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Travel / Re: Canada Visit/tourist Visa Discussion. by emmaodet: 11:43pm
Taal17:


Is there anywhere in the application that you can indicate that you are both going on vacation and that you already have your visa.

That will be in the purpose of traveling section
Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 10:00pm
Vic2023:
- BREAKING - A State of emergency has been declared throughout #Israel


These guys really chanced Hamas alot.
Hamas didn't even do up to 1/10th of what Hezbollah is doing and they didn't wait to level that place.
They have been dragging legs for a long time about invading Lebanon.
They thought it will be like Hamas where their people were busy taking pictures outside of Hamas local rockets been neutralized by iron dome.
Now, their citizens can feel the hot seat and running Helter skelter

3 Likes

Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 9:16pm
WrriterNg:
⚡Western media's narritives about China's lithography machines in different stage:

1. The lithography machine is a true industrial pearl in the world, a product of cooperation between dozens of countries. It is impossible for China to produce it, not possible for decades;

2. The lithography machines made in China are more than ten years behind that of foreign countries, with little commercial value and practical significance;

3. Although China's lithography machines have reached the highest standards in some indicators, they have more drawbacks and may be limited in practical use;

4. China's lithography machines are leading, but at at what cost? is it really worth investing so much money for it under the CCP system? Why not use this money for people's livelihood?

They are now in stage 2

grin cheesy
Travel / Re: Canada Visit/tourist Visa Discussion. by emmaodet: 7:17pm
Olammi:


It would have been better for you to picked employed, since she's going for a tourist visa, yes you might been thinking that how will you get employment letter which is very easy, that's why sometimes is better you know an experience agent handle it for everything for you, you family ties and home ties and pof re mostly the deciding factors for them granting visa, usinf an agent you can get any documents that u yourself donr even have but they will bring it out and you will be surprised how is done but you doing it yourself where do you think you will get the documents?

I don't like agents.
Have used them in the past and the outcome was not palatable.
They are very costly for my pocket yet their success rate is low.
I took my time to carefully study this thread since it is a do-it-yourself group and the time, sacrifice has paid off and worth it.
I only spent less than 200k to get my US visa and another 200k for my Canada visa.
If I had used agent, it would have been millions of nairas with so many forged documents they have used for many unknown to me which may lead to high denying rate and affect my future application due to inconsistent information with the agent own

6 Likes

Travel / Re: Canada Visit/tourist Visa Discussion. by emmaodet: 7:13pm
ofime123:
Continue with the application like that, if you are sponsoring her, tick the home maker and upload your own employment letter and necessary documents, this is what I did for my family, the only thing I upload for her was her passport and nin, on the employment side i upload all my documents, also pof is on my name.

Thanks very very much .
I really like this .
It makes a lot of sense
Travel / Re: Canada Visit/tourist Visa Discussion. by emmaodet: 7:12pm
affoncad:


If your wife has no family in Canada as a PR or citizen and doesn't have a good travel history, it's better to apply for a UK tourist visa. The chances are higher because Canada is no longer favoring new travelers on tourist visas and no let any visa agent deceive you it not about how strong ur many document or pof..canada no send new traveller again!!

I am not using a traveling agent.
I did my Canada and US visa myself courtesy of this thread and got it.
Canada 8 years and US 5 years.
I am only applying for my wife to follow me on vacation.
Pof is okay and my traveling experience is good also. Just hope my pof, traveling history and Canada visa can influence her own outcome too. That's all

2 Likes 1 Share

Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 5:02pm
Mille:


They've forbidden pictures or videos of hits sef. Surprised some still leak though. And yeah, they don't announce casualties on the Northern front anymore.

Btw, the Lebanese Government and Armed Forces that said they will defend their country are nowhere to be found. Some people are just shameless to even compare a non-state actor to an apartheid state. Everyone knows Israeli airpower is their only strength, and that only against those without air defense. That's why you find them struggling to achieve anything outside of air bombings.

In invading Gaza, a tiny strip of land against about 20k Hamas members, Israel has only announced 2600+ casualties, meanwhile an Israeli newspaper put the true figure at 10,000 casualties. Despite that, no strategic goals or objectives has been achieved. That's why they keep bombing civilians from the air to give their religious extremists followers something to cheer about.

But then again, who can win anything with scared and screaming towel-hugging soldiers who only know how to fight against stone-throwing teenagers.

I will say it again, remove isreal's air force and I bet you they can't stand toe to toe with Hamas not to talk of Hezbollah.
Let them keep all their air defence systems, UAVs, tanks, just remove only the fighter jets and it is a game over.
I don't blame them though because even the Russia/Ukraine war, the game changer is the Russians air superiority.
The air force inflicts major damages to the enemies before the infantries move in to do the final clearings.
Without RUAF, the war in Ukraine would have been at standstill and Russia wouldn't have gained any territory.
Ukrainians are good fighters but there is little to none a good fighter can do when fighting someone above and it is the main reason Nato has not officially entered the war because they are not sure they will be able to fully starve Russia out of air control and bomb her back to stone age like Kosovo, Bosnia and Serbia wars

2 Likes

Romance / Re: Reality Every Guy Need To Know ( STRICTLY REDPILL) ... by emmaodet: 4:48pm
EreluRoz:
Yeye love? undecided this shouldn't be coming from you.

Hmmmmmm
Iyaebe, there are some conversations left for the private and not to be discussed publicly.
I like speaking in parables when in public.
Plenty water don pass under bridge, it is better not to open the Pandora's box and spread out dirty linens publicly.
I hope you get my point
Romance / Re: Reality Every Guy Need To Know ( STRICTLY REDPILL) ... by emmaodet: 4:45pm
[quote author=JESHAL007 post=132132251][/quote]

Jeshal007 wetin happen?
Noticed you have been reading many of my past comments, liking and sharing of late.
I just decided to take some time off commenting ni jare to focus on money in another section of the group.
I find it lazy nowadays even typing and commenting.

1 Like

Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 1:42pm
Ghostagain:
I guess you are the Christian version of boko haram.



Do you understand that we don't care for your obsession with religion and that you need to handle it with your kind or with medical help ?

grin cheesy

1 Like

Travel / Re: Canada Visit/tourist Visa Discussion. by emmaodet: 6:33am
Hello house, I plan to apply for my wife Canada tourist visa.
I ticked Homemaker in the employment section since she is a stay-at-home-mum and won't like to use the unemployed option.
The challenge now is that, employment letter is to be uploaded in the document section.
How do I go about this? Do they expect a homemaker to be employed? Since it is another name for housewife
Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 7:37pm On Sep 22
Kingsnairaland:


God almighty can use anything to protect you that is why he is God

God used the red sea to protect Israel and sank all Egypt army men in it

God can use whom ever he wants that is how God does his work he can also use the devil if need be to protect you every thing
Answers to God almighty

So don't belittle Israel because they said they can only be protected by other powers

That is pure grace to them

Please can we stop all these bible quoting? Not everyone believes in what you believe you know? And we all can use our religion as a reason to subdue others.
To the best of my knowledge, Oduduwa and Orunmila were given South west Nigeria, part of Benin and Togo and also part of North central by their God Olodumare or Orisa nla and all they just need is to start taking these lands back since it is what their God gave them and their descendants and No one has the right to stop them and they have the right to exist and defend themselves.
Hope you get that

5 Likes

Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 1:21pm On Sep 22
LordAdam16:


Iron Sieve.
Iron Basket.
Iron Strainer.

They think this is Hollywood.

-Lord

grin cheesy
They thought it is Hamas with homemade rockets.

5 Likes

Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 1:10pm On Sep 22
Vic2023:
🇱🇧🇮🇱⚡- Scenes from Nazareth, Israel - the impact was from an Israeli interceptor, not a Hezbollah rocket.

So they say.
Always from interceptors and not Hezbollah's missiles

6 Likes

Politics / Re: Seun Offered 150m To Sell Nairaland. by emmaodet: 12:53pm On Sep 22
MyMouth:
So nairaland is worth Just one APC presidential and governorship form? undecided

grin cheesy

1 Like

Sports / Re: Daniel Dubois Knocks Out Anthony Joshua In 5th Round, Retains IBF Title by emmaodet: 12:32pm On Sep 22
Freshtruth:
See who want fight Tyson fury them rush u go hospital for this guy . Better stay away from fury make them no rush u go mutuary

grin cheesy
Romance / Re: Reality Every Guy Need To Know ( STRICTLY REDPILL) ... by emmaodet: 7:16am On Sep 22
luminouz:

You talk sense baba... Leave rizzputin and his epistles to the faithful. I am a man and my pills are bitter and based on real life events. and while it's attractive to be self confident , channel that shiit to getting results. Women may like how bold you are but keep coming home empty handed day after day and we will see just how attractive you still look to her. They want results and they live in the present. That's my angle. All your energy should be into getting things done. This phase may get easier if you are lucky to have a woman who understands you and is a bit tolerant. No woman will keep smiling and admiring your confidence after solely paying all the bills...for a month, a
year..5 years?? Women are not built to carry that load and while some may give you some lee-rope...don't kid yourself they will love it continue to do so.

I have a male neighbor who is now dead. He was a provider while back and the family was happy. He got a smaller paying job and all hell broke loose. I could still hear his wife shouting one night around 11pm 'You are
not bringing money home, and you wan Bleep? Which mumu nonsense oloriburuku Bleep be that? If you touch me, I go show you pepper. He came to me the next day and narrated his ordeal at the hands of his wife. But guess what? I told him to leave for a bit and go hustle so he can provide better ..but he said he loved his kids too much to leave them for so long. A month later, I was called into his room by his wife to help carry him to the hospital because he fainted...his BP was 220/110. He died after. Know what the wife said 'At least, he can now go and rest' about her own husband, a 42 year old man.

I can go on and on. The problem is many men believe women think like them and behave like them and so rationalize shiit and become surprised when their women behave anyhow. I am not. I know that gender and I always never let myself be caught lacking. They don't behave like men or reason like us.

They are cats!!!


Hmmmmmmmmmmm

It is well.
May God not embarass us or shame us.
Good luck to those looking foy yeye Love

4 Likes

Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 11:58pm On Sep 21
Vic2023:
you are justifying their (Zionist)atrocities with your scripture, the same scripture still even called them the choosen , but when others do the same they are going to be named as terrorist

But last last Jesus called them children of Satan

When fulanis say Nigeria has been given to them by their own God and they must dip the koran in the Atlantic - Lagos/PH/Calabar I e all southern Nigeria, all of a sudden, we jolt up from our slumber

2 Likes

Celebrities / Re: 'Still A Virgin' - Hilda Baci Reveals As She Celebrates Her 29th Birthday by emmaodet: 1:47pm On Sep 21
Bebold:


grin grin grin grin

You fit marry a single mother with 8 kids, and still claim she a virgin just because she told you she got her kids through IVF grin grin

Man up bro, it's red out there grin grin grin

grin grin grin
Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 12:44pm On Sep 21
WritterNg:
⚡Zelensky says no UK, US go-ahead to use long-range weapons on Russia

You better don't believe these guys.
They will tell you No but next month, Ukraine will strike and they will feign ignorance. That they are not aware.
They will say they won't supply weapons again because mass bombing all for next shipment of weapons to go the following month.

5 Likes 1 Share

Politics / Re: Obasanjo And Museveni Tour Lato Milk Factory In Uganda(video and photos by emmaodet: 10:37am On Sep 21
lyndire:
All Ugandans under 38 years have only known one president since birth.

grin cheesy
Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 12:13am On Sep 21
WrriterNg:
⚡UK national debt has hit 100% of the country’s annual economic output, the highest level since the 1960s, underscoring the challenge facing the chancellor, Rachel Reeves, as she prepares for next month’s budget.

Figures from the Office for National Statistics (ONS) show the government’s debt pile as a share of gross domestic product increased by 4.3 percentage points over the year to August to reach a size equal to the annual value of everything produced in the economy.

Waooooo and their economy has not tumbled or their currency devalued massively.
I wonder how many economy will go down when the USD goes down

2 Likes

Foreign Affairs / Re: Ugandan Women Protest Nude Against Corruption (Video) by emmaodet: 7:45pm On Sep 20
jeff1993:
These Ladies gat mad lines!!!

Corruption Fvcked me so hard, I am here to Moan!!!... men that sh1t hit HARD.

grin grin grin
Investment / Re: Treasury Bills In Nigeria by emmaodet: 11:40am On Sep 20
Oshokhai69:


Guy, that is not how money printing works. Are you going to take your money in cash? Please go and study basic economics.

Well, educate me bro.
We learn everyday

2 Likes

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by emmaodet: 11:36am On Sep 20
Tpharell:

Africa and the rest of the developing world cannot achieve the level of industrial revolution the west experienced in the 19th & 20th century without fossil fuels. The power requirements of a large scale car plant can hardly be generated by today’s available renewable energy sources. Haven’t heard of one powered by windmills or sunlight.

It is almost inexplicable that the same west that used petroleum and coal to catalyze its industrial revolution are now preaching climate change and green energy to those on the cusp of industrial development.

How can Nigeria generate enough power to boost it’s abysmal wattage and overcome it’s crippling power challenges, if not by a source even more revolutionary than fossil, a source like nuclear?

Maybe they don't want those who are down to climb up.
They want to remove the ladder

2 Likes 1 Share

Investment / Re: Treasury Bills In Nigeria by emmaodet: 11:34am On Sep 20
LordAdam16:


There is ZERO chance of a default.
The delay is due to a glitch or someone's incompetence.

-Lord

Rather than default, they will print more money and pay since it is a local currency denominated investment.
Agreed, it will cause more inflation which I believe they are fearing.
Where the wahala dey is the dollar denominated investment since they will have to generate dollars by fire by force to pay that and that is a determinant of what the country generates as revenue unlike naira investment they can just go inside and print more papers to bail themselves out

1 Like

Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 10:20am On Sep 20
WrriterNg:


True... And if Netanyahu was the leader of the Taliban, George Bush would have been killed in the first week.

Together with millions of Americans. He'll make 911 look like child's play. He'll bomb American cities non stop.

I beg to disagree.
Netayahun is not as hardened as we are meant to.
He doesn't act without the west backing.
If he was to be a Taliban knowing fully well he has no solid Godfather backing, he will be as quiet as a dove.
This guy will piss in his pants if he is left alone to face Iran without any weapons coming from west or fighter carrier ships on standby at sea close to isreal to protect her.
He is not as tough as we think

6 Likes

Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 10:01am On Sep 20
Kingsnairaland:
I pity those who hate USA policy
And still buys iPhone lol

when your phone will blow up and stab you then you will understand what it means to think properly

Imagine, former Iran president was still using USA old helicopter while shouting death to America in his events

Is that not stupidity of the highest order lol

Never bite the hands that feeds you
There is no tech you want that China and Russia don't have

That helicopter crash, I still believe the west is behind it.
It is the same format they used in blowing people's phones up remotely that they used in blowing up Iran's former president.
The helicopter was using gps for navigation which belongs to US and not Glonass which belongs to Russia or BeiDou Navigation Satellite System which belongs to china.
Such deaths are hardly traceable to the initiator

9 Likes 2 Shares

Romance / Re: What Do You Think Is Causing The Rise In Single Men Uninterested In Relationship by emmaodet: 8:38pm On Sep 19
zanshi:



My babe landlord dey para for am after an altercation they had na me dey try beg both parties na so she talk say, why you dey bring diferent men come house. And this was a house i paid 80% of the rent for amongst other things.


I couldn't look at her the same again.


grin angry grin grin

Chaiiii !!!!!!!!!!
Odikwa risky.
A house you paid 80% of the rent for your gf yet she is bringing different men?

May God save us from Karashikas

2 Likes

Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 8:21pm On Sep 19
Michaeltreasure:

Oga, Estonia, Latvia and Lithuania are European versions of African countries. Remove them from NATO and the EU and they will be like Burundi.
In fact, due to their aggressive nature, war would break out, turning them to the Sudan situation.


grin grin grin
Foreign Affairs / Re: Russia-Ukraine War: World News, Weapons & Battlefield Discussions - Live by emmaodet: 8:06pm On Sep 19
Mille:


All these Chihuahua sef grin

One or one, it won't take Nigeria Army more than a month to decimate them.

1 month? Are you kidding me?
Estonia is just half of niger state in landmass and 25% population of Ogun state - Estonia is 1.3m
You can drive from point A to Z of Estonia in 6 hours.
Nigeria will overun that country within 3 days.

4 Likes 1 Share

Investment / Re: Mutual Funds by emmaodet: 7:06am On Sep 19
Gvstavo:


Could you please comment on the Ghana debt restructuring and Eurobond defaults. What does this even mean for individual investors like you and I? I hope Nigeria will not suffer a similar fate in the near future? Your thoughts

Hello Gustavo.
See below explanation -
Ghana's recent debt restructuring and Eurobond default have significant implications for individual investors holding these bonds. Here are some key points to consider:

1. **Haircut on Investments**: Investors are expected to take a nominal haircut of 37% on their Eurobond holdings². This means that the value of their investments will be reduced by this percentage.

2. **Interest Rate Changes**: The restructuring offers two payment instruments with different interest rates: one with an initial 5% interest rate and another with a 1.5% interest rate². Investors will need to choose between these options based on their risk tolerance and financial goals.

3. **Debt Relief and Economic Recovery**: The restructuring aims to provide significant cash flow and debt stock relief to support Ghana's economic recoveryÂą. This could potentially stabilize the country's economy in the long run, which might positively impact the value of the restructured bonds.

4. **IMF Program**: The restructuring is part of a broader IMF-financed program aimed at bolstering Ghana's macroeconomic stabilityÂą. This program includes measures to improve fiscal responsibility and investor confidence, which could benefit bondholders in the long term.

5. **Risk and Uncertainty**: Despite these measures, there is still inherent risk and uncertainty. The success of the restructuring depends on Ghana's ability to implement sustainable economic policies and maintain fiscal disciplineÂą.

For individual investors, it's crucial to carefully review the terms of the restructuring and consider consulting with a financial advisor to understand the potential risks and benefits.

Let’s break it down with a $10,000 bond investment:

Haircut on Investment:
If there’s a 37% haircut, the value of your $10,000 bond would be reduced by 37%.
Calculation: $10,000 * 0.37 = $3,700.
New bond value: $10,000 - $3,700 = $6,300.
Interest Rate Changes:
Suppose you choose the option with an initial 5% interest rate.
Annual interest earned: $6,300 * 0.05 = $315.
Alternatively, if you choose the option with a 1.5% interest rate:

Annual interest earned: $6,300 * 0.015 = $94.50.
Long-term Considerations:
The restructuring aims to stabilize Ghana’s economy, which could potentially improve the bond’s value over time.
However, there’s still risk and uncertainty, so it’s important to monitor the situation and consider consulting with a financial advisor.

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