johnquaker:
HELLO NAIRALANDERS I'M JOHN BY NAME, A WEB DESIGNER BY PROFESSION , I AM IN DIRE NEED TO GET OUT OF MY PARENTS HOME, I AM AN ONLY CHILD THATS IN HIS MID 20'S...I WANT TO LEAVE HOME DESPERATELY, I FEEL TRAPPED HERE LIVING WITH MY PARENTS, CURRENTLY I AM NOT REALLY FINANCIALLY BUOYANT,IF NOT I WOULD HAVE LEFT SINCE, BUT CAN STILL AFFORD MY BASIC NEEDS AND ALSO PAY MONTHLY RENT OF AT LEAST 10 to 15k FOR WHOEVER CAN ACCOMMODATE ME, I AM IN LAGOS, I DON'T MIND IF ITS A SELF CON OR A MINIFLAT OR THREE BEDROOM, I JUST NEED TO BE FREE OF THEM, THEY ARE VIRTUALLY TRYING TO CONTROL MY LIFE, I NEED A BREATHING SPACE, PLEASE IF YOU HAVE AN APARTMENT AND READY TO SHARE, LET'S TALK, I PROMISE, I AM A BEAUTIFUL SOUL , FREE TO BE WITH , AND SAFE TO LIVE WITH.

Jasonblu:


I'm not the owner - I have my money in the system and most people in my circle

Dizzyyish:


When I read that "soft guy" line something immediately felt off, and that's when I remembered..

A general rule of thumb is, whenever a woman "compliments" a man or when women unanimously praise a man, that man should probably take a step back and ask himself "Am I being a mumu?" then do some (deep) introspection on his words or actions.

What makes this manipulation quite interesting is that it's not just a subtle, quick and easy way to get the man to do what they want by playing on his ego, but also to condition him to keep doing what they want with praises e.g. "a real man".
Other examples include being referred to as a "soft guy", "husband material" or statements like "your wife go enjoy o", as opposed to "your wife go suffer" when you don't act like a mumu.

Likewise, when a woman (or women) urge a man to do something by hyping him he should ask himself what he has to gain, what the womæn has/have to gain then check who's really getting the short end of the stick.

"One of the most useful factors in the conditioning of a man is praise. Its effect is better and much more lasting than say, sex, as it may be continued throughout a man's life. Furthermore, if praise is applied in the correct dosage, a woman will never need to scold. Any man who is accustomed to a conditional dosage of praise will interpret its absence as displeasure."
- Esther Vilar, The Manipulated Man, 1971

freeman67:


Before I would have just ask you to read the beginning of this thread and the other thread for mutual fund for better understanding but lots of pages have piled up so it won't be easy.


1. As an intending investor, yours is to look at Treasury Bills as a short term government debt. Meaning government borrowing money from you that is willing to invest now for certain reasons and at the end of the day pay you a certain percentage for that money borrowed. Though it is through the banks and other financial houses that the money is collected, the borrower, end user or benefactor is government.

While you should look at Stanbic IBTC mutual funds on the other hand as the asset management arm of Stanbic IBTC collecting/ pooling money from you and other investors to invest in different classes/types of asset (depending on the mutual fund) on your behalf.

2. They don't usually have the same rate. TB Rates are usually guided by the CBN MPR. While mutual fund rates is dependent on the underlying asset class of the particular mutual fund.

3a.For treasury there is primary market auction which is scheduled for every 2 weeks (Here you have 90, 180 and 365 days tenure). The auction day of the week is mostly Wednesdays so you can just go to the bank on Monday of the auction week to put you request.

There is also secondary market auction which could happen every week day depending on the bank and availability of TB disposed to be auctioned. Here the tenure you get is the tenure available. It could be 356, 10, 27, 18, 99 or 63 days etc. Any tenure less than 364 could be available. It also limited to particular time frame. Eg The last I know of Stanbic is from 10 am - 1 pm.


b. For mutual funds you can invest anyday, anytime. It is not particularly tenured per day. You could deposit and withdraw at will.

Timitoyo:


Waooo, congratulations �

glimpse33:
I'm a man.
Can I register my wife here?

Biakwa:


What if that same dollar nosedive to 720 what song will you be singing?

glimpse33:
Dollar is currently 775

Tbills, mmf, and naira Savings are Useless.

callola:
BA! BA!! BA!!!,
I welcome my second prince charming today at 6:25pm. weighing 2.3kg at 33 weeks 4days. November Mama's, I don port ooooo

cinderellashoes:


You can try lucozade boost and try to rest as much as you can.

TeslaFC:
Well, now we know our next lineup and won’t argue with it