₦airaland Forum

ibedun:
You still got it wrong. I am talking specifically on this issue of relating to women of today. On this subject they are acting much smarter than African men at this time. Full stop 🛑

Typical!
When called out for making absurd statements, folks begin a rigmarole

NaijaHelper1:
It's always the problems with Nigerians. They'd rather insult you than engage in a conversation. Please don't mention me again. I don't know what I said that is misogynistic. Don't quote me again please. This is supposed to be a conversation. Why do you people take pride in insulting people for no reason?

Didn't mean to insult but what you said was offensive. That wouldn't be tolerated about people's ethnicity or race

NaijaHelper1:
You say that in a derogatory way like a patriarchal view is bad or something. Toxic feminism is an example of what I'm trying to say. The views women hold about men on whose shoulders they have stood to make headway. I don't think you understood the import of my comment either. Women ought to be educated. Anybody who thinks women shouldn't ought to be jailed for holding the economy back. The problem I have is putting too many women in leadership positions in a developing economy because of the effects of their mentality on disposable income. In Nigeria, the flow of cash is dependent on our communal living and is built around that. Women don't have that mentality. They spend mostly on themselves alone which results in hoarding and slows down the economy. You compare the western standards to Nigeria and yet fail to appreciate that both systems are radically different from each other. The west had created, nurtured and built an economy first before employing women to manage it. They didn't start by putting women in control when they were still building. That is because, whatever a woman can do economically speaking, there is a man that can do more aggressively. In a growing economy, aggressive is what you need. In a mature one, stability is what you need. I don't get what part of my comment you saw which suggested that women shouldn't be in business or sth.

You make lots of generalist and misogynistic statements with absolutely no evidence to back it up. There are bad players on both ends- I'm not here to focus on them but rather what the plurality of society believes.

Jailed you say? Your thought process is same with someone who believes women should have no or at most little education. They'd give same excuse you give. You're all on same spectrum. By the way, the purpose of educating women is not just to improve the economy.

The underlying fact here is that you believe women are innately inferior. That drives your reasoning. I don't even know what you mean by communual living- cos women are at the fore front of that.
'Putting' people in positions of leadership again says alot about your thinking process and society. Leadership should be based on merit and not sex.

Read this your statement again and tell me how it makes sense: 'That is because, whatever a woman can do economically speaking, there is a man that can do more aggressively.'
Exchange women for Igbo, Hausa, Yoruba, Catholic, Anglican, Christian, Muslim, Black, White, Arab e.t.c and see how you sound. Thats a debased mindset.

A developing country needs the best hands available running the country irrespective or sex, religion or ethnicity. That's common sense.

ibedun:
Do you know me? You don’t. If you did you wouldn’t make this erroneous comment. Some people are born with unshakable high self esteem and I am one of them. I am speaking from Hawthorn, California (Los Angeles).
Collectively they are smarter than us and the evidence is everywhere you care to look.

All through human history, development has come in waves. Lots of countries who were previously undeveloped are forging ahead

Apportioning smartness to race is senseless. Thinking like that was what drove slavery and thinking like that forms part of the reason why African countries struggle

TV01:
Can greed engender anything other than difficulties?

Greed isn't actually the main problem. It's the proclivity for lawlessness. It's why posters here labelled a demand for driving competence as discrimination. Almost every visit here suggests Nigeria will never achieve even a basic level of development.

https://en.wikipedia.org/wiki/List_of_countries_by_Corruption_Perceptions_Index - best taken with a pinch of salt, but it's at least indicative.

@the bolded, why do you think that to be the case?

Perception... hmmm... In todays world I'd see that as almost trash. By the way, why is China so low on the list?

lavida001:
This is incorrect. Their data indicates alot of people came in with family of 3, 4 dependant which results to locals unable to find spaces for their kids In school.

Not true. Even with the increase in migration, numbers of pupils has continued to fall with a growing number of schools facing closure or a merger. I shared how a school in my county sent a letter out informing they'd be merging two classes due to falling numbers. This is not a one-off. Fact is that coming of migrants has given some schools which would have closed a new lease of hope. This is another case of looking past the headline

What's also important to note is that health and careworker migrants unlike most other forms of skilled migrantion are more spread out and not localised to the cities. Care workers are needed everywhere and impact of their arrival would be felt in all places. Spread out migration like this tends to be better in most ways.

Goke7:
The honest truth is these sorts of things doesn’t help our community in any way, it was a small number of people who engaged in bringing fake dependents all in the name of student visas that made the govt curtailed students from bringing in dependents, it was cos bandits despite how small the population is that also led to the ban of overseas care workers, we can keep saying oh other nationalities are involved but like I always say it’s the innocent and diligent ones that will always bear the brunt of these issues and no matter how much we cry that the policy makers are bigots it won’t help our cause in any way!

It's a dicey one but the fact is once a narrative catches on, reasons would be found.
Somethings are inevitable- the government would know that. Some folks would bring in fake dependents. It's for the government to decide if the numbers predicted are worth curtailing a visa pathway or not. The cost of higher UK education means that those who can afford it from developing countries would largely either come from wealthy families or middle-aged folks who are well established and with families. The government can look at encouraging universities to reduce the cost to make it more affordable.

Ending the care visa pathway was largely a function of numbers. The numbers needed had come in- the visa pathway would be closed. Similar is happening in healthcare where there are no 'COS bandits'. Fact is wide reports of fraud had gone on for a while with no govt concern. It wasn't until numbers began to swell that they stepped in. Yes, there might have been some naivety on the govts side in how the whole system was set up, but the pathway was purposeful and would be brought back if significant shortages arise

Goodenoch:
I don't think Nigerians are any more greedy than Brits or anyone else. There are always reports of one fraud or another and the vast majority aren't Nigerians. There's nothing about a couple of Nigerians doing whatever that justifies any bigotry, except for people looking for an excuse ab initio.

One thing that's often missed in these discussions is the sheer number of Nigerians, which means that in the same way we will be overrepresented in positive things (academic achievement, sports, entertainment etc.) we're likely to also form an outsized proportion of negative things as well. It's just statistics.

Fair enough. Crime is commited by every group. Where is the evidence to suggest we're overrepresented in the UK? From my experience, most recent Nigerian migrants to the UK come from a purposeful cohort- educated, keen to strive and improve themselves.

Yes, we as a people should strive to improve. However, Nigerians just like any group would commit crimes for as long as humans exists. Do we get to beat ourselves up anytime a Nigerian in the UK commits a crime?

Where are the accolades when the reverse is the case?

Memorychip:
Trump's erraticness is now normalise and factored in the market. I personally do not see a very steep V but still expect a mild V once an agreement is signed with Iran

Hehe... omo the V- strong die... very green and hot. Markets at all time high again. This market is irrationally irrational.
Again, I see why the evidence favours passive investing- whether DCA or lump sum.

Goodenoch:
Just one - https://www.hl.co.uk/shares/shares-search-results/s/spdr-msci-acwi-ucits-etf-gbp

Lowest TER of comparable all-world trackers so will make a significant savings over the long-term, compared to the other popular all world trackers like VWRP and FWRG. I previously had SPY (State Street's S & P 500 tracker) because it also had lower fees but I consolidated everything to reduce US exposure in light of Rump's worsening dementia.

Didn't know of this. Thought FWRG was the lowest at 0.15%. This at 0.12% looks quite good. I'd see if my brokers offer it.
BTW, do you see the reversal on board?

goran3310:
This is true.
Rich, successful women have messed-up minds. And that’s irreversible.
Irreversible.
Nothing can be done about it.
The worst thing is that the men who advise and support them don’t sleep with them. Maybe I’m wrong, but they don’t seem satisfied. It’s probably not even a priority for them.

Like I said to the chap you quoted, you're a reflection of your society.

Economic or political power is always build upon. In a strongly patriarchal society, most women who breakthrough initially would need the support of entrenched powers (which would be men) but that changes quickly as numbers rise. That can be said of virtually any democratic societal change in almost every part of the world. Coming out of the civil rights movement in the U.S, most minorities began to rise- also on the back of entrenched powers at the time.

For centuries, women were hardly in the conversation in many domains of society despite being about 50% or more of the populace. If they weren't being educated then the question of how well they performed in school couldn't be asked.
That's rapidly changing as half of the population that were previously excluded are now back in and pushing hard. In a lot of fields, they're showing up and striving hard. Alot of men are increasingly being shocked by this but have to sit up. This is not us vs them. We need both parties working together to build a functional society.

NaijaHelper1:
The premise of your response is already flawed. You're applying western standards to a poverty infested economy. The men have learnt that white collar jobs don't pay them given the amount of responsibilities they carry and have thus left it for women. Most men now will rather work online(or yehoo unfortunately) to make make sure they stay on top of responsibilities. That doesn't mean women are winning..it simply means women are occupying roles which require no additional effort other than a streamlined workflow and exact instructions which is where they excel.

Men and women have different definitions of status. A woman sees material enough to sustain her as fully independent. A man who has enough material to sustain himself only sees himself as poor. A woman will not date a man in the same economic bracket as her because she'll see him as lower which is a weird phenomenon if you ask me.

Women who are financially well off and therefore refuse marriage are nothing other than a symptom of a dysfunctional society. It's not sth to be applauded. It's an indicator of a fully mature and declining society. And it goes to prove my point. That women if left unsupervised will apply principles that only benefit them in a selfish disruption of the order of society.

Your strong patriarchal views does not surprise which is a symptom of the society you live in.
In Nigeria, I've seen levels to this- a man told me he would never let his wife go to school. Another told me his wife cannot be more educated than him. I told them my daughters just like my sisters and mother would get the very best available education they can. In the core north today, only a very very small percentage of girls finish secondary school as western education is belived to corrupt them and women are belived to be for only the bedroom and kitchen afterall.

Like I said, your views are a reflection of your society. What you however fail to understand is many societies have gone thru this phase. It was only in the 20th century that women in the U.S and U.K were granted the right to vote. Many couldn’t open bank accounts individually and hence couldn’t get mortgages or expand businesses until much later. These countries sat and changed their rules. Have you bothered to ask yourself why? Most of British law was passed on to colonial states at the time. Women never had the opportunity for a longtime but that has changed in many parts. Today, there is a growing number of young men who cannot compete in education or high paying job roles who have now resorted to vices while living off their parents even into thrir 30's. This cohort are increasingly being funneled into misogynistic narratives online.

ibedun:
This is already the reality in western world. But their men are smarter than the useless men in Africa. Now that women are doing it all in the west their men have left them alone. We need the same in Africa to reduce the level of unnecessary child birth, unnecessary children, too many unnecessary mouths to feed, destruction of men’s life with unnecessary family responsibilities, early death and low life expectancies of men.

Have some self worth.
Low self-esteem does you no good. Smartness is not a function of race.

JackDaAlienz:
Algeria was once 96% christians.
Now they are 0.3% christians

Turkey was once 82% christians
Now they are 11% christians

They have entered United kingdom UK
They will turn it to United Islamic Kingdom U.I.K

Crap!

Hope you know how people who tell you these things look at you.
An inclusive society is what you should yearn for. BTW, I'm not a muslim

Propaganda. The concreted sections are nice but many sections are still not done.

Over 50% of this is yet to be completed.

Goodenoch:
ISA, LISA, SIPP - All set for regular investments every month and auto-purchases of my selected ETF (just one across all three - I have given up trying to pick stocks (PLTR did me good last year but the seesaws aren't good for my emotional wellbeing lol).

I think dollar cost averaging is the best way to do it and not trying to time the market, which with Trump at the help of affairs; is infinitely more difficult to do now anyway.

Hehe... the rollercoaster of price swings with individual stocks reminds me of crypt0- high BP for nothing.
Index fvnds offer one good piece of mind. But it seems new tech coys want to feed fat on the index space and guaranteed purchase by launching directly into index fvnds at exceptionally high valuations. One can be sure that if this works, more listings would follow suit. This video by Ben Felix explains it further.

https://www.youtube.com/watch?v=iOyFja87uyw?si=nDzKGGiS34g_n78f

Haven't been able to get myself to invest large sums at once even though from verifiable data and personal experience, it beats DCAing. I still prefer to DCA over some months.

Lexusgs430:
Historically, how many times have the markets, never returned from a slump........ 😁

So far... zero. The question becomes how deep/long a slump can one stomach.

Human ingenuity would continue to blossom and the market would reflect this.
If not for anything, the advent of fiat money, guaranteed government printing and inflation ensures money flows to the market at least nominally.

Lexusgs430:
With direct debits long term investors.this swings would simply not affect our portfolios greatly.....

But imagine having a £3 million pot on standby, taking advantages of this swings..... A 20% upside is enough to buy you a Lamborghini Revuelto....... 🤣😂

Lol @Lamborghini Revuelto. Had to look it up. E be like say your eye don dey look big things.

Finally, it takes balls to sink large money in at once when the market is down. Markets would only fall for a reason and anytime it's down, majority of folks would call for even lower prices. In retrospect, it's always clear. Reason I saluted the chap who put £20k on 6th April last yr.

https://www.youtube.com/watch?v=7KOWN2E30cE?si=LTDyxbGv0ZwvjyTI

Interesting video... quite keen on property ownership among us
Do blacks in the UK really own zero housing wealth (net)?

Doesn't surprise how building wealth in other domains would be difficult when the basics are missing. The concerning part is how easy it is for the average person today to compound wealth and have themselves in good stand within a generation or two. This is also a benefit black households should enjoy.

Take a couple who have largely paid up their mortgage and now gifting their kid money for a house deposit in their early-mid 20's. That already sets that child on a pedestal they can compound from. That is my worry - that stats like this don't get worse.

Memorychip:
Trump's erraticness is now normalise and factored in the market. I personally do not see a very steep V but still expect a mild V once an agreement is signed with Iran

Fingers crossed.
I aim to keep DCAing though instruments available to me in Canada are different

justwise:
That is exactly the point, that narrative helped the clown in USA win presidential election and now certain section of the UK establishment wants to replicate the same here.

Quite typical. Give a dog a bad name to hang it.
It's same reason why we pay IHS today. A miniscule number of folks on visiting visa used the NHS for non-urgent care without paying the result after the resulting media fanfare was that a blanket tax was placed on all working (not visiting) migrants. This has since been turned to a revenue stream for the govt.


This driver was driving illegally outside the initial 12 month period. How many times does this happen and what are the percentages compared to the corresponding general populace? This driver may have been behind the wheels even if that ban was in place.
What if a foreign driver who passed commited such error - would the coroner advocate foreign drivers be subjected to stricter rules even after passing their test?


The coroner overstepped the boundary of the case seeking means to unduly infringe on allowances migrants enjoy. Being able to drive has been a life-saver for many families -many of whom limit their ride to short distances. This has existed for a long time and what evidence is there to infer that banning this group would make British roads significantly safer?
These are critical questions that should be asked before the right-wing narrative carries this on.

zoedew:
Critical thinking evaluates the truth or
Falsehood of a statement. Was Baba Achebe right or wrong about Ndigbo?🤔🤔🧐🧐

You cant come to that conclusion without fully evaluating what he said. Stop the rigmarole and post the full sentence and background upon which it was said.
You don't cherrypick to drive a dubious narrative.

With the new tax year, how are folks planning to utilise their tax-sheltered accounts?

I remember last year, someone filled his ISA on 6th April and bought a global fund. That was during Trumps tarrif market selloff- in a short period, he was well in the positive.

I thought about that this year as the markets were down due to Trumps Iran war. Would we have a v-shaped recovery again?
Well, if investing for the long-term, these small moves don't really matter and its said that if one has a lump sum, a one off buy beats piecemeal investing in majority of cases.

zoedew:
Humility listens and adjusts for acceptance. Take your choice and live with the consequences.

Typical. You don't cherrypick statements to suit your narrative. That's not critical thinking

zoedew:
Chinua Achebe a prominent Igbo and a global literary icon had this to say about The Igbo, his kith and kin -"There is no doubt at all that there is a strand in contemporary Igbo behaviour that can offend; by its noisy exhibitionism and disregard for humility and quietness."
THE WORDS OF OUR ELDERS ARE WORDS OF WISDOM. ONE IS IN THE HOPE THAT NDIGBO WILL LISTEN TO THE WORDS OF OUR ELDERS.🧐🧐🧐.

Why not complete his statement instead of picking what suits you?

OriOko88:
I understand their action
Without Colombus, USA will never have attained the greatness it has today.

Those indigenous Americans will never have brought greatness to USA,it would hv been like colombia or Mexico.

If Europeans are inhabitants of Nigeria, Nigeria would hv been a developed country since
Fact!!

Crap. Reeks of low esteem.
You fail to realise the genocide meted on indigenous communities in America, Canada, Australia or NZ.

If colonislism was a thing today, our resources would be used for the benefit of the coloniser.

Fact is until Nigerians stop thinking this way, we'd struggle to forge ahead which many non-caucasian nations are already doing.

HustlaOfLagos:
Did it .. got the data from the websites and asked Claude to put in a table. AU's website was doing segesege so I didnt wait for them

Interesting. It's quite clear where UK stands on the list. I hope others don't copy bad habits and excuse it saying 'afterall, its done elsewhere. Also, all these shenanigans combined with the 10yr route means exact folks the country wants to attract and keep end up not seeing the place as home but rather a stepping stone to elsewhere.

BTW, you didn't include Saudi Arabia. Hehehe

HustlaOfLagos:
I remember saying how crazy these fees are some time ago and they are increasing it again

It costs $645 CAD for citizenship application in Canada fgs, that's about £355 and minors are about £55. £3,200 for ILR is madness too when you consider a family of 4 and I know a family of 6

I think I will create a comparison table for UK, US, Canada, Australia & maybe Germany sef later in the day

Please do, it'd be worth having a look. I also gather the Australian PR pathway is more open now. The fact is that these fees are rather extortionate.

Two sectors I like comparing and contrasting between Canada and the UK are housing and migration. UK has commoditised migration first seeing it as an income generator before others. The process could be fast but its unduly expensive
In Canada, housing is also highly commoditised. A good chunk of the economy runs on it and they are building in hundreds of thousands. The whole process from viewing to completing a home purchase can be done in 4 weeks. In Canada, migration to the government is viewed differently. There is a consensus that migrants are needed. Question is how many and what skills. A visit visa to Canada would costs about 100CAD (£55) and could be issued for the duration of ones passport (i.e 10yrs). Processing times used to be longer but have now significantly improved.

Gentle reminder of the above-inflation fee increase across board. E no easy for Ezekiel.

BTW, the way bills are shooting up no be here. Water is now mid-120's, electricity >110. Council tax na 5% yearly increase on repeat. Most annoying is Gas. No more regular fixed tarrifs as most providers pulled these at the start of Trumps war on Iran. Gas prices should drop in April as this had already been pre-announced but after that period, na God hand we dey

Goke7:
😂 you don come again abeg let us enjoy our Tinubu visit in peace. At lease uk go benefit from our shithole is God not wonderful?

Shebi when Aunty kemi bash us again we will remind her how British companies and the economy are enjoying plethora of contracts from our country, please leave us o make we too help this uk economy Abi we do bad?

Funny how there is no mention of 'third world' e.t.c when Nigeria does this or an Indian coy offers to build a car battery plant in the UK.

HustlaOfLagos:
...and there lies the problem but it really is not their fault or their business how the money is used so far they get their own % back

If the loan is quickly obtained, I strongly believe it will be used towards re-election, 9ja way

There should be fudiciary duty on the lender to see within reasonable limits that large loans are used for the intended purpose especially when there's ample evidence of past misuse. This should definitely be the case for IMF and World Bank. A UK bank would not offer a mortgage if certain conditions are not met.

It's a tricky aspect as independence has to be balanced against the practical way of getting results.

Chinese loans have tried to adress this by making the host country commit to the project by funding part of it first. It also seems part of the money goes directly to companies or is released at set stage of work so it's not free cash that recipient nations spend at will. Also, Chinese companies are involved in the project. I don't wholly agree with this part but the end result is that these companies deliver as they know full well the repercussions of fritting away their governments money.
Overall, parts of the system could be improved upon but its one that does work to deliver quality projects even in challenging environments.

SpencerForbes:
Omo that oil is being followed by satellites. Except they’ll produce another illegally but you see this 140 million, USA knows wherever they’re going to dock or even how the payment would be made.

Are you thinking through what you are typing?

Hope you know some countries e.g China has been buying Iranian oil and paying them for a long while before this war broke out?

So you really think they'd let their oil be sold at a time of oil crises without getting paid? Like seriously??

Do you realise what leverage actually is?