₦airaland Forum

LOVEALAIGBO:
Nigerians don’t play with snacks!

Especially when you have kids you can’t take enough snacks tbh, unless you don’t want peace of mind.

Lovely pictures OP. Adding Cumbria to my bucket list of places to visit.

triplechoice:
What's an unrealistic minimum wage?

Is this the first time we are having minimum wage reviewed in this country?

Why did it not lead to hyperinflation in the past?

How can minimum wage upgrade for civil servants who constitute less than 5% of the entire population in the country lead to hyperinflation ?

Or do you imagine that once minimum is reviewed upward then every single person in the country will start earning it, whether they're employed or not?

Do you know more than the economic experts both in the federal government negotiating them and in the IMF who aren't mentioning anything about hyperinflation during the ongoing negotiations.

Please answer every one of these questions in your reply.

FYI ,the 615k proposal by labour is because of what the minimum wage act says; that workers in the country should have their salaries reviewed every 4 years so they can earn a living wage. Minimum wage is a law which the federal government cannot go against. Please know this and stop resisting miimum wage review for civil servants.

Those in government who know the truth aren't listening to you and your likes.

Besides I don't think you know the criteria used in calculating a living wage if not you would have mentioned already what's realistic for government to pay.

48 k being proposed by the federal government is not a living wage . Thank you

Ok. You seem to assume I’m against a wage increase. My comment never mentioned that. The FG must work with all stakeholders to increase the min wage. The argument is how much is reasonable…48k is not the answer and I agree with your sentiments there.

First off, your assertion that min wage impacts only civil servants is wrong. The min wage is a national law impacting every government and business and will become legally binding on everyone. This includes the cleaners and entry level workers at private companies (whichever of them is still paying the min wage).

My comment suggested a novel structure that makes everyone happy. I will summarise it again.

- FG sets a floor rate that binds to everyone (this will become the national min wage). For example 100k.
- FG sets a higher min wage for federal civil servants. For example 200k.
- State governments can set whatever min wage they want to set provided it is above the min wage.

The reason for this is the FG may be able to afford to pay civil servants more but most states can’t. Also, many small businesses will either lay off staff or go out of business if they become forced to pay an unreasonable min wage.

Finally, my thoughts around wage compression are a simple fact. Right now the disparity between the haves and have nots in Nigeria is massive.

Entry level is 30k and some professionals earn 5m monthly. You don’t find this in developed countries (excluding CEO / stock based compensation). My other suggestion is for the FG and states to solve for this by making the wage increment disproportionate such that lower income earners get higher increases than the senior folks. That also means less overall cost and increases the likelihood of it being sustainable.

triplechoice:
Enough of this hyperinflation talk. Zimbabwe's was because of sanction from Western nations and not minimum wage. Don't misinform the public about what you don't know.

Focus on Nigeria and provide evidences to support your claim. This is going to be the third time for miimum wage increase in Nigeria after the minimum wage act was signed into law .

Why was there no hyperinflation when Buhari signed 30k?

It seems most of you assume that once minimum wage is reviewed upwards then every single Nigeria, (employed and unemployed), will automatically have much money in their pocket to cause hyperinflation.

The number of civil servants in each state in Nigeria is not up to 5% of the population.

So , please stop hallucinating about something you don't understand and face the reality that wages must be increased to meet up with current realities in the country .

There's a minimum wage act which mandates it must be increased every 4 years so workers
go home with a living wage. The resistance of you and your likes cannot stop it.

You don't know more than the government who wants to increase it. If it would cause hyperinflation, they should know since they have economic experts to advise them.

You and your likes don't have what it takes to advise the government on what to do. Your textbook economics knowledge is not enough.

Even the world bank and IMF have not gone against it because they know it's needed at this time.

Here’s why it will cause hyper inflation. In Nigeria, minimum wage negotiations are never only about the min wage alone, they are also fighting for everyone along the chain.

When we went from 9k to 18k, salaries of mid level and senior civil servants also doubled. Same happened when we went to 30k. So if you 20x someone’s salary from 30k to 615k historically that means people earning more currently also have to be bumped up.

That is the irrationality of labor negotiations that didn’t start today. We realistically need to do two things as a country.

1. Set a national min wage to reduce poverty. FG then sets its own at a slightly higher sum and each state does same based on capacity to pay.
2. Compress the wage disparity between the lowest and highest earners to reduce inflation. That way lower earners get the highest wage increase (labor will definitely fight this) and people earning millions maybe don’t get any increase.


The FG knows the implications of having an unrealistic min wage. People will just float the law.

Labour is making an unreasonable demand. Someone with a family of six should not be on minimum wage, that’s a recipe for poverty in any country in the world.

The assumption should be that min wage is for people just starting out life and then as they rise through the ranks, they earn more.

Having a regional figure makes sense and then should push for an hourly wage structure to give businesses / govt more flexibility when the job doesn’t require 40hrs/wk commitment.

CuriousCart:
I thought it was the number of decades spent flying.

You’re right. It’s based on flight hours of the pilot. You typically will grow across from 1bar as a student to 4 bars once you hit a certain number of hours.

tutudesz:
If they can register transport companies, they can also register oil companies too.
They can own petrol station or refineries

That’s a brilliant idea actually. And then petrol subsidy can become a state level project. Each state decides whether or not and to what degree they want to grant subsidies.

We need governors that can “think”.

Offpointng:
I am an OBIdient to and really rooted for Obi last election. many of us Yoruba youth did only to come and read them attack the whole Yoruba tribe, calling us names really broke me

The problem is Peter Obi has let the radical wing of his support base take over, thereby alienating moderate supporters of his who would naturally be in the greater numbers. A mistake I hope he realises sooner than later.

You win elections by appealing to a broad base of interests, rather a select vocal few with extremely conservative views.

Nigerian opposition figures should learn to separate opposition politics from negativity towards the very country and its institutions which they seek to lead.

You can dislike the present government and how they are going about leading or defending the naira. However, that doesn’t mean you then advocate unpatriotic behaviours in your followers. Like asking them to buy dollars when they don’t need to. In some saner countries this could be read as economic sabotage which is a crime.

Same thing I see done to the Army, Police etc. Politicians deride them forgetting they will oversee these institutions if they take over power.

If you eventually become president or governor, is it not the same naira you will seek to grow and boost? That’s how people get accused of “whataboutism” years down the line.

BigDawsNet:
We can only confirm that if we run census

But I believe they can still manipulate it... cis d more population, the more the funds they borrow to loot

Correct. I personally don’t believe we are that many. But till a reliable census is run no one knows tbh.

What if we aren’t 200 million+ in Nigeria?

Solumtoya:
Was this also 10% or 25%+ deposit?

10%

God1000:
This is colonization by debt, it's hard to believe that poor China of yesterday has now become the world's economic and technological powerhouse, it's all about good governance and curbing corruption.


I'm sure we're owing IMF and world bank a lot of money too


Meanwhile I don't see any European country on the list, it's all africa, Asia and south America

The report is actually misleading. Developed countries owe a lot more debt to China. And vice versa. This narrative of debt by colonialism is one I think the western world uses when they suspect they’re losing grip. Developing countries should be free to collect debt form whomever they please without being blackmailed for it.

Let me drop this here.

China is one of the United States's largest creditors, owning about $859.4 billion in U.S. debt.

https://www.investopedia.com/articles/investing/080615/china-owns-us-debt-how-much.asp

Jamesclooney:
Who was your broker/lender please?

Broker Threshold Mortgages. Lender Santander.

elengine:
Hmm 25%. Make I kukuma wait oh. Two years don reach soon

You are better off if you have a deposit starting the process and learning along the way. I got told I couldn’t get one before staying for two years and I did it in a year. I got rejected from a couple lenders but eventually one came through. A sound broker is the most important element as they will help you navigate things.

Solid analysis OP.

My counter argument to your theory is that this ban could infact put more demand on the naira from people who have legitimate transactions. Forget the yahoo boys and fraudsters. I bet there are freelancers who earn in USD or Crypto. And also citizens who have small transactions that don’t warrant a bank or BDC interaction.

There’s the convenience factor that Binance brings and in the absence of that more people will flood the BDCs and maybe banks for their transactions which will drive prices further up.

FG should instead work with Binance to put trading limits and ensure actors serving ads are genuine. For example, you shouldn’t set an ad for a buy or sell amount higher than your account balance. And they can reduce how high up you can set your buy price so it’s less arbitrary.

10mobile:
That's exactly what they want you to think about the sudden ban. They have done it with out caring about the millions that would lose their jobs and families that would go hungry and here you are defending them. They haven't provided any alternative to these millions of people either. Instead, if you don't have an employment and you try to employ yourself, they will take away the electricity and the fuel that would help you in your business.

Now, let me ask you concerning the sudden unprovided-for ban: Compared with MILLIONS MORE Nigerians losing their sources of livelihood, which one do you honestly think would have more immediate, widespread negative impact on the population? I mean, between the sachet drinks and widespread joblessness being created?

Your argument is one of impact which is a dilemma any government around the world will face with most decisions. For example, you have ppl selling along the railway corridor. To make that safe you will have to render them jobless. Tough decision to make but one that needs to be made in public interest.

To your specific point on job losses. We both don't have data to back this up so it's a bit of a subjective argument. But lets try to go into the details of the sachet alcohol business starting from the manufacturer to the distributors to analyse where the actual job loss will happen.

Kasaprenko and companies like them who produce sachet alcohol do not have that as their only product. Remember they started selling sachet as a market expansion strategy similar to how cowbell and the likes started making sachet milk even though they still sell the standard milk.

These producers have more upscale products on plastic bottles which consumers of these sachets can still buy for slightly more cost. For the manufacturers there will be at best a loss of income vs a total business shut down so job losses will be minimal here.

The traders, retailers and middle men involved in sachet alcohol also never ever sell only sachet alcohol. They sell the plastic bottles as well and many of them sell other products like herbals based on market demand. You will imagine that market forces will take place and these traders will move to products that can sell rather than close shop entirely.

Finally, I'm not saying your argument has no merits at all. Simply pointing out (1) how criticism should be constructive otherwise people in government will continue to look at the masses as people who don't know what they want (2) governmemts have to make tough decisions and that line between economic impact and social good is one that often needs to be balanced with every decision. Any decision you make as a government will inherently be on either side which will piss someone somewhere off.

10mobile:
This low-quality behavior of rushing to be the first to comment without reading the news must stop. Or is it that these people lack education to the point that they don't understand what the news actually said?

You see, just because the title mentioned 'alcohol', see the nonsense comments all these first commenters are making without considering what the the protesters said about the implication of the ban on the unemployment levels and hardship in the country.

From what I can see here, the younger generations of Nigerians will even be worse than this current crop of lazy, thieving, old politicians. Should a ban on sachet alcohol or beverages be a priority to a government of a country where 84 million people are losing their employment and and going far below the poverty lines? Is it not a major point these protesters raised? So why are you lots taunting them?

Some of you are even coming to tell us you don't like alcohol. Who cares? It's the same hypocrisy that has killed your forefathers and kept this country this way. Talking as if you're better than the countries where they consume alcohol.

The irony of public discourse in Nigeria is that everyone wants Nigeria to become a "working system" but no one wants to "consequences" of one.

The government has taken a health and safety decision in the interest of millions of Nigerians and we criticise the decision for its impact on employment, hardship and it not being a priority.

Sachet alcohol is a social menace that is incompatible with a "sane" society. It makes alcohol accessible to anyone including minors who shouldn't even be able to buy it in the first place. It gets sold just about anywhere by anyone and for a controlled substance that's not good.

We might criticise of the suddeness of decision as Nigerian governments tend to have a taste for sudden bans which leaves little room for public awareness campaigns, but then when they do give ample time no one takes it seriously.

Another potential area of improvement could be the seeming lack of stakeholder involvement before the ban (of which it's clear to the blind these CSOs are a sponsored bunch), but we have no evidence of that.

Diamonds911:
Huge thanks lolo and giselle237. How long can wait till my kids biometrics since all fees have been paid? I hope there time gap to complete biometrics is not counting? I can't seem to get the fact from Tlscontact. Pls help

My knowledge isn’t up to speed but you probably don’t have long. The link below from 2022 states 45 days so you’ll need to check to see what the latest guidance is.

https://www.britbound.com/the-inbounder/what-happens-at-the-uk-biometrics-appointment

Diamonds911:
My people, I need your advice here. Thanks!

Lack of accommodation may prove a challenge as you should be able to show that you’re able to accommodate your kids and grandparents. You’ve already gone ahead to pay for the visa fees but if I were you I’ll wait to resume my job, have proof of address and at least one pay slip to show proof of income.

gergemam:
I don't think TechNation was paused but another Agency has been reassigned. Also, I am an exceptional promise and also a Software Engineer.

My question ❓:

I am trying to put my documentation together, I just need directions so that I can submit something convincing.

For Example:
🚀 Personal Statement and Guidelines
🚀 Professional Reference statement and Guidelines


Though, I have some pioneer products that I have worked on Both Fin-tech and Health Tech and currently have a one Year experience working for a UK company here.

Total Experience in Tech = 5+ Years

Your experience seems well aligned for EP. Check out the technation discourse forum. There's a lot of resources there on writing your personal statement. Also, try to get someone to review your application before you submit.

https://discourse.tnvisaforum.org/search?q=Personal%20statement

gergemam:
Hello 👋 Gurus, Happy New Year 🎊

justwise and any other mod

Please who knows someone that has applied for Global Talent VISA before?

Currently putting out some documentation but there's no much information out there as people seem not to be taking chances on it.

Thank You Kindly

You can go ahead and ask your question. I might be able to help.

Evagreenfields:
This is really helpful.

Congratulations and thank you for sharing!

It is super useful for me as I spent last night browsing through AIPs but none of the ones i checked seemed to work even though i already have my 10% deposit ready (20k) as I'm less than 2years in the UK (16months to be exact).

Wondering if anyone has specific lenders that work with less than 2 years residency in application, house hold income is > 100k however, 1 earner is permanent role and the other is on 6 months contract.

Did you get the AIPs directly or through a broker? My advise is to work with a broker who can get you across the line. A lot of people say you can’t buy a house in less than 24 months residency, but you actually can. Just need a broker that can work their contacts in the banks.

Also, the contract role might be the tricky part as lenders will prefer a longer term employment contract than 6 months. In all don’t give up. You’ll find a broker that can help you out.

Knowlegeseeking:
Okay thanks. So you are saying i cannot apply online except via post right? I also collected the D1 form from the post office, so i just fill and return.

Postal application works. I recall there was an old looking portal which I used. You submit your application there and then get a letter from DVLA asking for your proof of ID (BRP) which you then post and they return to you after a few weeks.

Knowlegeseeking:
Hi Guys,

Please i am trying to apply for my first provisional driving license. Been in the UK for 13months. On the application site, after i input my passport number and Nationality, i get the below response.

I then continue the process on the "old online service" which is the DVLA site, but same thing still repeats itself.

Please what am i doing wrong? I have also used my BRP as means of identification but keep getting the same issue.

The passport details they are able to validate are for British nationals. It only works if you have a British passport. You will have to send them your BRP by post and then they mail it back to you.

giselle237:
not for kids pls. This is clearly stated on the www.gov.uk website. No child born in the UK who is a dependent child would be asked for Nigerian passport inorder to apply for a visa. Adult- maybe. Child = capital NO.
This is not true as they are permitted to apply for leave to REMAIN with the UK birth certificate alone.

This shouldn’t be an argument. Have you had kids in the UK and gone through the process yourself or speaking from what you’re seeing on the Gov UK website which the caseworkers sometimes don’t follow verbatim.

Again like I said earlier, it shouldn’t be the case but they sometimes do which I experienced with my kids hence my advise to the OP. You saying it’s not true is an interesting position to take.

giselle237:
They don’t ask for kids born in the UK. The birth certificate and parents BRP is ALL they need

My comment was based on my previous experience. You don’t put it in the initial application, but there is a chance the case worker working on the kids application will send you an email asking for the passport or evidence you’ve started processing it. I filled the Nigerian passport application form online, booked an appointment and sent them screenshots of both and it was resolved.

tushqueen:
Someone should please attend to my question;;

1. Does a 2year old born in the UK need international passport to apply for a dependant visa?

Typically no. However you might get asked for this by the case officer in which case providing proof of commencing the passport application process should suffice.

ehizario2012:
Thanks for your response. I don't know what I did wrong, Marshmallow said they can't offer me insurance after I finished filling the online forms... They directed me to confused.com

Another one I tried brought £2600 annual, £233 monthly and £490 deposit!

This is shocking

Your first year quote is generally more expensive. Did Marshmallow give you a reason? It’s hard to guide you further without you sharing personal info, but perhaps try filling out the form again. You might also be able to contact them directly on their website to discuss it. You may also want to check out compare the market for more insurance quotes.

ehizario2012:
I Google tire today. They all kept requesting for drivers license. That's where I am stuck at the moment...

You can get insurance with an international drivers license. Check out marshmallow…they tend to offer good rates to immigrants just coming in with a driving history.

https://www.marshmallow.com/