Posh404:


What is the lie? That I'm in NY or that my poe was smooth? Abeg all this Mississippi and Tennessee where dem dey biko cos them no dey my jotting pad.....the names stuck in my brain so far from this thread is oakbend, Dr F, elpaso, doctorseparati .....don't think I'll travel 3 days when I make my choice. Thanks

Leave him abeg. Now he will tell us he fought the American Civil War.

neks31:


Pls ur name isn't allowing me see road, lemme reply u d last time ... In some cases a lot of people loose their kids and lives here in naija due to lack of good medical care .. Pls don't front like u don't knw d situation back home !!! U can't compare naija to America health care for pregnant women n unborn babies.. In case dem send u shaa just google child mortality rate in naija n compare to Nigeria.. They parents providing for d medical bills haven't disturbed u have they And another thing a lot of parents don't find it easy to conceive immediately n d spend so much time n money getting preg n u want such person not to go to d moon abi America n give her child d best health care Or ok I get it u r trolling us But we've not asked u for money shaa and don't intend to so don't worry about our coins.

Tor. If u want a good health insurance in the US, shebi u will sign up for the good ones. I know there are health insurance for low income earners. If He's a construction worker for Instance and earns $80 per hour and works 8 hours, u can use a health insurance of someone who earns $200,000 a year or more. Please come back to Nigeria and run ur surgery brother. Kubwa general hospital is very good now.

favoredgal:


The Emirates one, I haven't done anything with it yet, im at the upper limit of silver cuz we fly biz class for work.

I seriously Considered using it for this waka, but the Israelite journey to Houston (16 hours from Dubai) after 7 hours to Dubai, put me off.

Will use it for personal vacay next year or something.

Let me go back on Klm and try to claim this one, although have no idea when next I will be flying KlM again
But if I aggregate mine, Dh, my mum and my daughter it may amount to something

How many points do you have on Emirates?

Ha...seems you don't know what 1st class travel on A380 is (private suite, shower SPA and all)...Google it. Now am shy telling you how many points I have cause I got it from good old economy not the business class u fly..,like you before, I never knew what these miles were before 2014.

bbaby84:


I never knew air miles were transferable? I lost like 40k worth of miles on Virgin some years ago as I didn't fly them in 3 years. Never knew the thing expired sef.
It usually came in handy as I used to do miles+money then.

Wow...40k worth of miles. That's 1st class return ticket sef. It does expire. That why it's called frequent flyer miles. For frequent travel. But when they see the frequency of travel, am sure those sort don't expire. An American in 2011 got up to 10 million miles from 6000 United flights that he started flying since 1982. How do u think he spends the miless. ..

U may wish to call the airline just in case. Who knows...they are so transferable. when you sign in.to your frequent flyer page. Some airlines place it under manage third party something something.

firsttymum:
My medela breast pump adapter has stopped working..
Pls who's coming to Lagos soon
Or portharcourt

Or where can I get it to buy in Nigeria?

check www.overstock.com
its les than 3k naira. they now ship to Nigeria as well.

firsttymum:
see u already dashing Emirates miles

lol. Am taking the 1st step na. so that when your turn reach, you wont hide. afterall, why hold on to it make e come expire

firsttymum:
My medela breast pump adapter has stopped working..
Pls who's coming to Lagos soon
Or portharcourt

Or where can I get it to buy in Nigeria?

cant you buy in the US? my sister inlaw is leaving Houston on the 25th of Dec. stop in the Uk and get to Lagos 26th. Then Afrobrown is leaving Dallas on the 30th and getting to Abuja 31st.

favoredgal:


How does this work? I only claim miles with Emirates and that's cuz I go to Dubai often for work. With these other Klm/ BA I fly them maybe once in 2 or 3 years. Is it worth it to register for their loyalty scheme

Abeg advice, so I don't nap ontop okada

I even have Emirates miles I used to Florida in Feb. I fit dash you sef. Cause I doubt if I will fly emirates to US anytime soon...Except I get first class on A380.

firsttymum:
Erm erm....

You na Boss, you cant refuse people in this House...Abi U havent noticed? esp if they ask you this xmas period. you dey Okra soup

favoredgal:


How does this work? I only claim miles with Emirates and that's cuz I go to Dubai often for work. With these other Klm/ BA I fly them maybe once in 2 or 3 years. Is it worth it to register for their loyalty scheme

Abeg advice, so I don't nap ontop okada

Well the same way you claim miles on Emirates is the same way you do on other airlines. you will have to register before you can claim. And what did you do with the ones claimed on Emirates? it can upgrade you to a higher class, sleep in a higher star hotel, even shop at selected stores or pay half ticket on on next trip or even give part of it to someone to also do all these same things. And the miles have a lifespan for you to claim it and use as well...helpful?

firsttymum:
u reminded me.. Just added my miles form last flight

lol.. am Sure someone will beg u soon to upgrade their flight and u wont refuse them.

Enizo:


Abeg share o I am so happy I found this forum.

Lol. okay

firsttymum:
Abeg no leave the issue

But really. can you imagine the thousands of miles people dont know they have and how to use it. lets PM and i tell you my idea and you modify before we present it.

I have also gotten the same mail now from GTB

firsttymum:
I attached it online and when I checked in at mmia I requested too...

Yes o....We could have died of ignorance....

Firsttymum...Soon, we should add frequent flyer miles to this discussion o....You will be surprised that 40% of people here might not know the use and it gets wasted. (Afrobrown) for instance flew BA and has a twins and he wont need it for 3 years and it expires after a year. What do you think? abi make i leave the issue alone?

@Firsttymum....Soon, we should add frequent flyer miles to this discussion o....You will be surprised that 40% of people here might not know the use and it gets wasted. (Afrobrown) for instance flew BA and has a twins and he wont need it for 3 years and it expires after a year. What do you think? abi make i leave the issue alone?

jenyjay:
Banks stop use of ATM cards abroad
By - December 20, 2015


Deposit Money Banks have commenced a process to stop all customers from using their payment cards, popularly known as Automated Teller Machine cards, for dollar-denominated transactions when they travel abroad with effect from January 1, 2016.

SUNDAY PUNCH’s investigation also revealed the banks would not allow their customers to use naira-denominated ATM cards locally for transactions denominated in forex.

This means bank customers will not be able to use their cards to buy products from foreign e-commerce sites like e-bay and amazon.com in which payments are made in forex.



The development follows the lingering scarcity of foreign exchange, especially the dollar, to settle obligations arising from customers’ use of the ATM cards for forex-denominated transactions.

Already, Standard Chartered Bank has notified its customers that from January 1, 2016, they will not be able to use their naira-denominated ATM cards for transactions that are denominated in foreign currencies, either locally or when they travel abroad.

In a notice to its customers, Standard Chartered said, “This is to notify you that from January 1, 2016, your naira card will no longer be enabled for international use. This is as a result of the limited foreign exchange supply in the financial market.”

Asked how long the suspension of cards from international transactions would be, the spokesperson for Standard Chartered Nigeria, Mrs. Dayo Adurogbo, said, “We cannot give a definite date. It depends on how soon it is available. We will do everything to meet our customers’ demand once it is available.”

Further findings showed that a number of other banks had stopped customers from using their ATM cards abroad but had yet to officially communicate this to them.

Some customers told our correspondent that when they notified their banks of plans to travel and the need to enable their cards work overseas, they were simply informed that the cards could not be enabled for now due to issues relating to forex scarcity.

SUNDAY PUNCH findings showed others banks might issue notices similar to that of Standard Chartered Bank before the end of the year.

“We had some discussions recently and some top bank officials said they would stop customers from using their naira-denominated cards for international transactions due to the serious challenges in getting forex to settle their international partners,” a top bank official, who spoke on condition of anonymity because he was not authorised to speak on the matter, said on Friday.

The current situation means customers travelling abroad for Christmas and New Year may face severe payment challenges, a situation that may mar their shopping plans.

The fall in prices of crude oil, the main earner of foreign exchange for Nigeria, has made the nation’s forex income to reduce drastically, creating dollar scarcity crisis for the Central Bank of Nigeria.

The CBN has been rationing dollar to banks, importers and other forex users as the nation’s foreign exchange reserves continue to deplete, hitting $29.4bn on December 7, 2015.

The PUNCH had exclusively reported on Thursday that banks had cut the amount that their customers could spend using their debit and credit cards abroad by between 70 and 90 per cent. This took effect during the first week of December for the majority of the banks.

Specifically, banks cut customers’ card spending in foreign currencies from the annual $50,000 allowed by the CBN to between $5,000 and $15,000.

According to findings by our correspondent, Ecobank Nigeria Plc has reduced its limit from $50,000 to $5,000, with a maximum of $500 monthly and $100 daily expenditure.

Skye Bank Plc, in a notice to its customers via email, also slashed its international card spending limit from $50,000 to $12,000 annually, a maximum of $1,000 monthly and $100 daily.

Wema Bank Plc also slashed spending on its payment cards from $50,000 to $10,000 annually, $1,000 monthly and $100 daily.

Although other banks have yet to confirm their new international card spending limits, findings b

Madam, did you actually type all these abi na copy and paste? cause i have seen the link here posted by a few people. Thank anyways.

Emeraldchic:
Hello house,

I was at stanbic today and asked how true is this story of ATM not working next year and she said it isn't true and they haven't received any directive from CBN as regards ATM. She said the only thing she knows is that maximum amount that can be used for POS transactions abroad has been reduced from 2k dollars to 1k dollars and maximum withdrawals at ATM still remains 300 dollars a day.
I asked if they have PTA,she said Allen branch sells and I can get from there but i can only get for some countries and she mentioned I can't get for china and I just said America and she said they will sell.

So for anyone who is interested and in Lagos, try and check stanbic Allen branch.

ok. nice effort. thanks for info

favoredgal:


Well, you can just go to the American embassy and notarize it and send it down. Not a biggie

Ok. well I used to think i know plenty. but this thread and everyone on it are wonderful. thanks

favoredgal:


That was my situation last time I came to have my daughter but we were able to notarize here in Houston without date

Ok. noted. Hope its works in Florida. cause i dont know if i can travel this time

favoredgal:


To the best of my understanding the only way that works is to put unknown father on the birth certificate o!

lol...sorry say i lol. its the thot of unknown father on birth cert.

favoredgal:


She and her husband are currently in America if I read correctly

Yea.. but Hubby leaving before everything.

firsttymum:
Abi o...

Mummy, ur thots on my favoredgal comments o...

favoredgal:


Any lawyer that can notarized without date. Only a Nigerian lawyer will agree to that tho

Shey I heard you take the form to US Embassy in Lagos or Abuja and have it notarized? That their laws dont recognise Nigerian lawyers that are notary public. correct me please

vcole:
read it again. the journalist certainly implied that it was cbn policy especially as he splashed Emefele's face on the front page. however, it is more of a starvation of forex leading to decisions by banks to limit dollar denominated spending on naira cards with a last resort already being effected by certain banks to stop this altogether. knowing Nigeria, there is no smoke without fire. soon all the banks will toe the same path.

But really, how does this policy work. The ATM card is already tied to a Naria account and one is not charged @ N199 but at N250 per withdrawal so who benefits? its the same bank and cbn not black market people and one is restricted to $100 or $150 per day...So I think this particular policy is misplaced. I read today that Nigerians import 20million eggs a day, who sells the forex to them? its the same CBN.

bizzle6:
Good morning house, it seems baby would be arriving late, father is currently around but might have to leave before baby's passport can be done, would like to know how to go about the notarization letter for the passport as hubby is still in the US. Thanks so much.

Seems That notary thingy works only in some states. My sister inlaw got her passport in Richmond Texas last week without her hubby sending anything from Nigeria...and Another friend last year got same passport in Atlanta but the passport issued was for 2 years not 5 years and their reason was she didnt present a notarized document....Oya people with contrary opinion should start typing lemme learn.

favoredgal:

Re:baby....Na...still have + or - two weeks

Meanwhile, i just spoke to someone at CBN and MasterCard and they say there is no such policy o!

According to both of them (both unconnected to each other) a journalist took the Stan chart story and decided to make it a Cbn policy

Let's be watching

Ehen...lets be watching according 'by' you

firsttymum:
punch News link was posted here like 2 or 3 pages away. U shld check it out

I did....But am hearing its just for China and UAE and african countries so am confused and need more info

Can someone with more direct info confirm this ATM restriction abroad story from 1st of January 2016....It seems the ban is for China, UAE, and African Countries.

@Favoredgal....I passed thro on my way to work. @ the funds transfer section. Was told I can only transfer 1k dollars per quarter @ N199 which is todays rate and i must have an account and present an ID. I dont have an account with them so I have been able to get 5 friends with account and will begin the transfer. then on the 5th or 6th of January, i will transfer another set since its a new quarter. But must be done 1st thing 8am cause He said they have a limit everyday and other dollar seeking Nigerians also use this medium.

mee1984:

They do give five years my mom has been given after visiting the USA a couple of times.

They do.