₦airaland Forum

astuto:
Why is Blunest no longer showing Treasury Bills?

Even the 332 day has disappeared.

What's happening?

That has probably been exhausted. They just sent me a notification for new one this morning. Find the details attached.

Sirchiboy:
I’ll be turning 45 in October, and I’m not ashamed to admit that….

1. I can’t drive.
2. I don’t have a car.
3. I’ve been single for years.
4. I’ve never been on a plane.
5. I don’t have an international passport.
6. I run a business, but I still struggle financially.
7. I’m still scared of marriage and commitment.
8. I’m not a “baddie” (I tried, but it isn’t me).
9. I still battle with my weight and body image.
10. I love staying indoors and enjoy my own company.
11. People have judged me before they got to know me.
12. I’ve been on my own since I was young, and life has taught me hard lessons.
13. I’ve never been to a club.
14. I’ve never drank alcohol.
15. I’m so scared of relationships that I walk away as soon as I see serious red flags.
16. I’ve struggled with depression, anxiety, and self doubt.
17. I’ve cried myself to sleep more times than I can count.
18. My immune system isn’t the strongest.
19. I cry easily, especially when I’m overwhelmed or frustrated.
20. My English isn’t perfect, but I keep learning every day.
21. I’ve lost my hope, and life has never been the same.
22. I take care of my mother as much as I can.
23. My business has crashed before, and I got into millions of naira in debt. I’m still fighting my way out.
24. I’ve been betrayed by people I genuinely trusted.
25. Since my last relationship, I’ve never really been someone’s priority. I always seem to attract emotionally unavailable men or men who are already committed. I RUN.
26. I questioned myself more times than I’d like to admit.
27. I pray more than most people know.
28. I’m in my final year at the university, and I’m proud I didn’t give up.
29. I started my business with very little and kept pushing despite setbacks.
30. I don’t own my dream house yet.
31. I don’t have everything I want yet.
32. I still dream of owning my walk in store.
33. I still have dreams that keep me awake at night.
34. I choose peace over relationships that cost me my self worth.
35. I’m learning to love myself, even on the difficult days.
36. I'm broke, discouraged, exhausted, and heartbroken, but I never stopped trying.
37. I’ve survived seasons I never thought I’d make it through.
38. My journey has been messy, but it has made me stronger.
39. I know my story isn’t over.
40. I recently told God that the best gift He will give me now is the gift of REST. I mean the kind my father is having right now.
41. So im currently working waiting to pay my debts off so I can cross.
42. That might actually be the end of my story but for now im still here so I write as much as I can.

At 45, my life may not look the way I imagined it would, but I’m still here. Still fighting. Still building. Still healing. Still believing. Still growing. Still trusting God. And for that, I’ll always be grateful.

Wow...! This is good. Taking stock and account of your life. That way you will see where you fall short and where you doing good.


First and the most important of all is that you are alive, hale and hearty.

The second is that you know there is God deep down in you taking charge of your affairs.

Thirdly, you have a business doing and about you are to ramp up your Bachelor's.

You have where to stay even though it's not your desired place.

You feed and and also take of your mum according to your strength.

All these are plusses.

I can also count enjoying your own company, not going to club and drinking alcohol as pluses for you too. Not everyone that does the opposites enjoys them. Some always overdo them and turn out useless from those. You are also paying off your debts which is another plus.

That said, humans are social beings and essentially wired to connect so it's important to try and reconnect in a way or another. Yes, you might get disappointed or betrayed sometimes. It's part of human relations, just try and develop the mindset of taking everything as it comes when it has to do with relationships. Be open minded but have some reservations. Trust but verify before giving in. Forgive where it's minor and forgiveable to your. Move from where it's major and you can't pretend about it.

In all, I see more positives. So you have to celebrate yourself for where you are today while hoping for more better days.

I dedicate: Ingarose - Celebrate Me
Below for your listening pleasure.


https://www.youtube.com/watch?v=QKb2T2haC58?si=-vYvFM7rj6egTmhM

UncleJudax:
For Stanbic, barring any technical issues, you can via BlueNest. For example, at the moment, they have an offer for 332 days.

Let him/her try and see. The technical issues with Blunest in that aspect can be very strong sometimes. About a month ago, I transferred money to my Stanbic Blunest wallet for a TB advert I got from them via mail. After sending money to them, I tried to invest for about 10 days or so that it was available to no avail. Every time I try, after completing the process I will be told that it seems the network is bad from their side that I should try again and I will do that to no avail then I got tired and removed my funds. The next day I removed it, I got the attached message.


He/she can also send them a mail so long as he/she operate an account with both of them, letting them know that he is in a location where there is no branch right now (Not necessarily telling them the exact location) but what to invest. They will reply him on what to do.

He is lucky. I made a similar mistake and couldn't retrieve all my money back. Airtel told me twice that the number I mistakenly sent the data to was owing them, thus the debt was automatically deducted from my money and balance was sent to me even when it was data I bought and my request was for them to redirect the data to my number.

zanebaddo:
Guys please, I don’t know where to post this.


I’ve been having issues opening a CSCS account with Stanbic IBTC Stockbrokers for the past three months. As someone living outside Nigeria, I’ve provided every document and piece of information they requested, yet the process is still not complete despite countless email exchanges.
Last month, I was encouraged to subscribe for a bond, with the assurance that I didn’t need the CSCS account immediately and that it would be provided afterward. I went ahead with the subscription based on that advice. However, since then, I haven’t received any update or confirmation regarding either the bond subscription or my CSCS account.
I followed up again recently because another subscription window is now open. They assured me everything would be finalized this week, but today is Saturday and there’s still no progress or communication.
At this point, I’m not sure what to do. Has anyone experienced something similar? Will the bond I subscribed for still be allotted to me even though my CSCS account hasn’t been opened yet? If it is allotted, how would that work without a CSCS account? I’d appreciate any advice or insights.

Again, which other broker works best for someone outside Nigeria

First of all, Stanbic has been behaving like they do not need customers again for more than 4 years now. Some of us are only dealing with them for old time sake. Their focus is only on advertising and bringing new customers without taking care or settling them in as required.

You are abroad and complaining for just 3 months neglect. I am in Nigeria and tried to contact them about 6 years ago for opening a stock trading account which is what comes with the CSCS account. My mails were replied after about 9 months. I couldn't do it.

Yes, with Stanbic IBTC you can actually invest in FGN Bond even without CSCS account, the bond subscribed for can be alloted to you even without the account but the only issue is that it will be warehoused in their own CSCS Instead of yours. To sure it was actually purchased on your behalf, You should always make sure you request for proof of the investment. It can always be sent through email.

Finally, any broker that has only access can work outside Nigeria so long as you have internet access and login details. The issue is having one that deals in bond since that's your area of focus. I use Morgan capital securities limited but they don't deal in Bonds. Apart from security/shares they deal in Treasury Bills and Sukuk but not FGB.

You can contact Afrinvest, UCap, DLM, Cardinal Stones etc and see.

miniziter:
This dove bird come every morning pecking on my window.


https://www.youtube.com/watch?v=5zQEtYFuu_M

Nothing. Your window is reflective and the dove is seeing itself there thinking it's another dove.

kalu61:
This Blue Nest App 3.0 is giving joy. I just funded my wallet and within 5mins, my wallet was funded.

no wahala it depends on what you want to do with it ooo. I sent money there and tried to get the TB advertised on it for more than 1 week but couldn't all the app did was to allow me go through the process and at the final stage it will tell me there seems to be an issue from us, do you exist to try again? I go press yes and we'll continue the process again. I did that for like 15 at different time with that 8 days or so to no avail. The day I wanted to pull out my funds, there was network issues so I could not even see the money on that dashboard for like 2 days.

Immediately I could see it, I pulled out the fund instantly. So, the moral of my story is that deposit and withdraw cound be swift and sweet but investing which is the main purpose is not as hitch-free as it used to.

cleverland:
Has anyone received sukuk bond 2027 coupon?

I thinks it's time to start sending complaints to the DMO, CBN and CSCS all together. Today is the issue 18th for coupon payment that matured on 16th, it should have been paid by now. Today is almost over and no sign that it will be paid.


If I wake up tomorrow and I don't see it, I will mail all of them.

cleverland:
Has anyone received sukuk bond 2027 coupon?

Not yet. Still waiting.

Is it true or that unity bank is paying off their shareholders?

Adadajiki909:
My Stanbic MMF account has being blocked, i have requested for password reset, no response in last 24hours. I do i navigate this problem

The reset is either done by yourself or you will cost a brach to get it done.

Go to their web portal not phone app and try to log in, then above the password column you will see reset password option, follow the prompts and reset it.

100naira:
Abeg Access don declare dividends for the year?

No, they didn't. So wait for maybe interim after H1 or full year 2026. That self is still not guaranteed.

Incredible128:
These are it's network specs according to gsmarena and following it, it possesses the network bands used by Nigerian networks save for bands 7 and 20 which I think some networks use; but it having band 3 covers for the 4g though as that's what's common; for the 5g, I'm not very sure but I think it'll work but I don't know the 5g bands Nigerian networks run on. But overall, I think the phone would connect to Nigerian networks. @freeman67

Thank you very much. What made me to consider accepting it was it's 16+6GB Ram and slightly higher battery capacity.

I just don't want to rely on my own tunnel vision on that and forget other sides.

Apart from the above 2 things, every other thing there that is not the same (Like Camera, Charger , capacity, languages the phone can operate with, Google Services, bloat wares etc) seem to favour the Global Version more.

genius43:
You will miss outon Bands 7, 20 which are used in a lot of locations in Nigeria by Glo and MTN. And you may not enjoy carrier aggregation where your device combines 2 or more bands to give you the best speeds when they are available.

Also for playstore it will work but you may not be able to get full experience from some streaming apps.

The long and short is stick with Global version

Thanks Bro, I appreciate.

searchng4love:
No.

Thanks for your reply. I appreciate.

Good day house.

Some1 wants to send me a Redmi note 15 pro + 5G... 16GB + 512GB. What I see here as highest is 12GB + 512GB so I enquired further and discovered that what he wants to send is a Chinese version of it because the Model no ends with C Instead of G.

Can it work very well in Nigeria with Google Playstore and still cover our network here?

What are the disadvantages and advantages?

Good day house.

Some1 wants to send me a Redmi note 15 pro + 5G... 16GB + 512GB. What I see here as highest is 12GB + 512GB so I enquired further and discovered that what he wants to send is a Chinese version of it because the Model no ends with C Instead of G.

Can it work very well in Nigeria with Google Playstore and still cover our network here?

What are the disadvantages and advantages?

Good day house.

Some1 wants to send me a Redmi note 15 pro + 5G... 16GB + 512GB. What I see here as highest is 12GB + 512GB so I enquired further and discovered that what he wants to send is a Chinese version of it because the Model no ends with C Instead of G.

Can it work very well in Nigeria with Google Playstore and still cover our network here?

What are the disadvantages and advantages?

alfajohn:
I think Nigerias should actually boycott anything Stanbic bank. I have MMF with Stanbic and a savings account with substantial transactions
I applied for mastercard and they said they don’t give master card on naira accounts. All my other accounts namely Fcmb Wema and Uba gave me mastercard on naira account and the transaction on those accounts can’t be compared with the Stanbic bank.
Seriously this has to stop

The mastercard issue is true. They want to force their customers to either use Verve or Afrigo and because of that, it's been almost a year that my ATM expired and I have been without it.

I still manage with them because I can, but their services is already frustrating me all round. Thank God I didn't move my PFA there when someone one of their Pensions Arm Staff was aggressively marketing me. Now he has travelled out. I would have been left with my wahala.

hfc80:
Good day, Guys

Pls do anyone using stanbic mmf having issues in funding his/her acct cause I deposits money into my acct on 30/04/26 and my acct has not been credited till now.

Yes, I am having same issue here. I made payment to my dedicated account on Thursday 30/4/2026 but I have not been credited. I have mailed about it today but no response from them.

I am beginning to believe that they're overwhelmed and understaffed because I don't understand why even payment made to the unique/dedicated account before 12:00 pm is can not be credited.

Ezeanna:
Hello Everyone,

Please is there anything going on with First Asset Management?
I redeemed funds from my mutual funds account for one week now and I'm yet to receive this fund in my bank account. I have emailed and called several times and I keep getting the same emails from several members of their customer service staff that they are working on it and would revert. This is not normal and unacceptable.

Please what can I do to get a father resolution to this issue.
Please assist.

Since they got bought over by the new company, they have been misbehaving. Before when you paying money to their collection account, all you have to do is to input your MMF number on the remark/reason for payment column and you MMF account will be credited that day. Now, after payment you must send them an email if not the money will not reflect.

Maybe what you will do is to reply by copying the dedicated email of their staff responding to your messages informing them that you haven't received it after so so days after your complaint. That might force their hands to act..

Does anyone sell Doogee phones here? I am looking for a rugged phone called Doogee V Max Pro.

SmartPolician:
If you don't have someone in government, don't waste your time applying. Embassies and consulates are the toughest places that random people can get jobs. 99% of their workers are based on recommendations and referrals.

Stop discouraging job seekers. Apart from referral, all agencies, organisations and government have a way of vetting applicants and if your qualifications is about what they want, they would vet you accordingly and if you are found worthy you will be employed.

Wotowotoman:
Do you work for one man business? Cos even government no dey owe workers again

Government, especially FG delay some MDA's payment ooo. I believe it's not the FG as in the whole body but the agency handling it. The IPPIS and seems there's nobody insisting on them doing the right thing so they do as it pleases them.

cleverland:
Have you received it?

Yes, I've seen it now.

cleverland:
Has anyone received sukuk vi coupon? It was due on the 13th of April.

I am still waiting for it too. What I do these days is not about any government security coupon is add like 3 to 5 days to the maturing date in my mind because that's how it has been since this administration. People in position where they handle people's money treat them anyhow without consequences.

Even at work, we are owed salary beyond payment time then the same IPPIS staff through proxy loan companies will start cajoling with calls and messages to come get loan. I get between 5-10 messages close to month end to come and collect loan while my Truecaller App block out their spam calls.

Sunrisepebble:
Whisper of 875k
NFA/DYOR

This came out very accurate.

Thanks for sharing.

katily2:
I guess so because I can’t find the app I have on appstore

This is the old app. They have migrated to a new app called "First Edge" and have been advising customers to download that and set it up then delete this.

Just download that and follow this simple instructions below and all will be well again.

Abbasmh:
Wanted to withdraw some funds from my Stanbic MMF and this message popped up. What does that mean

It is self explanatory. A specific amount mentioned there came to your MMF from another Bank account that does not have your name. They are saying that before you can successfully withdraw, you should contact them through a particular channel there. That will probably to clarify things before you are allowed go complete the redemption/withdraw.

educatedfool:
That chicken na Ghanaian or [b]Ivoricostian [/b]

The word is Ivorian. The Chicken na Ghanaian going to check up on a friend in Cote d'Ivoire.

Franky826:
Good evening everyone.
Please does anyone here use fbn quest MMF?
I've been trying to login on my app and it's not working.
I can't even find the app on playstore anymore and their customer care email is returning my mails saying it doesn't exist.
Anyone here with a solution please I'd appreciate.
Cc emmasoft

The FBNQUEST is no longer accessible. The have migrated all customers to a new app called "First Edge". You can download it from play store or app store depending on your phone.

You can follow the directions on the attached image to set it up.


Please do not ignore emails sent to you from where you have money interest even if most times all they send is promotional items. They have been sending messages about this.

Apart from some power banks being fake, One of the major reasons why power banks seem to discharge easily is that most times people are charging phones while using same phone. In doing this, they use the power directly from the bank instead of allowing it to charge the phone first before using it.

You can reconfirm that by plugging your phone directly to electricy too. You will see that it will not charge as fast as it should because you are also using the power that is entering the phone.


So if you want to maximise the output of your power bank, avoid using the phone while charging with it. If possible, switch off your data to shut off other app that may be running at the background of your device and draining your battery.