₦airaland Forum

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In the past few years, banks in Nigeria have embraced e-banking to satisfy customers’ insatiable appetite for efficient services and need to move with time. However, findings by our correspondent  reveals that deployment of information and communications technology in creating platforms for online transactions have yet to drive the  much needed traffic to the websites of many of these financial institutions.

A search through alexa.com, a portal that provides web traffic data, shows that only five, out of 22 commercial banks in the country, make up its list of websites ranked worldwide, making them appear in the 500 most visited websites in Nigeria – with Guaranty Trust Bank leading the pack.  The other banks are Zenith Bank, First Bank, Access Bank and Fidelity Bank – coming second, third, fourth and fifth respectively.
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Guaranty Trust Bank’s www.gtbank.com which is the most ranked commercial bank’s website in the country, occupies the 18th and 3,584th position in the country and world respectively, according to the three-month Alexa traffic rankings.

According to the site, the visitors to the bank, which has been online for at least eleven years, view six unique pages each day on average. Compared with all Internet users, gtbank.com’s users tend to have postgraduate education, and they are disproportionately childless men browsing from work, according to the alexa.com, visitors to the site spend about 10 minutes per visit to the site and 42 seconds per page view.

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Coming a distant second is Zenith Bank’s website. Though zenithbank.com has been online since 1997, 129 websites in Nigeria have a better traffic rank than it does. The site ranks 130 in Nigeria and 23, 449 globally. Alexa’s statistics summary for zenithbank.com reveals that its visitors view 6.5 unique pages each day on the average while the fraction of visits to the site referred by search engines is approximately four per cent.

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Established in 1894 and literally the first bank in Nigeria, First Bank of Nigeria Plc’s web portal, Firstbanknigeria.com comes third in the comity of commercial banks on the Internet in Nigeria.  It occupies 309th and 40,098th position in Nigeria and the world respectively. Visitors to the site spend roughly three minutes per visit and 51 seconds per page view. Visitors to it view 2.2 unique pages each day on average.

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Among users in Nigeria, accessbankplc.com attains a web traffic rank of 348, making it occupy the fourth position among the most visited bank websites in the country. Its global traffic rank is 51,210. According to Alexa, the fraction of visits to the site referred by search engines is approximately 10 per cent, and roughly 19 per cent of visits to it consist of only one page view.

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Though fidelitybankplc.com has been online for more than 10 years, it is the 493rd most ranked website in the country with its three-month global traffic rank being 74,859.

According to alexa.com, the fraction of visits to the site referred by search engines is about seven per cent. Visitors to the site view an average of 4.6 unique pages per day. However, 26 per cent of visits consist of only one page view.

Speaking on how banks can improve their web traffic, a digital media expert, Sola Fagorusi, says having a huge website traffic requires concerted efforts on the part of the managements of banks in the country.

Fagorusi says,

“Huge website traffic does not happen in isolation. It is often an effect of huge offline presence. What the web helps to do is to enhance this presence and confirm the potency of the bank. Banks have to use a lot of graphical appeal and infographics to improve their website.
The site should be colourful enough and appealing to the eyes. It should also be easy to navigate and the FAQ section should be rich enough to answer all the envisaged enquiries that people may be willing to make. The website must also be accessible on mobile devices as more and more people continue to use mobile devices."

On the pitfalls to avoid while moving to grow website traffic, He advises banks to make their  websites a true extension of their services.

When a customer picks an information online and calls or walks to the bank to further activity on that information, it would be a grave mistake when there is a disconnect between what he has seen online and what he is being told by the members of staff. He or she is not likely to trust the site for real time information again,”

he explains.

According to him a bank whose website attracts traffic will find it easy to share information on its numerous products and, hence, complement the several offline adverts they have.

http://www.analike.net/2013/04/five-nigerian-banks-in-alexacom-top-500.html

http://www.punchng.com/i-punch/five-nigerian-banks-make-world-internet-ranking/

I kept ROTFL when i first saw this pic then decided to share it.

Whats your take? This is the best way to stop malpractice.

This one na die sha. We go find ants wen go help us dey transfer the papers this time.

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32-D:
Shut da fuckkk up......a child is a gift from God esp when u av the means to take care of that child, why wont he celebrate

A great comment. You can insult me all you want but thank God your lost soul still acknowledge pregnancy before marriage a sin.

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If you were itchy for more great contests Google has one that you will want to participate in. The search giant is asking everyone to tweet their favorite things in regards to entertainment from the Google Play Store. On Twitter, following the Google Play account and using the hashtag #favoritethings with a link to one of your favorite items in the Google Play Store will get you an entry to win tons of great prizes.

Here’s a quick example of what your entry would look like:

My favorite movie on @GooglePlay is Toy Story https://play.google.com/store/movies/details/Toy_Story?id=c3986gGp3Qs #favoritethings</blockquote>

It’s worthy to note that you’ll only get one entry per person, and you’ll have to submit proof of said entry over at this link – simply tweeting alone won’t get you into the rabbit’s hat.

So what’s up for grabs, you ask? How about ten Nexus 10s, seven Nexus 7s, four Nexus 4s, and one hundred $10 Google Play gift cards. I know, it sounds like I just wrapped up singing the “12 days of Christmas” song. We’re not exactly in Christmas season yet, but with this big giveaway it sure feels like it. Entries will be accepted until midnight on April 24th, and you must be at least 18 years old and a resident of the United States to play. Be sure to read the full rules and terms here.

http://www.analike.net/2013/04/win-phones-tablets-gift-cards-for.html

https://thinkfootball.co.uk/wp-content/uploads/2013/02/sport-graphics-2007_708796a.jpg

Jose Mourinho has urged Chelsea to confirm his dramatic return to StamfordBridge or risk missing out.

The Real Madrid boss is expected to take over from Rafa Benitez in the summer for a second stint in the Premier League. But Manchester City, Paris Saint-Germain and AC Milan are also reportedly waiting in the wings to pounce.‘

Jose wants to go back to Chelsea. It’s where he wants to be,’ a source told The Sun. ‘Every time Chelsea fans sing his name it makes him want to go back even more.‘

He’ll sign for the same money he’s on at Real, even though he’s sure he could earn more elsewhere — like City or PSG.‘ Jose could even remain at Madrid but he is clear about where he’d like to go — it’s now down to if Roman Abramovich wants the same.

’Mourinho won six trophies in three seasons with Chelsea but was unable to lift the Champions League. He hopes to do that at Wembley on May 25 with his Real Madrid side who are all but guaranteed a place in the last four after a 3-0 win over Galatasaray.

http://www./forum/2727/jose-mourinho-issue-come-get-me-plea-to-chelsea.html

http://www.vanguardngr.com/2013/04/mourinho-issues-come-and-get-me-plea-to-chelsea/

HERE'S 99 FACTS ABOUT GUYS

1. Guys don’t actually look after good-looking girls. They prefer neat and presentable girls.

2. Guys hate flirts.

3. A guy can like you for a minute, and then forget you afterwards.

4. When a guy says he doesn’t understand you, it simply means you’re not thinking the way he is.

5. “Are you doing something?” or “Have you eaten already?” are the first usual questions a guy asks on the phone just to get out from stammering.

6. Guys may be flirting around all day but before they go to sleep, they always think about the girl they trulycare about.

7. When a guy really likes you, he’ll disregard all your bad characteristics.

8. Guys go crazy over a girl’s smile.

9. Guys will do anything just to get thegirl’s attention.

10. Guys hate it when you talk about your ex-boyfriend.

11. When guys want to meet your parents. Let them.

12. Guys want to tell you many things but they can’t. And they sure have one habit to gain courage and spirit to tell you many things and it is drinking!

13. Guys cry!!!

14. Don’t provoke the guy to heat up.Believe me. He will.

15. Guys can never dream and hope too much.

16. Guys usually try hard to get the girl who has dumped them, and this makes it harder for them to accept their defeat.

17. When you touch a guy’s heart,there’s no turning back.

18. Giving a guy a hanging message like “You know what? Uh…nevermind!” would make him jump to a conclusion that is far from what you are thinking.

19. Guys go crazy when girls touch their hands.

20. Guys are good flatterers when courting but they usually stammer when they talk to a girl they really like.

21. When a guy makes a prolonged “umm” or makes any excuses when you’re asking him to do you a favor,he’s actually saying that he doesn’t like you and he can’t lay down the card for you.

22. When a girl says “no”, a guy hears it as “try again tomorrow.”

23. You have to tell a guy what you really want before he gets the message clearly.

24. Guys hate nice boy!

25. Guys love their moms.

26. A guy would sacrifice his money for lunch just to get you a couple of roses.

27. A guy often thinks about the girl who likes him. But this doesn’t meanthat the guy likes her.

28. You can never understand him unless you listen to him.

29. If a guy tells you he loves you once in a lifetime. He does.

30. Beware. Guys can make gossips scatter through half of the face of the earth faster than girls can.

31. Like Eve, girls are guys' weaknesses.

32. Guys are very open about themselves.

33. Its good to test a guy first before you believe him. But don’t let him wait that long.

34. No guy is bad when he is courting

35. Guys hate it when their clothes get dirty. Even a small dot.

36. Guys really admire girls that they like even if they’re not that much pretty.

37. Your best friend, whom your boyfriend seeks help from about his problems with you may end up being admired by your boyfriend.

38. If a guy tells you about his problems, he just needs someone to listen to him. You don’t need to give advice.

39. A usual act that proves that the guy likes you is when he teases you.

40. A guy finds ways to keep you off from linking with someone else.

41. Guys love girls with brains more than girls in miniskirts.

42. Guys try to find the stuffed toya girl wants but would unluckily get the wrong one.

43. Guys virtually brag about anything.

44. Guys cannot keep secrets that girls tell them.

45. Guys think too much.

46. Guys’ fantasies are unlimited.

47. Girls’ height doesn’t really matter to a guy but her weight does!

48. Guys tend to get serious with their relationship and become too possessive. So watch out girls!!!

49. When a girl makes the boy suffer during courtship, it would be hard for him to let go of that girl.

50. It’s not easy for a guy to let go of his girlfriend after they broke up especially when they’ve been together for 3 years or more.

51 - 99 Here

How does this affect webmastering?

People ask me "How your girlfriend?", I smile and reply, "she's fine". They really think I mean a human she, but what I really mean is MY PHONE.

~<<| THE PROOF |>>~

When my battery is down, (Like your GF is hungry), I look for ways to charge it (like buying her food).

When there's something wrong but not very serious, like screen fell and glass broke but the touches and evreything is still working fine, (just like when your girlfriend has a light injury, like a flesh wound). I start looking for ways to repair it, not that i still cant use or that I flaunt my phone, but I just feel I should change the glass to make surevutvhas the best (like taking your GF to the hospital when you know simple self medication can cure it).

When someone is with my phone and having fun with it (just like when a guy [your superior] is talking with your GF inside a private corner like an office, and the only thing you hear outside is their laughter), I'm like "give me my phone" (like you pray you had magical powers to listen to what they are discussing).

When a phone with a better specs than mine is released, and I like the phone, I start planning on ways to dump the current one and purchase the new one. Just like most guys find someone having something their current GF doesnt have and start looking for ways to end the relationship and go for the new pearl.

When my phone is stolen, (like your GF leaves you for another guy i.e the guy stole her from you). My whole world is shattered and I start recounting my pictures, games, videos, bad things, good things, funny things I did/ had on the phone (just like you start reminiscing your time with your former GF).

Finnaly, when a phone that has satisfied me from day 1 is gotten old / overused. And its demanding for a change, I feel for it and it's as if I should do a send forth, and pass it to someone very dear to me that can take care of it. God knows I wouldn't sell it. In the same way, when you discover something that would make you and your long time GF not to marry, like blood relation, you guys feel for each other and its as if it shouldn't have ended this way but lasted forever.


Note: If you are in a relationship and you feel the same way I feel, you should apologize to your partner cos you are cheating on her.

This was my thought this evening and I just decided I write it down.

Proceed from *123*4#

I guess its an error from that committee thats incharge of the reforms.

Are you saying all National Dailies do not verify infos before publishing?

So if you get HIV. Use the Nigeria thick forest bees. They will have greater effect.

gerald09: Its obvious that technology aint our best tin, africa is still 10yrs behind. I guess u were looking for some cheap webhost well u got what u wanted cheap n unreliable. Don't bother tryin to patronise african webhost sites dey haven't achieved the excellence on hosting web sites. MTN can't even give 70% voice call connection n it suppose to be d biggest telecom company in africa y u fink web hosting will be different.

@Bolded
Who said web4africa is cheap? Their gold package is 2 times that of Hostgator.

My blog http://naijatech.com was hosted there. I noticed it about 3 days back.

Since i had an active host with hostgator, i quickly packed my things and left without any wasting time on ticket or online support. Cos they will hardly reply or not reply in time.

Having your site off is like running a business thats out of stock. Do you know what that means?

Mueeze: Opera browser beta doesnt show progress bar while loading web pages.
When off road mode is switched off, it is crazilly data intensive.
And the off road mode doesn't work when i switch to WiFi when am in the office.

But there is an animated circle, just like Chrome on desktop that tells you its still loading.

Who needs progress bar these days?

Guy nothing outplays Opera Browser Beta

This is not Opera Mini, neither is it opera mini. Just a new mix of both and more from Opera. Quite the best I've used on my SGS II.

If you want to conserve data, switch on Off Road Mode and reduce image quality, like I'm doing now (I think this mode saves more data than Opera Mini).

If you want to enjoy desktop experience, switch of Off Road Mode and select user agent as Desktop from setting.

If you want a Hidden Session, create a new private tab.

Read the review http://www.naijatech.com/android/opera-browser-14-beta-review-android

Just remembered these kinda conversation with my school mates.

How I miss school.

ediko5: I have contacted my Host company and i am told that the internet connected i use is does not have a static IP address.
Please how can i request for a static IP address? I am using Airtel.

Thanks.

Yeah. Use any secure ip. Its cos your ip is blank, so airtel changes your ip as you surf, faced that prob on airtel. You are logged in and before cpanel index loads completely you are logged out.

Sorry guy, you just bought a China phone.

Log on to your account on your hosts website. Then request for password change directives from an online support or a new ticket.

Can see internetvisa hosts you. Perhaps they will have a good support system.

Some say it's nothing. Others believe it's a message from heaven on a big day for the Roman Catholic Church.

Just hours after Cardinal Jorge Mario Bergoglio made his first appearance as Pope Francis at the Vatican, Florida resident Jodi Guthrie snapped a photo of a stunning cloud shaped like an angel hovering in the sky over Royal Palm Beach.

The photo, which was first posted by WPTV, quickly went viral as others who spotted the cloud also sent in their own images. Another stunning angle was posted by WFLX weatherman Steve Weagle.

"The Pope asked to pray for him," commented Facebooker Cat Sunn. "God answered."

Not everyone was convinced the cloud was an angel.

"Cool pic," wrote Kelly Handy on WPTV's Facebook page, "but it looks a little too much like the Mothman for my liking."

"I just thought it was beautiful," Guthrie told HuffPost.

A cloud shaped like an angel was also reported after the deadly mass shooting at a Batman movie screening in Aurora, Colorado, last July.

https://img.naij.com/n/0f/c/slide_286282_2221079_free.jpg

More images here...

And it made FP. See what scarcity of news can cause?

And so what?

I prefer a clean version! What's the benefit?

I will only buy the one with his autograph if its -(minus) 10k from the actual price or if it's made from gold, silver or diamond.

Galaxy S -> 40k

SMH. Are you in 2009? Even S2 Goes for 38

On Vixen Red Carpet, Wizkid throws more light on his new record label, 'Starboy Music' and EME Split, promise to sign great acts.

[size=25]Video Here[/size]

Off DB Records ' D Kings Men album comes this song "Money On My Mind" by Kay Switch and J .Sol . D 'Banj and his label artistes will be putting out a joint album on the 30 th of this month . Loads of key features on it including Kanye West and Olamide.

Download [size=20pt]HERE[/size]

Check the cord you use to connect the hard drive to your computer, try with another one and give feedback.

I ll advice you to go to cloud things. I guess dropbox, box, Google drive are not for my type.

I have a shared host account where I store most of my files online on a reliable webhost that wouldn't fold up someday. I only created an upload script and that's all. I upload or import via URL (great). And the host offers unlimited storage. And I block all access to my files using htaccess. Only when I need it, I edit the htaccess and download. Its very affordable.

Why won't she leave early when she was not served Garri with enough Sucre and Groundnut!

efewhoa: I think it's a network problem. When I put my glo sim back to my blackberry, it still didn't work.

So da is Hope Dey Abi?