I am proud to be a teacher and always. yes everything you said is true if n only if we ve an educator as ministers in federal, state n local government we won't have any problems.

It's not romantic. its just a stroll. romantic means no phone cos u re vin a nice cosy tym with ur wife. dey ought to hold hands.

weytin the guy do? explain so that we can 4give him. lol

Hey folks, is it gp tank I am seeing in the sitting room? or na my eyes dey see black?

naijacutee:
Last month, I happened upon some money from an old investment which had matured. Rather than have it collect “one one naira” in my standard savings account, I decided not to be the fly that follows the corpse to the grave, and put it in a fixed deposit. Fixed deposits are a very popular investment option in Nigeria, and you’ll hear about them 8 times of out 10 if you do happen to ask for advice regarding how to invest money. The attraction to this sort of investment is that returns are guaranteed, and the duration of your investment is flexible. We probably like this sort of investment because they help us mitigate risks – in a country where nothing is guaranteed, we don’t tend to tie money down in long term investments and fixed deposits are the perfect solution to this investment problem. In the course of my search for a decent return on my investment, I “burnt” at least N5,000 in credit, calling banks and waiting in queues for information, and was only able to reasonably compare two banks – GTBank and First Bank.

What is a fixed deposit?
A fixed deposit is a lump sum deposited with a bank for a varying period, in exchange for interest.
How to put your money in a fixed deposit: You will need to have an existing account with the bank of your choice, and then you deposit the sum into this account. You will then need to inform your bank of your intention to “fix” the said sum for “X” number of days. It is very important that before you make your decision, that you shop around for the best rates. You are not obliged to fix your money with your existing bank, just because you bank with them. You can earn a significantly higher amount by just picking up the phone. It is the more difficult route when you consider call waiting times, credit spent etc but it is worth it, and what’s more I have done some of this hard work for you.

How long is my money fixed for?
Most banks offer flexible periods of 30 days, 60 days, 90 days, 180 days and one year.

How do I get paid?
Usually, the money is removed from your account and the interest is paid into your account. So for example, you want to fix N500,000 for 60 days and the bank has offered you an interest rate of 7%. You have N550,000 in your account. Once you confirm you’re making the arrangement and sign all the necessary documentation, the N500,000 “disappears” from your account to be “fixed”. At the end of 60 days, you get paid back your original N500,000 + an additional N35,000 interest accrued. A simplified version of what really happens behind the scenes is that the N500,000 is given to another customer who has asked for a loan – but he will be charged 20% interest (or N100,000). After 60 days, you get back your N500,000 + N35,000 (7% interest from the other customers N100,000). Not bad business for banks, if you ask me.

Bank interest rate comparisons
For my enquiries, I called First Bank and GTBank.
I rated both banks on customer service quality (pet peeve of mine, because time is money) and interest rates.
tbankvsfirstbank

Interest rates
First Bank
7 days (First bank does not offer this service)
30 days – 9.25%
60 days: 9.50%
90 days: 9.75%
365 days: 10%
GTBank
Available from N100,000 to N1m.
7 days – 3.75%
30 days – 180 days : 6.25%
Some notes:
Call times. My initial contact with both banks was on a Friday afternoon, at about 5.30pm. My second contact attempt with GTBank after the first one proved futile was at 3.20pm on a Sunday.
Omissions. I initially wanted to include Accessbank in this exercise, but have been unlucky in getting through to a knowledgeable person on customer service. The frontline staff I have spoken to, all seem to lack basic knowledge regarding what services their banks offer and where to get information outside the limits of their knowledge. I would recommend that training is provided for all front line staff as a matter of urgency, as customers otherwise have no way of getting informed about competitive rates for your most lucrative services.
Am I an agent? I work for neither of these banks. My selection of this two is purely by chance and accessibility of contact information via the bank websites. I simply picked the banks with the most prominent contact information via websites. My reviews are unbiased, and if I haven’t reviewed any others yet, don’t worry – “life is turn by turn”.

Courtesy: http://www.mrpepe.com/banking/which-is-the-best-account-for-a-fixed-deposit-gtbank-or-firstbank/

thanks bros. I really need it. Dts Wat I want to do next year bt I was ve nt investigate on display bank dt is d best 2 do it. pls research on oda banks let us know.

vanity upon vanity re all vanities

9ja low mentality. Dr is nothing bad if dey bcome president or political post or offices. research on USA 1984-1988 president. He is an actor bt he made an impact in America. If dey can do well in office den we youths can rule 9ja n send forth d old men. let us b wise.

I once had. I fell sick. In short, my ulcer started. its from tantalizer at palmgrove.

Please send me the steps to post a new topic. Thanks bros

100Cents:


Modernism and Technology makes women believe that a man who walks up to her and says on the first DATE that his mind about her is MARRIAGE is a big JEW MAN..

But my father in his quest to teach me.little about sex education told.me that he approached my mum and told her what his mind was on the first encounter..

When I still look at my mum at 67 years, I see a very pretty woman whose beauty most young ladies lack.

A modern girl today will start schooling her suitor that they have to be girlfriends and boyfriends first and test out co habitation to an extent before he can propose to her. In their words, " don't you know its a process " ?

OMG, even for a lady who has been dreaming for years of being with me ?

4Ck MODERNISM !

100cents. MY PRINCE CHARMING

RedBenson:


Love you too sisterly (not boyfriendly or husbandly) cos i am taken already by sleekyshuga. Lolz.

lol

MY PRINCE

RedBenson:
This has happened before and it was yielding positive results for our single handsome dudes and beautiful ladies out there although unfortunately, the Tsunami that visited Nairaland didnt allow us to witness testimonies. From the thread created by 100cents complaining of getting tired of searching for that special woman to marry, it's obvious so many eligible young men and women out there are in the same shoe looking for thier wives/husbands, it brings me joy to create yet another thread aimed at linking the "ready to marry" folks together just like before, and i am sure since it's already December, meeting that special one this December will further make your xmas joyous, putting smile on your faces while you guys plan on how to hit the altar possibly next year. It's absolutely for serious minded folks in search of that special one.

Now, just like in Season One, if you are a guy, just type, "My Missing Rib", possibly put up your profile picture (optionally, contact details) and be sure the ladies will do the expected.

As a lady, just type "My Prince", put up your profile picture (optionally, contact details) and be sure guys will do the needful.

I know this is not a bad deal as one could meet that special one anywhere. If you're in support, advocate it makes front page so all could be part of it. Let's be happy this xmas.

Let's go there! Best of luck!

lol. Thanks bros. love you

100Cents:


Not at all.

I think say your own pix dey.

lol. u 1st

100Cents:


Not at all.

I think say your own pix dey.

lol

no

RedBenson:


Lol. Life is no pleasure without that special one by your side. If a woman does not find hers, she cries, if a man does not find his, he cries as well. Life seems to be hell without that he/she (depending on what u look for).

bros, na true u talk. its a life we must travel tru. marriage ought to be fun n interesting. bones of ur bones and flesh of ur flesh

RedBenson:


See dem coming...d husband searchers. Lolz.

lol. bros, e no easy. u self need 1

100Cents:
Since 2011, I should have settled down, which was truncated by my people based on tribal grounds, I have been unable to love a woman like my Ex.

The only girl I seem to love is messing up. Really I can't say what's up her sleeves. I currently have many beautiful admirers o. But i dont see any of them via the window of a wife. Some of them dress so skimpy when visiting to impress me.

Nothing has ever challenged me like this since birth.

O Lord God of Jacob, I am tired..

place ur pix.

ok. no problem bt put ur family 1ST (IBB ) den 9jas go follow.

UnimkeAk:


I think the OP is referring to those ones where the stand for road.

Back to the Topic, Change is constant, Nothing is impossible.

But I cannot marry a Prostitute and see no reason why any sane man should.

if you are married, u have married 1 dt was a prostitute. ask her of her past life. n if you are not married, u will still marry 1. No woman is a saint. is it cos she prostitute 4 1ce dt u won't marry her? think man.

Do you know that even the bankers ladies re prostitutes? c, if I am a man, I will marry a prostitute. All she needs is love. God loves dem most cos He will be
glorified in dem. look at Mary Madalene, she changed n ready 4 God. look at d prostitute dt cleaned Jesus legs with her tears, she changed. Every woman is a prostitute including me(except Blessed Mary). prostitution started from Eve. Adam wife. Wat made her to leave Adam 2 meet the snake?

If you want it, go to Awolowo rd round about Allen avenue besides tantalisers u will get dem at 11am n mega plaza 11am.

Some nl re celebrating corrupted thieves already made. Rich pple don't get punished bt d poor serves the rich pple punishment. Wat a useless country we re in. We prefer to remain stagnant dan going 4ward. causes 2 the corrupted leaders.

Swallow. Any type

na 2day. Abeg go any market, go 2 where dey sell bitter kola, honey etc u will c it dr. don't b surprise. Dis is 9ja

dos multi coloured beads on his chest re wat women use on deir waist. He looks like a Kenya man. lol

A beg read am well well b4 concluding. Haba,person stand with either opposite sex dey re dating. 9ja! !! He said I met with a. .... n personal person wc indicates dt dey share some ideas 2 gospel. na weytin I think o. ...

Oh. such is life I will say. on Sunday we lost a God's servant n families in a plane crash n some re celebrating. God ve mercy. Monres relatives and oda minister's families re mourning n some re celebrating. Monres Myles RIP.

beta suit dan native wears

Ayoad:




15 FACTS ABOUT TRUEREBEL FASHION COMPANY
The following are the basic truth about Truerebel fashion company
15. Truerebel is a scammer
14. Truerebel don’t issue employment letter to their staff
13. Truerebel sack their staff every 2 to 3 weeks without pay
12. Truerebel places job advert on Nairaland, Ngcareers, Jobberman and mostly Hotnigerianjobs
Every 2 to 3 weeks for new staff.
11. Truerebel hardly has repeat purchase from their customers
10. Truerebel customers are never pleased with their jewelries after purchase
9. Truerebel import substandard (fake) jewelries from china.
8. Truerebel import all their jewelries from China
7. Truerebel has delivery men nationwide
6. Truerebel sells fake jewelry products nationwide
5. Truerebel facebook page is http://facebook.com/truerebelafrica
4. Truerebel website is http://truerebel.com.ng/
3. Truerebel has their office location at they are located at No 13 Munirat Aleje Street,
Opposite Ikorodu Clinic, Ikorodu, Lagos State.
2. Truerebel was set-up 2014 ( A new company)
1. Truerebel is a jewelry Fashion Company that deals on fake jewelries.

https://www.nairaland.com/1970720/15-facts-truerebel-fashion-company
Hope this help. thanks.

Guy fine. Good 1 bt y d cry wen ur leaders don't care. All dey know is bring in foreigners 2 enslaved us d more. If our government had a strong law about selling fake goods n d person faces percussion by death. All dese will nva happene. Look at China, immediately is death without trial if caught. D problem is d govt.

bennyrazz:
@op, but your friend has options now? either she submit her salary or carefully leave the marriage. There can't be two captains in a ship. The only thing I will say here is she should give it a trial for 2 or 3months and see what her husband plans are. If he squanders the money, then she should not submit subsequent ones and that would be her basis of argument should the marriage fail.

no. she should not start n d man will turn her to punching bag. it's best call d man's family or divorce. say no to wife abuse