₦airaland Forum

papy4real:
The statement you made in bolded isn't common sense bro. FYI, no bank mails their customers of their new rates...this rates change everyday at their discretion and customer aren't aware or notified till a transaction is carried out. Gtb rate for today may not even be 299(probably higher or less) and daily mails are NOT sent to this effect.

I can see then faulty nigerian system has eaten so deep into you because saying a bank can choose to debit N199 and N100 for the same transaction is totally wrong which is due to our Non-strict regulated Nigerian banking practice and definitely not the standard banking practice...a debit is carried out ONCE per transaction apart from other minor charges(if they apply).

Now i know why this banks feel so comfortable to deduct different unrelated monthly charges from customers account on a regular because people like you worship them so much and see it as normal.

Brox abeg leave that guy. U will end up beating a dead horse. People like them take USD to the bank and they refer you to their board which is below #199 and they sell cox that is the official rate. Same with most inbound ooo.
But when they charged the official selling rate displayed in their banking halls customers are thieves in their own dictionary.
Please we have tried with this complain so let's leave all this impossible mofos and take it to the next step. GTBank twitter and Facebook or where is our next step abeg

legalwealth:
Well said! !!

Baba u dey fall hand. Has GTBank ever advertised their rate on daily basis to you and I? Leave Mr wale to his hypnotic trance abeg.

papy4real:
@Phony200. Read your posts and i think you work for GTB with the way you're defending them. This whole issue is common sense trust me and this clearly shows part of the reason why Nigeria cannot progress because we are our own problems.

I know of an ecommerce site that had technical issues that allowed customers pay zero shipping fee online at checkout over a period of 3 days...this company and the team that made the mistake had to bear the cost because it was no fault of the customers. This is a clear example of taking RESPONSIBILITY of your mistakes.

When you're a business dealing with active customers who makes use of your service(s) 24/7, you just have to be careful, pay full attention to detail and create no room for mistakes because it can cost you losses which is exactly what happened to GTB over the weekend. Why didn't they block cards instantly when they discovered the error??

And guess what? They decided to take it all on their customers because they simply feel they can do as they like without being questioned which i'm sure they can't do in the UK or any other sensible Western country.

You talked about customer shopping when they knew the normal FX rate. The questions are:

1. ARE FX rates the same across all banks?
Ans: NO

2. DO GTB send daily mails informing customers of their FX rates?
Ans: NO

3. Did they send a mail when the anomaly was discovered informing customers to shop at their own risk?
Ans: NO

4. Did CBN give banks the liberty to set their own rates and can banks set their FX at any price(199-less than black market price)
Ans: YES

5. Could the weekend rate have been a deliberate attempt to attract more card user, make them spend more than usual and then charge them the usual GTB rate afterwards knowing fully well that customers would just rant and keep shut later?
Ans: YES

Banks simply set the rate as they want which varies daily. Therefore, don't blame customers that shopped or withdrew money within that period cos it is non of the customers business.

N.B: I don't even have a GTB account but the truth just needs to be told. Its high time Nigerians show this guys that they can't keep treating us like illiterates.

BE ELIGHTENED

I can bet you the guy you quoted with that explanation can't comprehend all you wrote there for him to learn from.
People like them have suffered and smiled most times forming defense mechanism rather than counter attack.
They have come to accept fate but cry out we need a better Nigeria yet they close their eyes to anomaly like this.
GTBank system was on error as he claimed yet it didn't bounce back the transactions ooooo.
Two people had to call the CC out of curiosity yet one person who has IMPOSSIBILITY over him is spewing ........

mployer:
Well, I sympathize with you guys because most of you probably bought things you didn't really need that much, all because of the low rate. But I like being realistic, I stay with what works, not what I FEEL should work.

Saying you called GT customer care can't take you anywhere since GT didn't send you any mail with regard to the new rate you are talking about. If you are close to bankers you will understand that financial transactions are not authorized by oral instruction. You can tell your subordinate to do a transaction and he will decline requesting a mail to that effect. So, if you have a recent mail from GT stating the new rate, we can start from there.

Again, if the rate is 299, there is no rule that says you must be debited 299 at once. They can choose to debit you 199 first then 100 later. You only have a case against inconvenience of the system not legality of the system.

Lets not get too emotional about this and start throwing insults. I am just trying to make Ben Bruce #commonsense.

Mr wale abeg swerve comot this lane. Were you invited to join the petition? No
Were you affected? No
Are you GTBank legal adviser? Maybe
Are you the monitoring spirit of bank rates? Maybe
Since you ain't an aggrieved customer what is your business telling them they don't have a case?
If its impossible in your world because you have been so bullied by Nigerian system of doing things to the point you don't see any way forward on an anomaly charge by a bank with your monitoring claims of StanbicIBTC is the cheapest so if GTBank decides to come below them from your dictionary it isn't the real amount yet we have banks who have been below the StanbicIBTC you carry for head of treasury
Check papy4real post and get common sense you are checking encyclopedia for.

Najwal:
Please house how much is Euro and pounds in Naira. Thanks

I was paid #300 and #400 respectively today in Lagos

We can't just keep complaining. Nigerians its high time we stopped this daylight robbers. We have been bullied for too long yet they keep doing it because they know we are timid. They know we suffer underneath and smile on the surface. They know we have always accepted our fate like dummies. Let us for once rise against this bullying of bank scams.

I'm signing for my self with two hands and two legs. I don't mind suing this guys till CBN is forced to reveal those who are behind the racketeering game. If you need screenshot I get them as proof.

frebor:
Na waa o... E just tire me as I dey read all these N199/N299 GTB wahala.

Human beings are wired to complain only in the state of loss and we easily forget the good things that we experienced. It's pathetic that it's engrained in all aspects of our life, I can't stop wondering why a relationship fails because of a forgivable wrongdoing.

Most of us were happy when we got refunds at an higher rate but will be quick to copy CBN when we are shortchanged. We lack a moral standing, I feign at the excuse that we have always been cheated by the banks and it was time to reap back our benefits too.

I bet some people will cancel those N199 orders and get the refunds back at N299. It's ok, who no like free money, that's what we say.

I was tempted to buy stuffs but since I knew the rates are ever dynamic, one magic go happen at the end of the day. It's funny that some even said GTB can't post a negative balance to their accounts, I laughed hard when I started seeing screenahots of negative balances.

Abandon your account, yes, that's the way to go but remember you can be easily traced with KYC details and BVN, you're just so culpable.

Someone on another thread sometimes ago had a Ecobank account which he stopped using for a long time, charges has accrued to the account Ecobank style. He was going to apply for a loan in another bank but was told he owed another bank money, he had to go settle his bills and properly close the account before his loan was processed.

So the consequences of our today is based on the actions and inactions of our yesterday. Karma is a bitch right? It beats my imagination when we are clamoring for change but we are not ready to change ourselves.

Before you quote me with mentions and stuff, I'm with everyone who wants these banks to be accountable for every kobo they have taken illicitly. We need a sanitation of the system, a total overhaul. I'll join any class action suit with tenable evidence against these banks, and I believe our voice will be heard

Are we ready?

Let's start from your last paragraph then things will be easy

tumababa:
i think gtb is doing something illegal here. after holding my money at ₦299, they still went ahead to put my account in negative meaning i have been charged twice at 299. i won't go near that account until a months time. by then i will see if this illegality is corrected..

Baba let's all take this war serious abeg. This raping must stop. We can't keep forming defense and allow this banks to bully us all d time.

Let's all say NO TO DAYLIGHT ROBBERY by Nigerian banks

stagger:
OP,

You were simply trying to be smart. You know what Nigerian banks have been charging since this whole Naira fall of a thing started. No bank has charged anything below N290 to $1. Somebody even issued a warning about this is another thread and said that the bank may later come back to withdraw the excess.

It is unfortunate you are now a victim. Get ready to pay the excess X $500. Just pray the Naira does not slide more by the time the transaction is fully settled.

What's playing smart in this scenario? Banks changing rate from #220 to #300 without informing you or getting permission is acceptable but when they reduce their rate to #199 its called playing smart in your dictionary

Im2Busy2Bother:
Inverter or UPS should be used since it converts direct current (DC) from battery to alternating current (AC) that powers most household device.

Unless you plan on running only DC devices, you'll need either a UPS or inverter.

Have a great week ahead

But electricity from NEPA can also charge the battery as well despite the fact its connected to solar panel?

toluxa1:
It is very clear this was a deliberate and grand play by GTB. They deliberately did this towards the weekend so that the news spreads from Friday to Saturday when they know full deduction wouldn't be made will Monday so they can rake in as much as possible. I have a recording of the call I made to customer to confirm the rate and the lady told me their current rate is N199 on Friday.

Gbam I love to get the recording. Who is opening the thread enough of this our talk. We take it up to any length. This is the kinda case we should be fighting for not PDP vs APC. Lols

gbodimowo:
add me up too i il upload a screenshot now



well well i v called d bank and was told my money was not on hold and d system il correct itself meanwhile

Do you mean it was reverted back to you?

oduastates:
Give the money to the creatives and not someone loafing around or people not taking the initiative.
Just imagine this guy being able to access a 5 billion naira , low interest government back loan .
These are the people on whose back, you can and should create jobs .
Not some SURE-P guys .
Then follow it up with aggressive international marketing and diplomacy .
Change the orientation of our embassies from visa and passport mills to sales and marketing . As a result , you can achieve an economy built to last
All those efforts to rebrand Nigeria are bound to fail unless Nigeria has something to offer .
This guy should be assisted with a prominent spot in malls

Have you met any sure-P awardee that didn't make a grand contribution to the economy?

Na to dey keep goat be that oooo. Winetapper and abbeyforex come and see plan C ooo

I love Naija politics. Talk any trash to get to power. When you get there play your real game

Way back into memory lane[b][/b]

bdavis:
Confirmed! Oya who go join me in class action suit against GTBANK?

Register me as number one in the suit case
I keep space for Ale-Air moses
I book seat for winetapper as well
From social media suit to court I no mind, this madness, raping and daylight robbery must stop. That guy shouting wale can provide his full name plus bank since him sabi d guy

Im2Busy2Bother:
The cost of solar charge controller depends on type, PWM type are usually cheaper. See a link of one being sold at konga http://www. konga.com/solar-charge-controller-12-24v-20a-1806313


I think 200W should be sufficient enough. It depends on your pocket. You can also buy 100W just that it will take longer to charge your battery.

I hope this helps

Is it always compulsory to use inverter with my solar connection?

ceejay80s:
08028789799
07032659200
He might need a 2v 1000ah battery x 6 = 12v 6000ah
Below are pic of 2v 1000ah batteries
U go just get light forever
But....I will find out the price of 4kva 24v inverted for u,
And if he is serious about it, then he should go for these 2v 1000ah batteries, the only thing is that he will need to buy 6 batteries to make it 12 volts, and this one doesn't need ups,there's a special inverter for it
Anybody wey do this setup go make my 160ah battery set up be like finger battery
2v 1000ah x 6 = 12v 6000ah

How much for each of the batteries? What type of inverter will be needed for this in order to carry a load of 2500W. Thanks

mployer:
I didn't start the wale talk. People called it out.

I was talking the GT rate and system malfunction.

Guy abeg leave wale alone for iya wale. Who knows if you are the wale sef cox d way you carry his name on your mouth like lip gloss in harmattan get as e be. U keep advocating for GTBank as if they haven't been stealing from Naija money since months back. Buying from our reserve and selling to us at expensive rate with nobody challenging them. Mtcheew

Eyop:
My account is a personal current account.

Have you tried it today?

stechi:
Na wa oo....how do I send money to China abeg?

Contact me on Monday

You just can't believe this government story

Boys ain't smiling.

On top ashawo

Onegai:
It's N270 in V.I. I believe the price is fluctuating and varies according to location.

Quote correct address jare. U dey tell me VI as if its a place of 1km radius

Where exactly is it selling for #250 coz I'm tired of all dix media aides doing a useless job for their paymasters. Here in Yaba its #300 so who is circulating this fake news

Yhinkss:
Yes cos every thread and fibre of PDP breeds of corruption.
For a sane mind were they arrested for not doing anything? Is it a lie about the car gift? Or rather still can they not be prosecuted because they are in the opposition?
Gather your mind and report back

But those that crossed over to APC are saints?

sanky346:
I just got $1= 220 at Retail Market at Ogba, Lagos now . Authoritative

Which side of the retail market?