Exjoker's Posts
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Is this not the tricks guys have been playing on girls since first century? Ain't we in the 21st century now? Girls should know this tricks by now |
Girls will never learn. |
Happening... |
emmyasam95:How was she s'pose to show her anger then? By frowning her face only? |
Life no easy at. Imagine you not doing all this thing, life is going to be so boring |
The atonement- Shai linne |
Jaffar23:No, that play is so expensive. Only rude boy like you did that |
[quote author=Youngpo413 post=28638398][/quote]What?? |
It’s easy to say you want financial success. Actions, however, tell the true story. Are you on the road to financial success, or are you still hanging on to one or two of these tell-tale financial disaster behaviors? 1. You pay full price for everything. After all, you’ve got plenty of extra money. It’s fun to see something you want, and buy it right away. You have to be a little more strategic to save. Develop a habit of taking 24 hours to comparison shop before you buy. Consistent savings on both big items - and things you buy regularly - can add up to hundreds, even thousands over a year. 2. Retirement? Forget about it. You’re living for the now, not for the later. When you put money away for retirement you are saving for a “future you”. That “you” is going to want to enjoy life as much as the current you. As you work toward finding a balance between now and later put as much as you reasonably can into your retirement accounts . I promise you no one gets to the future and thinks, “Oh my, we saved too much.” 3. You keep doing business with the same people. No matter what. You have to separate business decisions from friendships. That means periodically revisiting your professional relationships as far as insurance agents, financial advisors, accountants, or attorneys. Did you hire the person thoughtfully and objectively, or simply because you knew them? Once in a while you’ll want to take a step back and re-assess your business relationships. 4. Change banks? Nope, never. You’re already earning a great rate on your accounts, aren’t you? If I offered you a couple hundred bucks to fill out a few forms, many of you would think that was a fair trade for an hour or two of your time. That’s the trade that may be available to you by changing banks. Yes, it takes time to move accounts – but it may mean more money in your pocket. It pays to look around at least once a decade. You may find something worth moving for. 5. You always finance it. Why save ahead? If you need something, you can use credit. There is something incredibly satisfying about saving up for things in advance . In our current world of easy credit this isn’t a satisfaction people get to experience enough of. Go ahead and give it a try. I dare you. I think you’ll be pleasantly surprised at how it feels. 6. You don’t ever say, “That’s not in my budget this month.” You’ve got an image to uphold. It is so refreshing to hear people reply to a social request with something genuine like, “I have other priorities for my money this month.” Choose how to spend your money based on your values . When a decision doesn’t fit, recognize that - and acknowledge it with a statement that reflects what is important to you. 7. Books? Why read books when there’s reality TV to watch? It can be easy to pass off bad financial decisions by saying, “I’m just not good with money.” That’s a choice you make. You can make a different choice and gain knowledge about money matters by committing to give up one TV show a week; instead use that time to read a book about investing, a finance magazine , or an online retirement-focused website. 8. You don’t seek professional help. You can handle it all yourself. Successful people outsource. They recognize they can’t be good at everything. Maybe you need someone to facilitate money conversations between you and your spouse, do your taxes, or provide an objective look at your investment decisions. Whatever it may be, seeking professional help ( like a qualified financial advisor ) is not a sign of weakness – it’ a sign of strength. 9. You acquire no new skills. Your career will progress without any effort on your part, right? An investment in yourself may be the best investment you can make. Ongoing learning such as an advanced degree, certification, leadership training, or communication skills courses will help take your career to the next level . Find out what you can do to maximize your earning potential - and go do it. 10. You set no goals. You want to be in the exact same place next year as you are right now. Imagine yourself one year from now. What would you like to have accomplished? Do you want the same amount of money in the bank, or more? Write down where you want to be. Then write down the actions steps you’ll need to take to get there. Now, schedule dedicated time on your calendar to do these tasks. Do this consistently and financial success will be yours. http://moneyover55.about.com/od/budgetingsaving/fl/10-Signs-You-Need-to-Make-Changes-to-Your-Money-Habits.htm?utm_source=cn_nl&utm_medium=email&utm_term=About%20Today%20Channel%20Newsletter&utm_campaign=todaysl&utm_content=20141203 |
Nigerian politicians looking like a sad chimpanzee since creation |
jaybee3:Lol... No bro. Green light can be decisive at times. I only do what my instinct told me to do even if it had to do with responding to green lights |
jaybee3:To be honest green light as the call it is very important to/during dating a girl/boy. It let you know your stand and what step you should take next. Green light is just the promising signs your partner emit to show the also have same feeling for you. So Green light is just a name...an I know it too. |
Its not that important, it is actually s'psoe to be a get-together for couples. I don't see any important of it for couples who already know about each other |
unibenstudent1:What were you thinking when you posted it here? |
This green light thing is so confusing. We should always look at it properly before jumping into conclusion. You don't wanna get embarrass right?...Good job op |
AfricanApple: |
AfricanApple:Lol... haven't i said enough? The truth is mature man/guy should have learned to control their sex emotions... Erections is inevitable, but by controlling your urge for sex you can beat that. know that, you can't have S.ex all the time, and with every woman... |
korel9:You no go keep quiet now o, until they find out say you escape and the special ban squad after you |
Have you try filing a crime to her in the court |
Only premature guy's dick do rise in public |
Some people have lost their mind. So you have no respect for human hood again . So wetin men come be: ATM and Bank? |
Jesus!!! ![]() |
Tell your gf to go demand the sum of 20k from the guy.. Him go loyal I tell you |
Men scarcity is definitely having it bite on the ladies . Keep filing your complains ladies |
BreezyRita:Have you been using those words too? ![]() |
Tallesty1:Tallesty been the claim big man since 500bc |
Avril lavigne-wish you were here (a tribute to my e-crush) |
AfricanApple:There is nothing wrong with someone speaking out his mind esp. if they are true |
Nairaland have got cute girls. Though they are faceless |
Long post... I no get time to read that ![]() |
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