₦airaland Forum

Ginalex:
No play with Megawealth1 o. I can list at least 3 of his stock picks that have over delivered

Deapcap at below 1 naira
PZ at below 35 naira
NB at 29
MTN at 181... So I believe d!e say Unity go deliver. Don't play!

Sunrisepebble:
I had sold based off the results/ my result expectation. News of potential bonus came afterwards.

Stockpromoter:
If you sold your stocks too early and you still can’t forgive yourself seeing them do 300%–1000%, this is for you.
Don’t beat yourself up. The market always gives second chances, just in different clothes.
Right now, that second chance is in insurance — especially names like AIICO Insurance, Mutual Benefits Assurance, Veritas Kapital Assurance, Consolidated Hallmark Insurance, Linkage Assurance — and of course Royal Exchange Plc — plus similar plays.
Post-recapitalization, insurers that successfully meet capital requirements will put a very big smile on investors’ faces.
The strategy is simple:
Accumulate between now and end of March
From April, recapitalization news starts doing the heavy lifting
Balance-sheet strength, not regret, will be rewarded
Don’t regret missing yesterday’s runners —
but if you miss insurance stocks that survive recapitalization, even heaven might reject you 😄

Sunrisepebble:
I sold that one too

emmanuelewumi:
You better sell. Highly disappointed with their result

PuristForest:
Yeah...i know it can look confusing however, i still think that one wave is still missing, so we may see it hit like 7.25 and down again ti like 6 before the real move begins..........
if you are in, this does not mean to sell but to let you know incase anothermove down ensues.......Enjoy

Stockpromoter:
Many stocks Loco pointed out in the past have rewarded massively today.
Back then, people dismissed them as junk, dead, or stocks without numbers.
Fast-forward to today:
Some of those same stocks are up 300%, 400%, 500%, even 700%, with numbers now improving clearly.
Names like NPF, RT Briscoe, Multiverse, TIP, Champion, SCOA, NCR, FTN Cocoa, Caverton, etc., were all once mocked. Today, the market tells a different story.
📌 Lesson:
The market doesn’t reward popular opinions. It rewards early positioning before fundamentals turn obvious.
Today, Loco is not relenting on insurance stocks—and for good reason.
Right now, the insurance sector is in a balance-sheet strengthening phase, not a price-appreciation phase. This is exactly how opportunities look before major repricing.
🧠 What’s happening now
Capital strengthening
Recapitalization pressure
Cleanup of weak players
Foundations being laid, not hype
📈 What comes next After recapitalization:
Some insurance stocks will trade above ₦70
Some will reprice to ₦20–₦30
Others to ₦10–₦20
Those that cannot meet recapitalization requirements will merge or be bought out.
Those that meet and exceed requirements will emerge far stronger, and prices will reprice violently upward—the same way many “dead stocks” did in the past.
⏳ This is the positioning phase, not the celebration phase.
By the time the numbers look perfect and the crowd returns, the easy money is gone.
Take position early. History is repeating—only the actors have changed.

PuristForest:
good reversal 6.5-7.6...think it will do 12 at least

Agbalowomeri:
Oga where you see barb wire

PuristForest:
good reversal 6.5-7.6...think it will do 12 at least

aj8:
For Universal, factor….

https://doclib.ngxgroup.com/Listings-site/corporate-disclosure-site/Documents/Universal_Insurance_Plc_Notice_of_Extraordinary_General_Meeting_.pdf

aj8:
Custodian should do above 60.00 but buy below 40 . Estimate 6 months.

ojeysky:
TIP profit and EPS tripled wow!
https://doclib.ngxgroup.com/Financial_NewsDocs/45888_THE_INITIATES_PLC-_YEAR_END_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_JANUARY_2026.pdf

yMcy56:
More Unaudited.....

https://doclib.ngxgroup.com/Financial_NewsDocs/45832_UNIVERSITY_PRESS_PLC.-_QUARTER_3_-_FINANCIAL_STATEMENT_FOR_2026_FINANCIAL_STATEMENTS_JANUARY_2026.pdf

https://doclib.ngxgroup.com/Financial_NewsDocs/45831_VERITAS_KAPITAL_ASSURANCE_PLC-_YEAR_END_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_JANUARY_2026.pdf

https://doclib.ngxgroup.com/Financial_NewsDocs/45828_BUA_FOODS_PLC-_YEAR_END_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_JANUARY_2026.pdf

https://doclib.ngxgroup.com/Financial_NewsDocs/45826_SUNU_ASSURANCES_NIGERIA_PLC-_YEAR_END_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_JANUARY_2026.pdf

https://doclib.ngxgroup.com/Financial_NewsDocs/45823_BERGER_PAINTS_NIGERIA_PLC-_YEAR_END_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_JANUARY_2026.pdf

https://doclib.ngxgroup.com/Financial_NewsDocs/45821_MEYER_PLC-_YEAR_END_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_JANUARY_2026.pdf

zendi:
What is the job of your broker?

Ask your broker and they will buy it for you if you want.

Your broker should advise as to it's life condition and activity status.
But I assume that ftginsure (Stdinsure) is in glut at the car park, for now.
Nobody wants it, for now.

Yet I think it's neither delisted, nor suspended, nor traded, nor completely dead as a going concern.

Use Gamble funds.

N/B
I have enough units to sink a ship, albeit in a trapped mode. But still ready to jump in for more at the slightest sign of revival.
Available currently at around 20k.

Gamble funds.

Stockpromoter:
AFTERNOON MARKET UPDATE – ROYALEX INSURANCE
Smart investors, this is the moment to position early.
While NEM has just released its unaudited FY 2025 result, the smart money is already shifting attention to stocks that are still undervalued but showing real financial turnaround — and ROYALEX is one of the strongest candidates.
Royalex Q3 result already confirmed that the company has entered a new growth phase, and expectations for the full year are even more powerful.
What has significantly improved in Royalex over the last one year?
✅ Gross Premium Income (GPI) Royalex has recorded strong growth in premium income, showing that business activities are expanding and market penetration is improving.
✅ Underwriting Performance The company has tightened risk management and improved underwriting discipline. This means better quality business and higher future profitability.
✅ Operating Efficiency Operating costs have reduced significantly, leading to improved margins and stronger bottom-line performance.
✅ Balance Sheet Strength Royalex has continued internal restructuring to meet recapitalisation requirements without diluting shareholders — a big advantage over competitors that are raising funds and issuing new shares.
✅ Profit Recovery From losses, Royalex has moved firmly into profit territory. Q3 already showed a clear turnaround, and Q4 is expected to be even stronger.
✅ Institutional Confidence A strategic investor recently increased stake to 21%, confirming that insiders and institutions are positioning early.

Why Royalex is positioned to outperform
✓Very low outstanding shares
✓Small free float
✓Insurance sector recapitalisation theme
✓No dilution pressure
✓Strong turnaround story
✓Heavy accumulation ongoing

This is how big money is made — before the crowd arrives.

Investment Call
Royalex is no longer a sleeping stock.
The financials are improving quarter after quarter.
The sector rotation into insurance stocks is real.
And smart investors are already accumulating.
This is a BUY and HOLD stock.
Not for traders, but for wealth builders.
Those who buy now and hold patiently will be rewarded massively.
Royalex is building a new price level.
Position early. Hold strong. Let compounding do the rest. 🚀📈

Stockpromoter:
GOOD MORNING SMART INVESTORS
Market lesson:
The biggest money is made before the crowd arrives.
Yesterday, Royalex showed strength.
Supply is drying up.
Accumulation is ongoing.
Insurance recapitalisation is here.
Sector rotation has started.
Small free-float stocks will outperform.
Watchlist today:
🔹 ROYALEX
🔹 RT Briscoe
🔹 NPF
This is not the time to chase ₦30–₦50 stocks.
This is the time to position in ₦1–₦3 stocks with turnaround stories.
Early birds eat first.

SohSoh:
ZICHIS

1: ​Pronunciation : what will be the proper name to pronounce it
1 : Zi-chis 2 : Zic-His


​

Why would I buy at 2.18 (up 20%) when the company isn't even revolutionary?

This was a buy the hype trade

​My Stance: Just another "missed opportunity." If he like make go up 100% -200%
let the insiders have their fun. I'm not providing the exit liquidity.

gabscity:
Trading this stock is supposed to start by 1.45pm.

All orders were later cancelled.

emmanuelewumi:
What is the outstanding shares of the stock

ppogba:
Good luck to the guy and perhaps all those that heeded the call.
The truth is, if one runs away from Mecure then, it wouldn't be termed a bad investment decision. I await anyone to lecture me on what else Mecure does other than the diagnostic centers in Ibadan, Lagos and perhaps other places in Nigeria.

There are many in the category of Mecure like that.

Raider76:
I de salute Oga Nosa. Vitafoam hasn't even moved up before it starts coming down. Probably their March 2026 payment date is the problem.

KarlTom:
Sold at 800+

Sunrisepebble:
I exited my position at 868

Sunrisepebble:
I currently have 12 stocks in my portfolio, looking to bring it down to 6: BETAGLASS, GTCO, MTNN, NAHCO, PRESCO, SEPLAT, TRANSCORP, UACN, VITAFOAM, WAPCO, WEMA
ZENITH.
I love Zenith, MTNN, WAPCO, SEPLAT. I’m looking for more undervalued gems like Vitafoam for the new year. It’s been a while since I’ve analyzed the market.