₦airaland Forum

Lightway:
Yes... And even when she chooses you for your dick, she will still cheat on your to get money from other men.

Lol... It is what it is.

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What is really happening in this country? Govt officials looting and re-looting everywhere.

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The sex drive of men in that age range tend to reduce while that of women in the same age range increases exponentially.

ubunja:
the next question is, Do we then spend? And if we spend don't we become blue pill? Or how do we spend in such a way we don't simp. Or how do we get women to spend without us losing our masculinity. So many questions...

We may need to spend, but only on those who have chosen us.

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machote:
Isn't that why we're all overdosing on the redpill day and night? Dude chill

Ok

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Gooaal! Marcos Alonso

It might rise again

To be continued.....

twinskenny:
Lovely

Thanks

5. Ole Scheeren's pixelated MahaNakhon tower in Bangkok, Thailand.

6. Villa Kogelhof by Paul de Ruiter.

7. The concrete 'pentahouse' by wamhouse studio.

8. 88 Scott in Toronto, Canada.

1. PUTIN HOUSE in Sochi, Russia, designed by Roman Vlasov.

2. Cloud of Luster wedding chapel by Tetsuya Matsumoto.

3. Oodi library in Helsinki, Finland.

4. Bosjes Chapel, located within the Bosjes Farm vineyard in Western Cape, South Africa.

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Stomoney:
Apart from Carbon, Branch and Fairmoney all other loan Apps are trash.
Imagine, they will tell you to borrow 3000 and payback in 7days and you end up receiving 1900. If I'm right that's almost 56.25% rate

Shai


Most of this loan apps has done more harm than good

You're right, especially Branch. Apart from their loans, their banking platform is also reliable. Bank transfers, airtime & data purchases, utility payment are all very fast and free.

Also, I will recommend Easemoni because of their low interest rates.

There's been a lot of fuss lately about the negative impact of Loan apps and how they should be banned from operating in Nigeria. But am yet to see any fuss about the lack of accountability of some Nigerians in regards to taking loans.

Don't get me wrong, am not in support of some of the tactics used in the process of loan recoveries, but loans are not free money and Loan apps are not charity organizations. They are businesses setup simply for the purpose of making profits, just like your Bank.

You all are aware of how hard it is to get loans from conventional banks without a collateral, but now we have digitized financial institutions that are willing to offer Nigerians loans without any collateral from the comfort of one's home, and we are saying that they should be banned?

I think it's time for Nigerians to stop reacting to issuess with their emotions and start approaching them in a logical manner. Yes, it's true that some loan apps can be heartless in their dealings with customers, but that's not enough reason to throw away the baby with the bath water.

One should carry out proper research before applying for loans from any loan app. Take enough time to read reviews from other users (Nigerian users preferably) of the app before downloading.

Finally; please and please, PLEASE, don't take a loan that you know you cannot afford to pay back. Take loans only when you know you have the means to pay back. Remember, a loan is not a free money, and loan companies are businesses, not charity organizations. A word is enough for the wise. Thank you!

You can read more about Loans from my previous thread : https://www.nairaland.com/6924778/it-advisable-start-business-loan

Oyin2212:
Wisdom

Thank you

One of the most important lessons i've learnt in business is to never take a loan to start a new business.

There is no assurance that your new business will succeed (as a matter of fact, 50% of new businesses fail within their first 2 years), but the number one assurance you will have when taking a loan to start a new business is that you are going to pay back that loan. The bank doesn't care whether your business succeeds or not, all they care about is getting their money back, with interest.

The best time to take a loan is when your business has already gained traction, i.e you now have lots of customers and will need to expand in order to meet their demands.

Loans should be taken to improve an already established business, not to start a new one.

With an established business, you will have customers, sales and some profits that will enable you pay back your loan. Unlike a new business that requires lots of time and hard work to attract customers and make your first few sales. Time you might not have before needing to pay back your loan.

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If you are having issues registering your business with Google, am here to assist you all the way.

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What is Google My business?

Google My Business is one of the numerous useful services offered by Google to businesses. You can register your shop/office/company location with Google, along with other important details including operating business hours, business overview- General information, and user reviews.

Google Maps which comprises detailed maps of places throughout the planet, even comprising street perspectives for visual references which are frequently updated in addition to business information for businesses whose locations are listed on the maps. If somebody is trying to find a specific company or service, and your business pops up, Google will display basic information that people can subsequently use for quick reference.

A verified Google Map Listing helps the customers to find your business location along with directions, contact information and other customer reviews. Registering with Google My Business is a quick and easy process resulting in increased web traffic.

Explorers:
After taking your coffee.

WTH man, ama start throwing up immediately. God forbid!

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