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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by japhethGold: 7:07pm On Oct 23, 2022 |
You don't understand the mechanics of income taxes in the UK, hence, you look at the surface only. I am a chartered accountant and a UK tax consultant so I can tell you that some additional rate payers pay as much as 60% because at certain income levels above GBP145,500 threshold the personal allowance (PA) they enjoy becomes ZERO. And then plus National Insurance (NI) deductions their tax burden hits 60%. However, if you have a tax consultant like me to work with you we could ligitimately adopt some tax avoidance strategies to save you from this tax hammer. dustydee: 2 Likes 1 Share |
Sports / Re: Today Is Francisca Ordega's 29th Birthday. by japhethGold: 12:10am On Oct 20, 2022 |
Happy birthday to my sister. Wishing you God's blessings and long life in Jesus name. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by japhethGold: 11:11pm On Oct 19, 2022 |
Income tax is the UK is over 60% for high income earners so even if they pay you high wages, the government will collect most of the money as tax and leave you just ok. On the contrary, company tax is very low at 19% so it pays companies to not give their money to employees as the government would collect most of it. hustla: |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by japhethGold: 11:04pm On Oct 19, 2022 |
What visa route bro? Please share because I am admiring that land too. hustla: |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by japhethGold: 10:57pm On Oct 19, 2022 |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by japhethGold: 8:45pm On Oct 18, 2022 |
Great to know that you are thinking of investment and not consumption. Let me drop few lines to guide you. However, I want to state that I am not your financial adviser so you are investing at your own risk as stocks are one of the most risky investment. Also, I am not making any investment recommendation for you as investment and financial planning practice in the UK is a highly regulated. Currently, the stock market is in a chaos due to Russian war in Ukrain and high interest rate policy pursued by Bank of England to fight inflation in the UK. A combination of these factors have prompted a huge sell-off in the market making the major UK stock market Index (barometer for measuring whether investors in stocks are making or losing money) has falling by 6.1% from Jan. to Oct - implying that those who buy stocks this year have lost money rather then made money. The good news is that if you are investing for long term - 3 to 5 years, buying stock now is a huge advantage since most of the stocks on the UK stock market are selling below their fair market value i.e. at a discount. The main concern is how will you be able to pick the right stocks that have strong fundamentals and how would you build a portfolio that will help you diversify your risk so that even if one or two stocks you buy are losing money, the other stocks in your portfolio will gain money and this gain will off-set the losses. I must tell you that it is quite a complex and technical process that is reserved for trained professionals who have gone through professional certifications such as CIMA, CFA, CISI, etc. and are licensed by the UK Financial Conduct Authority (FCA). I have got CIMA and passed CFA Level I but have not yet obtained my FCA license. I hope to obtain the FCA financial adviser license as soon as I receive my PSW permit, hence my refrain from making specific investment recommendation to you at this point. Olinga: 5 Likes |
Travel / Re: Julius Berger Switches On The Streetlights On The Second Niger Bridge (Pictures by japhethGold: 10:52am On Oct 04, 2022 |
Buhari has left a landmark in Nigeria in one or two projects such as this. Buhari should support INEC to be unbiased and deliver impartial election and credible election to allow Nigerians choose their next president. This will make him earn some respect from us. ayomacron: 2 Likes |
Politics / Re: Bashir Ahmad: Our Poll Map Shows That Tinubu Will Win 16 States, Obi Will Win 5 by japhethGold: 9:13am On Oct 04, 2022 |
Please do not drag our Benue to this fake polls doctored by a boy who knows nothing about Nigeria politics. In Benue, Obi will win massively in the presidential elections because we can not tolerate muslim- muslim ticket. However, in the governorship elections where APC has presented a reverend father for the polls, the Rev father will win because of his personal value not because of APC. Take pen and write this down and we shall discuss it in March 2023 by God's Grace. benuejosh: |
Business / Re: NNPC Ltd Acquires 380 Oando Stations, Other Assets Nationwide by japhethGold: 8:03am On Oct 04, 2022 |
These old generation who used tribalism as a weapon of accelerating underdevelopment and mass poverty in Nigerian are incompetent. They have nothing to offer to make Nigeria make progress. It is a shame and pity. obi58: 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by japhethGold: 7:43pm On Sep 15, 2022 |
I will advise you as an investment analyst to invest in mutual funds. One of the biggest fund managers that offer mutual funds savings product is Vanguards. You can open account with vanguard following this link https://www.vanguardinvestor.co.uk/investing-explained/investment-fund-types. Ebonybiuty: 3 Likes 5 Shares |
Jobs/Vacancies / Re: I Damned My Director Over Incomplete Payment Of Allowance. by japhethGold: 9:04am On Aug 27, 2022 |
Eight years in one small family business is too much. Look for another job and leave. In fact you have over stay your welcome. Wishing you God's favour as you look for new job. Halo22: |
Politics / Re: APC Holds Rally In Vandeikya, Benue State (Pictures) by japhethGold: 9:04am On Aug 08, 2022 |
Do not mention muslim muslim ticket in Benue. Father Alia is the ONLY reason APC is alive in Benue and our people will vote for him only and vote for Peter as president. blamingthedevil: |
Business / Re: UBA Appoints Oliver Alawuba As New GMD by japhethGold: 5:44pm On Aug 03, 2022 |
It is GRACE. You need grace with your preparedness, shall. yusufu16: |
Sports / Re: Athletes Representing Nigeria At Commonwealth Games, Birmingham 2022 (Full List) by japhethGold: 11:44pm On Jul 28, 2022 |
Yes, it is my city. We are hosting the games here in Birmingham. Be Bgham! Be Bold! |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by japhethGold: 10:23am On Jul 16, 2022 |
Exactly, this is what is happening to my family now. I can only work when my sweet wife is back from work or off work that day. But on the whole, it is better than leaving your family behind in nigeria. So just prepare and bring them. It is a price you have to pay for your children future! bakol: 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by japhethGold: 10:18am On Jul 16, 2022 |
Please bros, we need optimism NOW but not pessimism as this bros has painted. He is painting a gloomy picture which I refuse to accept. Period. There are jobs and there are good opportunities in the UK as it stands. He has forgotten that he is talking about a 3.5 Trillion Dollar Economy capacity that can absorb loads and loads of labour. If you ask me, I would say choose a good course and also strive to take some professional certifications like Business Analysis, CIMA, ACCA, HR-CPD, OSHI for safety guys, Project management, ect..... Some of these certificates are short and can be taken online now. Sharpen your skills; these are what matter now for young people who japa from Nigeria. Anyway, the future is brighter here than in Nigeria. So, getting a study visa to come to UK alone is achievement and a life time opportunity. How you see it and use it depends on you. Thank you and God favour ALL of US in JESUS NAME. tomiwiyu: 14 Likes 2 Shares |
Jobs/Vacancies / Re: I Just Got A Job And Your Input And Advice Is Highly needed.. by japhethGold: 1:50pm On Jul 03, 2022 |
So sorry for your drop out of uni! I hope your health is better and perfect now. I didn't study in Benue state University. I attended University of Maiduguri. Thanks. Kingkum: |
Jobs/Vacancies / Re: I Just Got A Job And Your Input And Advice Is Highly needed.. by japhethGold: 1:12pm On Jul 03, 2022 |
Das1mama: Haiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiil Heey heeeeeeeeeeeeeeeeeeey This is how wicked and bad Nigeria has become? you have degree and some one wanted to pay u 15k salary per month ? Hmm. God have mercy on our generation and deliver us all in Jesus Name. Do you see that we need to start stoning politicians who have been in politics since 2009 whenever we see them? Before I left Nigeria, my driver had just finished secondary school then but I used to pay him 40,000 Naira salary monthly. After 6 months of service I confirmed him and increased the pay to N50,000 monthly. Personally, I have a degree and I know the pain people go through to study for degrees so I can not pay a degree holder N15k per month. I will never. I will advise you to leave Lokoja and go to lagos even if you have no place to sleep. Go to Unilag or Yaba tech and be sleeping there while searching for job. I am not a theorist; I am telling you what I did when I first got to Lagos. I had no one but I refused to sit in my home state Benue to earn N10k salary after obtaining 2.1 degree in Economics. It was not an easy journey for me ooo. But I am a Born Again Christian so I studied the Bible and prayed and fought toothlessly until God Almighty settled me. I became a chartered accountant in Lagos; I owed my audit firm and employed graduates and chartered accountants to work for my firm. I lived in lekki with my family uptil last year. And today my family and I have left Nigeria when the economic situation began to deteriorate beyond repairs under Buhari tsunami regime. I have shared my story just to motivate you. Your God and degree can make way for you in Lagos if you know what you studied in the Uni. Today my wife, my three handsome sons and I are all living in the United Kingdom. I pray my God will make a way for you in Jesus Name. Finally, connect me on facebook(Japheth Jev), perhaps you may qualify for one of my scholarships to learn IT skill or take ICAN professional exams which can change your story, through Jesus Christ. Thanks and stay blessed. 14 Likes 2 Shares |
Politics / Re: Nigerians ‘Consume’ 2bn Litres Of Petrol In 28 Days by japhethGold: 7:11am On Jun 25, 2022 |
This is a grand lie; the government agency that is responsible for collating this data is PPPR but apparently they have been compromised and do not even have the accurate data to tell this story. My company has a technology- IoT that could be deployed to track fuel importation and distribution across the nation but if you contact them they would not give you attention because they are profiting from this fraudulent system. DPR workers who are posted to Apapa to collect this data collude with oil importers and business men to issue fake certificates to certify the quantity of products imported and take records on sheets of papers which could easily be tampered or misplaced. They collect brown envelops stacked with dollars as kickbacks for these fictitious certificates they issued to business men. I worked in downstream for some years so I know what I am saying. |
Politics / Re: Supreme Court Upholds Use Of Hijab In Lagos Schools by japhethGold: 4:16pm On Jun 17, 2022 |
Other children from decent climes are learning python coding and other programing languages, while Nigeria supreme court and Nigerians are litigating to make innocent children where religious clothing. I pity for Nigeria as I sit from abroad with my family to read those sad stories about a fake country without nationhood. |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 11:00am On Jan 13, 2022 |
Sell you dollars to get Naira if you are in Nigeria, and use your Naira to buy pounds. This pays you better. If you want to exchange dollars to pounds in the UK you may suffer exchange currency losses arising from GBP-USD rate volatilities. tsirin: |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 9:12am On Jan 13, 2022 |
Good morning good people, I wanted to let you know that my lovely family have collected their 4 visas from TLS VI and we have booked their flight already to join me in the UK. We thank God for His answers to our prayers. We also thank ALL of you on this forum who provided guidance. Just ask me any question on this forum concerning applying for dependents family members especially if you the sponsor is already in the UK studying while trying to bring your family to join you and I will be glad to answer you base on my personal experience with the process. Thank you and God bless us ALL in Jesus name. 29 Likes 3 Shares |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 4:53pm On Jan 10, 2022 |
Congratulations Jumade1: |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 4:05pm On Jan 10, 2022 |
You need to order for day 2 and 8 tests if you are not fully vaccinated. Damoxy: |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 1:46pm On Jan 10, 2022 |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 1:44pm On Jan 10, 2022 |
There was no NSF. They did biometrics on 14th and 15th Dec. at VI TLS VAC. MrsDanex: 1 Like |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 1:43pm On Jan 10, 2022 |
14th and 15th Dec. VI TLS office. Nazzyb: |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 1:42pm On Jan 10, 2022 |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 1:14pm On Jan 10, 2022 |
Hello my family, Praissssssssssssssssssssssssssssssssssssssssssssssssssssssssssss the Lord! Collection emails for my three sons and pretty wife have landed now. My wife is on her way to VI to go pick the visas. Thank you ALL for your support. 28 Likes |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 4:56pm On Jan 08, 2022 |
No you can not amend submissions once completed via self service. However, you can go and pay for assisted service at TLS and provided the correct document so they could help you to upload correctly. This can be done on the day of your biometrics. I hope this will help you. Standardroyale: |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 7:06pm On Jan 07, 2022 |
I pray for you too bro. Please I want to send paid email; how do I do it? Mikool101: |
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by japhethGold: 7:03pm On Jan 07, 2022 |
Please I need to send paid email to UKVI regarding my family visas. They did biometrics since 14th and 15th Dec and we hope to get collection email today but nothing came. So, we are worried and we want to find out what is happening to the visas. Please what is the email address to send complaints do? And how much will they charge me for family of 4. Thanks. Tosstos89: |
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