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Investment / Re: Best Online Savings And Investment, PIGGYBANK Vs COWRYWISE By [sundiatapost.com] by emmy4lov(m): 8:53am On Jan 29, 2019
Your comments are welcomed
Politics / Re: President Buhari Shows Street Credibility In Oyo. More Pictures. by emmy4lov(m): 8:07pm On Jan 26, 2019
### Scam party

4 Likes

Jobs/Vacancies / Re: I Need A Medical Laboratory Position by emmy4lov(m): 8:04pm On Jan 26, 2019
chucks24:
I recently moved to Lagos. I'm a medical laboratory scientist in need of a job. Any assistance will be highly appreciated.

Check with synlab Nigeria, they are presently recruiting for medical labs scientist
Politics / Re: Must Watch Video: Buhari In Ibadan APC Rally -it Is Over For PDP-Graphic by emmy4lov(m): 7:23pm On Jan 26, 2019
Lol... Hungry crowd

Investment / Re: Best Online Savings And Investment, PIGGYBANK Vs COWRYWISE By [sundiatapost.com] by emmy4lov(m): 8:21am On Jan 25, 2019
Reach me on whatsapp for more information http://infoguid.pro/WhatsAp-me
Investment / Best Online Savings And Investment, PIGGYBANK Vs COWRYWISE By [sundiatapost.com] by emmy4lov(m): 8:04am On Jan 25, 2019
Saving money is not a strong suit for a lot of people – including this writer. Many of us shuns the discipline that is required to put away some of our “hard earned” money.

It is not a Nigerian problem, it is everywhere. But two Nigerian start-ups have found solutions that they are hoping will revive the culture of saving in the country.

Piggybank and CowryWise are relatively fresh on the financial technology (Fintech) block but have made very good impressions on so many people.

CowryWise which was unveiled in June 2017, is a personal finance platform that enables customers automate their savings and in so doing relieving them of the stress and planning needed on a regular basis.

Piggybank launched its mobile application in July and now has over one thousand people who have downloaded it on the Google Play Store. The platform works directly with financial institutions to enable users save little amounts of money periodically. It should also be noted that the company is one of the fourteen tech start-ups led by Co-Creation hub and Omidyar, which we reported are touring Europe to raise €20 million.



FEATURES

One thing I love about both platforms is this; they are primarily targeted at individuals and not businesses. But as a business person desiring to put away some money for a long time, you can choose any of the platforms.

Like earlier mentioned, Piggybank and CowryWise are ‘new kids on the block’ and while the former (+5) recently released a mobile app, the latter is yet to do so. Both are largely leveraging their websites for new customer acquisition.

They share similar features like users can only earn interest on monies they have saved for quite some time. Piggybank allows users to withdraw from their savings after three months. CowryWise users on the other hand can withdraw “some or all” of their savings together with interest “anytime” without any restrictions or penalties. However, customers can earn more interest the longer their more stays on CowryWise.

Card information on the two platforms is secured by a PCIDSS-compliant payment processor. Paystack handles the card details of users on Piggybank (+5).

CowryWise nonetheless may seem the most ambitious and hungry for market share. First, the platform (+5) offers a ten percent interest per annum on savings which is more than Piggybank’s 6 percent (+4) and most banks’ 4.2 percent.

Also CowryWise invest users money in “risk free instruments” which positions it as a wealth-management platform for users whereas Piggybank only collects the money and “warehouses” it in UBA Nigeria Plc. CowryWise savers’ fund is warehoused by Meristem Trustees Limited.

For risk-averse individuals CowryWise may seem a little too bold a step while Piggybank which aims mainly to instil savings discipline could provide the soft-landing.

But it should be noted that the two platforms are licensed by appropriate regulatory bodies. For instance, Meristem Trustees Limited which partners with CowryWise is registered with the Security and Exchange Commission (SEC).

For Piggybank (+5), its UBA Nigeria partnership means that savers’ funds are guaranteed and insured by Nigeria Deposit Insurance Corporation (NDIC).

Finally, there is Sisi (+5), CowryWise’s game changing bot. Sisi keeps users updated on their savings performance and plan balances in real-time. But Piggybank is just as cool with the Referral Program (+5) which allows users to earn extra N500 anytime someone creates and activates an account from the users’ Piggybank Stories’ links

To register with PIGGYBANK Nigeria and start earning N500 on everyone that you refer, you have to register and top up your account with N1000.
Visit http://infoguid.pro/PIGGYBANK and start saving

Education / How To Raise Money For Projects With PIGGYBANK, Earn N500 Each Time Your Friend_ by emmy4lov(m): 7:24pm On Jan 24, 2019
Save for the rainy day.

PIGGYBANK is a mobile app� and an online Savings platform that let you save your Petty cash for the rainy day.

Here are a few reasons why you need to start using PIGGYBANK as a student, worker or business person

✓ You can save as little as N100 daily, weekly or monthly.

✓You earn a welcome bonus of N500 if you sign up today and save N1000 immediately.

✓You earn 10-15% per annum on your savings.

✓ PIGGYBANK Target savings let you save for your House rents, New gadgets or clothing by setup an Auto save instruction of a certain amount daily, weekly, monthly or as you desire.

✓You can also earn with the promo which started in 1st January 2019,

��You earn N500 when your friends signup and Deposit N1000 instantly.

Your friend gets additional N500 after signing up now having N1,500 ��

I've made more than N20,000 already from this and I'm still making_ .

All you need to do is to sign up using the promo Link
https://infoguid.pro/piggybank

Minimum deposit is N1000 for your promotion link to become activated

You can reach me on whatsapp via http://infoguid.pro/whatsap-me for more details[img][/img]

Business / Re: Reduce Wastage In 2019 By Saving Your Petty Cash With PIGGYBANK Mobile App by emmy4lov(m): 7:14pm On Jan 24, 2019
Keep saving
Sports / Re: Saving Your Petty Cash Made Easy With This Mobile App by emmy4lov(m): 7:13pm On Jan 24, 2019
Keep saving
Politics / Re: See How Atiku Was Mobbed In Kaduna During PDP Campaign by emmy4lov(m): 6:47pm On Jan 24, 2019
[quote author= post=75075497][/quote]

3 Likes

Politics / Re: My Pictures Today At PDP Rally Kaduna State by emmy4lov(m): 6:40pm On Jan 24, 2019
Beautiful
Jobs/Vacancies / Re: Did You Get An Interview Text And Email From Vcare Diagnostics? by emmy4lov(m): 6:36am On Jan 22, 2019
ib4real95:

Yes.. i did
I sent you a mail.. or can we chat on whatsapp, add me up on http://infoguid.pro/whatsap-me
Jobs/Vacancies / Re: Did You Get An Interview Text And Email From Vcare Diagnostics? by emmy4lov(m): 5:26am On Jan 22, 2019
ib4real95:
Are they real? Besides I deleted the mail they sent me since I never applied. But I want to confirm now if they are real.
hi did you later attend the interview?
Politics / Re: PDP Urges INEC Chairman To Ensure Credible Elections by emmy4lov(m): 2:40am On Jan 22, 2019
I've totally lost confidence in INEC
Politics / Re: APC Leaders Are Liars, Says Atiku by emmy4lov(m): 2:39am On Jan 22, 2019
APC scammer

Politics / Re: APC Brooms Burnt In Kachia Local Government Kaduna (Photos) by emmy4lov(m): 8:24pm On Jan 21, 2019
Very nice ...
Politics / Re: Pictures From APC Campaign Flag Off In Uyo, Akwa Ibom State by emmy4lov(m): 7:54pm On Jan 21, 2019
See what taxes payers money is being wasted on ...

Politics / Re: Photos From Atiku Abubakar’s Campaign In Jigawa State by emmy4lov(m): 7:52pm On Jan 21, 2019
Which APC crowd do you want to compare with this ...?

165 Likes 14 Shares

Investment / How To Find Out If My Deceased Father's Left Some Investment Behind by emmy4lov(m): 5:38pm On Jan 20, 2019
Hello nairaland,

I need you advise on how I can find out if my deceased father's left some investment behind.

Thanks
Sports / Re: Saving Your Petty Cash Made Easy With This Mobile App by emmy4lov(m): 5:35pm On Jan 20, 2019
Save for the rainy day

Investment / Re: Mutual Funds by emmy4lov(m): 3:30pm On Jan 18, 2019
xcitedjay:


It would be better if you spread across different classes of investments. i.e. mutual funds, treasury bills, commercial papers, stocks etc
please can you shared more light in how I can get started with commercial papers, stocks

1 Like

Investment / Re: Mutual Funds by emmy4lov(m): 3:28pm On Jan 18, 2019
GonFreecss1:


Currently over 15%, it has been kinda consistent over the years to be honest.

I spoke to their rep yesterday and I'm kinda confused on which to go for.. interest are almost the same
Investment / Re: Mutual Funds by emmy4lov(m): 12:33pm On Jan 18, 2019
akinola98:


Please do they have app
yes they do... You get it on play store https://play.google.com/store/apps/details?id=com.axamansard.app
Sports / Re: Saving Your Petty Cash Made Easy With This Mobile App by emmy4lov(m): 9:59pm On Jan 16, 2019
Ifeanyi4491:
And How can i add my card details for autosave to work

Simple click on the Auto save, fill the form accordingly and it will request for your ATM details, simple enter it and it's done .
Investment / Re: Mutual Funds by emmy4lov(m): 6:09pm On Jan 16, 2019
AXAmansard's just hit 12.99%

Education / Re: Exams Begin In OAU Despite Ongoing ASUU Strike by emmy4lov(m): 7:35am On Jan 16, 2019
Men .. it's not easy to be a Nigerian student oh

1 Like

Sports / Saving Your Petty Cash Made Easy With This Mobile App by emmy4lov(m): 11:22pm On Jan 15, 2019
Save for the rainy day.

PIGGYBANK is a mobile app� and an online Savings platform that let you save your Petty cash for the rainy day.

Here are a few reasons why you need to start using PIGGYBANK as a student, worker or business person

✓ You can save as little as N100 daily, weekly or monthly.

✓You earn a welcome bonus of N500 if you sign up today and save N1000 immediately.

✓You earn 10-15% per annum on your savings.

✓ PIGGYBANK Target savings let you save for your House rents, New gadgets or clothing by setup an Auto save instruction of a certain amount daily, weekly, monthly or as you desire.

✓You can also earn with the promo which started in 1st January 2019,

��You earn N500 when your friends signup and Deposit N1000 instantly.

Your friend gets additional N500 after signing up now having N1,500 ��

I've made more than N20,000 already from this and I'm still making_ .

All you need to do is to sign up using the promo Link
https://infoguid.pro/piggybank

Minimum deposit is N1000 for your promotion link to become activated

You can reach me on whatsapp via http://infoguid.pro/whatsap-me for more details

Business / Reduce Wastage In 2019 By Saving Your Petty Cash With PIGGYBANK Mobile App by emmy4lov(m): 11:14pm On Jan 15, 2019
Save for the rainy day.

PIGGYBANK is a mobile app� and an online Savings platform that let you save your Petty cash for the rainy day.

Here are a few reasons why you need to start using PIGGYBANK as a student, worker or business person

✓ You can save as little as N100 daily, weekly or monthly.

✓You earn a welcome bonus of N500 if you sign up today and save N1000 immediately.

✓You earn 10-15% per annum on your savings.

✓ PIGGYBANK Target savings let you save for your House rents, New gadgets or clothing by setup an Auto save instruction of a certain amount daily, weekly, monthly or as you desire.

✓You can also earn with the promo which started in 1st January 2019,

��You earn N500 when your friends signup and Deposit N1000 instantly.

Your friend gets additional N500 after signing up now having N1,500 ��

_I've made more than N20,000 already from this and I'm still making_ .

All you need to do is to sign up using the promo Link
https://infoguid.pro/piggybank

Minimum deposit is N1000 for your promotion link to become activated

You can reach me on whatsapp via http://infoguid.pro/whatsap-me for more details

Investment / Re: Mutual Funds by emmy4lov(m): 11:02am On Jan 15, 2019
Just a quick question,

Is it right to speed ones investment. I'm presently have some investment with AXAmansard's and SFS capital, all mutual funds And I'm considering opening another Account with a different company
Business / Hurry While Offer Is Still On; I've Been Making Money Since PIGGYBANK Promo Star by emmy4lov(m): 10:55pm On Jan 12, 2019
Piggybank is one of the best online savings app out there

✓ It is a very easy to use mobile and web app, quite popular and one of the oldest out there ( I have been using the app since 2017).

✓It can be easily setup to save as little as N100 daily weekly or monthly, you earn interest on your savings about 10-15% per annum, it's automatically deducts the amount form your ATM

✓ It is a very robust application and has lots of features like the group saving (you create a target amount like 200k and add up your friend or loved one to save towards the amount), auto savings which allows you to save a particular amount daily, weekly or monthly. I personally save N1000 weekly and lastly the save lock which allows you lock up you money for a period of time and get interest.

All these features are designed to make saving and investing for the future easy, more fun, and secured.

1st January 2018, launched its referral bonus program began

You earn N500 when your friends signup and Deposit N1000 instantly.

Your friend gets additional N500 after signing up now having N1,500

I've made more than N8000 already form this and I'm still making

How to cashed out/withdraw funds

https://www.youtube.com/watch?v=h54Q-GZ78MI

All you need to do is to sign up using the promo Link https://infoguid.pro/piggybank

Minimum deposit is N1000 for your promotion link to become activated
Politics / Re: Ambode Inspects Company That Assembles New BRT Buses In Ibeju, Lekki - Photos by emmy4lov(m): 10:45pm On Jan 12, 2019
uzohrome:
Why not patronize our own, INNOSON MOTORS affordable and durable. Nigeria is a joke.

Did I just hear you say durable ..

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