₦airaland Forum

If you are interested or you need more info, kindly send me a maiI: droly28 at yah00 . C0m

I will contact you on how to get started.

olasquare22:
I think you are not looking at my solution provided. This your ratio adopted is WRONG. Let me work back on my answer as below:

12S=8B=6T

S=8B/12

T=8B/6

IF B=144, THEN:

S= (8*144)/12 = 96

T= (8*144)/6 = 192

HENCE: B+S+T = 144+96+192=432.

So relate with this.

You are very correct�
Someone should pls help me with the past questions, I need to start preparation too.
I will be grateful
Thanks to Ogaga and Owodunni for the pst question

The truth is no one likes to pay taxes. But taxes are compulsory and lawful. The terms "tax avoidance" and "tax evasion" are often used interchangeably, but they are very different concepts. Basically, tax avoidance is legal, while tax evasion is not. Tax avoidance is a legitimate way of minimizing tax paid while Tax Evasion is illegal way of not paying tax.

Oil Workers and other firms that pay high salary pay huge amount of tax per annum but with the right knowledge about taxation, insurance and pension, taxpayers can beat down their income tax legally.

Tax has many loopholes which I will show you the most profitable one. Due to many orphans, widows and disables in the society, government believes if their breadwinners had taken a insurance, they won’t have been burden to the society. In other to encourage people buying insurance, government made a tax Act that all money pay into insurance should not be tax.

Let me give an illustration, assuming Mr A earns #12Million per annum and pays 20% tax which is #2.4Million per annum, let’s assume he works for 15years, he would have paid #36Million has tax. Compared to Mr B that also earns #12Million per Annum but paid #2Million every year into insurance investment plan, he will be tax on #10Million and not #12Million, he will pay #2Million tax pay year instead of #2.4Million paid by Mr A, assuming he also works for 15years, he will pay #30Million instead of #36Million. Interestingly, Mr B would have avoided #6Million tax within the 15years, makes profit of #13.75Million from Insurance throughout the investment and also has a life insurance cover of #20Million in case of eventualities during this period.

Most people are not aware that Insurance in Nigeria is booming, the worst that can happen to any insurance company is to be to buy up by another insurance company. Aiico Insurance PLC is the leading life insurance company in Nigeria, they are over 56years. They are tested and trusted when it comes life insurance, Investment and tax rebate.

Feel free to contact me for more information on how to reduce tax.

Olaoluwa Ogunsanya
Financial Adviser (Aiico Insurance PLC)
olaoluwaogunsanya@gmail.com
0 7 O 3O 73 9425

9jaman007:
my brother thanks jare' I went for the interview today and the offer was exactly what you said but I wasnt told anything about the 6k part. The interview was good because it was brief and they went straight to the point. Anyway I dont think the offer is worth it cos considering worst case scenario: if i dont meet with the 250k means I am not getting nothing for the month cos I'd have probably spent more than 6k on the job for that month.

I hate it when people cooked up false stories to confuse others, I read all your messages. I will tell you about Aiico Insurance PLC below.

Program withdrawal vs Annuity

Pension Fund Administrators offer program withdrawal while Life Insurance companies offer Annuity.

Program withdrawal : it is a periodic pension payment to a retiree from his or her pension balance. The payment is paid for an expected life span which means the money can finish at a particular point (Maybe when the retiree is 75 or 80 years). The payment is smaller compared to Annuity.


Annuity: it is a monthly payment to a retiree and the payment is for his/her life time (even if he/she lives till 150years), the payment is always bigger than program withdrawal and the payment can never stop as long as the retiree is alive.

The good news is that even if you have picked Program withdrawal and you have started receiving pension, you can still move to Annuity and Annuity pays more.

For more enlightenment or advice send me a mail olaoluwaogunsanya@gmail.com or call O 7O 3O7 394 25

Program withdrawal vs Annuity

Most of the retirees are ignorant of the bitter truth between these two. Pension Fund Administrators offer program withdrawal while Life Insurance companies offer Annuity.

Program withdrawal : it is a periodic pension payment to a retiree from his or her pension balance. The payment is paid for an expected life span which means the money can finish at a particular point (Maybe when the retiree is 75 or 80 years). The payment is smaller compared to Annuity.


Annuity: it is a monthly payment to a retiree and the payment is for his/her life time (even if he/she lives till 150years), the payment is always bigger than program withdrawal and the payment can never stop as long as the retiree is alive.

The good news is that even if you have picked Program withdrawal and you have started receiving pension, you can still move to Annuity and Annuity pays more.

For more enlightenment or advice send me a mail olaoluwaogunsanya @ gmail.com or call O 7O 3O7 394 25

Good day guys,

I called Nestlé customer's care line now, the lady said I should use the job I.d 3890 as my candidate I.D.

You can call to confirm it, it is toll free 0. 8. O. 0. 6. 3. 7. 8. 5. 3. 6. 4 (remove d dot)

I wish you all the best.

READ THIS AND SAY BY TO ========POVERTY========
we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading.............. i am nt goin 2 request any money 4rm u,jst txt me so dat i cal explain tins 2 u.......my mission is 2 reduce student poverty.....nd do forget dat if u ar nt inform u wil b deform.....

A little sleep,little slumber,a little folding of hands to rest and poverty wil come on to you like a bandit and scarcity like an armed man.......

READ THIS AND SAY BY TO ========POVERTY========
we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading.............. i am nt goin 2 request any money 4rm u,jst txt me so dat i cal explain tins 2 u.......my mission is 2 reduce student poverty.....nd do forget dat if u ar nt inform u wil b deform.....

READ THIS AND SAY BY TO ========POVERTY========
we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading.............. i am nt goin 2 request any money 4rm u,jst txt me so dat i cal explain tins 2 u.......my mission is 2 reduce student poverty.....nd do forget dat if u ar nt inform u wil b deform.....

READ THIS AND SAY BY TO ========POVERTY========
we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading.............. i am nt goin 2 request any money 4rm u,jst txt me so dat i cal explain tins 2 u.......my mission is 2 reduce student poverty.....nd do forget dat if u ar nt inform u wil b deform.....

READ THIS AND SAY BY TO ========POVERTY========
we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading.............. i am nt goin 2 request any money 4rm u,jst txt me so dat i cal explain tins 2 u.......my mission is 2 reduce student poverty.....nd do forget dat if u ar nt inform u wil b deform.....

READ THIS AND SAY BY TO ========POVERTY========
we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading.............. i am nt goin 2 request any money 4rm u,jst txt me so dat i cal explain tins 2 u.......my mission is 2 reduce student poverty.....nd do forget dat if u ar nt inform u wil b deform.....

READ THIS AND SAY BY TO ========POVERTY========
we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading.............. i am nt goin 2 request any money 4rm u,jst txt me so dat i cal explain tins 2 u.......my mission is 2 reduce student poverty.....nd do forget dat if u ar nt inform u wil b deform.....

READ THIS AND SAY BY TO ========POVERTY========
we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading.............. i am nt goin 2 request any money 4rm u,jst txt me so dat i cal explain tins 2 u.......my mission is 2 reduce student poverty.....nd do forget dat if u ar nt inform u wil b deform.....

READ DIS AND SAY BYE 2 ...................POVERTY...............
At first i congratulate all freshers dat u ar welcum 2 dis great citadel of learnin.... we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading.............. i am nt goin 2 request any money 4rm u,jst txt me so dat i cal explain tins 2 u.......my mission is 2 reduce student poverty.....nd do forget dat if u ar nt inform u wil b deform.....

READ DIS AND SAY BYE 2 ...................POVERTY...............
At first i congratulate all freshers dat u ar welcum 2 dis great citadel of learnin.... we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading..............

READ DIS AND SAY BYE 2 ...................POVERTY...............
At first i congratulate all freshers dat u ar welcum 2 dis great citadel of learnin.... we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading..............

READ DIS AND SAY BYE 2 ...................POVERTY...............
At first i congratulate all freshers dat u ar welcum 2 dis great citadel of learnin.... we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading..............

READ DIS AND SAY BYE 2 ...................POVERTY...............
At first i congratulate all freshers dat u ar welcum 2 dis great citadel of learnin.... we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading..............

READ DIS AND SAY BYE 2 ...................POVERTY...............
At first i congratulate all freshers dat u ar welcum 2 dis great citadel of learnin.... we student we dont nid 2 depend strictly on our parent b4 wil do smetinx in sch(such as buyin of clothes,handout,fone,feeding or rechanging our fone or bbm subscriptn etc)...let us start learnin ao 2 b self dependent.....dat is y i av come 2 introduce u 2 disan online business....if any1 tells u dat all online businexx ar scam/fake tell d person dat he has jst committed a FALLACY.... dis onlinle biz is different 4rm any1 u might av heard of...u wil get pay 2thousand naira at worst per week in2 ur bank account....u dont nid a laptop or bb b4 u can do it anytin u ar usin 2 read dis msg can do it.... if u ar interest txt me ur email or call me on 08098028234!!!!!!!! let us convert all d time we use online in2 money.......ao 2 make money 2ru facebook loading..............