₦airaland Forum

Fazemood:
Why all these grammars when you could just say 'I don't have a point to make' eh?
Ladies, you all are beating yourselves up over one man's opinion.

He only described what he likes and what he is and you all start venting ur frustration on him.

Lawlahdey:
LMAO. I'm praying he replies you so he can get that whipping he needs so much in Romanceland's public square.

Oh, praise God. I have been meaning to ask you but I have not been active on whatsapp so-so.

moshoodn:
Really? They don't?

Wow...

Well, kindly compare Nigeria and the US in all indices.. I'd like to learn from you.

moshoodn:
We are all humans. No one is inferior to the other...

How would you feel if an American gave you the dose you gave the Kenyan?

Country or no country, we need to respect ourselves as humans.

Lawlahdey:
Exactly! He seeks validation. Only vain people do that.

How's your aunt, btw?

Lawlahdey:
Fearlez...I'm glad you are here. What do you think of the Op and his write-up?

moshoodn:
Fear.lez, you need to tone down on the insults. That'll not drive your points home.

We need to be civil in relating with others.

Nigeria or Kenya, bank penetration or not, we both need to improve our economies.

Fidha254:
empty words of a losser..

Explain how a cool $100B is missing from nigeria gdp after oil prices went down.

The failed state of Nigeria
https://www.vanguardngr.com/2017/01/petroleum-sector-drove-nigeria-economic-recession/?_e_pi_=7%2CPAGE_ID10%2C2057287242

[s]And BTW all the top 10 biggest economies in Africa are all mineral dependent with the exception of Kenya and Ethiopia, that should teach you something.
[/s]
A deep in all prices caused all the sectores of Nigerian economy to coke to a halt , the giant of Africa, addicted to the black oil substance can't do sh!t without it, remove oil from Nigeria and suddenly nothing is left

Fidha254:
small people with small brains like you overcompensate by insults ridicule inoder to make themselves feel more than they are...

As I said b4, without oil Nigeria is Fu€ked, No oil means no govt budget, No govt budget means no effective govt, no effective govt means less govt control, affecting the entire production level of a country, If oil doesn't contribute much to Nigeria GDP (directly and indirectly) can you explain to me how Nigeria a country 180mil with supposedly various sectors of the economy whent into economic recession when world oil prices went down

HungerBAD:
Sad.

In the land of illiterates, any rumour is considered the truth. Especially when the password" Buhari" is added to such rumour.

I am still wondering who started these rumour?what a lot of people don't know, is that there are more Medical Doctors and Nurses in the Military than even the Ministry of Health,and that is why it is laughable and almost comical when I hear the question ARE THE MILITARY trained to give vaccination?

The hate for the President by a sector of the Country will never make them see good in anything this Government does.

Nobody is vaccinating anybody with any bad substance.

Fidha254:
30% of your budget comes from oil, 95% of all exports revenues is from oil and gas, which basically means without oil Nigeria is basically fu€ked ...
And by the way with all that money, and average Kenyan is better educated than an avg nigerian, so much for the 'giant of Africa' , like seriously the number of uneducated nigerians is more than the entire population of Kenya

lightheart:
No new investor will be interested to come in with the level of tariff obtainable now. There will be an impact on tariff. Starting point will be Discos.

GERALD710:
Last O checked any Kenyan can open a bank account in any bank in Kenya as all banks have accounts where you do not have to maintain a minimum balance.
So which banks are these for American and British animal lovers

Fidha254:
Feel sorry for you, really.. Continue boasting of your big banks owned by the 2% until kingdom come while the majority of your people still informal. That $70B you keep taking about is hard earned money while yours is all about waiting for oil prices to increase to earn a gdp, when oil prices go down everything else in the economy comes to a halt, you will never witness such an overdependence of an industry in a more sophisticated economy like kenya

GERALD710:
Kenya's mobile banking is far more sophisticated than Nigeria's.
Nigerians are talking of withdrawing using banking apps in 2017 when Kenyans were doing so in 2011.
Kenya and South African banks are the only ones that offer AMEX and Union Pay.
Kenya and South African banks support PayPal Withdrawals.
Visa's Africa network is hosted in Kenya.MVisa was launched in Kenya before Nigeria.
In fact,checking your banks,most of them did not even support Visa or MasterCard until after 2010
Kenyan banks had Visa since the 90s and MasterCard from 2002 for multinationals and 2008 for local banks.
SMH!!

Fidha254:
Feel sorry for you, really.. Continue boasting of your big banks owned by the 2% until kingdom come while the majority of your people still informal. That $70B you keep taking about is hard earned money while yours is all about waiting for oil prices to increase to earn a gdp, when oil prices go down everything else in the economy comes to a halt, you will never witness such an overdependence of an industry in a more sophisticated economy like kenya

silastemplar:
easy, it happens every where. The euphoria of a successful battle will make even you do the same. So chill

Fidha254:
You are indeed very ignorant about Kenya. First off all , ingnoring the stats that a nigerian has an avg of 3 bank accounts bcause of trust issues, last I checked there were 31 million bank accounts in Kenya representing 73% of the population.... While Nigeria has close to 70million account holders representing a mere 38% of the population... What this means is you are less likely to have access to an ATM in Nigeria than in kenya because the ATMs will be more sparsely distributed...I.e Kenya has more ATM/Banks per capita than nigeria. It also means the banking system in Kenya is saturated, finding POS or regular shops that accept credit cards is more ubiquitous, cause recently banks in kenya have fought hard, there are now more bank account holders than active mpesa accounts http://www.cgap.org/blog/kenya-bank-accounts-again-more-popular-m-pesa-%E2%80%93-why

You seem to miss the point here, people are taking about access to banking while you keep chest thumping about having 'big banks in Nigeria that are among top 50 in africa', having a big bank is not a measure of progress, this article here says 2% of account holders in nigeria own 90% of bank deposits, mst of the accounts belong to oil businesses, So congratulations on making it to the top 50 biggest banks in Africa by assets https://www.vanguardngr.com/2016/06/2-nigerians-90-bank-deposits-ndic/?_e_pi_=7%2CPAGE_ID10%2C5981823710





On the other hand , if you want the biggest banks by customer base leading and promoting in fanatical inclusivity regardless of rich and poor, you know where to find them http://www.africanbusinesscentral.com/2014/07/10/fact-of-the-day-kenyas-equity-bank-is-africas-largest-bank-by-customer-base-2/

Daviddson:
Mynd44, this is a 2015 news.

MalcoImX:
There's no truth from Fayose. All he does is to mask his activities to escape impending crises and jail terms. Everything is deception and self-protection -- from criticism of Buhari to his false presidential bid

cristianisraeli:
one thing i noticed about you..

you like dissing women alot

one day one day you will enter my trap

i dont want you to derail this topic and i am not a female and i hate bullies like you,i would have crushed you but for the sake of the topic i wont,so keep on swimming in your own self inflicted ignorance..dense boy.you just showed us that your a female bully..i like knocking people like you out with one left hook on your jaw and you would surely see white light

say no to female bullies like this dundi who calls himself fear lez...you can only bully women online..dummi

do you bully women online because you have no woman in your life or you cant satisfy a woman on bed?you need to take codeine and tramadol like your mates..spineless little worm

lastly have you changed your 1week boxers today.lol..dundi united

And your thread is already derailed.

Of course I know you are a male and your main moniker is known to me. I was only saving that for last.

Honestly, your father should have donated his sperm to a cryobank for IVF instead of wasting it in a biological process in your mother's cyst infested ovum to produce a brain-damaged uneducated waste of humanity like you.

What you are not telling folks truthfully is that you're suffering from sexual identity conflict disorder;

you're a female trapped in a male body and you're exploiting your kinky fantasies by posting with an alternate.

What a pathetic disposable human filth!

Now get this straight into your sperm-sedated skull:

My vitriolic texting will jolt your blood to near-lethal levels, and disorganise the rhythms of your heart beat.

I will schlong you like a market thief and behead you like an ISIS hostage propaganda and leave your headless body dancing on the floor of romance section like a hissing headless reptile!

Bloody rebel.

cristianisraeli:
exactly i knew you are not feeling fine..you need some help bro..how about going anambra for vaccine...lol..i will pay for your TF

cristianisraeli:
dude are you alright

Fearlez:
[s][/s]

A dick cannot smell of itself or by itself. Your nasal regulatory properties need an update so you can ascertain where the odour is stemming from: The permanent crack between your slit.

cristianisraeli:
This is the first time I've encountered this problem with a guy. I've been with cut guys and uncut guys and while it's typical for the cut guys to not get a funky odor at all, none of the other uncut guys I've been with have ever possessed such a persistent, ever-present smell as my uncut boyfriend.

He's STD-free (recently been checked), yeast and smegma free, and washes regularly. I even inspected his washing technique (rolls back the foreskin, uses PH balanced soap around the head, etc) so that can't be it. But without fail, five minutes after the shower, he'll have this musty, almost sour, stink on his cock that makes me gag. It's like as soon as a drop of precum or sweat gets into his foreskin, it sets off some kind of horrible chemical reaction that causes this.

I'm losing my mind here, I used to love giving head but now this problem has given me a complex where I feel ill just thinking about going down on him. Sometimes it gets so bad that I can smell it in the air when I give him a hand job.
Has anyone had a successful solution to this problem? I'm practically grossed out by my own boyfriend's penis and it's putting a huge strain on our relationship.

Share your true experience

GERALD710:
Your ignorance about Kenya is astounding.
Kenyans have used banking apps like MCoopCash ,Eazzy Banking and ChaseBank's app to replace banking services for years now,especially MCoopCash which dates to around 2011.
Nigerians marvel at using apps to withdraw from an ATM while Kenyans have been doing so for years.
Equity Bank Customers can access their money via card,app and yes,mobile banking as Equity runs a mobile network specifically just for that.
If Kenya's banking is so underdeveloped as you claim,why is it that Paypal allows withdrawals to Equity Bank
Why is Visa's Africa Headquartets in Nairobi?
Why is Mastercard's second largest market Kenya?
Why is it that mVisa was introduced in Kenya and South Africa first
If Kenya is so poor,why is it that only Kenya and South African banks issue American Express cards??
Same to UnionPay and Discovery.None operate in Nigeria.Union Pay is in Kenya and all merchants as of 2017 support Discovery in Kenya.
SMH.Sophisticated indeed!!