₦airaland Forum

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Good morning guys,
I called my account officer in Fidelity bank and he told me that there is a new policy from CBN that one can only invest from 50 million naira in treasury bill. I find that difficult to believe . Please can anyone confirm this information please?

So my phenomenal wife got her visa today. Below is the time line.

Visa application date :June 19 2022

Visa interview email: August 12 2023

Visa interview: Sept 07. 2023

ABH document request: 3rd November 2023

Submitted all documents on Monday 6. 11. 2023

Wife got approval mail : 8.11.2023

Sent all documents to the embassy on 10.11.2023

Today 17.11.2023, her documents with her visa was sent to her.

All thanks to God.
NB: I have EU blue card.

Still searching. We are ready to pay handsomely for the job.

I am looking for someone that can develop an ios and android app for car sharing carpooling, something very close to Uber with more modifications. If you have the expertise to do this, kindly reach out to me on Chikaezeclint@gmail.com or 08060467945 so we can discuss.

On 11. 08. 2023, my wife got her AM. We applied on 19th June 2022.

VeeDee22:
Hello, have you heard anything from the embassy yet?

Nothing yet.

VeeDee22:
Good morning. I booked mine 15th June. I haven’t gotten email too. It’s really tiring

Kindly share when you get a date please. And let's keep being hopeful. Thanks.

Akby:
Hello bro. I am just trying to check-in if any update from your end so far. June 20, 2022 here and still waiting for an email

Any info yet from the embassy?? Seems we are almost same date.

Hello guys,
Good day. Anyone who applied around 19.06.2022 got a date for interview yet??

I applied for my wife on this date but no mail yet from the embassy.

I am replying you as one that came to Germany as a DAAD Scholar. Before I left Nigeria in 2018, I was working in a firm where I make average of 400k a month, but I left the job to take up the DAAD scholarship. Fast forward to today, I am done with my M.sc, and working as an engineer here in Germany. The salary is like very good bro

I would advice to take the daad scholarship. the stipend is already bigger than the 230k self. and you can also work while schooling and still on the scholarship. Be wise.

Please treat as urgent guys

Dear Engineers,
Please I want to register for NSE and I need a sample of the NSE technical report for civil engineers. Please do well to send to my email address gabrielclint2020@yahoo.com. I will so much appreciate.

Thank you so much

Please guys, what was the last treasury bill bid rate?

I am still open for business. Still expecting mails from people for partnership

Phyleens:
Where's your location?

Enugu , Nigeria

Hello My fellow Nigerian,
It is no news that the post COVID-19 era will be characterised with hunger and food scarcity. Therefore a massive investment in agriculture is paramount In view of this, it is my plan to collaborate with someone who has a good business plan on livestock farming(piggery, poultry and fishing) to write me an email so we can collaborate and make this dream a reality.
I have 20 plots of land available for this project and willing to bring in 70% equity for a start.
send me an email on gabrielclint2020@yahoo.com so we can discuss.

adespecial:
I also traveled to South Africa on the 11th march on visit and am expected to go home on the 30th of March but naija shut its border before then. It’s really disheartening when you find yourself in this kind of situation.

It's crazy bro. So what's your plans? What have you been doing and hope you have been surviving quite well? Your visa nko, is it still valid?

xcabczyxabczzzz:
Calm the fvck down. If you are useful to them, they would have look for a way to bring you back in.

I can see you have some issues. This topic is not for someone like you. I presume you do not know what you are saying. If you have stayed in a place for 2 months without working, then you will understand what I am saying. They have not obligation to evacuate me cos I am not there citizen

This is for those that returned to Nigeria before the COVID-19 lockdown for one reason or the other and got stucked. Here we will share information about airline schedules and flights booking. Process of recovering your money on cancelled flights and possible opening time of the boarders.

As for me, I came back from Germany on the 2nd of March and was supposed to go back to Germany on the 25th of March. I have been stucked here for the past 8 weeks and it has not been funny . I even applied for the evacuation plan but wasn't included in the list.

The national broadcast by president Buhari today 27.04 did not address anything about airline opening for international flights, anyone got information about that?

emmanuelewumi:
Good advice.


His option will depend on the size of the fund at his disposal. Developing the property and getting N6 million rental income won't be a bad idea either provided the rental income can grow by about 5% per annum.


Your suggestion about using N25 million to buy 5 plots of land and leaving the land to appreciate is speculative and people have lost big money speculating on real estate.

I will suggest buying 3 plots of land, and use N10 million to build a bungalow of 2 flats. Then rent out the apartments, the first rental income from the property will be used to fence the property. The undeveloped 2 plots will be like a garden or farm for the developed plot of land

With this your have taken physical possession of your property, you are getting cash flow from your property and you have protected your land from land grabbers

Nice one sir

You wount just go and buy a land anywhere. There are places that the government has mapped out for development. In Nigeria we development is usually Transit Oriented development (Tod). If one knows a place the government is trying to build roads, its always best to invest there.. The appreciation value of such places grows geometrically. Not just roads, but maybe other developments like housing estates and others..

olujaidi:
Is there a way to know government's plans for a certain area, how close they are to actualising them and the factors preventing them from doing so?

Sure.. Every state has a land use plan which is with the ministry of lands or the town planning authority.. A place where a plot of land is sold for 25mil will definetely be a developed area and must have a land use plan..

TotoNaRubber:
Brethrens, i need an evaluation on this. I want to buy a land (2 plots) in a choice location for N25 million, the plots are well fenced, the owner is genuine. The problem is this;

The owner says N25m last. He has put the property up for sale since 4 years now, every year the maximum offer he gets is N20m infact in the first year, he said it was N30 million but subsequently he has come down to 25m, little did he know that if he had accepted N20 million in year 1 and invested the capital, by now he will have at least N30 million (Capital + interest 15%yr one + 14%yr two + 12%yr three + 10%yr four) in Treasury bills/bonds).

My concerns buying the property is that it will cost N70 million to develop rental property that will generate N6 million annually. This means it will take at least 15 years to recover the N95 million expenditure before starting to count profit.

My other option is investing N5 million in the property by making it a relaxation center for food and drinks, i am not sure which of the two is best.

My brother, good day.
First as a real estate guru, I think the location of that property has reached its apex appreciation. For a plot of land to be kept at 30million naira 4 years ago and till now the land has only depreciated rather than appreciating, it calls for concerns that should be investigated.

Buying a land for 25mil and building a block of flat there is not the best option. The break even is always far fetched because of the cost of the land. Before you consider the second option, you need to undertake some investigation to know the land use of the plot. It is not everywhere that you can just start a relaxation joint and the government will allow you. First try to know what type of activity the property was allocated for in the land use master plan of the area, otherwise you will venture into a business that you will spend millions to pay for deficiencies or bribe to the government. A friends big relaxation area was just demolished 3 months ago after only 3 yrs of operation because that's not the land use.

My suggestion is, depending on the location and state you reside, you can look for cheaper lands in a place that is rapidly developing, use that 25mil and buy like 5 plots at 5mil each, in 2 years that 5mil land will become 10mil each. I bought some plots for 500,000 naira last year, just last month I checked and the property now worth 1 million each.. 100% in just 1 year, just because the government asphalted the road. Look deeper bro, real estate is the real deal if you investigate well.

how much would it cost to construct this in enugu nigeria

diamond325:
hello guys,
please i am having difficulty making payment on uni-assist for vpd . please i need assistance on this.
i have been trying the card payment option but its not loading......please help out, thanks

Hello Diamond,
I can help you make the payment. Am currently in Germany, studying. Send me an email gabrielclint2020@yahoo.com. We will take it up from there.

imoriafe:
Gudevenin all please does anyone have ideas about livinin in hoheinheim.n getting student jobs?
Please

You mean the Hohenheim in Stuttgart. if that is it, then i advice you to come. it is the best university of Agriculture in Europe and its in stuttgart, one of the best cities in Germany. I can help you get a job if you arrive around september in Stuttgart.

the both cities are ohk. weimar is in the east. the course NHRE is a nice one. i know 4 Nigerians studying the course and they are enjoying it.

Erlangen is also good as it is close to Nuremberg. I think Erlangen will be best for you.

engrola00001:
Good day gurus in the house, please which city is better for students life generally and students job between
Erlangen and Weimar

I got admission from FAU - Msc Computational Engineering

And Bauhaus University Weimar- Msc Natural Hazard and Risk in Structural Engineering

Has anyone been debited for todays Auction

Hello house, I am applying to Tbill from outside Nigeria. Is it better to fill in the rate column , or leave it empty so that any rate that was successful can be used for me.

Good evening my people.. Please what is the minimum amount in naira that one can invest.