₦airaland Forum

pluto09:
Una done leak WAPCO result
WAPCO no go make any issue now since the result is good 😊

Unlike Access that is wailing about leaked results.
When pikin does well in school examination, he will run home quickly to show the parents the result

jckgroup1:
Nascon.
Sold after dividend qualification, hoping for a pull back solid 10℅ today.
Re entry to increase volume is not a reliable strategy

That strategy doesn't work for all stocks especially promising stocks, but those that failed to meet expection can drop in price for you to pick.

Agbalowomeri:
ACCESS say Una don leak financial statement

https://doclib.ngxgroup.com/Financial_NewsDocs/ACCESS_HOLDINGS_PLC_-_STATEMENT_TO_NGX_ON_APRIL_21_2026.pdf

When person too tey for toilet, he will start doing meeting with flies

Mankind2024:
My Humble Message to All NSEMPA Members.

My dearest wealth builders,
I acknowledge and deeply appreciate your direct and indirect contributions to my growth and development on this wealth-building journey. I am not here to seek attention or to brag about my milestone. None of this would have been possible without the knowledge, insights, and experiences I have gained from all of you.

As we all know, since 2018 till date, our forum has sometimes been characterised by personality attacks and unnecessary conflicts. I must confess that my early days on Nairaland made me an internet warfare veteran, largely due to the tribalism and bullying I encountered. My natural self is very humble and peace-loving. Because of the trolling and bullying, I created and deleted many monikers over the years.

Today, with a sincere heart, I apologise to every member I have directly or indirectly attacked in the past or in recent times. Please find it in your hearts to forgive me. I have grown, and I am truly sorry.
I am full of gratitude to the Almighty God and to every one of you. It should be a thing of joy that one of us has crossed such a critical milestone in a nation often described as the headquarters of poverty.

No one outside this forum knows about my achievement. I am a solitary and secretive person who loves to serve humanity quietly.
Even at this moment, my wife and family are not aware of this milestone. I continue to live my normal, simple life without envy or bitterness towards anyone.

My sincere and powerful prayer for every NSEMPA member:
Heavenly Father, the God who makes all things possible, the One who has brought me this far through the ongoing bull market,
I pray that You answer the earnest prayers and cries of every member in this forum.
Grant them divine wisdom to make excellent investment decisions.
Fill them with unbreakable discipline, uncommon patience, and the spirit of buy-and-hold.
Protect their portfolios from every form of loss, manipulation, and market storm.
Multiply their investments exceedingly and abundantly, far beyond their expectations.
Turn their small beginnings into generational wealth.
Let their dividends flow like rivers, and their capital appreciation be like the rising sun.
Remove every spirit of self-sabotage, fear, greed, and following the crowd.
Bless them with the mind of Christ — peaceful, focused, and strategic.
In this season of bull market and beyond, let their testimonies be greater than mine.
May the same God who surpassed my milestone for me do exceedingly, abundantly above all that they ask or think, according to the power that works in them.
In the mighty name of Jesus Christ, Amen and Amen!

I have always tried my best to encourage members to cultivate the habit of buy and hold with maximum discipline and patience. I was once guilty of self-sabotaging my own investments by following the crowd and chasing short-term gains. Everything changed the day I began to seriously study the true secrets of wealth creation.
If any old member still remembers, in 2019 I posted my CSCS statement showing over 100 different stocks and begged members to help me rebalance it. Instead, I was mocked and heavily trolled. Eventually, I resolved to find my own path and deleted that moniker. Honestly, if I had simply left that portfolio as it was and continued reinvesting the dividends religiously, I would not just be celebrating a single billion naira milestone today — possibly a double-digit billion one. But it is better late than never.

The stock market is a lifelong university where there are no real graduates — just like marriage. You keep learning until your last breath.

The primary reason I shared my milestone was to motivate and inspire others. The first time I read about a billionaire member in this forum was around 2019/2020 when someone mentioned Mr. Agbalowomeri. Another member quickly corrected and described him as a humble billionaire in stocks and real estate. That single testimony motivated me deeply, and I began to invest consistently. It started paying off towards the twilight of the Buhari administration — a difficult period of “all motion with no visible progress.” Listed companies recorded minimal growth and dividends were tiny. I still remember during one Zenith Bank AGM when a shareholder challenged Mr. Jim Ovia on their low dividends compared to GTB. That moment stuck with me.
Overall, it has been a journey of persistence, learning, and grace.
No one on the whole of Nairaland knows my real identity or contact details — all for personal security reasons. I would have deleted this moniker long ago but I no longer have access to the email password associated with it.
To my beloved NSEMPA members, I love you all.
Mr. Loco, Mr. Ositadima, and every other person I may have offended (whose names I cannot readily remember right now), please accept my sincere apology once again.
I am full of gladness and deep gratitude to God. Henceforth, I commit to contributing only constructive, value-adding narratives that highlight the strengths and weaknesses of listed companies to help us all make better decisions.
May the Lord bless and prosper every single one of us in Jesus’ mighty name.
Amen.
With love and gratitude,
Your brother in this wealth journey.

This is what a mature man is. Just like they say in political parlance no permanent enemy or friend but, permanent interest. It only takes maturity to say the word i am sorry forgive me.. This is why we are men (not taking anything from our women folks). I hope with this let bygone be bygone. We are all here to make money, in the course of this journey there are ups and downs. Let us continue to forge ahead. Just like a saying in my place and i quote The sky is wide enough for every bird to fly without colliding.

Itzlinda:
Someone just bought 13.7 million units of access bank at 32.85!

People get money mehn

Please does anyone know why Accesscorp is suddenly sought out for ? I am suspecting they are declaring a good dividend or because it still is the cheapest in the FUGAZ. It still have good room for upside.

We continue to wait.

I am also still waiting for the N2.00k dividend declared by NGXGROUP to drop. (this one will be enough to buy suya)

UBA have started to move body.

ogawisdom:
Dame (Dr.) Adaora Umeoji, the MD/CEO of Zenith Bank, is projected to earn ₦2.51 billion in dividends from her shareholding in the bank.

This highlights a simple wealth truth:

• You don’t get rich from salary alone

• You build wealth through ownership

• Dividends are rewards for holding strong assets

Zenith Bank continues to deliver strong returns to shareholders, making it one of the most rewarding stocks on the Nigerian Exchange.




Lesson:
Own assets that pay you consistently. That’s how real wealth is built.

This is very impressive, just dividend alone is way higher than the entire 10 NSEMPA portfolio put together

I am waiting for the audited result for the following companies :
1. Accesscorp
2. UBA
3. Firstholdco
4. Fidelity bank
5. Aradel
6. Presco (always fond of releasing result late)
7. Japaul

I am presently calculating dividend am expected to receive, they are therefore delaying my calculation as i want to plan with the money

@Mankind2024 is a good writer, i always love to read his posts. He is not backing down and have taken all naysayers from all angle. He has taken time in addressing all issues raised about his new milestone of a one billion naira portfolio on NGX. The way he analyse and make his points shows he had done what he claimed he has achieved. I tried going back from the beginning of this thread and his moniker had always been there. This means he didn't start investment yesterday. He had been there for sometime time now. His philosophy is do a research about stocks you want to invest in, buy it and keep buying and be patient with it and allow compounding to do the rest. This feat of a billion naira portfolio is achievable, but the question is how long it takes Mr A will be different how long it will take Mr B. I am always attracted to Mankind2024 write-up. I have started practicing some of the things he highlight but, where am lagging is the resources, he puts in much money in any stocks he believes in, so that when it blows he hammers ( though if the reverse is the case, he loses). I am yet to master the act of getting in with the whole haul. I first test the waters, particularly if it was a new stock in my portfolio after a year or two I deploy my cash in the stock ( but, that could just be a waste of time as the time is enough for the stock to have rallied). @Mankind story is a source of encouragement for me and I know that one day I will get and surpass that milestone.


Lesson learnt: Save money for investment purposes, study a stock before you commit your money, put in enough resources on the chosen stock, wait patiently in the selected stock since the fundamentals you saw has not changed and leave the rest to compounding

godlyguy:
Lies lies lies. Stock market billionaires. I laugh in abacha. Don't be under pressure. Everyone is billionaires online 😆

Be smart

If you want to be a billionaire, think like a billionaire : Bassey and Company.

Mankind2024:
In the Investment Marathon, Crossing a Milestone is a Thing of Joy.
I know many members of this forum would love to celebrate hitting their own milestones. For me, it’s really no big deal. If I had not read widely and learned from the experiences of successful investors, I wouldn’t be where I am today.
This is a faceless forum and no one knows me personally, but I feel indebted if I don’t share the secret that propelled my NGX portfolio to 10-figure paper assets.
First, my deepest appreciation goes to the Almighty God. I also owe a huge debt of gratitude to the Berkshire Hathaway legends — the late Charlie Munger and Warren Buffett. I have studied them so deeply that I can recite many of their guiding principles verbatim.
The first major battle I won in this marathon journey was defeating self-sabotage.
The reason many retail investors struggle to reach meaningful milestones is self-sabotage, combined with over-reliance on rumours, greed, and fear. I remember how, in the early days, I once blamed my broker for recommending poorly performing stocks which later return 10X. In anger, I sold off everything. Those were the days when you had to fill physical forms and email them to your broker before any transaction could go through.
Most of the time, I didn’t even know what I wanted. I was just chasing the crowd with zero fundamental knowledge — pure self-help mixed with self-sabotage.
Fast forward a few years, I came across an online website that allowed users to download free investing eBooks. I believe I was the first person to share the link in this forum back in 2015/16 (the site seems to be malfunctioning these days www.pdfdrive.net).
The moment I started applying the core principles of Berkshire Hathaway as taught by Warren Buffett and Charlie Munger, everything began to change. The light of prosperity came from three simple rules: Spend less, save more, and invest consistently — then allow the power of compounding to do the heavy lifting.
I stopped interfering with my portfolio. That discipline alone turned an investment of ₦1,000,000 into over ₦30,000,000.
Before I saw this light, I was a fierce critic of President Jonathan. I blamed him for almost everything wrong in my life. Today, I can’t even remember the various monikers I used to call him back then. I now understand fully that the government is not the primary reason most people fail to succeed.
The day I realised that abundant wealth begins in the mind, I started thinking and acting differently.
It is indeed a sweet milestone — especially in a nation where over 90% of citizens cannot boast of ₦100 million in liquid assets. Here I am today, saying with gratitude: Ebenezeri! The Lord has done it for me.
Another powerful lesson I learned from the Berkshire Hathaway legends is this:
If you cannot watch your portfolio lose 50% during a bear market or downturn and still stay invested, then you have no business in the stock market.
During the recent Strait of Hormuz tensions, my NYSE portfolio was badly battered. At the lowest point, I had an unrealised loss of $28,000. But I did nothing. I remained fully invested. Today, that unrealised loss has completely reversed into an unrealised gain of over $32,000.
If I had panicked and sold at the bottom, I would be regretting it today. Instead, I’m filled with gratitude to God for the privilege of building a 10-figure, highly liquid portfolio on the NGX.
This is my testimony, shared to motivate every aspiring member of the N1B Gang portfolio. Keep learning, stay disciplined, defeat self-sabotage, and let compounding work for you. Volatility is the price you must pay for the gift of compounding.
You too can do it and get there.



"Feel free to ask me any questions. I'd be happy to answer them, but please do not ask for my contact information."

I will like to congratulate you on this milestone you have reached in your investment journey in the NGX (not to talk of your US stocks). This did not come as a surprise to me as you had always stated that you will soon reach the 1 billion naira mark. The crazy bull of this past week was enough to catapult you to that height since i know you have sound fundamentally stocks in your portfolio. Even me that have a tasere portfolio is experiencing beautiful upside. I celebrate with you today because my Bible taught me to celebrate who is celebrating, while i also mourn with people that are mourning. This is hoping that one day i will also reach this milestone. Congratulations once again.

Agbalowomeri:
Just dey deceive EDUARDO

I thought he is EDUECO, is his real name EDUARDO ?

bovali:
At current prices, Access offers the stronger cash yield on a simple dividend basis. Stanbic at ₦188 and a dividend of ₦6.55 per share gives a dividend yield of about 3.48%, while Access at ₦29 and a dividend of ₦2.00 per share gives a dividend yield of about 6.90%. That means Access is offering roughly 3.42 percentage points more in dividend yield based on those numbers.

What makes Access even more interesting is the pattern of its dividend payments. In recent years, Access has typically paid a smaller interim dividend and then a much larger final dividend. For example, it paid an interim dividend of ₦0.30 and a final dividend of ₦1.30 for 2023, and an interim dividend of ₦0.45 with a final dividend of ₦2.05 for 2024. So historically, the larger part of shareholder cash return has tended to come at the final dividend stage rather than the interim stage.

The implication is simple. If an investor is buying mainly for income, Access currently looks more attractive on headline dividend yield. Stanbic may still appeal for other reasons such as earnings quality, capital strength, and overall market positioning, but on pure cash yield at these prices, Access is ahead.

I like your postulations. I believe you would have added assuming Access pay N2.00k final dividend for 2025 financial year. What you are working is with past financial records. I used to hear in investment circles that past performance is no guarantee for future events.
I also wish that Access will pay as much as N2.00k final dividend (though, they failed to pay interim dividend). The way CBN is releasing bank results am suspecting Access may not really do well. This was a result submitted to CBN before GTCO, GTCO had since release its result with a whooping sum of N11.76k final dividend, later Zenith dropped its own with N8.75k final dividend and just yesterday Stanbic own came with just N4.00k final dividend (though, in between WEMA and ETI dropped theirs too). From the way it is going I am seeing dwindling dividend . The ones with the best dividend had already been released.

Itzlinda:
No wonder. Be like say there are many people wey access bank hold for my neck that just want to leave.

Offers just sprang up after the price reach 29 or na some cabal wants suppress the price

I am not leaving Access until i know what they will declare. I can't hold this stock for this long, only to exit at this time.

Itzlinda:
Some offers have shown up now

The outstanding number of Access bank is humongous. It can't behave like ETI

EDUECO:
No,I heard ACCESSCORP is going back to ₦15 like Ellah lekos wey fall !

Mr EDUECO i can see you grinning from ear to ear. Finally, finally Accesscorp is moving. I dey the same boat with you. If ETI can do it, Access can do better

Accesscorp on full bid. I can.t believe my eyes. Please, someone should wake me up if i am dreaming

essentialone:
Full List of Companies yet to publish their Audited Financial Statement:

1. Lasaco Assurance
2. Regency Alliance Insurance
3. Academy Press
4. Access Bank
5. Airtel
6. Aluminum Extrusion
7. Aradel
8. Caverton
9. Chellaram
10. C I Leasing
11. Conoil
12. Cornerstone Insurance
13. Deap Capital
14. Cutix
15. Enamelware
16. Eunisell
17. FCMB Bank
18. Fidelity Bank
19. First Bank
20. Fortis Global Insurance
21. Honeywell Flourmill
22. Jaiz Bank
23. JapaulGold
24. John Holt
25. Learn Africa
26. Legend Internet
27. LivingTrust Mortgage Bank
28. Mutual Benefit Assurance
29. Morison
30. NCR
31. NNFM
32. Oando
33. Presco
34. Prestige
35. PZ
36. Redstar Express
37. SCOA
38. Stanbic
39. Sterling Bank
40. Tripple Gee
41. UBA Bank
42. Universal Insurance
43. Universal Press


Any Correction?


And which of them do you have in your Portfolio?

I have 8 yet to release result.

deathwing:
Seplat traded at 10k yesterday.
I got my eyes on it at 8.5-9k.
Ignored opinions that implied I should wait till dividend kinikan for a dip. There is too much potential in front for such considerations.
Time in the market is better than timing the market. Won’t gamble an investment decision because a stock MIGHT drop 5%…that is inconsequential for a longterm holding.
If it dips to 8k, I will buy more, if it never dips that low, I have secured my bag already.
Looking forward to 15k over the next year or so.

Once a good stock is discovered just buy it, stop waiting for the dip that might not come. This is what i have come to learn in the stock market. I have missed many good opportunities because of this type of holding on. You can even buy in tranches so that you can always average your price.


Lesson learnt: Procrastination is the thief of time.

nosa2:
They've already released unaudited full year results for 2025. EPS is N27.xx, book value is about N150 and return on equity is over 25%. These numbers are better than Zenith.

There only negative for the stock is the negative retained earnings/reserves. And this should turn positive this year. This is also why they haven't paid dividends

So ask once again, have you bought your ETI?

I have not bought my ETI. But by Monday 13th April 2026 i will start buying. Your consistent calls on this bank had made me go through their numbers, I guess i like what i see. I will start taking position gradually before the audited result will come out,

Investcom:
I dont know who to follow... Some say you will receive others say you will not receive. Thos is very confusing.

Experience is the best teacher they say, I have told you that you are qualified to get your dividend if you buy on the qualification date. Someone had even gone a step ahead and told you to buy a few units since you are not convinced to try it out. I mean there is no better way to learn than experiment it.

chimex38:
I pointed you towards @KarlTom practical example yesterday, seems you didn't check on it.
Let me repost.


DR already has a fundamental flaw, after the peak of 80, with a not so impressive audited FY result, it was definitely going to fall back on account of that fundamental flaw..
Some witty investors can take the risk and sell and buy the drop.

As for Seplat and Zenith they don't have anything fundamentally wrong with them in virtually all core investor friendly fundamental parameters..
The risk is much higher to sell at their high expecting a dip for no reason on the stock..
(except one is expecting a general bear or long period of inactivity)


Also, Seplat pays dividend every quarter, it won't dip that much cuz there's always an anticipated income around the corner by investors. Also With its tight OS.
Oil price are currently higher than anticipated, so Seplat price is NOT significantly dropping soon.

Sector Push
What can push Seplat or Zenith down greatly is most general industrial news .
E.g $price of oil has dipped to $40/$50 per Barrel from $70-$80

Or like Zenith that was hovering around 57-60;
with sector forbearance news by CBN in June 2025 Zenith dropped to 43/45.
A long term active and witty risk taker investor on hearing this news and zenith being on the negative side of it can easily sell his holdings @57 and buy back at 45/46 if possible. Knowing fully that Zenith has a robust fundamental to clear any shortcomings and possibly bounce back.

DangSugaR moved in a general bull in January/February and boosted by the improved quarterly result. Once the FY audited was out, it was obvious it couldn't sustain the 80/share.
A long term investor could risk selling immediately, disciplined and patient enough to enter at a much lower price. It also has other strong fundamental areas to bounce back- Sector leader, scale, asset, good credit score, Agric, etc..
It works for stocks with inherent little/medium fundamental issues.

Presently for Zenith, I think even though QD for dividend is around the corner, so also is Q1 result expectant.. it might just hold for now and not drop until probably ending May 2026 where it might drop a bit due to probably inactivity.
It's massive OS is Zeniths only limitation moving up faster.

Thank you for taking time to explain. I have also seen the example with Dangote Sugar. So, from all that is said timing is very essential. When to get out and when to get in for more volume of shares. We learn on a daily basis.

Investcom:
Qualification Date (Date of Record): April 13, 2026. You must hold the shares at the close of business on this date.
Ex-Dividend Date: The shares will likely be marked down (go ex-dividend) on Tuesday, April 14, 2026, meaning purchases on or after that date will not receive the dividend.
Payment Date: The dividend is scheduled to be paid on April 28, 2026.

You know this, why did you ask the question in the first place ? Don't let NSEMPA people confuse you. You are very correct.

Investcom:
Good day.

Please if l buy gtb shares on Monday 13th will l qualify for dividend??

I need the answer pls

Monday 13th April 2026 is the qualification date. You are very qualified to benefit from the dividend.

chimex38:
@ bolded..
It doesn't need to fall below your initial entry price or BE.
but fall enough to a price to accumulate more shares.
That is the COMPOUNDING EFFECT.

you can say it's very risky and one can miss the bus entirely(uncertainty). Not that it doesn't make sense. It makes sense cuz works for some people.




@KarlTom has posted a practical example on this.

The trick is such stocks with usually strong fundamentals are usually going through a temporary weak fundamental phase(negative Retained earnings, share dilution, poor or no dividend, Govt policy effect, etc..).

Or during a time of general market bulk where PE ratios seem high enough not to be justified.

It will make such stocks retract a bit if not necessarily to your BE point, but enough to Compound your volume if you sold at their high end.

Focus should be on Incresead share volume where possible rather than maintaining a Low BE.

You explanation is noted. But, i will prefer we are a bit more practical and use some specifics. Let take Zenith for example 1. Maybe, you exited at N100 thinking that there is no more upside ( remember, no one knows the highest a stock can go before it retraces). Now, in the market today Zenith is now N112. Please, how can you get back to your initial position as the stock is not showing signs of slowing down.

Another example is Seplat, in fact, i sold @ N7,500 because my average price was N5000. I was hoping it will drop to N6500, so that i can use the same money to acquire more units. But, unfortunately for me it is soaring higher. I can't use my proceeds to get back my position. The same Seplat is closer to N10,000 per unit than the N7,500 I sold. I eventually used the money to enter another stock.

Monibabakan:
Some of us had the same assumption when we sold UCAP @ sub N10, NAHCO @ sub 30 and Fidson at sub N20, Chams @ N0.23k, just to mention a few, then and hoping to re-enter, the rest they say is history Best wishes anyway

It makes no sense selling a stock and re-entering the same stock. You would have lost your compounding. No matter the price you sold, you can never get the opportunity to enter the stock the price you initially entered it. If you are a trader you can go in and out of any stock as many times as possible. But if you are an investor you have no business moving in and out of a good investment. You will simply be making a fortune for your broker.

I have threaded this path in the past and I know what I am talking about. Hence, I have some stocks in my portfolio that come rain come sunshine i remain in them. Though, all this depends on your investment objectives. Though, I have one brokage account. In the same portfolio some stocks are for long term, some are for dividend and some are for trading. I pencil all this down as I am buying the stocks. Though, I have recently been thinking of separating this accounts so that each portfolio will have a different objectives. With this it will help me to know what am making in each area of my classification. But, when all is lumped in one portfolio it will take me some time to aggregate to know which is doing what.


Lesson learnt: You must have clear cut investment objectives for any stock you buy. It helps you take clear cut decisions

Stockhunter:
Anyone that has zenith below 100 is better off holding on to it. Dividend base for next year is already 12 naira minimum. Forbearance is clear and manchester and kenya expansion will improve their book this year. Dont fear the supply. Rather gather money and enter if it nears 90 to 100.. if you ever see it there.

This a stock i buy monthly. I don't wait for any pull back. I keep averaging down/up depending the way you see it, because I have a target. This is because I have very good average price. I am even worried that there might not be a pull back, hence the continuos buying till I reach my target.

ppogba:
One or two more FUGAZ should drop result between today and tomorrow evening latest or else..........

We are eagerly awaiting the results of FUA, GZ had set the pace and they did fantastically well and it has continued to reflect on their share prices. I had thought the market had already priced the dividend with the current price. Yet, they continue to prove my postulations wrong. Firstholdco, UBA and Accesscorp should not slack so that their prices get some upside. But, if the dividend falls below expectations, they would surely be punished with downside prices.

If you want to pick 🍒 ( fundamental sound stocks). Just watch out for when the qualification dates has passed. Dividend investors will leave the stocks in droves to go and position in another which the qualification date has not reached, thereby leaving a promising stock battered, blue and black. You that is there for the long term will have opportunities picking such stocks at a bargain price.

Also, stocks that fail to live up to expectations in their dividend announced also suffer such fate. It doesn't mean the stock suddenly becomes bad but in our clime we love dividend. The stock maybe a growth stock that want to plough in back earnings. Just watch out and hold some cash. Opportunities are abound in every season in the stock market. Once, the dividend frenzy end everything will stabilize.

Lesson learnt: Alway have some emergency funds set aside, you will always see opportunities. Cash is King.

stcool:
Most likely paying N3.00 dividend.

If they can pay that much, expect a rally in the share price. I am actually thinking they will pay N2.00k, their outstanding number of shares is humongous when compared to GTCO, Zenith bank and UBA.

At last most banks will likely do share reconstruction. This will be the pay back time for all the bonus enjoyed in the past in the banking sector.

yMcy56:
What could be happening in CHAMS?
This heavy offloaders and the offloading is becoming scary!!

Although the lower it goes, the better the bargain becomes.......but people have been buying since it was 4.50 or above!
Make the Whales pity people's funds abeg.....🙏

Only God knows how many billions of units these guys warehoused!

NGX won't see or investigate into this kind of scenario that has been going on for long now.

You just quoted my entry price in Chams. What is helping me is the RI that I bought, which helped to reduce my cost price. This averaging down will turn me to Landlord with the stock.

essentialone:
Some people have not yet learnt their lessons. If you are still buying any of these companies, you are taking a high Risk gamble:

1. Aluminum Extrusion Plc
2. Austin Laz Plc
3. Daar Communication Plc
4. Enamelware Plc
5. Fortis Global Insurance
6. FTN Cocoa Plc
7. Juli Plc
8. Omatek Plc
9. NSLTECH Plc
10. Transnationwide Express Plc
11. Tripple Gee Plc
12. Union Dicon Plc


Do not be surprised if you later lose all your investments in them...

You might also double, triple, quadruple your investment in them....



Lesson learnt : Everything that has advantage has a disadvantage