do you have the receipt or case for the phone and why are you selling it?

Yes, there is a case for it, reason the phone is still very clean

Available

Still available

Available is a very neat Huawei Nova 3i.
Hybrid Dual SIM
128gb of storage and optional SD card slot
4gb of ram
6.3 inch screen
1080 x 2340 display resolution
Fingerprint unlock
Battery capacity will easily last a day use or more
AMOLED screen
White glass back
Minimal scratches, not too noticeable.
Phone pouch also available

Price is 65k

Call or WhatsApp
Location is Aguda Surulere Lagos

How do one go about clearing the land like yours without use of manual labour and not so expensive mechanised method

You need a sprinkler in there, contact Moboj for wobbler sprinkler. She is on Nairaland

Hello guys,
Is Pixel 6 a good phone to buy. Interested about the battery life.

Am presently using pixel 4a. Anyone interested can pm me

The best candidate so far, if only people know.

While I returned my certificate


https://www.youtube.com/watch?v=jTVvujR_oso


https://www.youtube.com/watch?v=VDzUgtvyIaA

https://punchng.com/why-i-returned-my-certificate-demanded-refund-frustrated-lautech-graduate/#brid_cp_punch-video-player