₦airaland Forum

CaptainWest1000:
Please leave that vampire of a lady, don’t ever get married to her because if you do you won’t live long na responsibilities go Josiah you.

ok well noted boss.

Mariangeles:
Don't try that with a woman you're not willing to lose.

men love to be respected and a man you as a woman cannot obey is not respected by you. Such a woman starts losing value in that man's eyes and will not be missed when she leaves. Character is the beauty of a woman who wants to settle down with a man. You can see the man is willing to let her go of course.

Konjiboii:
Not going to lie I have done this before, at the time I was financially down and needed space to just reason my life, having babe at that time was financially draining, I was managing my little change eating beans and drinking garri, didn't need a babe that will insist on sharwama and parfait and when I say I don't have the funds she will act like I am less of a man, even though she might not say I will see myself as a lesser man. If only women know what men deal with mentally ehn. Relationship no mean say everyday go dey rosy.

bros I'm on this table now with a lady I was considering getting married to. I have spent over 200k on her within about 7 months of dating her. when I was down, she could not spare me even 1k. This act made me to distance myself from her for about 4months now no communication. I am not sure that marriage will ever take place sef.

Antoeni:
This Man Can Conveniently Gift Every Human On Earth A Million Dollar

he cannot and mind you, the calculations are more or less rough-estimated based on non-liquid assets.

Houseofglam7:
I’ve not slept in 3 days, I feel fidkennfijwgafeehdjdinnfooppfnrmmfhgqgrrjflkl

for you to type jargon and submit means the effect of sleep deprivation is already taking place in your mind.

ravensckar:
So I heard too, but on the bright side, you get to be free for a few years.

The dentist did give me a valuable advice; that I should always brush my teeth after dinner. I've been doing that and so far, it has been working.

Around last year, I had a problem with another tooth. Went to the hospital and had it checked. Right there, a tiny hole was discovered. I was asked to change my tooth paste and refrain from taking anything too hot or too cold. They asked me to come back for another check up but I no gree go again. I don tire jare!

See ehn, teeth problem no be child's play. But wetin man go do nau? Some people have real health problems, if me I'm now going to hospital because of teeth, it will be like an insult to them.

#Picks_tooth

yea bro tooth issues is a child's play to what some terrible type of sickness use people eye dey see. You see brushing after dinner, we plenty on this table wey dey default.

ravensckar:
Bros, it's better you extract o. Filling is way expensive.

You'll definitely feel pain no doubt, but in less than a week, it will subside.

I heard the problem will be transferred to the tooth next to the one out want to extract and the pain continues.

Stephen0mozzy:
Just dey pray and thank God for good health my brother. Else na student nurse go shook pipe for your John Thomas (Catheterization).

my brother who well no know wetin God do for am oo

ravensckar:
5 years ago, I went for tooth extraction. Na one small fine yellow pawpaw dey chook chisel for my mouth comot my teeth.

At a point, I was screaming and she told me to be a man. I told her that her gender wey dey fear rat and cockroach dey preach bravery. Shuo!

Na so she quiet. The rest of the proceedure was marked by awkward silence. Na Dentist you be, you no get extra life.

#Picks_tooth

I once accompanied my dad to remove his tooth when I was tender. The pain was something else that I vowed not to extract any of my tooth. I now have a tooth with opening. Should I fill it or extract?

Tell me it is not true, otherwise, Nigeria would have been thrown to the dogs.

Validated:
Stop hiding under NL faceless forum, say it with open chest abd go to jail. Infact @Seun might be sued someday to unveil all you faceless noise makers.

they also track people down from this forum. Be careful what you post oo.

It's actually a wonder that people that swore to love themselves till death separate them will now wake up one day and discover that the love is dead and buried. There is indeed a thin line between love and hate. Only the love of God is surest. Love unserviced will also die.

FarmilyFinance:
The Age Of The Child Is Just 6 Months.

So, No - She's Not In A Boarding School.

It's Not About Me Or Any Of My Family.

This Is A Critical Question For Societal-Social Responsivities.

oh I sure did not read the age part. Come off it, this is time wasting man.

FarmilyFinance:
As A Parent, What Would You Do When You Observe That Your Daughter Is A Lesbian ?

This Critical Question Is Directed To Fathers And Mothers !

did she attend a boarding school? Most girls pass thru this stage in secondary school but become straight shortly after. Also, she needs deliverance thru the word of God and serious prayers. How committed are you to the Christian faith?

Kaido:
Don't try this play with vipers, black mambas and cobra.

no be lie. Those ones can be caught with a special hooker. The mambas are just too deadly. They are still fearful nonetheless.

Snakes are actually very fearful creatures. A courageous person will always kill or catch it.

Ifeoluwadev:
Before anybody calls me a liar or a complainer, sit down and read this first. Because I have numbers. And numbers don't lie.

In 2019, I was earning ₦150,000 per month. Junior staff. I was not rich at all. But I was comfortable. I could breathe.

Today in 2026, I earn ₦500,000 per month. On paper that is more than 3x growth. I should be living large. I should have savings. I should be talking about investments by now.

Instead I am broke before the 25th of every month.

Let me show you exactly why.


THE NAIRA ITSELF
In 2019, one dollar was roughly ₦360.
Today in 2026, one dollar is over ₦1,500.

The naira has lost about 75% of its value against the dollar in 7 years. So anything imported, whether electronics, medicine, baby products or even some food, now costs 4 times what it used to.

My ₦500k today equals roughly $333.
My ₦150k in 2019 was worth roughly $416.

Read that again.

I earn more naira but fewer dollars. In real purchasing power I have gone backwards even though my salary tripled on paper.


FOOD

In 2019, I fed myself comfortably for around ₦30,000 per month. Decent food, market twice a week, occasionally a small restaurant.

Today that same lifestyle costs me at least ₦120,000 and that is me managing carefully.

| Item | 2019 | 2026 |
|---|---|---|
| Bag of rice (50kg) | ₦18,000 | ₦85,000+ |
| Cooking gas (12.5kg) | ₦3,500 | ₦18,000+ |
| Groundnut oil (4 litres) | ₦2,800 | ₦12,000+ |
| Tomatoes (paint bucket) | ₦800 | ₦5,000+ |
| Full chicken | ₦2,500 | ₦10,000+ |
| Big loaf of bread | ₦350 | ₦1,500+ |

My food budget went up by 400%. My salary went up by 233%. The food is winning.



RENT

In 2019, I paid ₦350,000 per year for a decent one bedroom in a Lagos suburb. That is about ₦29,000 per month if you break it down.

Today that same apartment, same area, same size, same leaking ceiling, is ₦1.2 million per year. That is ₦100,000 per month equivalent.

I now spend 20% of my gross salary on rent alone. And landlords still want one to two years upfront. So every renewal season I need to drop over ₦1 million at once like I am buying land.



ELECTRICITY AND GENERATOR
In 2019, NEPA was bad but manageable. Fuel was ₦145 per litre. My monthly gen fuel was around ₦8,000.

Today petrol is close to ₦1,500 per litre. My monthly generator fuel alone is ₦45,000. And NEPA is still giving me the same 4 hours they gave me in 2019. Nothing changed on their side except the bills went up.


TRANSPORT

Bus from my estate to office in 2019 was ₦150 each way. That is ₦300 per day, about ₦6,600 per month.

Same route today is ₦700 minimum each way. ₦1,400 per day. Nearly ₦31,000 per month.

Ride hailing? Multiply that by three. I now spend between ₦30,000 and ₦50,000 every month just moving my body from home to work and back.



SO WHERE DOES THE ₦500K GO?

| Expense | Monthly |
|---|---|
| Rent (broken down monthly) | ₦100,000 |
| Food and groceries | ₦120,000 |
| Generator fuel | ₦45,000 |
| Transport | ₦35,000 |
| NEPA bill | ₦18,000 |
| Airtime and data | ₦12,000 |
| Toiletries and misc | ₦20,000 |
| Tithe | ₦25,000 |
| **Total** | **₦375,000+** |

That leaves me ₦125,000 for savings, emergencies, hospital, clothes, sending money home, school fees if you have children, and anything unexpected.

In 2019 on ₦150,000, my total expenses were under ₦90,000 and I had ₦60,000 left. That leftover was worth $167 at the time. My ₦125,000 leftover today is worth $83.

I saved more real money when I earned less. That is not a feeling. That is arithmetic.



THE PART NOBODY TALKS ABOUT
Beyond the numbers, what has changed is how money feels.

In 2019, seeing ₦100,000 in my account felt like safety. Like I had options. Like I could breathe easy.

Today I see ₦500,000 land on payday and my first feeling is anxiety, not happiness. Because I immediately start calculating what is owed, what is running out, what will still not be enough.

That shift from feeling okay to feeling like you are always one emergency away from trouble, even as your salary grows, is what this economy has quietly done to the Nigerian middle class.

We are not imagining things. We are not lazy. We are not bad at managing money. We are just running on a treadmill that keeps speeding up.



MY QUESTION TO NAIRALANDERS:
What was your salary in 2019 and what is it today? Are you genuinely better off or are you like me, earning more and living less?

Drop your numbers in the comments. No judgement for anybody. Let us count together.

Good analysis but how come your tithe is 25k? Is tithe not 10% again?

If you like wear 100 rubber, STD (sexually transmitted demons) are inevitable when you sleep with someone who is not your partner.

OgbeniOja1:
But them no fit track and arrest bandits. Clowns. I'm disappointed in the government

Tinubu is actually a dictator and worst thing is that he never promised Nigerians anything. He only claimed it was his own turn to loot the national vault. So reasonable Nigerians should stop expecting anything positive from him.

judewrites:
That was a trial of faith situation, it had nothing to do with Job's sin or righteousness.

God earnestly desires that we progress ever increasingly in life.

Did I mention anything about sin? You have no idea what Job learnt from his ordeal. He was taught a whole lot. The trial of faith as you wrote edifies a Christian when he meekly succumb to it.

judewrites:
In man's design, yes but not in God's design.

God's will is that we ever increase more and more.

“The LORD shall increase you more and more, you and your children.”
— Psalms 115:14

However that doesn't mean one cannot be subject to hard times because the system of this world is flawed away from God's original intent.

sometimes, we stoop to conquer. Job was suddenly dealt with for just no reason but he was compensated doubly.

chrisco4christ:
This is my story. As a Pastor I was favoured in 2023. Then transfer came that took me to the interior village. I spent all my savings. I have done all I can to come out of this financial struggles to no avail. I have done 3 days dry fasting, 21 days fasting, 48 days fasting and many more. The one that eat me most is having to borrow to eat and feed my family. I have cried but it's as if God is silent. But in all these there is a witness in my spirit that it will end in praise. The write up here just encouraged me.

This is a wilderness experience to purge you and build you to capacity. Our spirits are in most cases weaker than our flesh when we are in comfort but pains and lack bring out our inner strength and spirit firepower. Fasting will not really remove the refiner's fire. Fasting will only make your spirit stronger while the purging is ongoing. God will be silent as if he has abandoned you but he is closer than ever in moments like this. Keep hope alive, keep your faith strong, open your ears to hear and obey, count yourself as nothing and be humble once you are broken and the refiner beholds his face in the molten metal, he will remove the fire.

Gotocourt:
i laught at those liking your post ''on colos''

I asked him the gle he bought for 150m and he has not answered 😊

Paulogyking:
2021, I was a timber contractor in my village and I was into buying crypto coin, I was into spot coins, forward to 2023, I left the work just to move to the city and get married settled downn. 2024 I worth close to 5m in my portfolio think if it reach 10m say I go japa, June 2024 money dropped to 2m I think say hin go rise since it's halving season 2025 I sold all the coins I cash out less than 300k just to survive cause I'm into changing and accessories business, since last year I broke die some times I do labour to survive and feed my family but now it's only me just do labour to feed but I believe in God things will change for good...

bro your story resonates properly with me because I have lost millions upon millions in crypto but still holding on for the oncoming super cycle. I am the one God has shown mercy. You will bounce back by his mercies. I am also curious to know what happened to your family that made you to stay alone.

elasticlala:
I have been there.
If you ever find yourself there, it’s not for you to worn yourself out; you simply & sincerely cry for grace from the one who gives grace, work hard with divine instructions, and you will bounce back with much more than you even had. However, remember that time and chance happen to everything.

time and chance...

Onkoolos:
I bought a gle for 150 million in 2020 and I sold it for 50 million when I was broke in 2024, I use that 50 million to build a business that now generate 40 million on a bad month

what model of gle did you buy for 150m in 2020

SamuraiXXX:
I don't care if it's UK or American used, I won't spend half a million Naira to buy a used phone even if it's an iPhone!

That is you. I am getting that phone asap.

IamMobisola:
13promax currently goes for 450k

256gb I need it. I have 400k

Emeskhalifa:
So you want to settle for a second hand phone with that staggering amount?

many iPhone users got theirs as a second hand.

I am currently thinking of getting an iPhone 13promax as a London/American used. It is up to half a million Nigerian Naira.

largeman4u:
April 2026 Price-list of Tokunbo Cars @ Largeman Motors (All available in Lagos)


2006 Toyota Camry @ 8.4m (Silver )

2018 Toyota Corolla LE @ 17m (Blue)

2015 Toyota Camry Sport @ 15.3 (wine )

2009 Acura MDX + DVD @ 9.6m (2 units)

2008 Lexus RX350 full option @ 13m (Black)

2011 Toyota Venza - Thumb - Pano @ 17.4m (White)

2016 Toyota Rav4 Sport - Thumbstart @ 23.2m (Silver)

2011 Toyota Highlander Limited @ 22.5m

2018 Toyota Rav4 Limited @ 27m (Silver)

2006 Toyota Matrix @ 8.8m (Silver and Grey)

2012 Toyota Tacoma 4WD @ 21.5m

2015 Hyundai Sonata SE @ 12.7m (Blue )

2017 Hyundai Sonata Sport - Thumbstart @ 15.7m

2010 Toyota Venza Leather @ 16.7m (Brown )

2011 Toyota Venza Limited + Pano @ 18m (Grey )

2009 Toyota Camry XLE + Alloy @ 10.2m

2007 Toyota Camry @ 9m (Silver )

2012 Toyota Camry LE @ 12.8m (light Blue)

2012 Toyota Camry Sport key @ 13.5m (Black )

2012 Toyota Camry SE - Thumbstart @ 14.5m (Red)

2014 Toyota Camry XLE @ 13.9m (Black )

2010 Lexus RX350 base @ 17.9m (Grey )

2011 Lexus RX350 full option 20m (Grey )

2010 Toyota Highlander Limited @ 18.8m

2016 Toyota Camry SE - Leather - Alloy @ 14.9m

2016 Toyota Camry SE - Thumbstart @ 16.6m

2012 Toyota Corolla LE @ 11.6m (Black)

2015 Toyota Corolla @ 14.6m (Black)

2014 Toyota Corolla + Alloy @ 14.6m Green & white )

2015 Toyota Corolla sport + Alloy @ 15m

2013 Honda Accord Touring 13.5m ( wine )

2014 Honda accord touring 13.8m (Pearl white )

2017 Benz GLE350 @ 32.5m (Pearl white )

2004 Lexus RX330 @ 11.5m (Silver )

2009 Lexus RX350 @ 13.2m (blue )

2010 Lexus ES350 @ 12.7m (Wine )

2011 Lexus ES350 @ 13.8m ( Grey)

2013 Toyota Avalon XLE @ 17m (Black )

2015 Toyota Avalon XLE @ 19.2m

2012 Toyota Corolla - Alloy + Android @ 12.5m

2011 Toyota Sienna XLE @ 16.8m (white )

2012 Toyota Camry LE - Key @ 12.8m

2008 Toyota Highlander Limited @ 16.5m

2016 Benz C300 pano + Thumbstart @ 24m

2012 Benz ML350 @ 24.8m

2015 Honda CRV Thumbstart @ 21m (Wine and white )

2016 Honda CRV Thumbstart @ 22.5m (Black)

2015 Hyundai Sonata key @ 13m

2015 Hyundai Sonata Thumbstart @ 15m

2013 Hyundai Tucson - Leather - Thumb @ 14.9m

2015 Hyundai SantafE - Thumbstart @ 15.3m

2005 Lexus ES330 @ 9.8m

2023 Benz AMG GLE53 173m

2020 Benz GLE350 fullest option 87m

2019 Benz G-wagon G63 AMG @ 288m

2007 Lexus RX350 full option @ 13.5m

2015 Toyota Corolla LE @ 15m

2013 Toyota Avalon XLE @ 18m

2014 Honda Accord- 360 Camera - Thumb @ 14m

2016 Camry SE - Thumbstart @ 16.9m

2016 Toyota Camry XLE @ 17.7m

2009 Acura MDX @ 12.8m

2010 Toyota Highlander @ 16.4m

2012 Toyota Highlander Sport @ 20m

2012 Toyota Highlander Limited @ 20.5m

2013 Toyota Highlander Limited @ 23.5m

2011 Lexus RX350 Full option @ 20.5m

2012 Lexus RX350 full option 23m

2013 Lexus RX350 full option @ 24m

2019 Toyota Corolla LE @ 21m

2007 Toyota Tacoma @ 18m

2010 Toyota Corolla @ 11m

2016 Toyota Sienna XLE Thumbstart @ 23m

2010 Toyota Venza Thumbstart @ 18.8m (Blue)

2015 Ford Edge Titanium- Pano roof @ 22.8m

2014 Toyota Highlander Limited @ 29.5m

2019 Toyota Highlander XLE @ 41m

2013 Lexus ES350 full option @ 19m (Grey)

2018 Ford escape SE @ 16.8m

2017 Ford Edge Pano - Thumbstart @ 22m

2019 Ford edge SEL @ 24m

2011 Acura MDX full option @ 11.9m

2011 Toyota Highlander Sport @ 20.5m

2012 Toyota Highlander Sport @ 20.5m

2018 Ford Edge - Pano + Thumbstart @ 29m

2011 Honda Pilot - Touring @ 13.8m

2018 Honda Civic - Thumbstart @ 23m

2012 Toyota Highlander 20m

2011 Acura MDX full option @ 11.9m

2007 Toyota Rav4 @ 13.3m

2017 Toyota Sienna XLE - Thumbstart @ 29.5m

2008 Toyota Highlander limited @ 16.5m

2012 Toyota Highlander Sport @ 20m

2014 Toyota Highlander Limited @ 29m

2017 Toyota Highlander XLE @ 36.5m (Silver)

2019 Toyota Highlander XLE @ 39.5m Wine )

2020 Benz GLE350 HUD/ Pano / AMG Kit @ 82m

2019 Benz GWagon G63 @ 285m (Black )

2018 Lexus GX460 @ 58m (Wine )

2020 Lexus GX460 @ 81m (White )

2023 Benz GLE 53 @ 165m

2025 Toyota Hilux Adventure @ 132m


Follow us on IG: largeman_motors
Follow us on Twitter @largemanmotors
Call /whatsapp on 07033815252 / 08088848523

are you based in Lagos? I am interested in the 2013 Hyundai Tucson thumbstart

Diamond098454:
I can't be in a relationship or marriage without contributing something and something tangible for that matter. It will be an insult on my person to allow my boyfriend or husband pay all the bills

I get shame abeg ooooo

Ori e wa mbe. Especially when you are gainfully employed or have your own business. You are truly wise.

Zionmdde:
Wider wider
Wider!!!
5cm 10cm 100cm 1500cm

Not a firm believer in any freaking 50 50 though. It's against nature
Maybe we should go back to learning true nature from animals

in the lion's world, the lioness does the hunting while the lion protects the pride. Is that not 50/50?