₦airaland Forum

Rapmoney:
When you start having children, encourage them to dress like this to public places.

SamuraiXXX:
From senior consultant neurosurgeon to resident pediatric, is this not a demotion?

sunnyprof:
her jappa is a degrading one .... from a Neurosurgeon at a Teaching Hospital to local Clinic Paediatrician ....... and you call that 'Professional progress' ?

this one go work tire just for a few Dollars just to bear our usual 'been to' or 'abroad' status

yemmit90:
Believe me, our best doctors are moving abroad, not brcause they are poor here, but because they want more money like a typical black man. It is very unfair for doctors to be asking or expecting the same package like their counterpart in developed countries where they could've spent over half a billion naira to obtain the same certificate. Teaching, medical, pastoring and leadership should be a selfless services that the practitioners should be well rewards but at the same time prioritize humanity over worldly processions.

If the only consultant in a department who earned almost 2 million naira monthly could relocate abroad withiout minding the lives of his people that his action might have cost, you keep wondering the kind of people we are in this country.

malali:
Dr. Salamat, with all due respect, this is not the glowing success story some are painting.You left neurosurgery (a field you trained for) and “downgraded” to pediatrics because you couldn’t match in the US. Now you’re in Joplin, Missouri, under a visa that traps you in a medically underserved area, likely board-eligible only, working as a general pediatrician.

Reality check: Most pediatricians in the US, especially fresh attending in smaller towns, start around $100k–$130k. But with visa restrictions, productivity pressure, and being new, many end up worked like dogs for far less real take-home, especially after taxes, malpractice, and living expenses.You left one broken system only to enter another where your full potential is capped and you’re tied to whatever revenue you generate. This is not “better opportunities” , this is survival with a white coat.

Many Nigerian doctors abroad are waking up to this: Some are even returning home.Hard truth.

They are deceiving Nigerian doctors abroad, They wait for you to buy a house and lock in a 30 year mortgage, then they start treating you with abuse, they cut your pay, they ask you to work more, they give you a toxic racist boss, they threaten your career, they accuse you of trumped up malpractice so you cant change jobs easily.

I have a friend who had to see a Psych therapist after working as a doctor in the USA.

The few success stories are used to scam the other 99%

Goke7:
Once you don't worship baba, he calls your country a shithole or something else

justwise:
Anything negative he says about another country or another person is exactly a reflection of himself or American. Trump is definitely God's punishment for America.

abuhusna1:
I am of the view that Kemi had already seen or heard about immigration changes that it will not be retrospective reason she is crying

walenden:
Financial freedom was never presented as everyone’s final goal. It was simply used to separate genuine stability from survival disguised as success.

Memories and contentment are important, but they do not pay mortgages, clear debts, or protect a family during unemployment. Calling financial security “shallow” is simply a convenient excuse for avoiding an uncomfortable reality.
The problem is that many Nigerian immigrants treat a passport as the ultimate proof that they have made it, even while living under serious financial pressure and unable to afford something as basic as visiting home or taking a modest holiday. That is not financial freedom; it is struggle wrapped in self-congratulation.

walenden:
Little man, you had better start researching the Canadian job market, employment requirements, resume standards, and other relevant information because the job situation is critical right now. You seem to be jumping all over the internet celebrating your PR story via TEF without preparing for the reality ahead. Life in Canada is not as rosy as people make it seem, so prepare yourself for the serious challenges ahead.

Flangelo12:
It's the problem with the average Nigerian.
We aren't adventurous in business unless it is ruinous or already successful.

walenden:
You are arguing against a point I did not make. I never said citizenship or homeownership should not be celebrated.
My point is simply that legal stability and property ownership are not the same as financial freedom. A passport provides security, and a house can build wealth, but a person can still be heavily indebted, unemployed, or under serious financial pressure despite being a citizen.
His story is clearly one of resilience and progress. However, he also admitted that expenses increased sharply and that his family faced intense financial strain. Acknowledging that does not diminish his achievements; it simply prevents progress from being confused with complete financial independence.

walenden:
Honestly, after reading this long story, it feels like the main achievement being celebrated is the Canadian passport rather than genuine financial freedom.

Yes, becoming a Canadian citizen is a good achievement, but a passport alone does not mean someone has succeeded financially. The story also describes years of unemployment, depleted savings, EI, survival jobs, mortgage pressure, property taxes, and constant financial stress.

Buying a house and obtaining citizenship may look impressive from the outside, but the real question is whether the family is financially secure, has manageable debt, stable income, savings, and peace of mind.

Many immigrants are too focused on passports, houses, and appearances while struggling seriously behind closed doors. Citizenship is valuable, but it should not be confused with financial independence. A passport cannot pay bills, clear a mortgage, or guarantee a stable future.

Your story shows resilience, but it also exposes the reality that many immigrants glorify suffering and celebrate appearances while remaining financially insecure. After nearly five years, the real achievement should be stable income, manageable debt, strong savings, investments, and financial peace not merely a passport and a mortgaged house.

Lexusgs430:
Oga.... Oga.... Oga...... I don dey expire be dat o...... 🤣😂

sirabbey:
Yolat is new and has the best rate for now. It currently sits at 985.

Use Yolat to send money from Canada and Nigeria. Sign up now using my code TDS4QUBV.Sign Up here: https://yolat.com/signup?referralCode=TDS4QUBV

Iamsheye:
check out yousend

Goodenoch:
Great improvement coming to the house purchase process - https://www.thetimes.com/life-style/property-home/article/end-of-gazumping-as-house-offers-to-be-made-legally-binding-in-uk-xctj0c3pd

Globalshaper:
How popular is this practice among solicitors: Having a Lisa entirely for deposit limits having a time gap between exchange and completion, unless you show other funds outside Lisa. (The reason given is that if the sale fails due to the buyer's fault, you can't use LISA funds to settle with the seller.

sirabbey:
Canadians are fond of new builds because they are extremely energy-efficient, unlike old builds that are energy guzzlers. In a climate where HVAC is paramount for comfortable living, especially since temperatures can vary by up to 70C in a year (-40C to +30C), relying on old HVAC can be frustrating, and updating it in old builds can be very expensive. Another reason is that old builds are boring in terms of aesthetics and look, though they can be more spacious than new builds.
The good thing about old builds, however, is that they are usually in mature neighbourhoods with schools, stores, recreational parks, libraries, fire services, etc available in proximity.

AirBay:
...
Can you imagine people using a line of credit for their down payment? Others max out their credit cards buying furniture. Then some Nigerian realtors convince buyers that the basement rent will cover part of the mortgage, even though many of these new homes are built in areas that aren't very attractive to tenants.

Nevertheless, the smell of a brand-new house is hard to resist! 😄 As long as you stay within your budget and can comfortably afford the payments, we will all be okay.⁹

ferfer:
Brother, I used to wonder about the appetite for new builds but I got a lesson on its importance recently. We woke up one morning and the fridge stopped working. Thankfully it was smack dab in the middle of winter so basement served as the fridge immediately. This ended up being a ~2k emergency bill (yes one could explore financing option).

Remember that approximately 25% of all Canadians would be unable to cover a sudden, unexpected emergency expense of $500. Recent studies reveal that the majority of working-age Canadians lack sufficient liquid cash to handle a $1,000 financial emergency, with almost half of the population living paycheck to paycheck (https://www.rbc.com/newsroom/news/article.html?article=125971)

New builds have new appliances and all things being equal, they should last longer and are generally less likely to need replacement/pafuka in the first few years plus they should be under warranty 'in case of incasity'.

I am not saying do new/custom build oo, I am just exploring the other side.
The balance is between delayed gratification of waiting for the custom build and potentially/possibly higher mortgage cost versus the instant convenience and often lower purchase price of a move-in-ready home.

Lexusgs430:
Such a proud Dad..... All road leads to Portsmouth for my Daughter's graduation this month......

She graduated with First class Honours (surely from her mother's DNA).... 🤣😊

Her Papa's DNA, nah olodo full inside...... 😂🤣

ferfer:
- Naija no dey carry last oo, na so e be. In fact it is 'better' because there seem to be a recent uptick in taste for new builds or bespoke/custom houses.

lekbel09:
Hello guys, please am a newbie here, how can I apply for Canada PR visa

Tier4Dependant:
A system fit for Britain

Since February, following an extensive consultation, I have been working to develop a balanced policy on permanent settlement. A system fit for Britain, that can stand the test of time.

From the outset, I have been clear that any reforms must be both fair and firm – fair to those who genuinely contribute to our country, and firm in ensuring that our immigration system supports economic growth, protects public services, and does not place additional pressure on the welfare system.

Since the consultation into settlement closed in February, I have been working closely with officials to develop a better approach than a blanket retrospective extension from five years to ten years for everyone. It is my strong belief that those who have come to the United Kingdom on care worker visas – who have played by the rules and have genuinely contributed to our care system – should not be required to wait longer to apply for settlement. That is the issue I am working hard to address. I am sure many readers will have experience of dedicated care workers from overseas helping them or their loved ones during difficult times.

At the same time, we cannot ignore the scale of migration in recent years. Under the previous government, net migration reached unprecedented levels, with around one in every thirty people now living in the UK having arrived during the last four years. More than 600,000 health and care visas were issued during that period to help fill just 40,000 jobs.

We now face the reality that a substantial number of people will become eligible for settlement over the coming years. If unmanaged, that could place further pressure on already stretched public services, including welfare and social housing. That is why it is essential that we strike the right balance; recognising contribution while ensuring the system remains sustainable and fair.

Alongside ensuring we strike the right balance within our Earned Settlement reforms, I am also exploring better solutions for overseas care workers and the sponsorship model under which they are employed. It is right that this route remains closed to new overseas recruitment, but we can and should improve the system for those already here and working in the sector.

Moving towards a fairer sponsorship model, which would allow care workers greater flexibility to move between approved care providers, could significantly improve standards across the sector, strengthen worker protections, and help build a more resilient health and social care system.

The current sponsorship model has created a race to the bottom. Low pay, poor conditions and exploitation have become far too common. That is not acceptable, and it is not the British way.

I am working closely with colleagues in the Department of Health and Social Care on these issues, although no final decisions have yet been made.

My time in the Home Office has also highlighted just how complex and difficult to navigate Britain’s legal migration system has become. Across the board it requires simplification, modernisation and reform – and that work is already underway.

We are progressing, but it is vital that we get this right. Immigration policy is interconnected, and changes in one area can create unintended consequences elsewhere. That is why we are taking the necessary time to fully develop these reforms, assess their impacts, and ensure that the policies we implement deliver the outcomes we intend.

I hope to provide further updates in the autumn as this work progresses.

Mike Tapp
Minister for Migration and Citizenship

Tolzeal:
Start with searchfound forum. It’s the best way to network with with people. Also if you want us to chat further as im currently exploring options on acquisition with lots of niche businesses on our pipeline . I’ve done a lots of research in the subject we can connect via ts @ letplantholding.com


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