₦airaland Forum

bayo2018:
Good day nairalanders

Please I’ve an issue bothering me rn. I’m thinking of terminating my School though I’m in year 2(1st semester)

I noticed I’m able to make more than 300k a month online these covid season but if I’m in school I don’t make up to this amount because I don’t have enough time to stay online and do things I wanna do.

But I don’t wanna make a decision that’s gonna affect me forever so I’m seeking for your honest opinion.

Should I just terminate this school and focus more on my online Business.

What my online business just require of me is Data(like 50gb per month )and to always be online to run the stuff.

What a blessing, brother ur gifted, but one u may need the certificate in d future. brother ur a man and I believe with ur gifts u need education knowledge to be more equite urself. I see u succeed in both areas. Ur too intelligent. make d value choice now.

U can check diz out, total corolla price 470k, contact no: 08023824284.

CirocBoi:
Brand new
PEICE 4500

intrested, how can I reach u, I base in lagos

CirocBoi:
Brand new
PEICE 4500

where's ur location? I'm interested, reply soonest

Bonatheripper:
Yes I have K legs although it isn't visible that much.

I have lots of confidence which tends to help me but then when someone tells me I have those scissors legs my confidence drops to 0 then climbs back gradually ones I get angry and make love to a new girl.

It's really annoying.

I can't help but admire those with straight legs... They don't know how lucky they're.

I yen for straight legs.
I know ones I have enough money I'll travel out and perform osteonomy to correct the genu valgrum... Yes I know all about K leg.

Ok... I syked a girl in the night and god willing she wasn't that hard to get.

She slept over on Tuesday so in the morning I was up trying to put on th Tv.


She was like jeeez.
Babe you have K legs... Walk let me see

I felt depressed immediately.

Even when I'm on skinny jeans I feel someone is laughing at my K small legs.

I won't complain if it was Bow arrow legs.... Bow legs don't make your whole body look out of shape like K LEGS...

When I was in secondary school K legs where my biggest insecurities... I didn't approach any girl or have a girlfriend because I felt she won't like my K legs... Yes they actually don't like K legs.

How tiring to have K legs.

Oh I hate K legs.

I've done numerous times to exercise to fix the K legs but the K legs won't fix

How hard is it to get fix?
Why won't my K legs fix after much exercise.

I can't where shorts because people will say I walk like a horse or a broken table.

What's all this?

K legs is killing me... I swear I'll have a surgery done because I feel after the K legs heal to normal I'll feel more at ease... Jeeeez I think of it all day long.

I hate K legs
I just dislike it... I know everyone with K legs in my street.

The word K alone annoys me.

Jeeez

Why didn't my leg just grow straight.


GOSH...... I HATE [K LEGS I AM SAD

DO YOU HAVE K LEGS OR ANY OTHER INSECURITIES?

Go break am, if dat will make u happy, pipu dey depressed for money, u dey despressed for k legs, rawbish

Genset:
My ex-boyfriend just me money out of the blues, should i be worried? We broke up since the beginning of the year and haven't spoken since then. All of a sudden he texted me asking for my account number and then sent me money. It's just weird.

Send it back period, u won dey whine us, abeg do d needful.

JasonScoolari:
Please I want to ask, what is the major occupation of this E-money?

Go ask google!!!

How much per sq meter?

Mpcoll001:
We are open for business... Please patronize us

How much for this?

[quote author=adex1300 post=87779119]Imported new addidas sneakers for sale. Price is 7k each. Location is Lagos. Watapp is 08163591322. We have size 40,41,42,43 and 44[/quote






7k noted, but no 46size, pls contact if u have 46size thanks.

Bevyfragrances:
Fragrance Description: Rare, exotic, and distinctive, this artisanal scent features classic woods and the iconic Tom Ford oud. Exotic rose wood and cardamom give way to a smoky blend of rare oud wood, sandalwood, and vetiver. Tonka bean and amber add warmth and sensuality. ..
.
��������������������
.
Follow @bevyfragrances
@bevyfragrances
@bevyfragrances . .
.
.
www.bevyfragrances.com.ng/shop

How much?

how much for the boxer. thanks

photo shopped... All dis re fake shoes, Aba and China made product.

alexsoftwork:
Very very Good from the dunamis pastor, yes! This are what we want from this men of God. Weather church open or not, you should be able to impact your society.
Church are met to lead the pace so that others can follow( GOVERNMENT).

Oledepo(Mr tithe) oyakill-omen(Mr masturbation is not a sin) and 5G is Antichrist. Adebo-ole. The man that said "God is trying to flex his muscle through this pandemic.

This is your priority, this is what should be your focus.

Between, I hope this is not a scam by just showing pix and putting it on social media.
I don't trust Nigerian churches this days oo.

Shut up, if u don't know to say, keep quiet and just ready and pass, incase u don't knw last yr those men of God name ur calling used the church money to repair federal road what millions of dollars, go and do ur findings properly.

Beautifulminde3:
And you region doesn't drag land
You want to see more

God bless u brother, they think dey re talking to dia uneducated partners, Ewu Fulani!!

GidiWoodsMan:
Why are Ibo communities always fighting over land?

U don't what ur saying? go and read history

Useless comments post, is anambra d only states in igbo land, those foolish he goat trying to console urself, U all should go and clear d stone in ur eyes, before removing a sand from others eyes. Hypocrite! Ewu Fulani! Go and read history. bunch of vagabonds

CirocBoi:
5000

is dis sweater or T-shirt? d last one I bought was original fake?

OluwasureGig:
Hi nairalanders, I know the world is battling coronavirus and I probably shouldn't be talking about this at the moment but I could use your advice just incase we all survive this pandemic that has so bedeviled us.

I'm a young man in my mid-twenties and by this time last year I was broke and had a very poor account balance but by the Grace of God things are different now. My business is booming and I'm balling. Now I'm the type of guy that likes to look good and smell nice always, and this might just have proven to be my Achilles heel

It happens that there's this extremely beautiful girl I've been crushing on in church and I finally made my move this Sunday. We got talking and exchanged numbers. Now this girl is like my dream girl; she's very very beautiful facially, tall, has a fat ass, perky boobs, flat stomach and very straight legs. She basically looks like them models we see on IG

The problem is I asked her out and she said she can't date me because she thinks that I'm "too clean" and would therefore cheat on her as a result. I've tried all I can to make her change her perception but she is not coming along. Please what do I do or say to this girl to make her date and marry me because I've already sworn that she'll be my last bus stop in the dating world.

Please your advice will be duely appreciated. Thanks

She doesn't knw wat she wants, in essence she doesn't love u, if u force her, she will frustrate ur life, make u a broke as nigga. and tell u dat ur too dirty and she can't married u. I will advice u 2 luk for someone else.

Adrian98:
Why won't I talk.
You have something for sale but not picture. So I should waste my airtime to call and end up seeing trash.

If you have something for sale post pictures and stop saying serious buyers should call.
You as the seller you aren't even serious

plz no fighting, u re right, sorry for d typing errors. I uploaded d pic of the dog, maybe I didn't do it properly, d price is negotiable , I can send it u thru whatsapp

CirocBoi:
4000.00

how can I get dis?

CirocBoi:
3000 only

how can I get dis?

Adrian98:
You're waiting for a serious buyer to call you when you haven't posted the picture of the dog for sale. Lol

Sorry please, I will send d pictures to u.
thanks

Okpa042:
Racism

I've noticed that Nigerians back home who have never travelled out before do not understand racism or what racism feels like, so when people tell their experience they look down on it like it were trashy talk. Racism nowadays may not be aggressive or overt as before but it is subtle and exists in little ways you can perceive - such as going to a restaurant and whites are being given preferential or better treatment than you because the waiters believe the whites tip better than blacks who tip little or none at all (which seems to be true, given that whites are often wealthier than blacks) or going to a store to shop and being followed around like you came to steal simply because you're black meanwhile none of the store attendants are looking the way of whites shopping in the store, or walking/strolling across in a predominantly-white neighborhood and next thing you know someone calls the police to 'check up on that black person walking down the street who may be armed', etc. Things like this are part of the reality of life abroad.

Taxation, Expenses and Insurance

Nigerians back home think that obodo oyibo is heaven. Obodo oyibo is not heaven. It has its good and bad sides. Yes, the place is beautiful, well-organized, working system, constant light, water, gas etc., fast internet, better phone service etc. but Nigerians don't understand that you would have to work very hard, I mean very hard like bankers back home do to afford the good things of life America or abroad offers. Nothing is free in America, life here is very independent - nothing like depending on uncle, aunt, cousin, relative or living in their house free of charge for 1 year or more like we do back home. Not to mention that the tax on your salary here is VERY high. Here in the US, you're taxed about 30% of your salary and you go home with 70% (imagine being paid N100,000 salary per month and N30,000 is deducted as taxes and your take home is N70,000. It is really that bad. In the UK, the tax rate is up to 40% for employees. In Nigeria, we do not even know what tax is or feel taxes deducted every month because it is too small). Out of 70% you take home you have to pay your monthly rent (abroad rent is usually paid monthly and not yearly like we do in Nigeria) or monthly mortgage if you bought the house on mortgage (also abroad you buy already built houses, unlike in Nigeria where you buy land and build a house from scratch according to your pockets, and most times homes range from between $150,000 to as high as $600,000 and it would take almost an entire lifetime savings to save up to buy a house so people obtain a mortgage from a bank to buy a house and pay back that mortgage monthly for over the next 20 to 30 years until all of it is paid off. Bad news, if you ever default on your mortgage payment, the bank will eject you, take the house from you, sell it and recover their money), pay your utility bills (water, light, gas, cable, internet, phone bill, etc.), pay your car insurance (if you drive a car in the US, you MUST buy and carry car insurance at all times. It is against the law to drive a car without insurance and if the police ever stops you or should you get into an accident and you don't have an insurance, you are in for trouble big time), pay your health insurance (medical treatment here in the US is very expensive and it is required that you have medical insurance to pay for 90% or more of your health bills should you ever fall sick), car loan (same as buying a house, buying a brand new or fairly used car is expensive and most times people do not have the money saved up, so they obtain car loans from a bank or car dealership to buy a car and pay the back the money monthly until it is paid off, which takes about 5 to 10 years on average), fuel your car, feed yourself etc. and at the end of the day you barely have little or anything left to save. Just when you're struggling to pay off all these your bills every month, then someone calls you from Nigeria asking you to send them 'ordinary $500' because he thinks you're swimming in a pool of money. You can't afford to house someone in your house for too long because an extra head in your house can spike up your light, water and gas bills and your expenses shoot up. With a house mortgage, you're stuck in the system of debt that they have here for the next 20 to 30 years. Americans basically live from paycheck to paycheck. I mean as each paycheck comes in it is being used to clear debts upon debts. Then you'll understand why some Nigerians living abroad cannot afford to come back because they barely have savings to afford a flight ticket home or to live up to expectations of the people back home.

Being an Immigrant

As an immigrant or black person, you'd have to deal with issues of subtle racism. For the first time in your life, people would judge or rate you based on your skin colour and as Nigerians growing up back home this is something we never used to think. We look beyond one's skin colour into one's personal characteristics or person. Abroad, by just seeing you they assign you different characteristics simply because you are black even before they get to know you as a person. Then life abroad becomes a struggle for you to overcome the general beliefs the majority has about you etc. You try to prove you're 'different' or you're not like 'the others'. In the office, as a black person, you might find yourself constantly having to prove yourself just as capable as your white counterparts even though you may have a master's degree while your white counterparts have associate bachelors (equivalent to OND in Nigeria) or bachelors degree.

As an immigrant to a foreign country, basically life starts afresh for you. In the US, you'd have to start life all over again. When you arrive you find out that you are behind others and you'll need to catch up to compete with others. First you have to deal with getting your permanent residency or green card so you could work average-paying jobs or higher so you can survive or else you'd settle for under-the-table jobs where you will be underpaid and forced to work under the toughest of situations. Next you have to go to school here to get a US degree because our degrees are not recognized here, especially if you want to get an office (corporate) job or work for the US government. Then you have to start building your credit history which is your history of debt management that shows how responsible or irresponsible you are with managing money, etc. that enables you get approved for a house or car loan or even phone service or renting certain apartments. With little or no credit history, you would not enjoy these benefits. This takes about 3 to 5 years after getting here to achieve to be, at least, on the same level as native-born Americans, that is if you're fast enough. For some people it may take them up to 10 years.

Culture

Then you deal with the HUGE difference in culture and mentality in a foreign country. The way we see life is different from the way of life abroad. You cannot just lift up anybody's cute little baby and rock affectionately in the air, without the parent's permission, like we do back home or else the parents can report you for pedophilia. While back home life is still very much communal, in the US life is VERY independent. In Nigeria, if a neighbor doesn't see you in just a few weeks they could actually come around to look for you. Here in the US, you could even die in your house and nobody would notice or care until maybe they start to perceive the stench coming from your corpse. Everybody stays on their own, with very minimal interaction. You could live in a neighborhood for 20 years and still not know who your neighbor is or what they do. Neighbors barely interact with each other. Friends here are very fake and it is hard to find a very good friend here. Just get into the littlest of trouble and watch all of them disappear and you're on your own - nobody wants to get involved in your issues, only for them to re-appear when the going gets good again.

I am not saying this to discourage anybody to come here. Many would still not understand this after all I've written. If you want to come please feel free to come here. The point of my article is that life in obodo oyibo is not exactly as you see it in Hollywood movies. Hollywood movies do a good job of only showcasing the good sides of America and relegating the bad sides to the background. Only when you arrive will you see the reality on ground and the stark difference between movies and reality. Some of you will say, life abroad is still better than in Nigeria and I would say it all depends on what you make of it. Some people are ok with living a middle class lifestyle here, enjoying the amenities of life America gives but being heavily stuck in debt (house loan, car loan, etc.) and cannot break free from the well-packaged cycle of debt in America. Whereas some other people prefer the freedom life in Nigeria has and the possibility of doing business back home (you pay much less taxes anyway) or landing a good job with connection (if they know people). Before Nigeria's economy went into a recession, you could get a good job, pay very little taxes compared to your counterparts abroad, have much more in savings and you're financially better off than your counterpart abroad. In America, with an average-paying job, even with the heavy taxes if you're able to keep your expenses to the barest minimum you would afford to have some savings to invest back home or even here in the US. Just imagine, approximately 62% of Americans have less than $1,000 in their savings accounts and 21% don’t even have a savings account, according to a new survey of more than 5,000 adults conducted this month by Google Consumer Survey for personal finance website GOBankingRates.com. It's very hard to save here when you have all these bills and debt to pay every month. Better still, if you're entrepreneurial in spirit and launch a company or business here and are successful, then you'll enjoy America because you are no more severely financially constrained like most employees in the US.



My point is if you want to come you are always welcome to come but do not expect life here to be all cozy and bliss. The grass is not always green on the other side.

s very hard to save here when you have all these bills and debt to pay every month. Better still, if you



Bros, thanks for ur information, save ur experience. OR come back 2 naija period. confusionist human being.

Adrian98:
Lol. What is pity bull

typing error, I meant (pit bull )

Crossed breed, pit bull, 8months old, available for sale, 85k,
location: ikorodu
serious buyer.

audio money, person wey get 20milla no dey dey confused, abi u don go do ritual, baba don tell u say ur first hammer nah 20milla, nah him cum make u dey confused.. I wish ur dreams come true.. confused nonentity.

Haha.. God bless Nigeria

this life sweet oooo, useless tin, if unah no kill him, nah be bastard. stop disturbing media. u ppl started it, make unah finished unah self make we hear word.

[quote author=klever18 post=82478044]re u sure u will use your naira







Naira is only acceptable in our country, so u will buy dollars, depending on d country BTA required.