₦airaland Forum

samsard:
What are you saying, that we don't have crimes? Their ghettos are better than some of our disorganized and unplanned middle class neighborhoods

ok you said some.. and not all

emmanuelpeace1:
Tribalism is now outdated. It was for primitive humans. I think modern man should have evolved above that.

Tribalism, Racism, Ethnocentrism as come to stay nothing you can do about it, if you don't like ethnic competition then your ethnic group are not winning... how many times do you see an European cry of racism? its always the underachieving blacks with victim mentality

whether racist or not, i'll choose ibo man as my CFO, Yoruba man as my Managing Director and Hausa man as my Chief Secuirity officer it is what it is

airminem:
@ Exc2000 Help her send message to the boss

ok how much for my mailing service

As the CFO your duty is to give financial advise at all time... this is where you step in giving anonymous tips , mail or text your MD and CEO of what is going on, because the fools stealing from the company would cause the company to go under very soon, all of you would be jobless, and they wouldn't have any tangible thing to point at for such reckless fraud... In case of fraud being reported to the police, SCID Alagbon and Iyaganku people don't torture accountants like others, they torture them like they want to kill them, because they know you have access to every information they need on the case.. which ever way you play all scenario you are in big soup if you don't speak up soon

If as a CFO/ Accountant/ Auditor you go for an interview and your new boss or the new panelist ask why you are unemployed or asked you to name your previous employers, only for them to find out the company folded up because of financial mismanagement and fraud, will they hire you.. once they ruin your reputation as a finance man, getting a job would be harder

If i am the one, I will simply design control mechanism that can detect fraud and suggest such system to the MD or the CEO, control mechanism in a system might be simple checks and balances, like ensuring all financial transaction should be done through banks and bank statement should be audited monthly to correspond to sales record, every sales must go straight to the bank without marketers making any deduction, only CEO and MD should have access to authorize every spending in the company, ware house and shops must have 24/7 cctv, and auditing must be done weekly by different top level staffs changed randomly by the CEO, and the CEO must give unannounced surprise visit to all sales outlet and warehouse

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samsard:
Their ghettos are arguably better than our middle class neighborhoods.

una go just dey talk anyhow... says who? ghetto in UK were Peckham boys can stab your kids at anytime, or the one in Dierah Dubai where you reside with Olosho and Drugdealer and if police raids you are going to spend the night in jail.. forget what you see in the movies step out and see ghetto is gheto

who cares.. seyi shay is cute, but nothing special about her body, she aint curvy or anything

sulaak:
A Megacities with ghettos and slums bigger than European countries.

mention one city in Europe and British island without Gheto

while Audio Seyi Makinde borrows 22.5 billion again when the first loan he got 2 months into inauguration we are yet to see anything tangible

Lagos is working because they have good Fiscal Responsibility Manager, they Know when to cut spending and when to increase spending, they know how to effectively tax business and when to cut back on tax

Tinubu was so smart to appoint Ben Akabueze a very smart Profession Igbo man to manage his budget and planning for 8 years, he knows if he puts a Yoruba man that likes owanbe, lagos would be doomed.. and performance of your budget dictates welfare of your states and what you can achieve in terms of infrastructure

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Lekki now seem like a regular neighborhood to this rich folks, Banana Island is like the next destination and Eko Atlantic is the ultimate destination

omonnakoda:
Barely blindly....

Go and learn English and stick to matters you understand like Ludo

You are talking trash

this is what happens when a child jumps into conversation of adults, he barely foolishly burns him self out ..

you should pick your fellow ignoramus to argue with next time

why them con sow curtain now... always portraying Africa fashion in weird ways

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omonnakoda:
You are changing the subject we are talking about borrowing based on oil production.
Iran is excluded from the bond market.

THAT is the point not whether they sell oil

The argument put forward was Nigeria can borrow because of its better production profile but Iran's is better.

Can you comprehend?

you barely blindly jumped into an argument now you sound lost.. read what I was arguing with gbolan007 and read my first comment before sounding totally off track

omonnakoda:
How many barrels of oil does Iran produce ? Nearly double Nigeria's
A sensible investor would ask how much does that country ALREADY OWE before lending


The fact is that the US has blocked Venezuela from the International bond market

You are arguing senselessly

I think the unexposed one arguing senselessly is you.. but I don't blame you.. all you hear are from news channels and as a child watching too much American movie you think their sanctions are like world law

Iran as being trading its oil non stop on its B2B market even with all the stupid sanction, I am on many of their B2B platform and many Nigerians are trading with them you can continue fooling yourself as if any stupid ban is going on in Iran

if you want transaction and receipt of live escrow trade I'll fill you in

well since its not going to be dismissal after court martial or demotion.. couselling and psycological evaluation is wonderful idea lol who am I kidding, the two soldier own don kpafuka.. their mama and paper better higher Falana and head to the industrial court to challenge any outcome and fallout of the military trails that they would setup


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Golan007:
You lend to who has the capacity to pay back based on working models.

Venezuela hasn't been able to put its books in order hence the I ability to raise funds.

Much as many Nigerians hate their country and have sworn to be against any news that promotes it, some of us would be on the other side of the fence regardless.

you lend to who has the asset to offset their accruing loan, nobody really cares if you can pay back because you would clearly drop asset far exceeding the value of what you are borrowing

so I ask you this question if you are honest and patriotic to your own country without bias of religion or ethnicity, party or partisan politics

what is positive about this news of more loan sharks targeting Nigeria? I also invest in bonds and treasury bills I can as well be happy... but now if we pay 58% of our total income servicing debt, are you very happy to borrow more even when the income are not fought coming due to global economic meltdown

omonnakoda:
You are clueless

US companies ARE BANNED from buying Venezuela stock

Any business outside the US that does so cannot trade with US companies.

The same applies to IRAN

It has nothing to do with the oil reserves nonsense.

with or without US sanction, a sensible investor wouldn't take his money to 2.1mbpd country with huge debt burden.. its common sense

Acmepreneur:
1. Loving prospect is different from loving money. I love success not money.
2. I'm not forcing him on anything, hes the one that always say how he hates the country and want to leave. Mine is that he should work on it because each time he says he hates the country, it hurts me so bad because hes not doing anything to actually achieve that

3. I'm not trying to change him, I'm only trying to make him walk in the path he says he likes. I'm a realist as well, there's no where he would see 2m to start a business. Hes the one that says he can't work under anyone all the time, so if you know you hate working under people, then you build independence gradually while working

4. Hes the one that complain hes tired of his living, hes the first son, and have many responsibilities. Should I just watch him continue to complain and rants? Won't I be the one to suffer it because he would choose to spend for his family than our children and me. I will also choose my mum over anyone, so I understand him choosing his family. The only way out is for him to have enough that he would be able to spend for his family and myself with his children.

If I should take to you now, I should continue to watch him complain and not do anything about it. The worst is that he hates deep discussion or to start talking on important things. I'm even tired, I won't lie to you.
I know what I want, and I know it's not someone who doesn't strive for his relationship

1. Loving prospect is different from loving money. I love success not money.... Nobody has the right to Judge you for loving what you love, you said it clearly what you love is "success" and I bet you don't see your boyfriend as successful, trying to make him fit to your notion of success would cause a lot of frustration, so you either forget about him now without investing much of your time, or accept him fully and use your energy to develop your own self, Folorunsho Alakija is a billionaire in Dollars married to a thousandnaire yet they fully accept each other

2. . I'm not trying to change him, I'm only trying to make him walk in the path he says he likes... you like to own a big business and be among fortune 500 big brands competing with Microsoft and Cocacola that's your own dream, your own path and nobody should I'm only trying to make him walk in the path he says he likes make you walk any path or pressurize you.. how ever as a supporting loving wife, you can help him break his dream down to realistic objectives, Action plan, and business plan. all this done with tender and love... he wants to travel or own a businessand need 2million, then you need to start proposing the idea of him saving part of his income to pursue this dream, you have to help him understand financial recklessness would keep his dream unachievable and mostly you have to be his cheerleader when he does something positive shower him praise to encourage him to do more, introduce him to passive investment he can commit his savings to or Just save your self the stress of building your own man and get yourself an already made guy

My final advise is learn how to communicate effectively in a relationship, because marriage is an empty box, whatever you bring into it is what you would live the rest of your life with

the five "C"s of effective comuinication is clarity, consistency, creativity, content, and connections... what ever you say to him make it very clear its all for his sake and don't sound nagging explain in a calm manner when you guys don't have any argument or pressure, keep the advise short simple and consistent, think of ways to solve his problem creatively and don't just always remind him he has financial problem

or Break up with him... and personally I believe Zodiac sign and compatibility of you two is important to check your life goals and direction of your stars if compatible or just a waste of time

Couples should evaluate their relationship using SWOT analysis used by busuness men... SWOT means Strenght Weakness Oppurtunity and Threat if you seat your own ass down and tell your self the truth, what Strenght are you offering the relationship (financial, moral, management etc) is he the only one offering finance, do you give him the moral support, if you guys venture into business can you help manage it while he focus on his 9-5 job, what are his weaknes(lack of ambition and business drive, what are your own weakness(Nagging endlessly, contributing nothing financially but wanting more from him) and lastly what are the threat in your relationship causing fight from him to you he isn't successful, he has no business drive, and from you to him(you have never contributed one naire fifty kobo to his 2 million naira startup capital but only nag him everytime you can)


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Golan007:
But Venezuela holds the highest deposit of oil reserves (proven) in the world.

Holding huge crude ground reserve is something, but the main thing is how many million barrels per day can you produce, whats the cost of production and break even cost on each barrel you produce

Venezuela does 2.3mbp , Nigeria does 2.5mbp , US 14 million barrels , Saudi 12 mbpd , Russia 11mbpd

Nigeria and Libya produces Brent crude oil in large quantity Brent crude oil is easily refined and gives more yield that heavy crude oil

So as a portfolio investor which person would you lend your money, Venezuala or Nigeria

when they lack skills to give them income they remain there.... this is currently happening to my ex, in her mind she must marry early, and since I wasn't ready she moved on to a guy who had more money, sells car and was a yahoo big boy.. just 5years in and she chats me up daily complaining of one thing or the other, he cheats, he is diabolic, smokes sk, drinks, beats her.. but spends on her non stop, at this point even if she tries to leave her family , church , pastor and financial her position wouldn't let her, at 30 she has BP problem but still slays hot hot

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ajl:
It's like big boys calling on one another that it's party time and everyone should come with his or her knife and fork. Party is happening in Nigeria. The West are tricksters. They know how to fiddle with global issues and use it to milk poor nations or countries with stupid and corrupt politicians. I remember Y2K before the end of last millennium. Even this pandemic, they are behind it. Some of them are laughing to the banks.

they are truly behind it my brother... IMF had since giving us loan/grant giving us conditions that we have constantly refused to follow, like removal of subsidy, single forex window etc, IMF gave with one hand and sold their own agenda in another hand

smart people

Golan007:
Why can't Venezuela issue bonds that would be half subscribed if it's so simple?

Venezuela don't have the kind of Asset we currently have, if we keep at it with bad debt, our credit worthiness would also go the way of Venezuela

what do you think we use in securing this loans if not our National revenue generating assets like our oil well, LNG Plants, Sea and Airport etc

Acmepreneur:
This my guy is not serious at all.
I used to tell myself change is the only permanent thing in life bla bla bla. And I really believe that once you take the right steps, you can be anything you want to be. This made me to be very soft with people.
When I started dating my Boyfriend, I really was not choosy or judgy. I accepted him without a second thought. I'm not the type of lady that actually do all those lady stuff, I'm a very serious person and I don't play games at all.
My BF is very cool, like not bad looking, normal behaviour etc and I like him a lot.

I'm a very ambitious person, with an extremely big dreams,my boyfriend is also hard working, but I'm not seeing any future at all with his career/prospects/life. When I say I'm with big dreams, it's means I'm working on discovering (new innovations), planning big business that would compete with top brands etc. I'm that big in dreams.
My children is also very important to me, I don't plan for their sufferings at all.
I'm an introvert, I find solace in my aspirations, dreams. I have books I work out those formulas (I mean how I would execute my business plans), I research a lot, think a lot etc

Our fight now
Since day 1, I do tell him to do this and that. I really hate company works, so I would tell him to have savings, and be building something sideways where he works. Also, I wanted him to do Masters, since he said he would love to travel out, he's always saying he hates Nigeria bla bla bla. His dad also wanted him to do Masters, but he's in the crew of Masters is a waste of time, and he can't do Masters in Nigeria bla bla bla

Baby try this business, he would say he doesn't have money, he needs 2million to start a business etc.
Meanwhile, he doesn't have money to travel out of the country to do Masters, nor 2m to start any business. So I would tell him to manage what he has first, and that would propelled him later, but he likes to talk like illiterates that Masters is meaningless.
Meanwhile, while that is true, those things are just like investment, you don't know when you will see an opportunity to use your Masters certificate, and since he studied computer science, I told him that it can even help him get a job outside Nigeria when he leaves, that it can be useful there. I understand the situation of the country, but not having masters doesn't mean you will get a job as well, so why don't you just have it
My bf would shut me off, and also his dad, the dad even asked him to take job at the federal university where he works, but my bf said he can't work in that place, this is a federal government job o, he would say the salary is too small and people there already knows him, because his dad is in a big office in the university.
So it won't seem like I'm disturbing him, I went quiet, but might chip it in in discussions, but I don't fight him on those things. He works in a small company, and he rose to the position of a Manager, he spent all his time in office, the little time to waste with his friends. Its a good thing but I'm not comfortable with that, the pay is about 90k, which is not enough for his expenses, also hes the first born.

Fast forward to last year, his dad died, it looks like a film trick to him, he now have to take care of his siblings and mum (mum is nurse, but retired long time ago, her pay is little because it wasn't normal retirement). Everything I was telling him finally came to pass.

He rented an apartment with His friends, he later hated it, and said he wants his own, he went to rent an apartment of 600k (he gathered it from different places and he borrowed), which I really hate and we fought on that as well. Because he could have used the money to secure his life in a better way, since his complain when I told him to start a business is that he doesn't have money bla bla bla

He will not apply for better jobs as well
He's practically doing nothing to grow, and would say he hates Nigeria and he would like to leave, but he can't even apply for scholarships or even google schools.

So this 2020, Jan 1, I started fighting him, that I'm not going to continue with him like that, that he should go apply for MSC, start a business or just do something. He now started saying that he has responsibilities which are his siblings, I told him this is the nonsense, he would do till the year ends, we will fight and later resolve it.

He won't even talk about it, or get reminded, he makes me feel Hus boss is using him. I have told him several times how he would be used and dumped, in fact, he makes me say negatives sometimes, and thats because I have seen people that get dumped while working with companies and they fall back to grass, my mum won't even accept him because he works in a company, small company, not cocacola or big companies. My mum hates company works like shits because we've heard and seen people falling to zero due to company jobs.

The problem
1. He says I'm disturbing his life, and not allowing him to rest

2. I'm not happy with him living that way, with no future, no investment, hes not building himself while working, hes not doing courses, not learning any skills, and I think its too risky.
His current salary is not enough for him, not to talk of me collecting part of it. But he gives me money though, has not been more than 1k, 2k and data subscription which I really appreciate.

3. I can't introduce him to my family because I want him respected. Truth is I don't know what he would say to impress my parents because I'm not even impressed with him. And I want him to be superloved and respected. I believe in first impression would last very long. He has introduced me to his family and all friends

4. He never ask me about my own life, aspirations, advice me etc, I'm always the one to do that. Yesterday he had the gut to tell me I'm not caring because of just two days of not showing care

5. Corona has turned his company outside down and he's highly affected. Just like all what I was telling him finally happened, and he has nothing to fall back at. He has a car,

6. I can't marry him or anyone this way, and I'm getting old, though and I want marriage next year. He said he wants too, but I can't marry him like this. And I don't want to get to late twenties, and he breaks up and I start looking for husband, people would be thinking maybe I have a problem that is why I'm yet to marry, they won't know that its him that caused my delay. Plus I have a very high esteem, so I would hate to be desperate for marriage with a man or be the one to be wanting marriage so much in a relationship


7. Right now, we have temporarily break up, so I'm asking if I should break up or make up? Because he was saying rubbish last night

Note: I'm not a fan of dating and rubbish, I love him very much and I don't want to leave him at all. I don't think there's any man I can date as I do not like dishonesty at all and 95% of men are dishonest. My BF is very honest and good I'm every other aspect

Mindset and Proper Communication is the key to a successful relationship, not money and ambition

Lets say you read what you wrote from a neutral point or you reverse the case and put yourself in his shoes then you would understand the cause of friction

* you started off by saying this ; "This my guy is not serious at all" .. Flipping it, lets assume your boyfriend also hold the thought of you in a negative way: "This my girl is too greedy and loves money too much."

* I used to tell myself change is the only permanent thing in life bla bla bla. And I really believe that once you take the right steps, you can be anything you want to be. This made me to be very soft with people.... --- You sound manipulative without even knowing it, you believe change is the only permanent thing and you are soft with people because you think you can change them... how would you feel if instead of accepting you your boyfriends constantly tries to change you? what if you being an introvert isn't cool with him and he starts forcing you to parties, lecturing you on how going out boost career prospects? you clearly don't accept him for who he is so leave him, break up and look for who fits your ideal man

* I'm a very ambitious person, with an extremely big dreams, my boyfriend is also hard working, but I'm not seeing any future at all with his career/prospects/life. When I say I'm with big dreams, it's means I'm working on discovering (new innovations), planning big business that would compete with top brands etc. I'm that big in dreams--- You claim to be ambitious but the real question is are you successful ? perhaps the main reason he isn't buying your ambitious story is because with all your big plans and big dreams, big business fancy talks you haven't shown your self as a success in his eyes, and he feels if with all your masters talk and business talk you haven't helped your own self why should he abandon the career path that pays him 90k to follow your own dream that pays you next to nothing? Maybe he is a realist and not a dreamer and wouldn't take stupid uncalculated risk in the name of dream

* Masters degree isn't a means to earn more money as many believe or boost your certificate, in real world masters just sharpen your skills, before you force masters on him again, try and select an MSC coarse for him, check out all the courses module he would take for the 2 years and tell your self in all honesty which of this courses would make him better and worth his while for loosing 90k job?



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happy child

pushy8:
The whole front page filled with people that either didn't read or read but don't understand. Simply put, as a result of the IMF loan and removal of fuel subsidies, investors see that the country will be able to lay it's debt and are willing to invest or allow their investment remain in Nigeria..

Portfolio investors mainly Bonds and creditors, not Foreign Direct Investments

“If secured, multilateral loans would cover around 21% of the general government deficit in 2020,” Fitch Ratings said in a report published Monday.

Yet investors seem unconcerned. The cost of protecting Nigeria’s debt against default has dropped by 520 basis points since March 18, an indication that creditors are feeling more secure holding the country’s debt.

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Nigerian like rejoicing stupidity


Bond is a means of borrowing money and giving the lenders guaranteed intrest after limited time,

the Article says investors interested in our bond market (better said,: people willing to borrow us money) are rushing Nigeria because they know 2020 would be the year we would have the highest deficit (deficit meaning we not being able to finance our budget or meet up with recurrent and capital expenditure) while 98% of our income would go to service existing loan after oil price dropped our earnings

So in laymans term, loan sharks and international gbomulalantern are trooping to Nigeria because they know without Oil we would be forced to borrow money from them or die of hunger

“If secured, multilateral loans would cover around 21% of the general government deficit in 2020,” Fitch Ratings said in a report published Monday.

Yet investors seem unconcerned. The cost of protecting Nigeria’s debt against default has dropped by 520 basis points since March 18, an indication that creditors are feeling more secure holding the country’s debt.

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most migration during this lockdown reflects Nigeria's true economic hotzone

Migration pattern has been .. From NorthWest -to - SouthWest , NorthWest -to- SouthSouth, SouthEast -to- SouthWest, SouthEast -to- SouthSouth

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paul100:
Hmmmm,this is the first time i am hearing this.Naija guy go India to hustle.Do you know that India is one of the poorest country in the world forget all those things you see in zee world ooo sha he have his reason.

a fraudster and a drug dealer thrive in such country

2020 get as e be why na

Nairalandmonika:
But when Niger Delta boys dey do gragra dey kidnap oyibo and shut down these big company operation na una still dey complain say we too worry.

why we no go complain, when we sef they lick out of the oyel money..

smart move.. they empty their fire fighting waters and chemicals on the floor, snapp some pics and get paid big time... sense will not kill them,

stanluiz:
The same abacha that steal and looted billions of dollars. Money that is meant for future generations.

Every Nigeria government is corrupt both military and democratic government.

corruption is one thing, quality and standard of life of the citizen is another everything seems to have collapsed under Democracy and Corruption seem to have being institutionalized

everything that was estimated that Abacha stole, isn't up to Obasanjo's $10bn USD Power Scam or Jonathan / Dasuki / Allison Madueke total loot, when this regime also goes we shall all see another season film of corruption

Fvcking Lair... if Buhari phones him now he would change mouth


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