₦airaland Forum

Registering your business as a Limited Liability Company (Ltd) is not just a milestone—it fundamentally changes your legal, financial, and tax obligations compared to operating as a sole proprietor or under a business name. Especially in today’s tightening tax compliance era, governments and regulators are pushing harder to enforce transparency, accountability, and stricter reporting standards.

This article explains exactly what it means to register as an Ltd in Nigeria—including your legal obligations around governance, financial statements, auditing, ongoing regulatory compliance, and tax responsibilities—and contrasts them with those of enterprises or business names.

Limited Liability Company: What It Means Legally

A Limited Liability Company (Ltd) is a legal entity distinct from its owners (shareholders). Once registered under the Companies and Allied Matters Act (CAMA) 2020, the company becomes a separate “person” in law, capable of owning property, entering contracts, and being sued independently of its shareholders.

This contrasts with an enterprise or business name (sole proprietorship/partnership), where the business is not separate from the owner(s)—meaning personal liability for business debts and obligations.

Key Legal Implications of Ltd Registration:

i. Separate Legal Personality: The company exists independently of owners and directors, protecting personal assets from business liabilities (except in cases of fraud, wrongdoing, or other special cases).
ii. Governance Structure: Ltds must adopt a formal governance structure with directors and shareholders. CAMA 2020 allows one-person companies but still requires directors’ responsibilities.
iii. Mandatory Filings: Changes in directors, registered address, share structure, and other statutory information must be filed promptly with the Corporate Affairs Commission (CAC).
iv. Annual General Meetings: Except for single-shareholder companies, Ltd companies must hold Annual General Meetings (AGMs) within set timelines.
v. Display of Corporate Name: The full company name and registration number must appear clearly on all official documents, correspondence, and publications.

Failing to meet these legal obligations can lead to fines, penalties, or even deregistration of the company, among other consequences.

Financial Reporting & Audit Obligations

One of the biggest differences between an Ltd and a business name is the legal duty to prepare financial statements and, for many Ltds, have them audited.

(a). Keeping Proper Accounting Records

Under CAMA 2020, every company must:

i. Maintain proper accounting records showing all receipts, expenditures, assets, and liabilities.
ii. Ensure records give a true and fair view of transactions and financial position.
iii. Failure to maintain accounting records is an offence and can result in penalties.

(b). Director’s Duty to Prepare Financial Statements

Directors are legally obliged to prepare financial statements each year.

These include:

i. Balance sheet
ii. Profit or loss account (or income/expenditure for non-profit)
iii. Cash flow statements
iv. Owners'' equity statements
v. Notes to the accounts
vi. Directors’ report
vii. Auditors’ report (if applicable)

This is a statutory requirement; therefore, accounting books and reports are not optional.

(c). Auditing Requirement

Under CAMA 2020:

i. Most companies are required to appoint an auditor to audit their financial records each year.
ii. Small companies or those that have not carried on business since incorporation may be exempt from audit, except certain companies.

However, even where an audit is not compulsory, many third-party stakeholders (banks, investors, regulators) will demand audited reports as a condition for funding, licensing, business partnership, or contract deals.

(d). Filing Account Information

Audited financial statements and annual accounts must be:

i. Certified by directors (and in some cases company officers like CEO/CFO),
ii. Filed with CAC as part of annual returns, and
iii. Made available to shareholders.

Failure to submit timely or accurate financial statements can result in fines and legal consequences, including potential deregistration.

Tax Obligations for Ltd Companies (Compared to Business Names)

Once incorporated as an Ltd, your tax obligations expand in scale and complexity.

(a). Company Income Tax (CIT)

Ltd companies are subject to Company Income Tax on profits. The exact rate varies by revenue size and type, but companies are generally taxed differently (often higher) and on profits, unlike individual income tax for sole proprietors.

Companies must:

i. Register for a Tax Identification Number (TIN)
ii. File annual tax returns within statutory deadlines after year-end
iii. Pay provisional tax during the year, and
iv. Submit audited financial statements as part of the tax return documentation.

This is a heavier burden than a sole proprietor, whose business income is part of their personal income tax return.

(b). Value-Added Tax (VAT)

Ltd companies selling goods or services must:

i. Register for VAT with the Nigeria Revenue Service (NRS)
ii. Charge VAT at 7.5% on eligible supplies
iii. Remit VAT collected monthly.

Business names may also register for VAT, but the threshold and compliance procedures for companies are stricter.

(c). Payroll (PAYE) & Withholding Tax

Companies (with employees) must:

i. Deduct PAYE from salaries and remit to State tax authorities
ii. Withhold tax on select payments (like rent, professional fees) and remit as Withholding Tax (WHT)

These are not optional even if the company has only a few employees.

(d). Other Levies

Ltd companies are also typically subject to other specific levies—obligations generally not imposed on small sole proprietors.

Compliance in a Tightening Tax Environment

Governments are increasingly demanding greater tax transparency and compliance. As such:

i. More frequent and detailed filings are expected.
ii. Audited accounts are required increasingly for compliance with both tax and regulatory regimes.
iii. Advanced digital tax reporting, electronic submission of documents, and verification of accounts are becoming standard.

This means that the costs (professional fees, accounting systems, audit fees) and administrative burden for Ltd companies are notably higher than for enterprises or business names.

Why Some Businesses May Prefer to Delay Ltd Registration

While Ltd status adds credibility and legal protection, it brings:

i. Higher compliance costs: Financial statements, audit fees, professional accountants, and legal compliance advisors.
ii. Complex governance: Meetings, resolutions, filings, and statutory record-keeping.
iii. Greater tax scrutiny: Detailed annual returns and tax filings with audited accounts.

For small ventures or sole proprietors focused on low overhead and minimal compliance, staying under a business name structure might be preferable—at least in early stages—until revenue and risks justify Ltd advantages.

Conclusion

Registering your business as an Ltd is a powerful move that enhances legal protection and credibility. However, it also brings significant legal, financial reporting, and tax obligations that are far more demanding than operating under a business name or enterprise. With current trends toward stricter tax compliance and enforcement, these responsibilities should be understood and budgeted for before incorporation.

Before deciding, carefully weigh the benefits vs. obligations—consult legal and accounting professionals if necessary—because once you register as an Ltd, the law expects you to comply fully and consistently with regulations that protect stakeholders, the government, and the public interest.

What is the common confusion about PAYE and Annual Tax Returns?

One area of taxation that still confuses many employees, professionals, and business owners in Nigeria is the relationship between PAYE and Annual Tax Returns. A lot of people assume that once PAYE is deducted from their salary, their tax obligations for the year are fully settled. That assumption is not always correct.

How is Personal Income Tax assessed under Nigerian tax law?

Under Nigerian tax law, Personal Income Tax is assessed on a yearly basis, not on a monthly basis. The law requires every taxable person to declare their total income for the year to the State Internal Revenue Service through the filing of Annual Returns. This is commonly referred to as self-assessment.

What exactly is PAYE and what does it do?

PAYE (Pay As You Earn) is simply a tax collection mechanism. It allows the tax authority to collect income tax in advance from your employment income. It does not, by itself, replace your obligation to file annual returns. In practical terms, PAYE is treated as an advance or credit against your final tax liability for the year.

What income is covered when filing annual returns?

Your total taxable income for a year is not limited to salary alone. It can include business income, professional fees, consultancy income, rents, commissions, and other taxable earnings, except those specifically exempt by law. The purpose of filing annual returns is to bring all your income together, apply the relevant reliefs and deductions, compute the correct tax for the year, and then compare it with what has already been paid through PAYE.

What if PAYE already covers the full tax for the year?

If PAYE already deducted covers your full tax liability, the filing still serves as a formal confirmation of your tax position. If it does not, you are required to pay the balance. Either way, the filing itself remains mandatory.

Can an employer file your annual returns for you?

Another point many people misunderstand is the role of the employer. Your employer’s responsibility is limited to deducting and remitting PAYE on your salary. Your employer does not know your other sources of income and cannot file your personal annual returns on your behalf. The duty to file annual returns is personal to you as the taxpayer.

What is the key takeaway?

The key message is simple:
PAYE does not eliminate the obligation to file annual tax returns. It only means part or all of your tax may have been paid in advance. The annual return is what finalizes and validates your tax position for the year.

Why is this understanding important?

Better understanding this helps individuals stay compliant, avoid penalties, and keep their tax records clean.

As a wise husband, one of the first and most important things you should do after bringing a woman into your life through marriage is to deliberately establish emotional security. This does not happen by accident. It is built through intentional, consistent, and visibly genuine love, care, and reassurance. In the early stage especially, your wife needs to feel safe, chosen, valued, and certain about your commitment. That certainty does not come from words alone, but from repeated actions that confirm your seriousness, loyalty, and emotional availability.

When a woman is emotionally settled, when her doubts are cleared and her heart is at rest, her natural responses begin to show. Trust grows. Cooperation becomes easier. Affection becomes more sincere. Respect deepens. You do not need to force these things. You only need to create the right emotional environment and allow the results to appear naturally over time.

Men often underestimate how much emotional climate shapes a woman’s behavior in marriage. Every wise husband should understand that there are psychological and emotional “setups” that strongly influence how peaceful, supportive, and stable his home becomes. This is not about manipulation in a dirty sense. It is about understanding human nature, emotional needs, and relational dynamics, and then acting with intelligence and foresight.

Self-awareness is critical here. A man must be conscious of his tone, his habits, his consistency, and his integrity. You cannot fake this and expect lasting results. You must be real. You must be intentional. You must be steady. Emotional leadership in marriage is not loud, dramatic, or controlling. It is quiet, firm, reassuring, and dependable.

When you deliberately invest in emotional safety, affirmation, and trust-building, you are not being weak. You are being strategic. You are shaping the atmosphere of your marriage from the foundation. You are reducing unnecessary conflict before it starts. You are positioning your home for peace, loyalty, and mutual respect.

This approach can be described, half-jokingly but seriously, as “Marital Machiavellism.” Not in the sense of deceit or cruelty, but in the sense of understanding cause and effect in human relationships and using wisdom, timing, and emotional intelligence to build a stable and successful marriage.

Other things being equal, a man who masters this will enjoy a calmer home, a more cooperative partner, and a stronger emotional bond, not because he forced it, but because he was wise enough to build the right conditions for it to grow.

One of the worst things that can happen to a person is to follow people blindly, without knowledge-based and rational evaluation.

Very often, the influencer later retracts, apologises, or “repents” with little or no lasting damage, while the follower is left to live with irreparable consequences for life.

At that point, you think life is funny. Life is not funny. You simply played the joker with your own life.

Many lives have been lost to blindly following wrong advice and erroneous ideologies, both on social media and in real-life physical interactions.

Mind you, many of these influencers are not deliberately trying to mislead anyone. Some genuinely do not understand the full consequences of their actions and statements. This is why retractions and apologies often come much later in life.

The real question, then, is this: is it wise or safe to copy someone who may be dangerously and brutally wrong in the first place?

Life is governed by rules and principles. Certain actions produce certain outcomes. When you violate those rules, the mildest outcome is eventual humiliation wrapped in regret.

Never shoot your own film using another person’s script. The consequences of plagiarism, blind imitation, and borrowed convictions can be unbearably costly.

Remember this: none of us has been here before. We are all new on earth, operating with different levels of experience, knowledge, and foresight.

Make patience and forbearance non-negotiable survival rules.

Before you accept, act, or react: verify, ask questions, think deeply, consult wisely, then decide.

Fear irreparable damage that continues to manifest long after forgiveness has been granted.

Therefore, follow the rules first, then rely on God for the rest.

-Abiodun Emitomo

Nigeria’s tax landscape has entered one of its biggest transitions in years. Started January 2026, the new Nigerian tax framework—driven by updates to PAYE, statutory deductions, and allowable reliefs—will directly change how salaries are calculated across the country.

For many employees, this means their take-home pay will change, even if their basic salary remains the same. For employers, it means new compliance responsibilities. And for HR teams, it means a completely new approach to payroll.

This article explains the changes in plain language so both employees and employers understand exactly what to expect.

Understanding the Core Changes in the 2026 Payroll System

The biggest adjustments will be felt in four key areas:
• PAYE tax structure
• Statutory employee deductions
• Employer statutory contributions
• Reliefs allowed under the new framework

While the government’s goal is modernization and better compliance, the immediate impact will be on how much of your salary you ultimately take home.

Let’s break them down.

1. New PAYE Structure: A Shift in Tax Burden

The 2026 PAYE system adjusts tax brackets, expands certain brackets, and removes outdated relief mechanisms used in the pre-2025 structure.

This means:
• Low-income earners will continue paying little or no tax.
• Middle-income earners may see slight increases or decreases depending on their reliefs.
• Higher-income earners will generally face a clearer, more progressive system.

Because PAYE sits at the heart of take-home pay, any change here immediately impacts monthly income.

2. Statutory Employee Deductions That Affect Take-Home Pay

Under the 2026 system, certain deductions remain mandatory and will continue to reduce gross pay before taxes are applied.

These include:
• Pension (8% of basic, housing & transport allowances as employee contribution).
• NHF (2.5% of basic salary, for employees who are enrolled).
• NHIS (5% of basic salary as employee contribution under the new structure).

Each of these is removed before PAYE is calculated.
Meaning: your taxable income becomes smaller, but so does your take-home pay.

For employees earning N200,000 and above, these statutory deductions can significantly change their final net salary.

3. Employer Statutory Contributions: Higher Compliance, Higher Cost

Employers will also feel a shift.

While these contributions do not reduce employee take-home pay, they do increase the total cost of employing a worker.

Key employer contributions include:
• Pension (10% employer contribution).
• NHIS (10% employer contribution under the 2026 requirement).
• NSITF (1% of payroll).
• ITF (1% of payroll for eligible companies).

Employers who fail to account for these correctly face penalties, interest, and compliance audits—especially now that digital reporting is becoming standard practice.

4. Reliefs in the 2026 Framework: What Employees Can Deduct Legally

Reliefs help reduce taxable income.

Under the 2026 adjustment:
• The old Consolidated Relief Allowance (CRA) is replaced.
• Rent relief becomes one of the major allowable offsets.
• Other specific relief categories help adjust income tax more fairly.

This means employees who pay rent—particularly in cities like Lagos, Abuja, and Port Harcourt—will feel some level of tax cushioning once relief is applied.

However, employees who do not qualify for certain reliefs may not enjoy these reductions.

How These Changes Translate to Real Take-Home Pay Differences

To understand the practical effect, think of salary calculation like this:

*Take-home pay = Gross salary (basic+housing+transport+others) − Pension − NHIS − NHF − PAYE − Other deductions (if any).*

Of all the above deductions, PAYE is the most compulsory and mostly adopted for most low-level to mid-level employees, especially those in small to medium companies who don't enroll for pension schemes, nor NHIS, nor NHF, even though pension is named "compulsory pension contribution" according to the law.

Under the 2026 system:
• Statutory deductions have become clearer.
• Reliefs have become more specific.
• The PAYE structure has changed.

Together, these can shift net pay up or down depending on your salary level and relief eligibility.

For example:
• A low-income worker may continue paying zero PAYE.
• A mid-income worker may see slight adjustments depending on rent and pension.
• A high-income earner may experience more clarity but higher obligations.

Practical Implications for Employees

Employees should now:
• Review their payslips more carefully.
• Understand every deduction on their payroll.
• Confirm that pension, NHIS, and NHF deductions are applied correctly.
• Know whether they qualify for rent relief or other reliefs.
• Ask HR for a breakdown of taxable vs non-taxable items.

Knowledge reduces misunderstandings, especially when comparing paychecks before and after January 2026.

Practical Implications for Employers & SMEs

Employers—especially SMEs—have more responsibility now.

They must:
• Update payroll systems to reflect the 2026 law.
• Document all statutory deductions accurately.
• Maintain compliance records for audits.
• Ensure PAYE is calculated using the correct bands.
• Communicate changes clearly to employees to avoid disputes.

A single miscalculation can lead to penalties or staff dissatisfaction.

Why Payroll Transparency Matters More Than Ever

• When salaries change, people get emotional.
• When deductions change, people get suspicious.
• When PAYE changes, people get confused.

Transparent payroll prevents:
• HR vs employee arguments
• Mistrust
• Payroll disputes
• Audits triggered by errors
• Reputation damage with staff

A clear, compliant payroll structure is now a strategic advantage for every business.

The Bottom Line

The 2026 Nigerian Tax Law is not just a “government update.”
It is a major shift with direct impact on:
• Monthly salary calculations
• Employee take-home pay
• Employer compliance obligations
• SME payroll processes
• Corporate budgeting

• Understanding these changes is the first step.
• Implementing them correctly is the second.
• Communicating them clearly is the third.

Businesses and employees that adapt early will avoid confusion, penalties, and unnecessary financial surprises.

To help businesses make this transition smoothly, I have created a fully Compliant Comprehensive 2026 Automated Payroll Template in Excel that applies the laws, reliefs, and deductions automatically.

If you’d like to access it or learn more about how it works, feel free to reach out to me.

Payroll errors are not just accounting mistakes. They are psychological, reputational, and sometimes irreversible problems that quietly destroy confidence.

For an experienced accountant or HR manager, payroll is often seen as “routine.” But that is exactly where the danger lies. Repeating the same manual or outdated payroll sheet year after year creates blind spots. Many companies have been using the wrong tax bands, pension bases, NHF calculations, or relief assumptions for years without knowing. Everything looks fine until one small error is discovered.

The moment a wrong deduction is detected, something breaks. Confidence.

With online tax calculators now easily accessible, employees can estimate their take-home pay even before receiving salary alerts. Once an employee discovers that a single month’s deduction is wrong, the immediate question is not about that month alone. It becomes: “What about the past years?” Suddenly, employees begin to doubt every net salary they have ever received.

That doubt spreads fast.

Even if the accountant or HR manager has been competent for years, one payroll error can erase trust overnight. Staff begin to question professionalism. Management begins to wonder how long the error has existed. The MD or CEO may quietly start doubting the credibility of the entire finance function.

It gets worse.

Payroll errors are often irreversible. If PAYE tax has already been remitted to the government, reversal is rarely straightforward. If an employee was underpaid by N1,000, N2,000, or N5,000, who bears the cost? The company? The accountant? The HR manager? Requesting management approval for such corrections naturally invites an uncomfortable question: “How did this happen in the first place?”

That question is embarrassing. And damaging.

Payroll mistakes do not just cost money. They cost reputation, confidence, and peace of mind. They expose accountants and HR managers to unnecessary scrutiny, even when the error came from outdated tools rather than lack of knowledge.

This is why payroll should not be treated casually.

If you want to save time, reduce stress, avoid embarrassment, and rebuild confidence before employees, management, or any authority, then automation is no longer optional.

Let me know in the comment section if you are interested in my fully Automated Nigeria 2026 Excel Payroll Template in order to eliminate payroll errors before they eliminate your credibility.

Do not divorce for this single reason, rather get information about some motherless babies homes, they are all over around, and mostly free of charge!

Find out about them, take the child there, and maintain your marriage!

Divorce is not a child play!

A known present situation is far better than an unknown one!

Also, sit your husband down and carefully discuss the options with him, he should reason with you and accept your proposals and options.

Since it's not about abuse or domestic violence, divorce shouldn't be an option pls!

May God help your marriage to survive!

H0711:
I got married two months ago. I am 7 months pregnant my husband didn't tell me he had a child from his previous relationship and the child has a disability celebral palsy. Her mother came to dropped her off in my house saying she has done enough and she's tired it is now hubby turn to take care of her.

The child can't do anything for herself she can't sit, talk, walk and she does toilet in her clothes. I can't do it anymore I love children because I have taken care of my own nieces and nephews before I would have taken care of her if she was normal but taking care of a child in this question is hard and if her own mother has had enough she abandoned her and why would I kill myself taking care of her in my condition.

I want to divorce and go back to my village I have told him i am leaving next month. He is pleading with me not to leave him that he will take the child somewhere else but the place is not free he has to be paying like 200k monthly for them to take care of the child and he doesn't even have that amount of money because he is not financial stable.

I will stick to my decision but I want to know what will other people do in my situation.

Antoniosmile:
I'm interested in animations and digital artistry, any links to learn?? Thanks

Check my singnature

Emisco3310:
It is no more news that one of the most profitable businesses out there today is mini importation business! Unfortunately, many have attended many of both physical and online importation seminars but still cannot stand on their own to do mini importation as they were taught.

Why? The simple reason is that the teachers of mini importation don't give out the contacts of reliable buying or sourcing agents, which is the key for buying from Chinese online stores, especially the cheapest one called 1688.com. It is either most of them don't even have the contacts themselves or they are hiding them from their trainees.

This simple fact has made many people to become stuck at a spot and unable to further pursue their dream of becoming mini importers!


Information is power, let's go there!

There is no doubt that 1688.com is the CHEAPEST CHINESE ONLINE STORE FOR MINI IMPORTATION, which guarantees huge profits!

The good news is that; I have contacts (WhatsApp, WeChat, Mobile) of reliable Chinese buying agents, both from Nigeria, whom you can meet physically to discuss business before you start having deals with them, and Chinese based agents, who are affiliated to Shipping Companies with offices in Nigeria, who can help you source for and buy your goods from Chinese stores at a deadly cheap prices.

Moreover, another great problem of importers is the devilish cost charged by shipping companies, which water down all the dreamt profits of mini importers! Part of this package is the contacts of the cheapest shipping companies, who would not charge you an amount that would take away all your profits! These shipping companies can also be met at their offices here in Nigeria before you have deals with them as well.

Furthermore, I do group importation by collecting people's orders, which i then place to my agents to help me buy them, who then send the goods to my shipping company, and when the goods land, I then distribute them to all my members who participated in the group ordering for that particular batch. For this purpose, I have a WhatsApp group which contain my Group Importation members. We paused because of the ongoing Chinese National Holiday, and immediately after the holiday on 17th February, the next batch of my group importation will kick start in shaa Allah.

If you need these agents' contacts or for further enquiries, kindly reach me on WhatsApp through:


https:///2348134583636


Note: I can provide you with more than enough testimonies, and you can meet me physically as well, I don't give fake, alhamdulillahi!

Thanks for reading!

Meeting you there!!!

In reaching me, use the WhatsApp link included in the original post, i.e this one: https:///2348134583636
, not the auto generated one below/outside the post.

Thanks

Contact me here for deals or enquiries:


https:///2348134583636

It is no more news that one of the most profitable businesses out there today is mini importation business! Unfortunately, many have attended many of both physical and online importation seminars but still cannot stand on their own to do mini importation as they were taught.

Why? The simple reason is that the teachers of mini importation don't give out the contacts of reliable buying or sourcing agents, which is the key for buying from Chinese online stores, especially the cheapest one called 1688.com. It is either most of them don't even have the contacts themselves or they are hiding them from their trainees.

This simple fact has made many people to become stuck at a spot and unable to further pursue their dream of becoming mini importers!


Information is power, let's go there!

There is no doubt that 1688.com is the CHEAPEST CHINESE ONLINE STORE FOR MINI IMPORTATION, which guarantees huge profits!

The good news is that; I have contacts (WhatsApp, WeChat, Mobile) of reliable Chinese buying agents, both from Nigeria, whom you can meet physically to discuss business before you start having deals with them, and Chinese based agents, who are affiliated to Shipping Companies with offices in Nigeria, who can help you source for and buy your goods from Chinese stores at a deadly cheap prices.

Moreover, another great problem of importers is the devilish cost charged by shipping companies, which water down all the dreamt profits of mini importers! Part of this package is the contacts of the cheapest shipping companies, who would not charge you an amount that would take away all your profits! These shipping companies can also be met at their offices here in Nigeria before you have deals with them as well.

Furthermore, I do group importation by collecting people's orders, which i then place to my agents to help me buy them, who then send the goods to my shipping company, and when the goods land, I then distribute them to all my members who participated in the group ordering for that particular batch. For this purpose, I have a WhatsApp group which contain my Group Importation members. We paused because of the ongoing Chinese National Holiday, and immediately after the holiday on 17th February, the next batch of my group importation will kick start in shaa Allah.

If you need these agents' contacts or for further enquiries, kindly reach me on WhatsApp through:


https:///2348134583636


Note: I can provide you with more than enough testimonies, and you can meet me physically as well, I don't give fake, alhamdulillahi!

Thanks for reading!

Meeting you there!!!

[b][/b]

drchuks1234:
I have almost try all of them but no way to witdraw your fund

Send me a message on emitomoabiodun@gmail.com or WhatsApp message at /2348134583636 , I will show you how to create a paypal account that receives money from Nigeria.

The loss of phone contacts whenever we lose or change our phone has become an alarming and recurring phenomenon. This occurrence is so common that,almost all phone users,if not all, have one time or the other addressed a known caller as an unknown one, especially, by saying, "hello who is speaking?". This is usually the case when one has just lost his/her phone or has changed his/her phone, thus making the caller feel bad and embarrassed, and he/she would think or even say it out that, "so, so-so person did not have or did not save my number!","a whole me! O ma se o! This is funny and unexpected! This is embarrassing and contemptible!" These and other similar thoughts flow in the mind of such callers. Some would even go to the extent of angrily terminating the call and start quarrelling the person,without knowing that he has no fault, only that he/she has lost or changed phone.
Unfortunately, this little occurrence has severed, cut off, destroyed, jeopardized and ruined many relationships. It is therefore worth it to prevent or avoid this ugly event. We can then ask, is there any surefire solution or panacea to this quagmire? Yes! There is! And it's simple! Are you following me? Once again,I say it's naive and similar simple as 123! Just submit your heart,ho sorry, submit your attention jare! Now follow me!
Start by clicking on contacts icon on your android or any other smartphone with the same feature. Click on menu icon or button, then select impor/export, then, select export to internal or external storage, then select the contacts to export or select all contacts. Then click OK. Yes! click OK! The first steps are as illustrated in the screenshots below;
Furthermore, go to your File Explorer or File Folder, then scrol down to see your exported contacts saved as "00001.vcf" as in the picture below;
After locating it, then start copying-pasting or sending it with Bluetooth or whatever to your various other storage devices like; laptop,small phone,your relatives' phones, flash drive, disk, memory cards and any other one you can think of.
May God forbid, if you lose your phone or you change your phone, simply go to one those devices where you have saved the exported contacts, transfer or send the vcf file to your new smartphone, then click on it, and follow prompt action to import your contacts.
Note: It is advisable to do this exporting regularly, like weekly or monthly, so that you can capture all your contacts including the newly saved contacts. This will make you have an updated phonebook.
Also note that, you should always have a copy of the exported contacts somewhere other than in your devices which you carry about, i.e, the devices that are prone to being lost or stolen. Have a copy in one memory card or flash drive or disk which is kept somewhere and not carried about.

Written by:
Emitomo Abiodun (NECESSITY™)

For picture illustrations, visit;

www.2gedatalk..com

"Sticking to the same ineffective method - a symptom of chronic stupidity." - Emitomo Abiodun
Why do we always take things from the wrong perspective? Why have we chosen upside-down method as our norms? Why do we keep saying "this is how we have been doing it rather than this is what befits or suits our situation"? Why do we blindly follow the footsteps of our predecessors? The best method of yesterday might be the worst method of today! Choose that which suits your circumstance!
"A deliberate attempt to imitate a friend who just farted may lead you to have mess in your pants" - Emitomo Abiodun. It is unfortunate, pathetic and disgusting that a people who claim to be intellectuals are wallowing and rejoicing in a failed method without realizing! Yoruba say "Bi iwaju ko ba see lo eyin a see pada si", meaning, if proceeding with an action is difficult, withdrawing from it should be possible.
Counting one,two,three years, we will find out that it has been long when the inefficacious "Scientific Maximum Shishi (SMS)" started on this campus. I don't really have any problem with the SMS,but not accompanying or supporting it with a more effective method is an intellectual and ideological disease and emptiness!
We learnt that, in the past, the School Management used to expel or suspend any student caught in the act of stealing or convicted of stealing, which is a good way of punishing a thief! What we have today is protection of thieves, wrong doers and perpetrators! A surefire way to encourage evil and ruin a society! If a "laptop thief" is protected from having an unstable "personal academic calendar", then, what is the fate of an innocent final year project student whose laptop containing his/her project work is stolen?
Academic coma for an innocent? If a thief is shielded from having academic problems, who then should? Should an innocent victim of theft have academic problems? What should be the fate of an innocent student who relies on PDFs or soft copy materials for reading and his/her device is stolen? He/she should fail? All the best for him/her? No! He/she deserves a recompense, while Mr Thief also deserves his/her own recompense accordingly! Are you not following me? I hope you are getting my points. You are getting my analogy, right? Ok, shouldn't we choose a better method?
Two years ago, we caught Mr A stealing, we gave him SMS and paraded him, last year the same Mr A was caught, we did the same to him. "Ko tan sibe o", again,this year,he has been caught,he was beaten up and paraded! And he still deserves to remain a student walking freely on this campus while we keep losing our items to him/her? It is a universal taboo! "Awon aye o gbodo bawa gbo!" What is then the essence of punishment? Is it not to deter wrong doers? "If a thing can no longer serve its purpose, it does no longer deserve to be called its name" - Emitomo Abiodun
If a thief is protected from the punishment of theft, then who should suffer? A victim of theft? Those who are not thieves? That is where we went wrong!
In my own psychological understanding of students' nature, if not the greatest, then, at least, one of the greatest things students fear the most is an academic problem like suspension, expulsion, failure, repeat,carryover, etc.
If, in outside world people are jailed because of stealing, why can't a student be suspended for stealing? Students fear being sent home! Yes! They fear it!
Let's go back to the basis and stop just beating thieves only! They also need to be sent home to learn their lesson after beating them! Let their parents be invited, if necessary, the press should also witness it! The scolding and stigma they will experience at home is enough as a deterrent. Let's help their situation, beating and parading only cannot help them!
We have seen many paraded thieves who after a short period of time,started enjoying and romping around campus without any sense of shame. Who knows maybe they are even buying cheap fame and popularity with stealing! Your mere beating them has not help! Who your beating help sef?
I want to suggest that a student who is caught stealing for the first time should be suspended for a semester, the second time, he should serve one session term, and the third time, he should be expelled and never feature again on this campus! Why showing him all this mercy? There should always be a room for repentance! Perhaps, he did it for the first time because of poverty and hunger. But,if sent home for that reason,when he comes back, he will surely find a better alternative. Believe me, only an addicted thief will continue stealing in the face of suspension and awaiting expulsion! After investigation and beating, let the thieves be handed over to the Management for a suspension term! Enough of ineffective old method of scientific maximum shishi (sms) only!
Also, I want to call on the School Management, since the Students' Union has woefully failed in curbing or at least minimizing theft rate on our dear campus, the power to moderate theft cases should be taken away from it! Even if the SU would have one or two things to do on theft cases,its involvement should be minimal, and major decision like suspension, expulsion should be handled by the Management.
Furthermore, I also want to suggest that any caught thief should be hotly probed to the extent of getting his/her accomplices, especially, his/her buyers! If the buyers are known, we can easily recover our stolen items or at least their value in money . The thief's relatives can also be useful in this regard through the help of the judicial process in the law court.
In conclusion, I task all well meaning great Ife students who have seen one sensible point or the other in this writeup to kindly share and follow it up until it reaches appropriate quarters and its demands are implemented.
Cc:
The Vice Chancellor, OAU
The Dean of DSA, OAU
The Registrar, OAU
OAU Students' Union
All Great Ife Students
Emitomo Abiodun (NECESSITY™)
(08134583636 - WhatsApp/Call/Text)
Graduating Student of Department of Management & Accounting, OAU.


Read more at:
www.2gedatalk..com

Firstly,I greet all Great Ife students,especially, the freshest graduates, and congratulate all on our just concluded examinations. May God grant us success.

It is no longer news that the bedbugs are disturbingly, frighteningly and threateningly here again on OAU campus,especially, in halls of residence.
The rate of this invasion is so high that, even some students who have one or two genuine things to do on campus are being forced to go home by bedbugs,which suck blood like vampires and like the way fetcher draws water from the well. Unfortunately, only little blood that remains in students' bodies after "hard jacking" and hot hustling for exam success at various reading and studying corners and joints on campus is being sucked by these universal health enemies called
"BB brothers",i.e, bedbugs.

The presence of these insects (bedbugs) is so much that they are picked from students' bodies, even at the academic area and in classes. Does that mean that those who have serious allergy and phobia for bedbugs should stop attending classes and fail because of just bedbugs? I don't know your view,but I think it's not worth it!

Furthermore, the destructive presence of these bedbugs shows that our environment is not conducive enough for studying. Should we not then do something to this? Honestly, we need to tackle this to help our career.

Moreover, don't we think there is the need for fumigation of halls of residence during this break? The rate at which bedbugs have invaded or surfaced in our halls of residence is now alarming and disturbing.

I therefore urge the School Management to help with the fumigation, and I also challenge and implore our dear Union Leadership to kindly reach the appropriate quarters and let something be done to prevent the devastating effects of these annoying and irritating enemies (bedbugs) in our halls of residence.

Cc:

The VC
The DSA
OAU SU
All OAU Students

Written by:
Emitomo Abiodun (NECESSITY™)
(08134583636),
Graduating Student of Management And Accounting Department, OAU.

Read more at:

www.2gedatalk..com

This powerful programme is powerfully powered by the International Institute of Certified Forensic Investigation Professionals.
Opportunities come but once, as people say. Armed robbers are now surrendering and dropping arms but cyber robbers and fraudsters are becoming stronger. This is the basic reason why you are very much likely to succeed in this field of cyber fraud investigation. Even, apart from that, what as good as having many certificates in this current global economic situation? Many organisations now demand for the service of forensic investigation professionals and also employ them a lot. This programme is open to all! It is not limited to accounting students. Meanwhile, accounting graduates can enroll for the professional programme straight away, while accounting and non accounting students below Bachelor's Degree can also enroll for student membership which will give them the opportunity of starting the professional level.
In order to enroll for the professional certification level, the candidate must have:
* Bachelor's Degree or full accounting certification or
* More than 5 years of working experience in accounting or auditing od law enforcement.
* Note that any student who helps in recruiting people by just referring people to join the programme will have many benefits accrued to him or her. He or she will have a free trip to IICFIP conference in New York, USA and also receive $8,250.
* If you are interested in this programme, kindly signify by sending an email to emitomoabiodun@gmail.com to show your interest and I will assist you with the rest.

http://2gedatalk..co.ke/2016/01/become-certified-forensic-investigation.html?m=1

When Akpos' father heard about lassa fever and
that rat is the carrier of its vector, he bought a
cat to kill and eliminate rats in his house. The
following day after the day he bought the rat,
Akpos asked his father whether he cleaned his
shirt before wearing it or not. His father asked
him the reason why he asked the question.
Akpos said he forcefully took a rat killed by the
cat from its mouth. His father shouted and said
what! Akpos said only used your shirt to clean
my hands which were stained with rat blood
when I could not find any rag. His father heard
this and fainted.
One word for Akpos! Mine is, "father killer!"
http://2gedatalk..co.ke/2016/01/hilarious-akpos-infects-his-father-with.html?m=1