₦airaland Forum

franchasng:
600k salary is 7,200,000 naira a year, if you take away all the deductions like Tilumbum tax, health insurance, pension, etc, you might be left with 5,500,000 naira a year.


Remove his transportation cost to and fro work, remove his annual house rent, remove feeding, clothing, utility bills (NEPA, waste, etc), etc and he might struggle to save 3million in a year.

To build a 3 bedroom bungalow now, assuming you have bought land already, will cost you between 30m to 40million depending on your finishing taste.


Now 30million divide by 3million = 10 years, that means it will take him 10 years to complete the building (an ordinary bungalow oh lol).


Now factor in job loss due to retrenchment, illness, family responsibilities, unforseen occurrences, then you will realize that anybody earning 600k salary per month can only build an ordinary bungalow in Nigeria now if he is stealing money from his employer or engaging in all those their usual office corrupt practices that Nigerian employees and civil servants are known for which they call window

Thank you for this realistic analysis.

TrainPark:
It is possible. A simple home is srill a home and if one is deligent, that income is very hogh and can build a good house over 3-5years

Please kindly analyze a realistic plan to achieve this in the timeline you stated. Not just making statements, like real calculations to realistically achieve this in 3-5years. Using current pricing and valuation. No land available yet.

Orinechi:
A person collecting such amount can build a comfortable bungalow within 2 year.

The way you people comment sometimes it makes me wonder if you are real people who live in real life and do real things and earn real money. You think we are in 2009 ??
Why is it so hard to realistic online ?
You earn 600k and you think you can build a house in 5 years ? Let alone 2 as you stated. To have a job that pays 600k a month you know what your monthly bills will be like ? Oh you won’t pay rent as you as living under the bridge for the years you’ll be building ? You won’t eat ? To prepare a nice pot of soup that will last days will cost you 10k+!
Small health issue and your savings don drop by half!
I detest unrealistic people so much!

😅 No mind am, I Dey look the list Dey laugh. I know wetin my eyes are for house hunting recently. Ordinary Ikotun, I no see 1.5M house. One bedrooms in a nice environment goes as high as 2M, with total package and other fees taking it to 3.2M for first year

The left the kidnappers to roam but they are arresting students. Ayanor has been a big time student supporter from way back when he was my course rep.

Wow. 😯

CilicMarin:
You should rather thank Science for the Airbag installed on the vehicle...

Sometimes I feel like beating the hell out of some people for idiotic comments.
So you’ll tell me many others have not died regardless of airbag in an accident like this ?

News of the Queen testing positive for COVID-19 does not come as a surprise since there was a possibility that she could have been exposed by the virus during one of her weekly meetings with Prime Minister Boris Johnson who tested positive an hour ago, according to UCR.

Royal Palace confirms Queen Elizabeth tests positive for coronavirus.

Buckingham Palace revealed the monarch held a face-to-face with Mr. Johnson on March 11.

Her health, the palace added, remains good and stable though she has shown mild symptoms of the novel coronavirus.


https://www.google.com/amp/s/en.mehrnews.com/amp/157078/

Hey guys, this is my big sister’s Pre-wedding photos. I’m so glad about the wedding which I am part of the groom’s men. I am sure I won’t look good in Suit.

If you live 90 years of your life in Lagos, you will spend 70 years of your life in traffic.

Wawwwu
Bestiefucker. I actually have a similar case but the only difference is that I didn’t fu*ck her, but my homeboy is crazily in love with this girl , unaware of her current state.

This guys controls the world wealth
Oluwa reason my case

On Friday, Gates surpassed Amazon (AMZN) CEO Jeff Bezos to reclaim the distinction of richest person in the world, with a net worth of $110 billion, according to the Bloomberg Billionaires Index.

It's the first time the co-founder of Microsoft (MSFT) has held the top spot in over two years. He briefly topped Bezos last month after Amazon reported that its profit for the three months ending in September fell nearly 28% from a year earlier. But Gates' time at the top was short-lived

He has regained the lead because Microsoft (MSFT) shares are up nearly 48% this year, which helped boost the value of his stake in the company. In October, Microsoft beat out Amazon for a $10 billion cloud-computing contract with the Pentagon, adding some additional drama to the Gates/Bezos wealth race.

Bezos, who this year paid out a significant portion of his Amazon stake in his divorce from his wife of 25 years MacKenzie Bezos, now sits at second with a net worth of $108.7 billion.

Gates recently commented on his wealth in response to a wealth tax proposed by some Democratic political candidates, including Sen. Elizabeth Warren.

He said he's paid more than $10 billion in taxes already and it would be fine with him to up that to $20 billion. However, having to pay $100 billion would prompt him to start "to do a little math about what I have left over."


https://amp.cnn.com/cnn/2019/11/15/tech/bill-gates-jeff-bezos-richest-person/index.html

Lalasticala �

Mr P denies promising Tacha 60 Million naira
https://twitter.com/i/status/1177681588441817091

Only privileged people are selected

Try to make the withdrawal again and if the same re-occurs, call their customer service on 012796666.
I'm also having an issue with them. I won some money and then suddenly my account became inactive. I called their service and i was asked to send a means of ID which i already did. They said i should wait for them to resolve the issue.

My children must play football. I'm not choosing their career for them, they can choose any club, Man u, chelsea, PSG or any other They must play ball sha.

O boy! End time robbers

Interesting

How much per pack ?

Okwori12:
It may shock you that there is a rising demand for washable baby diapers. The market is good for business and the profits is high. You buy at 350 and sell at 500 or even 1k. The quality is great and it's water absorber quality is perfect.

YOU can order wholesale at #350 or retail at 450 only

Call or WhatsApp 07066804422 for details.

I recently came across a journal I kept in my early thirties where I'd listed everything I thought I wanted in order to be happy and successful.

Most of the items were things — the kind of house I desired, the car I wanted, furniture and clothes I coveted. On some level, I believed having the trappings of a successful life would translate into creating the feelings of a happy life. Once I accumulated those things, I would be fulfilled.

My perspective at the time was flawed. I didn't realize how fleeting the satisfaction of attainment can be. I didn't anticipate the empty feeling that follows success or the slow awareness I was chasing an illusion. Those highly desirable things I was chasing weren't so fulfilling after all.

The joy of getting what you want dissipates quickly, leaving you with . . . what? Confusion. Restlessness. More longing.

Material things can be nice, and they are fun to accumulate — especially when they are part of a passion, hobby, or lifestyle you enjoy. But things and money and prestige don't provide the one thing every single one of us desires. Fulfillment.

We want our lives to be deeply satisfying and meaningful — not just at the end of our lives looking back, but at every step along the way.

Living a fulfilling life requires mindfully, carefully creating your hours and days to reflect our authentic selves.

Here are 25 essential ingredients for living a fulfilling life:

1. Loving Relationships

Having loving, supportive relationships including your spouse/partner, friends, family, and work associates is the most important ingredient for a fulfilling life. Many studies support this truth.

One of the most well-known studies is the Harvard Grant Study which followed men for 75 years, collecting data about their lives at regular intervals. Love and connection with others were found to be the pillars of a fulfilling life.

2. Happiness in Work

Finding your life passion through your work is ideal. But you at least need to be happy with your profession most of the time.

You need to feel your work is important and valuable, that you are capable and respected, and that you are regularly challenged and motivated by your job duties.You spend a huge chunk of your time at work.

If you aren't generally fulfilled in your work, it's nearly impossible to feel fulfilled in life.

3. A Sense of Purpose

Having a greater sense of purpose or meaning for your life gives all of your choices and actions context and direction.

Your life purpose evolves over time by living authentically, working passionately, and continuing to examine yourself, your deepest desires, and your intuitive urgings.

Find a way to use the knowledge you gather about yourself to make your life mean something and perhaps create a legacy that lives on.

4. A Healthy Lifestyle

If you aren't healthy and don't remain healthy as you age, it's hard to enjoy life — much less find it fulfilling.

You have to engage in life to be happy, and good health allows you to engage at an optimal level.
Exercise and mindful eating not only foster good healthy, but they also provide a general sense of positivity, well-being, energy, and self-esteem.

5. A Positive Mindset

Positive thinking isn't simply new age psychobabble. Consciously shifting your thoughts away from negativity and worry to more positive, grateful, and happy thoughts actually changes the neural pathways in your brain.

As you think, so you will begin to feel and believe. Positive thinking reduces stress, improves your relationships, and can increase your life span. By choosing positive thoughts, you are being a creator rather than a reactor to life.

6. Serving Others

Serving and helping other people — whether as a parent, a teacher, a helpful neighbor, a volunteer, or a community activist — provides a sense you are doing something greater than yourself and your own needs.

Service is especially fulfilling when you serve from a place of love or life passion. Be even the most mundane service can give you a sense of fulfillment and peace, knowing you've provided comfort, reduced suffering, inspired knowledge, or effected positive change.

7. Experiencing Now

All of life is experienced in the present moment. When you dwell in the past or focus too much in the future, you aren't truly living.

To experience life fully, you must remind yourself that right now is all you have. Make all of your “right nows” count by focusing on the task at hand or experience you are having.

8. Perspective About Challenges
Many of us view life challenges as negative, frustrating interruptions to the life we really want. We try to avoid difficulties by tip-toeing around life to avoid the land mines.

When we step on one, we're debilitate and view ourselves as unlucky. However, with a bit of time, perspective, and a shift in thinking, you'll see how challenges actually enhance your experience of life.

Challenges teach us, allow us to become more empathetic, humble, and fearless. Challenges will happen, so allow them to add to your experience of life rather than to diminish it.

9. Creative Expression

We all have creative abilities in our own areas of interest, and we need to express our creativity.

As creativity author and speaker Sir Ken Robinson reminds, “Creativity is a process of having original ideas that have value. A big part of being creative is looking for new ways of doing things within whatever activity you're involved in.”

Creativity involves challenging yourself to fulfill your potential, which in turn enhances all other experiences of life.

10. Knowing Your Values

To be fulfilled in life, you need to know what's most important to you.

What are your life priorities? Where do you want to spend your time and energy?

Take the time to define your most critical life values. Use these values as a benchmark for making decisions and choices. Here's a list of 400 values to help you.

11. Having A Vision
You can use these values to help create a vision for your life. When you proactively create your life based on your values, your interests, and your goals, you set the foundation for fulfillment.

Your vision doesn't have to be set in stone, but it does provide a roadmap and general direction to help narrow your choices based on what you want the most for yourself.

12. Appreciating Beauty

All beauty, whether its in nature, music, art, dance, or physical beauty, enlivens our spirits and elevates us beyond the mundane and ordinary.

It provides aesthetic pleasure and enhances our sensitivity to pattern and order on a very sophisticated level by increasing our perceptual skills.

13. Embracing Failure

Failure never feels good in the moment, but after an appropriate amount of grief and second-guessing yourself, you can learn to use failure to add to your fulfillment.

Failure is evidence of action and risk. It reminds you that you had the courage to try.

If you seek to learn from it, it opens you up to growth and learning to use in the future. Don't hide from your failures. Examine them and squeeze all of the knowledge you can from them.
14. Enjoying Aging

Most of us fear and dread getting older. We don't want to watch our bodies change. We don't want to experience a decline in our health. We fear the reminders of our mortality.

But studies has shown those who enjoy getting older and focus on all of the positives of the second half of life tend to live longer. This is part of a positive mindset.

Without all of the demands and responsibilities of your younger years, your older years can be your most fulfilling.

15. Releasing The Past

When we dwell in the pain from the past or constantly reminisce about our glory days, we cut ourselves off from experiencing the present moment.

If your past is causing you pain, seek professional support to help you resolve the pain and let it go. Remember, the only reality is the present moment.

16. Showing Kindness

Being kind is such a simple act, but it is so powerful. We have a choice in every interaction or encounter to offer kindness or something less than kindness.

As you practice kindness, especially in relationships that are challenging, watch how your behavior transforms the connection. Watch how that transformation fulfills you.

17. Focusing on Gratitude

Happiness researcher and author Sonja Lyubomirsky has spent years uncovering what makes people happiness.

Her research confirms grateful thinking fosters happiness. According to Lyubomirsky, it “promotes the savoring of positive life experiences,” as well as bolsters self-esteem, helps people cope with stress, strengthens relationships, and encourages positive behaviors.
And many more, but we can learn from each other in the comment section.

If you could teach everyone in the world one concept, what concept would have the biggest positive impact on humanity?

I have been to play house several times, the pool is not even deep..... I don't understand, i think there is more to it. Who knows [color=#006600][/color]

Na wah oo... Abi we wan open super market
Mtchew.......lemme come and be going Jare. When my turn reach, I go double the list.

All this bb9ja of a thing suppose don end now.....Abi e get season 2 ni

AshiwajuFoward:
B4 nko? U no see im yigbo face plus the head??

[size=8pt][/size]
May God have mercy on you!

;DNa wah ooo,PLEASURE