Felicity0001's Posts
Nairaland Forum › Felicity0001's Profile › Felicity0001's Posts
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pleasureosondu:Bro... Haha... See anything a woman is involve just forget it! But we'll, some women shall let me not generalize it because I've had some good dealings with a few women that people even people started suspecting we were dating and know how rumors spread na... Na so the hubby collect car from my hand all for no reason. Some women?! Fear them ooh most of them don't have good mind. But it's the men I blame Most of the times because as for me my wife and other person can only advise or give their opinion but not take the final decision but again, you want peace in your home as a man and you know how women can nag their men to death. No man wants that! So they just allow them have their way but again the man gave room for that. So that was what actually happened in this case with you and your friend. So you need to understand and don't take it up grudges with him like it was his own calling. Once a man is married there're lot of things you need to just try to understand when he does things because somebody somewhere is also controlling the same wheel with him. After all no be you dey with am for house na the woman and na she know how d matter be wit them. But some men?! OMG! They're worst than women! Gosh!!! Disgusting men... They nag, complain, repeat words like children, so particular about things... Okay. I picked up a rental at some point. No week I'll not spend at least 2 days in his mechanic wk, from radiator to shaft, from shaft to tyriod, the next week battery, same day tire, the following week the right shaft, break failed on 31st night on my way home if not for God's given experience He's the only one that knows what would have happened because I was doing 80kmh, no spare tire no spare wheel and me I don't like driving car without spare so I'd to pull out money from my savings, traffigator light not working because they changed the headlamp from 02 to 05 I spent about 4k fixing that. Shey na AC I won take? Abi na shock absorber or servicing... I bought 2 tires 8k each with my money... I thought I was working with a fellow young guy like myself with head but never knew this guy is such a f00l with no heart at all. Yet I still remit to him normal oh... After all the issues with the car has been fixed this 1diot collected his car... He even asked me to use keke napepe home I regretted why I didn't punch him in his mouth that day self now... I swear... I just looked at him... Picked up my phone and ordered a ride, my ride arrived and as I was picking my things he said, okay bro cancel the ride make i drop you for house How about the one I borrowed money to buy brand new shock absorber nko? I still paid for workmanship to replace it... The next week the foool said his colleague needs to use the car for marriage, na coastain round about I deliver the car to the guy till now wey I dey type this message I never see my money... The one that always get his rental money 2/3days before Mondays nko? One Thursday like that na so guy man called me asking "how far na I never hear from you oh" Omo I change am for am straight... Shuu!!! I started doing it every Mondays b4 noon two week later guy man said he wants to travel with his car... Na travel him still dey for over 3months now... You see enh! We as humans can't be pleased no matter how you do they even hate you for doing them good. But you know what, keep doing good and keep being yourself a day will definitely come that your rewards will be full with no stress whatsoever. |
davit:Sorry bro...try has much has you can to avoid those guy, korope and napep drivers all of them head no correct oh... They will even rub you join your problem if you are not careful enough. The once I hate the most are those Okada guys along mile2 Apapa road those guys no dey hear horn ooh... What I do is once I horn for them like twice and they don't clear I go very very close to them put my gear on neutral then raise it n return it back to D2 car go be like e won jump... Dem no dey tell person... Na once them go take clear if not I jam you. Very annoying guys. |
pleasureosondu:Hmm... I'll come back to this let me see hiw far the thread has gone |
Pearl1910:Bros I talk of that period when lekki ikoyi toll was still active... Besides to cal that bolt commission is diffult because before you're able to do you don complete 10trips... Back tracking is difficult most time couple with their bonus and all that. I just ignore and stay focus to my earning at hand and in acct jor. Inbtw, Fashola is planning on introducing tolls in Nigeria roads again... This A*C government self, like what is their problem fa!?? |
dru23:An average hard working man living in Nigeria is 10x more hard working than a Nigeria in diaspora. Stop talking down on those living In Nigeria bro, the limitations, lack of opportunities, bad government, insecurity, lack of health insurance, contract jobs and a lot more they contend with is enough hard work alone. Swap position with that same man and see the speed he passes you with in little or no time and see how you struggle to even make a kobo. That you're privilege doesn't make the next man less human, learn to be humble bro.
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pleasureosondu:I'm just having the feeling that some well known politicians with deep pockets are behind the disagreements btw that guy and myself because just look at the deep understanding we both have yet we are just fighting over nothing... Look at the posts that have come in from both ends in the last 2-4days... 100% imagine if these two characters come together in harmony car owners go japa o because a lot of drivers go wisen up. Okay, just imagine I got a call from somebody last night as I returned from work, what is the problem bros? They where trying to settle misunderstanding btw oga and driver on who will replace a bad compressor. I was like! Which kind stupid question be this na... But b4 I talk further I first of all asked, what was the agreement signed on the rental papers? Driver said he complained and had a verbal agreement btw himself, the owner and the lawyer for that clause to be removed, but guy you saw they didn't removed it yet you still went ahead to sign. Oboy you don use your hands roast yourself with fire na. My friend go and replace that compressor no case here abeg. I hanged up. com c as I come begin vex untop matter wey no concern me o ![]() Like a lot of things are wrong in this rental/hp deal of a thing. Lile how Will an owner request 25/30k yet still wants driver to manage minor repairs(below 10k) and periodic servicing? Ask them to define minor repairs now they can't and the driver will fail to understand that minor repairs can occur 2-3 times in a month or two, maybe first time he spends 5-7k the next week he will spend another 8k... Mind you mechanic is owner's... How Will he allow it exceeds 10k knowing fully well owner(oga) will be the one to pay. It won't exceed "lie ye" because oga and him mechanic has orchestrated it in such that driver continues to repair the car, service it and also pays rent, they'll be romancing his ego if they see driver is remitting regularly despite constant minor repairs of the car... 6month 1yr driver can't still afford a naija use let alone a tok for himself and he'll be happy that at least he's maintenaing one partner unknowing to him he's not making any reasonable progress. If you to go for HP? Get a driver first then the both of you should sit down and analyze how the deal should go, the driver should be the one to made his choice of car not owner... You bought a car I do not have any history or knowledge about and you want me to drop upfront payment and play by your rules... No na. |
BAZ001:No even we @hoodlumD's league reject your application to drive in Nigeria so we relegate you to obodo oyinbo to kontinue ur hustle over there, we even thank God say this country Nigeria for the first time done balance at least no request anywhere for both Lagos, fct and other states. |
supo19884:Can I apply? But I no get down payment oh... Abeg help my ministry and set me free from this bondage of rental they have tag me on this thread But wait oh BAZ001... Why e b say this people no dey like talk the total package self but are fast to say the amount drivers must bring it is that they're already broke that the security is the only hope left?
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davit:Bolt will also collect commission on tolls and car parks... Na today you know? But these are things Uber don't do. Commission is only on the fare. The last I even checked wait time is 100% driver's earning. Uber has the power to take over the market but I don't just know who the fuvk is the marketing manager and director in Nigeria self. The guys are dump and clueless I'll tell them to his face if I happen to meet him one on one. |
SHOOPSYN:Hahaha... For some time now I have been thinking of a new moniker... Now I just got it the meme will be our logo![]() |
Felicity0001:
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Felicity0001:Baz001 I'm tired come let's leace this country. Reason this concerns and comments
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BAZ001:I'm tired of you dis boy! Like I'm really tired.
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iCloud007:Flywheel? Never heard of a thing like that in my almost... BAZ001 should know lets ask him ... FlyingWheel... BAZ001 abeg what's the street name? ![]() |
ebiye55:Remove the first letter to get the meaning. ![]() Riders don't like it all even if they're in urge to go out, they'll rather no go out again, take public boss or wait. |
Johnchrix:Sorry i can't... They won't pay me for advert ![]() |
spartacus11:Okay coming back to this I'll say I won't criticise or talk down on somebody's business because I don't know what they go through making that business stay afloat especially in this obodo Nigeria. The only people to blame is buhari and his geng. ![]() First and foremost, I believe dealing with a cooperate or financial institution is far better than dealing with an individual base on my previous post on this subject matter. Looking at it this way, remember it's an asset loan, 1. You decide the type of car and amount, therefore, you indirectly determine the total amount to be paid. 2. You are sure of what you're buying unlike the personal owner partner who go buying any kind of car weather it's salvage or not he doesnt care. But you determine weather salvage or clean titled and you determin the price. I've seen many drivers suffer in this regards to salvage vihicles... There was a guy that even collected a car a partner bought from cars45 and called it tok not knowing car was a refurbish naija used crest few months later driver and partner landed themselves in police station... We still dey settle d matyer since buhari enter power ![]() 3. And individual can wake up on the wrong side of the bed one morning and trigger one clause driver has defaulted and then collect car, but a cooperate or SMEs won't do such. Also, should you default in a week payment so long you have a close rapot with your CO you guys can look for ways to cover up, worst case, they contact your guarantors to fill in the gap. So to some large extent drivers have more rest of mind but on thenothe hands, some COs will fraustrate the hell outta you with calls if they haven't seen credit alert for a single week. This some private individuals can understand and shift grounds maybe when your account is blocked or some other personal issue. Generally, it's rational and all depends on the individual involve, if you're lucky to have a good partner then individual HP is better off otherwise, the micro financial institution should be your best bet. Best way to get a good deal out of a financial Institute is to look for a cheap car... What are you looking for flashy car for? Be it in Benin or any where in Nigeria. Bro... Stay low even dangotes dey carry uber. Yes your heard me right. I've an offline client, the man get money scarra! He was the one that asked me to look for a 2012 corolla sport the other time, I asked him, sir! Why not go for an SUV due to our roads? He said my son in a cool and gentle voice, the Nigeria of now you need some that won't announce you". Hmm! I've lived in Benin b4 and still have business and in-laws Benin police no get wahala, how many road checkpoint dey Benin? How Many law enforcement agencies dey worry?? Abeg Benin na easy life so far you no pass your boundaries you're good to go. Police in general self don't have issue provided you obey and know their language you won't have a problem with them at all unless you meet the one wey dog bit for yash enh enh! U self go know say na 2type if life dey.Finally, look for a cheap car say Honda civic, accident free with low millage like that of BAZ001's assume 1.7m-1.8m... Or Toyota echo... It's around 1.4-1.5m now or big daddy...Do 2.5% then divide by 78weeks you have something around 30k or thereabout... You down payment will fall around 280-300k negotiable if you can relate well with them. They calculate weeks and not months so stop bordering about paying more... Looking at it closely you wint get individual HP now anything less than 4m now but on this McF assets its far less. So take the opportunity now as e dey hot otherwise, you'd regretted not taking it after 2yrs. As for the driving, put learner and give yourself 1 month you'll get use to it. Driving na mind. All the best. |
IgiveLadiesBj:My oga its just my nature... I forgive easily and I see giving to police as sara. |
IgiveLadiesBj:Lol... Me wey dey use 2k car air freshner on a rented car? Ask them na they know. ![]()
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ReadaDream: morax101:I think either of these is okay. Thanks guys. |
mabeni:Ok, this will bring me to share my experience with the same area F police command. On that fateful friday night after dropping of my rider off Kudirat Abiola Rd at about 11:28pm I knew time was running fast so i needed get home due to the curfew which starts at 12mindnight. Got to mobile filling station, Awolowo way about 3min afterwards then pulled over to do No.1... After that I hooped into my car and drove off... Got to that club near firstbank along the Awolowo way then decided to wait a minute checking something on my phone while hoping to get a set destinatiin trip. This was exactly 11:45pm. On raising my head I saw about 3 police vans parked across the road and the men jumping down crossing over towards the other side of the road where I was parked... The corolla behind me moved with speed, I wanted to zoom off with him as my engine was still running with gear engaged but base on the knowledge of the time and happening I summoned confident and decided to stay but moving slowly... Stop!! stop!! stop!!! With all form of aggression 3 of them entered into my car like say na only me them come for...move it! Me: yes sir! To where sir?! Area F police station. Got to underbridge Me: I stopped. But wait oh, officer watin I even do self, where una dey carry me go... One said watin b ur time... I showed him on my dashboard, sir this is 11:56pm now you guys stopped me at about 11:48/50pm so what offence have I committed. Don't worry when we get there you'll know better, move it! The story long oh with a lot of funny happenings but let me cut it short. They brought in other people and we were about 70-75 of us with some foreigners and musicians with a few elderly people. Come see matter na. Already made some calls but guess man was sleeping. After plenty of dramas, people were sorting 50-30-70k and so I started begging this guys with 10k them say lie lie na 20k last. I just vex told the lady "madam u go finally beg me for 1k from this money" she thought i was Just blabbing. I went and sat down one place observating. Exactly 5am the oga at the top returned my call... We talked briefly and he said he would send sb down right away. At this time them don dey throw us into cell. The mumu who oga at the top sent came and was busy asking of my me whispering to his colleague and the one taking down names instead of them to ask told him he hasn't written down any name like felicity... I was just watching them but didn't want to interrupt because them change am for me. After about 20min nothing, I call oga back and he got annoyed, "don't worry I'm coming..." Fortunately he was at his residence next compound at the time and not even the heavy down pour that early morning could stop him. 2min oga show na so everywhere burst... Oga shun!!! Shun!! Shuns! Sir we asked of the name o but nobody answer us... sherupp! He called my line... Come c "all eyes on me". chai! I pitied the handsome looking Indian man and others I believe they all would be praying I tell oga at the top "we dey together". But menh... I have to get off the hook first b4 I can help anybody o.Oga match, straight to Area command office... 5min later the one came with an umbrella to pick me. What happened young man? I talk... Please release him right now! Yes sir! Shun sir! Summoned madam in charge I was begging with 10k all along but refused, go and bring his keys and other belongings under your possession. Yes sir! Follow him on waiting here for you. Got to her cubicle of a office and she gave me my keys and DL as I won turn na so her junior colleague that was posting me from one post to another then said, bros you no go drop something for us? I told them... So una dey beg now abi? Remember I told you guys una go beg for something, I just pity them given them 2k. Waka... Shun! shun!! shun!!! As oga at the top was going still inside the rain. So that is what the Area F police does especially on Fridays, for any reason you find yourself chopping live btw 12mindnight to 4am or working just be on the watchout. Uber drivers and anyone parked outside a club house are their main target. But their liver no dey carry them reach African Shrine side at all. ![]() |
FuckEveryday:I think you need this.
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ReadaDream:Wow!! Quit educative Do one also need to use the parking break even when parked on a level surface? Which do we engage first, the parking break or shifting the transmission to park? I really didn't get that line clearly. A friend had adviced some time back I engage the parking break before shifting the transmission to park... How true is this? cc: Dmechy Blackbishop Radautoworks |
pleasureosondu:Thanks man... Appreciate. Ok... No more bad blood again No more confrontative conversation with anyone again. Henceforth, I drop my comment and leave. Who no like should go hug a transformer, abi? Naxo! |
Pearl1910:You haven't insulted me yes butbi felt insulted in many of your posts and mentions. I've been peaceful and respectful in all of my posts and I haven't insulted you too. So you too don't lose guard. |
spartacus11:Spactacus despite all the gbos gbas you're still able to get 2 out of 1+1... Thumbs up to you but don't jump in joy yet because there're a lot of misconceptions going in in your mind.1. Both HP and rentals are all scam. And both Rentals and HP are good with HP being the best provided your partner falls among the 5% of good people. Yes you heard me right. There're lots you won't understanding reading my posts here unless you get into the field to experience it yourself then you'll flashback to understand better what I post here. I'll be glad to walk you and many others who DM through with clear explainations if you all don't mind. 2. HP from individuals can be very risky because most people don't have a clear understanding on how an asset loan works so they draft out their terms and condition to suit them alone leaving aside the other person. I call that Sentimental wickedness this is the reason why somebody will demand N500k down payment for an asset of say 2.5/3.5 or 4m naira. Dont blame them most of them are ignorant , some partner will start acting up towards end of contract with excuses like, I want to travel, retrieve car due to breakdown to mechanical or accident just to mention a few. These kind of partners are called stomach infracture partners dont blame them as well because that's tue only car most of them have so they don't want to see you walking away their only car after making full payment while they're walking with leg on the streets of Nigeria. Dont blame them too na buhari cause am3. Rentals can be very tricky and deceitful, if you're not lucky enough you find out 5yrs have come and gone and you're still on rental, why? because most partners no matter weather you belong to the 5% league of good drivers they'll still find a black spot and some of them because of greed will tell you they want to travel so they need their car only for them to get themselves registered and start driving so they can have both the driver's and owner's earnings to themselves. Don't blame these set of people na 1m geng dashboard cause am ![]() Now, they retrieve their car from you for now reason or what so ever even when you haven't done anything wrong... Now you're left with no car for months searching for another, won't you eat, pay bills and care for family? Where are you getting those money from? Savings of off course! So you c? B4 you knew it that 600/1m you've saved has gone down b4 the next opportunity comes by and the circle continues. Unless favour finds you to meet a good person then you will see the end of that hp contract or save up with just one partner on rental for 2yrs or less to get your own car. When you hear people say "hp no easy, hp no easy" these and many more are the reasons to that popular saying because most partner don't want to hear stories of constant breaking down of the car after a year because that's when the nightmare of a driver starts. This is the main reason a naija used car is a bad deal for HP because breakdown and down time start almost immediately after penning down the contract. Mind you 2 consecutive default means you lost out in the deal. Devilish clause owner comes and pickup his car, fix it up and sell off. Zoom! All your effect and years of struggle gone. Let me stop here to come back to your micro credit asset loan. |
samobaba4u:Its okay... Thanks bro |
spartacus11:October this yr will make it 2years since I registered as an ehailing driver in Lagos, Nigeria. In these 22months of having an active driver's account on Uber, Bolt and Indriver I have only been active behind the wheel for a combined periods of about 10 months and in these 10months I can say I've seen the good, the bad and the ugly. I won't include mechanics because I've known and understood them long b4 now. I have come across virtually all kinds of human beings from all works life and have studied and seen so many characters more than I used know b4 now. I stepped very low to rentals for so many reasons and I'm very glad I did. In all of these I can only say human beings generally are terrible people, you never can please them. Now, talking about HP, many will say I'm controversial if I say this, nevertheless, I'll say it without any fear of being attacked. 95% owner partners in both the HP and rental are bad. 85% out of that figure are desperately and naturally wicked while the remaining 10% became wicked due to 95% wicked people/drivers they've had 1 or 2 encounters with b4. So you find yourself doing business with them either as rental or hp? Please play your card very well. If you're bad as a driver and your intention is to perpetrate evil do it b4 you're taken unaware and if you belong to the good drivers league, be yourself and keep being you even if your expectations get cutting short. A day of judgment and reward will definitely come.HP with individuals is not supposed to exceed 3% interest of total cost of asset+registration, insurrance, etc... all under 18/24months. With full refundable or some per centage (%) refundable security deposit of 10%. Take for an instance: Asset :N2,000 000 Registration :N58, 000 Insurance :N120, 000 Minor repairs/Servicing :N100, 000 Miscellaneous :N***** Sum total :N2,300,000 Now, Partners interest should be: 2,300,000*3.0%*18months = N1,242,000. Total package would be :N3,542,000 We can round it up for N3,500,000 Now, 10% of 3.5m is N350,000. This money should not be subtracted from to the total amount to be paid because it's a security in. the situation whereby default is made you subtract accordingly to fill up the gap... But if no default made throughout the tenure of the contract then the amount can either be use to offset the balance or be refunded at the end of the contract tenure to so driver can have some money to fix up his car if need be. Accidents, unforseen national lengthy holidays, protest, riots or lockdown are restituted accordingly with all stated in black and blue. Since owner is a single entitle and not an enterprise or a registered business he must consider when driver is down to ill health related issues reason, the round down to N3.5m. this cost will cover for driver's health all through the contract tenure so he can be fit to reduce down time. Looking at the above you'd noticed weekly remittance is pegged around 40k and can go higher depending on the period or lower if the asset cost is lower. All of these can be compromised if the owner partner is satisfied with the interest. Most micro-credit facilities do way less than the above analysis but our self acclaimed ogas who works or had worked in financial institutions currently and b4 won't come out to say it because they have the mentality of a slave master but when it comes to how much a driver should pay weekly or pay on HP you'll see them jogging and bouncing out like a coach with 10lives. That's one way to identify the 85% wicked once. Know these things and stand tall so you won't be cheated during negotiations. There's nothing like anyone doing one a favour or drivers didn't bring anything to the negotiation table. Everybody on the table has something good to offer. |
pleasureosondu:If you've followed me closely you'd observed I'm that peaceful sleeping python who doesn't like to be disturb, step on my tail? You'd regret waking me up. I hope they listen to your plead because I won't rest until I swallow all of my enemies ![]() Thumbs up. |
Pearl1910:Google is your friend bros or better still ask your uncle gbagada he's a medical worker in obodo Nigeria ![]() I'm sure he'll be glad to educate you more. The only thing I don't understand is why he hasn't called you privately to ask you to stop making a fool of yourself about this topic even if he doesn't want to do it publicly At least he should do it secretly. |
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two week later guy man said he wants to travel with his car... Na travel him still dey for over 3months now...
two days later)