PrettyPacy:
Good evening everyone I have read lot of success stories regarding LISA account. Can the LISA account be opened through an APP called money box? Or rather can someone please advise how to go about it? I am saving towards buying my first home in the UK. Thank you
@everyone

I used moneybox for cash LISA and Dodl for S&S LISA. Both solid

Sad story his marriage was. I hope he didn't belong to the 'Ivorian girls are useless crew'.


Blokes on Nairaland who are quick to abuse Nigerian ladies should study his travails and understand that:

1. Humans worldover have same basic traits. For reasons of evolution and so populations can survive and get better with time, female species are generally hypergamous i.e attracted to mates with coveted characteristics in their community. In humans it could be finance, power, looks e.t.c. In lower species, it's even worse with sometimes the strongest male being the only one that mates after killing off competitors. That's where 'alpha male' was coined from.

2. There is no other country (aside Nigér or Chad perhaps) that has its female folks roling over to worship you. First ask yourself, what coveted traits do you possess in that society- That's the key.

3. Lastly, any human population with 'stvpid or.... women', would have a similar population of 'stvpid or ... men'. This is especially so in patriarchal societies like ours.

In summary, if your 'redpill' and 'alpha' is not about insulting your women in the foolish hope that other women would treat you any better. It's about being at the top of your food chain.

ehizario2012:


Valid points here, but what I've come to understand is that it's easy to talk like this when one is far away from the fire. Whenever you truly assess your options, you'll see you living a better life here. Truly some of us would miss those our titles back home, some have never driven themselves (official driver available) for many years... But in the final analysis, the reasons for staying here still outweigh back home.

For me coming over was a no-brainer. The increase in pay was in multiples. But even with the state of 9ja today and what I know, if I was earning 5m (with good career security and progression), I would give serious thought before deciding to migrate to the UK esp to earn basic pay with linear increase. U.S or CAN PR would have been more tempting except that's the ultimate target

justwise:

.....
Moving abroad is not just about money, its about peace of mind, security and a better future.

Interesting take. Let's widen the net.

Do you think that living in the West automatically puts any migrating Nigerian above every Nigerian back home (aside politicians e.t.c)? I.e someone on minimum wage in the UK is overall better off than someone earning 15m in 9ja?

080bjaked:


It's interesting how this argument has "evolved" sha.
I recalled it used to be "200k job in NG or relocating to Canada" around 2013 or so
later it became, "if I earn 500k in NG, I have no business relocating"
then "Bank Mgrs relocating are fools" blah blah
then the benchmark moved to 1m, 2m......now 5m

I'm not advising anyone please (the question seems hypothetical to me at best) but if in a bid to keep the trend logical, the NGN salary moved from 200k to 5m in less than 15years, I wouldn't bank on it when deciding my future.

Valid point. The best part is that this was raised here rather than general NL.
The last decade has been economically devastating for many Nigerians mainly fuelled by collapse of the currency. I however believe we are approaching a pivotal point in our nation and with our size and significance, we mainly need to get a few critical bits right to reposition ourselves and let that momentum do the rest. There are examples of nations that have gone from where we are to developed within a generation and that presented tremendous amount of wealth generating opportunities and create value fulfillingly. If this happens, very few would be better suited than ourselves.

Working in the NHS on that pay with a family to support can be really stressful. What's also not factored in is that this is a person in an elevated position back home moving to a band 5 role in the UK which puts one at the forefront of a well entitled populace.
Despite varied opinions, the consensus seems to be that in the current future her quality of life would be much higher in Nigeria but longterm, if the decline back home continues and also considering the socual safety nets in the UK, emigrating should pay. Yes there is the mention of infrastructure, security, health e.t.c which are all valid but let's also remember that when compared to western nations, relatively few Nigerians have emigrated- and overwhelming majority of Nigerians have never left Nigeria.

A while back I met an Indian surgeon who has been here for several years and regretted moving over. He said most of his mates were earning much better with good QOL back home. Unfortunately, he was stuck. A number of such have moved back to India. If their economy maintains its current growth trajectory, it's only a matter of time before an increasing number of established ones return and emigration would be for the low-middle class, adventurous or super wealthy. Aside dring covid, I have visited Nigeria every year since I left. I still know a few Nigerian medics looking to return with some in the process of buying or building facilities. After securing some financial security, certain life aspirations (manytimes non-monetary) begin to matter more.

MonsieurCoder:


The jokes write themselves

Hehe... you have delved deep. You took this one personal.

dreamxhaser:
Hello!

First of all. Please forgive some of my typos. I am typing this in very busy place.

People have said alot which are all valid.

You're doing well in tech at your age and could build from here. Earning in forex while in 9ja also gives an edge but freelance work can change quickly.
While financial investments are good, reasonable advise at your age would be to invest in yourself as this would ultimately determine your earning potential- that could be by means of training and location too. By training- you would know/could ask what additional courses e.t.c sell in your field. It's worth targeting those

I'd say you should strongly consider moving abroad. Being a freelancer is even a plus as you can keep earning while you find your feet. Moving to the right location changes your horizon and perception and even of you want to return (as some do), you could be coming back with lots of advantages - both local and foreign. By moving, I don't mean going anywhere aimlessly but rather targeting wealthy western nations and going via the right pathway. I'd say the Canadian express entry pathway seems fairly suited now.

Regarding location for e.g, there's a reason why currently most popular afrobeat musicians start from or eventually move to Lagos. It's not that they can't blow anywhere but Lag controls that market.
Coming to tech, the overwhelming majority of new money in this area over the last 2 decades has been from the U.S and even in the U.S, it's narrowed to very specific areas. Even well paid European tech heads quite often move there.

I also was on a good pay in my early 20's with a stable job. Almost 6yrs after moving, about the best decision I made in life was by taking the exams early on to leave. It changed my horizon. Even on a general outlook, things like robust pensions, inflation proof retirement planning e.t.c are very difficult to grasp while in 9ja. Interestingly on a NL UK thread, ( https://www.nairaland.com/7695199/living-uk-life-immigrant-part-3/679#132020596 ) a nurse asked today whether she should keep a 5million/month job in 9ja or relocate to the UK (to work as a nurse - starting at a relatively basic UK wage). The replies from those who'd seen both sides were interesting. Some were for and others against but it all shows the stakes involved.

missjekyll:
There are quite a few very politically switched on people on here. There will be a heck of a lot to discuss in the next few months.
Shall we take ourselves off to a new UK/US politics thread? Where we can natter to our hearts content?

This thread is probably best suited to credit card, drivers license issues and the likes...
It's just a thought...what do you think?

Should we then rename this UK credit card or driving licence thread or basics of being in the UK thread?
Personally, I see this as a roundtable/beer parlour discuss and don't see a need to strictly police what can and can't be discussed as far its reasonably aligned and folks don't carry on a tangent for too long.
What might be worth considering is changing the thread title to 'Nigerians in the UK' i.e removing the immigrant badge.

Goodenoch:


I always do this, especially on Telegraph, Spectator, Daily Mail etc.

One of the effects of the riots on me was thoroughly disabusing me of the ideas of how most people here are, that I had formed based on my interactions that have mostly been with urbane, highly-educated/qualified people.

The riots themselves and all the roundabout justifications in the aftermath made me realize that the far-right are actually far and wide, although they're most active when they can be anonymous or in mobs.

Reading those comments now keeps me grounded and in full conciousness of the fact that a large proportion of the population actually holds those kinds of views, even when evidence is freely available to disprove their assumptions. They will happily read the headlines and first paragraphs and go off spreading fake news to strenghten their racist and anti-immigrant arguments even when the reality is just a few paragraphs down - which, BTW, is exactly what the publication wrote the article that way to achieve.

Spot on. Had to quote it all
I don't delve so much into the comments to protect my mental health as I already know whats there and the ignorance can be annoying. Most UK media is self-reinforcing and over time has their target audience. I manytimes comment on reddit though.

Having witnessed such riots growing up, fact is the few who go out to cause chaos do such do so in the belief that they have some backing from the majority. It's that silent support and roundabout justifications (as you put it) that's more destructive. It's what MLK referred to as the ultimate tragedy.

Treadway:
i dont care about their stance really. I think her ginger on top lgbtq just shows how grossly misplaced her priorities are. ...

Same here. I don't worry much about local U.S laws. You're obviously not happy about her stance which is very often connected with wider views.
As for the one who wants to make America great, he's had 4 yrs already and no greatness came forth. Let Kamela mix her own version of greatness. No need going back. Anyway, if he is unsuccessful, hope we would not still be discussing MAGA in 2028.

Cyberknight:


Stupid headline, but if you read the article, the Telegraph did make some admissions, ...

True... or even tuition fees paid for those who come as students etc. Fact is the article is mainly about how low wage earners (immigrant or not) supposedly take more than they contribute which is significantly worse with lower earning Brits.

It always amuses me how UK media houses drive the narrative with the heading and the opening line/paragraph. To many readers that determines most of what they take in.
Imagine the heading and first paragraph whereas that same article goes on to give the quoted. Just like with certain racial issues, you can't accuse them for lying. They have reported thesame fact in a way to siut their narrative which ultimately defeats its purpose. All you need do is look at the comments that follow.


While low-paid migrants are a drain on public finances, the OBR found that the average migrant worker pays more in tax than they receive in public services throughout their lives compared to British-born workers. This is mainly because they are not educated in the UK. Migrants also pay visa fees and health care charges, which the OBR estimates at around £12,500 for a migrant on a Skilled Worker visa who settles in the UK. Most migrants are also not eligible for welfare benefits for the first five years of their stay.

AgentXxx:


First one ( decided to try myself on without prior lessons, failed in my observation as we do not have the 6points check in Nigeria driving and also failed at the roundabout) as we don’t have the give way to right issh in Nigeria, na who fast pass 😂.

Lol... it was a comedy of basic errors. For most, it's anxiety which didn't appear to be an major issue with you.

I think you were being over-confident and undermining the test cos its straightforward. Confidence should come from knowledge no be only bravado.
Perhaps, if you had settled down, taken 10 - 20hr spaced-out lessons, you might have pulled through on your first attempt.

Treadway:
the whining continues🤣..seems like, not much has or will change in this regard, despite the switch from conservatives to labour.

I'll borrow a phrase lexus used once, as it pertains to immigrants vs citizen, as immigrant you must pay to play o😀...and gofament on both conserv and labour side both agree that immigrants aint paying enough for the play you are enjoying.

The general narrative would only take time and concerted effort to change. Wouldn't happen soon. What the last 10 yrs did was to elevate such rhetoric to the front of our national discourse with government ministers saying the worst which ultimately culminated in the riots. Hopefully, the governments response should help cause a reset.

Labour would likely let in much less people and might even be 'tougher' on immigration but the difference I hope is that such rhetoric is not kept at the fore and the country can start looking in to solve its issues and ultimately appreciate immigrants for what they bring.

Treadway:
lol OK. Respond truthfully as God is your witness, Yes or No bro. If Trump, had said on a podcast that 'if you dont vote for me, you aint white or christian enough' would you have considerd that just playful informal talk, or would you have once again heard another reason why the guy is a no-good divisive piece of shittt?

Hehe.. would add to the long list of other sly and despicable remarks he's made and be more difficult to forgo. Just like Nigel Farage calling Kamela a 'black-African woman' or Buhari and his 'dogs and baboon' statement.

Forget talk. Do you support Kamela's stand on LGBTQ issues or Tim W's stand on abortion issues?

AgentXxx:
Make Una help me jubilate oo,
As Oga Lexus once said “the more years you spent driving the Nigeria roads, the more lessons and trainings you would need to pass unless you are among the few lucky ones. 😂

Hehe.. Big congrats.

Forget luck, lemme ask, what caused the 5 failed practical attempts?
You wouldn't blame 9ja for the faild theory attempts.

Interesting article for a weekend read. ( https://www.telegraph.co.uk/business/2024/09/12/low-skilled-migrants-cost-taxpayers-150000-each/ ) Not a fan of grading humans according earning but putting numbers might help adress the often regurgitated tripe against us. Need to look beyond the initial clickbaity anti-immigrant Telegraph heading

Fist oddity is the representation of the low wage migrant worker but none for the low-wage British worker. I assume it was too gory to include on the graph. The average Brit has already costs the state almost 500k by the time they get to their mid-20's. Goes to butress a point I made earlier that in assessing the benefit of a low wage immigrant, one needs to also factor in the cost for the nation to produce an equivalent replacement (if available) or additional costs of labour shortage to the system.
An average earning migrant coming in at 25y is like handing the UK a cheque of £450k (equivalent replacement) + >12k (visa fees) + ? 20-50k (uni fee if a student) + benefit of that person not being able to claim public funds for at least 5 yrs during which they must work and keep contributing.

Treadway:
Jedisco

Blacks, if you don't vote for me you ain't black enough - Biden 2020. How's that for divisiveness? Apologised a year later, but hypocritical much ain't it?

......

Hehe.. I see your point. Let's not too belabour it so you don't finish me with too much 'research'.

Looked up the video of Biden making that statement to appreciate the context. ( https://www.theguardian.com/us-news/video/2020/may/22/joe-biden-charlamagne-you-aint-black-trump-video ). I saw your post defending Trump against unfair media reportage between him and a black reporter and compared that to the statement Biden made jokingly to an interviewer at the an informal interview.

Racism has far evolved beyond overt barndoor seperate public spaces ish we had decades ago. So asking for proof (I.e waiting for him to call a black person a n**ga) is only a tip. What's more telling is to recognise whats unsaid, the true meaning of whats said, underlying nuances and patterns. It's like asking me for evidence on Nigel Farage or painting him as a defender of migrants. Even in Nigeria with tribalism and Buhari's history, many didn't bother and still voted him- they said afterall his supposed cook was from another part of the country.

I see you dodged the lgbtq and anti-abortion stance. Don't you consider those important?

lavida001:

Na 10k for deposit be my target as we speak. Rent money is truly dead body money 🤣

Lol... we need to up those numbers.

10k kwa? Might go far in some parts of the north for 'room and parlour' property except you're going for 95% mortgage. Double it and targets get more interesting

malali:


You have raised good points.
Our main problem lies in the inefficiencies of our systems in place
The same issues that killed NNPC is still alive and it poses an existential threat to Dangote refinery
Dont forget Dangote refinery is limited by downstream and midstream activities, which he has not control over.
Refining is just one step. Nigeria as a whole has to genuinely fight corruption, budgetary inflationary expenditure, corruption,lack of accountability by government officials and rule of law enforcement.
Not until we fix all these socioeconomic ills, nothing will work......Not even Dangote refinery.

We were able to attain self-sufficiency in cement production despite all that. No country is without challenges.

Yeah, there are challenges but they would only be solved by putting in effort and not raising hands, doing nothing and waiting for someone to come solve our problem while we export our jobs and our population languishes in poverty.

Dangote refinery is already working despite all those issues. We also have other local businesses e.g Air Peace trying their best. It can be frustrating but the solution is not to ask them to shut down until Nigeria fixes all the problems you listed. They need our support and we should push them to do better.

Kenn55:


I struggle to understand why some of us immigrants support a con man like Trump. Have you guys listened to his MAGA base like Alex Jones, Steve Bannon, Tucker Carlson and other of his surrogates and see the kind of venom that comes out of their mouth? MAGA is not about policy, it is about " white grievances " and you guys are being used without knowing.

Hehe... it's largely down to lgbtq and abortion issues. Don't be surprised if Reform proposes to strip all non-white folks of their British citizenship and at the same time proposes an anti-abortion/lgbtq stand some of our people would consider supporting them based on the later.


When you listen to those mentioned folks, you see most of their anti-illegal immigration stuff is a smoke screen. Their main concern is the changing demography and increasing attainment of minorities. They then go on to paint previous decades before this change as some utopia to rally their fan base so they can 'make America/UK/AUS/Can great again. Yes, I don't support uncontrolled undocumented immigration but as we've seen with the recent UK election campaign and riots, to many of these nut heads, any non-white person = illegal immigrant.

Treadway:

......

Anyway, I agree that Harris benefitted more from the debate in terms of being who is likely winning some new people to her side...can't say the same for Trump, cos not many are as knowledgeable or objective about the nuances playing out here as I am, for example. Only thing I've seen Harris contribute in 4 years is junketing around the world being a champ for lgbtqrstuvw and all that BS. She can champion and strengthen that group specifically, but no such initiatives for the black community for example.

Are you sure your main issue with her doesn't stem from the bolded?... plus some abortion issues

Hehe.. you've done your research I can see. I'd hazard a guess and say that some of that 'research' might point to Kamala being backed by globalists/one-world order and illuminati

Treadway:


..... I hear you and understand you, but I'm just not a bandwagon fella, and I know this, ask just about anyone who is suffering from Trump derangement syndrome (as I like to call it) why/how Trump is a racist or bad for America, and all you will hear is incoherent babble, you won't get a rational or sensible response ....

Is it that you can't see that someone who is that divisive is not the best choice for a multicultural society like the U.S? There's room for healthy disagreement bit such divisiveness is unhealthy

It's like saying you've done your research and Nigel Farage is the best candidate for PM.

malali:


I am not saying that.If Scotland can find it cheaper to import.
Why do we think it will be cheaper to refine in Nigeria ?
Scotland is a first world country, with minimal corruption compared to Nigeria
With a lot of technical expertise, yet they said it was cheaper to import.
My point is refinery doesn't guarantee cheaper prices than importation in "Nigeria."
Forget what the government is saying, they are just saying it to make Nigerians excited.

Have you considered cost of labour? Also the availability of raw crude, local market, exchange rate differential e.t.c?
Many western nations have a fairly stable or declining population plus the introduction of electric vehicles and better efficiency means less demand for crude.
How does that compare with Nigeria- a country of over 200million which is rapidly expanding? Even western nations are using sanctions to stop cheap imports killing off local industries.

So should we close dangote refinery and import from who?

While at that, should we also end any attempt at manufacturing and depend on China? We could also stop farming and depend on import afterall some western nations import food.

malali:
.

A lot of countries are closing down their refineries to reduce carbon emission and also because importing petrol is cheaper than refining it. I wonder why Nigerians think refining would be cheaper than importing. Unless we subsidize the crude oil

So you think it's best we keep importing finished petroleum products?
From who exactly if I may ask?

Treadway:


Largely, cackling Kamala did better than I expected, had very good punchlines. Trump started off good, but over time was tying too many things to the people flooding into the country, so much so it became way too rehashed like a broken record.....

Still pretty sure he's winning come November tho💯🤞

Hehe... it's the usual modus operandi. Ever societal ill is blamed on immigrants plus some purposefully vague terms intended to mean something different like how they change the 'feel' of a place. If your pet is missing, perhaps an immigrant has eaten it. Afterall, his younger bros Nigel Farage blamed us for vehicular traffic.

He has insinuated the likes of Kamela, Obama and a few non-whire politicians are not qualified or American enough to run....

Wouldn't be to sure, still dicey atm but I'd give her a good edge.

justwise:
As expected… humiliated

Lol... you carry this matter for head.

I'm in watch mode- the ultimate results might not be as close as people think.

ukay2:


Black Africans are making good progress currently, looking at current home owners in the other UK property section. We should check out the data in 10 years time...

Perhaps anecdotal but home ownership among recent entrants (<8yrs) has been quite impressive. Well above 20% for those who've stayed long enough.

GraciousWords:


Calgary's blue skies are beautiful....love it......sunniest city in Canada with over 300 days of unfiltered vitamin D!

Hmm.. didn't know it was the sunniest.

Was truly beautiful to see moreso coming from the UK where it's layers and layers of cloud.

Stumbled upon these and decided to share. Deferential attainment and its drivers always fascinate me. Good thing the UK has reasonable data on this.

We are a bit above average when it comes to GCSEs but lag quite a bit with housing.

With GCSEs, good grades are nice but also important are mentoring (i.e what couse/uni/apprenticeship), exposure, links and soft skills

Housing OTOH is good baseline for wealth in this country. Without this, other levels of attainment are more difficult. We lag quite well in this. Granted, we did not arrive as early as Caribbeans and some Asians hence did not benefit as much from council houses buyout cheaper housing 20yrs + ago. Over that period, lots of wealth was built in housing. Difficult to say where future wealth would be built but like with most life issues especially finance, he who already has is more likely to have more.

Going forward, if few Asian countries continue compounding at such rate, it'd be more difficult to argue discrimination as an reason for affirmative action.

Flyola:
Pls how do i study nursing ? I no get money but i av 3 yrs UK care experience

There is a nursing masters programme that enables you to apply for the RCN PIN at the end. It's quite pricy and I'm unsure if you can do it part time or how it'd interlace with your current visa (if on one).

There is also an apprenticeship route. When last I checked, it was open to those with settled status. These roles are many times sponsored by Trusts for those who are HCAs already. If sponsored, you'd still retain good pay as a HCA while you study part-time.

If say you have 2yrs left till ILR, with your experience you can target HCA roles with your local Trust, work up the ranks and see if you could be sponsored via the apprenticeship pathway. That way, you don't have to pay a fee and you retain your pay plus NHS benefits. You might need to change location or move Trusts if need be. Also worth being open to mental health Trusts

Hopefully, nurses or folks with more info can shed more light.

I wonder why there is so much hyperfocus on Chinese debt when it's just 10% of our foriegn debt but responsible for many tangible infrastructure.

Are our media houses not worried about the billions more borrowed from IMF, the world bank e.t.c. what have those been used for.

Recently, we borrowed 2.8 billion usd from the INF. But due to the way it's structured and depreciation of our currency, we may end up paying back over 40 billion. If that's not worrying enough, most of that money is not billed for anything tangible and may be looted back to the West