₦airaland Forum

Agbalowomeri:
You go just jump where dem no invite you
No be me hold your portfolio na

Sorry for entering into your matter. But, this still remain a public forum that i can air my views. You can go ahead and say what you think will happen in 2030. You are actually entitled to your own opinion and that can never have anything to do with my portfolio.

Agbalowomeri:
If I tell you wetin go happen in year 2030 you go fear

,

Please keep your prophesy to yourself. I know your angle of thought, you are no prophet.

I am trying to bid for Presco, but the offer price am seeing is lower than the bid price, yet deals are not consumated. I don't understand this

elpaso007:
Presco up by 10%! What is cooking here? Are we finally on the way to 2000+ range?

I regret not looking for money to pick my right.

SEPLAT on full bid.

Raider76:
Saudi to open financial market to all foreign investors from Feb 1

https://www.khaleejtimes.com/world/gulf/saudi-to-open-financial-market-to-all-foreign-investors-from-feb-1

Somewhere to go and escape the CGT?

This is a good one. Saudi here we come

pluto09:
https://leadership.ng/data-consumption-soars-35-to-13-2m-terabytes-on-rising-internet-usage-ncc/

Make sure you have MTNN and Airtel in your portfolio. Airtel maybe difficult to buy. But, MTNN is always available.

mohbadliveson:
Make Wigwe spirit try free Accessbank small nah

Even WEMA bank is playing serious catch-up.

ManAdii:
The below is currently my portfolio on bamboo. I started investing last year just buying random stocks and all...

Experts in the house, I need insights; I want to optimize and trim down the portfolio to like 15. I know I am not really getting things right as I just buy stocks randomly. Gurus, which ones should I let go and which one not here should I add?

My goal is dividends and growth for long term.

1. Zenith Bank
2. GTCO (Guaranty Trust Holding Company)
3. Access Holdings
4. United Bank for Africa (UBA)
5. Fidelity Bank
6. Sterling Bank
7. Jaiz Bank
8. United Capital (UCAP)
9. AIICO Insurance
10. Unilever Nigeria
11. Cadbury Nigeria
12. Presco
13. Okomu Oil
14. Champion Breweries
15. Ellah Lakes
16. Oando
17. Aradel Holdings
18. Lafarge Africa (WAPCO)
19. UPDC REIT
20. Nigeria Infrastructure Debt Fund (NIDF)
21. Japaul Gold
22. Chams

Nothing is wrong with your portfolio. Since you are dividend oriented and for long term, you may need to increase the following stocks: Zenith Bank, GTCO, UBA, UCAP, Presco, Okomu, Aradel, Wapco, and NIDF. Then you just leave the others to still remain in your portfolio, if you sell them now, you may never get them at the same entry price.

Hope this had been helpful

This is what i call starting the year on a good note. My portfolio responded positively with .

May it continue this way on Monday, I was thinking the day will be dull being the last day of the week (though, the first trading day of the year). I was of the opinion that a lot of us will still be in the euphoria of the festivities, but i was surprised with bullish nature. Even the greatest laggard (Accesscorp) moved too.

Where is Agbalomoweri ? I know he is not happy in this advancement in the market today

Raider76:
I guess you have to start somewhere.

Yeah, a race of a 1million $ starts with a few thousand Naira.

Stockpromoter:
HAPPY NEW YEAR 2026 🎉
Dear Members of Nigeria Stock Market Pick Alert,
As we step into 2026, I wish every member a year filled with clarity, discipline, sound judgment, and profitable opportunities in the Nigerian stock market.
May 2026 bring:
📊 Better market understanding
🧠 Discipline over emotion
📈 Well-timed opportunities
💰 Profitable outcomes with proper risk management
Thank you for being part of this community.
Here’s wishing you a successful, focused, and rewarding trading year ahead.
✨ Cheers to a prosperous 2026 ✨
Happy New Year to you all!
Best wishes from Loco

Happy New Year to you too.

Please, confirm Stockpromoter and Locotrader is one and the same person.

zendi:
We have many silent billionaires in this country.

Does it occur to you that you have more companies in your portfolio than Elon Musk?

More blessings in great abundance.

I really hope my portfolio to reach a billion naira before i retire ( Just like Mankind in this thread )
What you could have ask me is how many units i hold in each company. Mr Emmanuelewumi's Presco units is worth more than this total portfolio. But, i am not relenting as my strategy had always been consistency. This is why my dividend improves every year ( I am a dividend investor )

EDUECO:
If you're a newbie start buying ACCESSCORP because it is the best banking equity in terms of future value and current price!

ACCESSCORP enabled the actualization of Dangote refinery.Dangote said it in one of his interviews.

A happy and prosperous 2026 to everyone.

Let me join my faith with yours and remain with Access. It renaims the only banking stock in my portfolio with price depreciation. I will not consider to buy more but wait out with the one acquired. Our people have this saving that the palm oil is not adequate for the vegetables you cut and you are still cutting more

jp130:
If I were to be you, I will not reduce the number, rather I will select some stocks and increase my holding in them.

very good stocks you have there.
happy new year to us all

This is noted. I think your opinion is nice, just leave the ones i thought is not doing so well and increase my stakes on the the chosen ones.

royal200:
Please i need a guidance on stock and investment. Please who can help. I like investing /buying stocks of 500k evert month till year ends. Please i need to know where to start and what to buy

Happy New Year to you.

This is a great milestone if you can be consistent with it. I had also set a similar record for myself this 2026. The following are the things that you will do to achieve your aims:

1. You need to register with a stockbroker.
2. You need to know which company you will like to have in your portfolio ( know what they do)
3. Define why you are buying ( for capital appreciation, dividend, retirement, long term or short term, trading etc)
4. Study the current financials of the company. Could be quarter reports. You can even check their financials for the last five years.
5. Commit your money by buying the shares of your choice.
6. Once you have made the first purchase. Watch the price movement. It can either go up or down. Don't let that worry you. You can buy more to average down.
7. You must also decide if you are buying a penny stock or high price stocks. It all depend on you and the cash at your disposal.
8. Diversify your portfolio. Pick a stock from different sectors.
9. Pick the best in each sector ( the best form of diversification if you can maintain it)
10. Read widely on anything pertaining to stocks. Read through this thread and form your own opinion.
11. You remain the CEO of your porfolio. Always do your own due deligence before you commit your money.

It may not be easy to recommend any stock for you now since i don't know your answers to some of the questions asked. But, i will let you know the companies in my portfolio in no particular order:

1. Zenith Bank
2. Seplat
3. Aradel
4. Presco
5. Okomu oil
6. UCAP
7. NAHCO
8. NB
9. WAPCO
10. Dangote Cement
11.MTNN
12. Transcorp Power
13. May and Baker
14 CAP
15. African Prudential
16 GTCO
17 Fidelity Bank
18. UBA
19. Access Bank
20. NGX
21. NIDF
22. Ikeja Hotels
23. Chams
24. Oando
25. Daar
26.Dangote Sugar
27. Stanbic IBTC
28. Custodian
29. Total.

Those are the stocks i presently have in my two different accounts. I am presently working on how to reduce it to 12 compannies. You don't need to have shares of every company on NGX

Happy New Year to you all
Happy new CGT to all NSEMPA members.
Happy profitatable year to us all.
Happy new compounding to us all.
Happy new patience in holding.
Happy new balancing of portfolio.
Happy new holding and reduce JIJO
Happy new banking recapitalization.
Happy new insurance recapitalization.
Happy new correct description in money transfer.
Happy new 2026 to us all.

Agbalowomeri:
Whenever I buy low and sell high

Which means you make gain and the transacted stock is bullish.

Agbalowomeri:
Guys congratulations on a beautiful 2025

Wishing you a bearish 2026

When actually do you make your own money in this market ?

otokx:
Has the market closed?

Don't worry, just get prepared next year.

I wish you a happy new year in advance.

emmanuelewumi:
The right will be listed on Friday 2nd of January 2026

Hopefully if it is listed, some will like to sell so that the price might come down a bit for some of us to ji.


Couldn't raise enough funds to actually pick my right. But, still watching how to get more of this company on the floor before the price goes out of reach.

chairmanawe:
Good pm Gurus and Professionals in the house. Pls sir/ma I want to start buying stocks, what are the basics that I need to know. Thanks in anticipation of your responses

I am not a guru nor a professional. I only take investment as a hobby and i do it consistently. I will advice you read through this thread (if possible from the beginning). Look for a mentor who you can look up to. Also, ensure you find out more about any company you want put you money into. It is good you understand a bit of their business. Experience is the best teacher. You also need a stockbroker, because you can't do the buying and selling on your own.

awesomeJ:
He has sold and exited Amperion.
No direct shares of GEREGU were sold.

@Agba, looks like you will get this one for #300 in Q1.

Same way this guy's exited forte oil at #65 only for the stock to go back to #16.

I paid school fees on that.

Be like I'm begginning to see a pattern in this guy's strategy. He seems more interested in playing the stocks than the business, and this has helped him regain billionaire status.

The major reason i don't touch any stocks he is associated with. He will succeed to hype the stock and suddenly he will exit the stock and the stock will trend downward immediately.

Streetinvestor2:
If true here comes #100 for FBHN

The way he will exit FBNH when he had accomplish what he wants.

Mpeace:
Just be getting ready to retire to the village oh. FBNH is now at 53 and not looking back. I saved the post.

Yes i can see the price movement. I believe my initial post was that Firstholdco will not surpass Zenith Bank. N53 and N63 are not the same. I tried searching for the post so that i can quote it. But, don't know how to get that done. Thanks all the same for reminding me

Leverage, margin loans and borrowed funds for investment all depends on our risk appetite. I really learnt a lot from this morning discussion. Some are for it others are against it. Like i will always say everyone is right from their perspective.

Lesson learnt: Follow what works for you. There are many ways that leads to the market.

Mankind2024:
Historical Cases of Nigerian Investors and Operators Ruined by Leverage

The 2008-2009 Nigerian stock market crash stands as the most prominent example where excessive leverage—primarily through margin loans from banks to buy shares—led to widespread financial ruin. During the 2007-2008 bull run, banks aggressively lent money to investors and stockbrokers for stock purchases, inflating share prices (especially in banking stocks) to unsustainable levels. When the bubble burst amid the global financial crisis and local factors, share prices plummeted, triggering margin calls, forced sales, and massive defaults. Many individuals and firms borrowed heavily, lost everything, and faced bankruptcy or legal action.

Peter Ololo (Peter Ukuoritsemofe Ololo)
- A prominent Nigerian stockbroker and former Union Bank employee.
- Heavily leveraged by borrowing over $700 million (equivalent to hundreds of billions of naira at the time) from multiple banks (including the five whose CEOs were sacked in 2009: Oceanic Bank, Intercontinental Bank, FinBank, Spring Bank, and Union Bank) to invest in shares, particularly bank stocks.
- Known as the "king of bank shares" and dubbed "Nigeria's Madoff" by some media, though his activities were more about leveraged speculation than outright Ponzi schemes.
- When the market crashed in 2008-2009, his positions collapsed, leading to enormous unpaid debts.
- Implicated in the 2009 banking crisis; faced trials for fraud and money laundering related to these loans.
- His downfall contributed to the near-collapse of several banks and highlighted how leverage turned paper gains into catastrophic losses.

Albert Okumagba (Owner/MD of BGL Group)
- Founder and Group Managing Director of BGL Plc, a major investment banking and stockbroking firm (subsidiaries included BGL Securities and BGL Asset Management).
- BGL was accused of massive market abuses, including mishandling investor funds and failing to repay debts tied to leveraged investments and guaranteed notes products.
- Investors complained of losses totaling billions of naira; SEC investigations revealed indebtedness of about ₦2-5.8 billion to petitioners, partly linked to capital market manipulations during the boom-and-bust era.
- In 2015-2016, SEC suspended BGL operations, banned Okumagba for 20 years (later a lifetime ban in some rulings), and revoked licenses.
- EFCC arrested him in 2015 over alleged ₦28.9 billion fraud involving false pretenses and investor funds.
- The scandal effectively ruined BGL's operations and Okumagba's career in the capital market (he passed away in 2020 amid ongoing issues).

Broader Context: The 2008-2009 Margin Debt Crisis
- Many anonymous retail and high-net-worth investors borrowed from banks to chase the market rally, only to face margin calls when the NGX All-Share Index fell over 60% from its 2008 peak.
- Banks themselves extended excessive margin loans (often unsecured or poorly collateralized), leading to non-performing loans that triggered the CBN's 2009 intervention and bailout.
- Stockbroking firms collapsed or were sanctioned due to over-leverage and client fund mismanagement.
- No single "list" of individual bankruptcies exists publicly (due to privacy and limited reporting), but the era produced countless stories of personal financial devastation—homes lost, businesses closed, and suicides linked to debt from leveraged stock investments.

These cases underscore the dangers of leverage: it amplified the 2007-2008 gains but turned the 2009 crash into total wipeouts for many. Unlike global examples (e.g., LTCM), Nigeria's crisis was fueled by lax regulation, aggressive bank lending for shares, and market manipulation. Today, stricter rules on margin trading exist, but the lessons remain: borrowed money can destroy wealth far faster than it builds it.

Thanks for sharing. The name Ololo had been mentioned repeatedly on this thread. But, some of us didn't know what it was associated with. This remains an eye opener.

emmanuelewumi:
Decided to share this.

All the best in our investment journey in 2026 and beyond

Yeah, consistency is the keyword. Before 2019 i buy shares in different companies and i go to sleep. But after 2019 i made sure i buy regularly from salary, gift and dividends. I top up shares in my portfolio ( this helps to average price) and increase my networth and based on this strategy my yearly dividends improves. It is actually a difficult task but very possible.

Lesson learnt: Always top up as little drops of water makes a mighty ocean. We move

Mankind2024:
This is why I stay within my circle of competence in the equity market.
You saw a 3.3% dividend yield, while my dividend yield on Vitafoam is 38.46%—having bought at ₦7.8 in Q1 2021.
The real gain is never in the buying and selling, but in the waiting.
[/b]To cultivate this virtue, discipline coupled with patience is essential.[b]
The excitement is seeing the reward.

I really got your point. Buying and waiting patiently holding for compounding. I will have to be more disciplined next year. It was when i started trading myself i develop this itching fingers especially when i have no fresh fund for trading, i start looking for stocks i have gained 30- 40% to exit. Those days of manual trading, i hardly sell my stocks. Just buy, buy and buy.

Lesson learnt: [/b]The long time horizon is far more beneficial than the quick gain made in the buying and selling ( attracting commission for brokers). Compounding is the order of the day [b]

Sunrisepebble:

Your prediction came to pass.
I will liken you to Al Barney of James Hardley Chase fame.
The Al Barney guy has an ear close to the ground

ZikkyChops:
*Vitafoam proposed N3 dividend and bonus of 1 for 5*

Yeah, you win some, you lose some. This was a stock i gradually accumulated since 2021 (knowing fully well their OS is not much)@ a cheap price in the range of N10 - N16. Then all of a sudden it rose to N80 around September this year and i quickly exited my position. Since then it had not gotten below N80.

In the words of Mankind i could just have exercise more patience to enjoy this outstanding dividend ( the highest they ever paid while i held the stock) and not just that they top it up with bonus shares.

Lesson learnt: Don't be in a hurry to exit a position especially if there is sudden appreciation in price. Wait for the finanacial report (especially if it is near) before taking a decision

essentialone:
If the money you have today, is less than the money you had in the past, with all due respect, you are a Financial Fool.

I totally disagree with you. In the journey of life and wealth creation you have responsibilities and dependants because our clime is not balance. More so, investment is not foolproof. You may stake a good amount of your fund in an investment and it can fail due to many reasons beyond your control( government policies, climatic change, natural disaster, fire, flood, banditry, kidnapping, theft, corruption, yahoo boys, scammers etc).

That you are very successful year in year out and your networth is increasing does not mean you have the wisdom of Solomon. If there are human being that does not care about tomorrow, i believe the percentage is infinitesimal. Hence, majority wants to improve financially but, there are numerous factors beyond ones control. Therefore you are not entirely correct to call such an individual a financial fool.

Lesson learnt: In the quest to make money our risk appetite differs. Most people i know want to be better financially but, there are so many obstacles on the way that tends to eat up from ones investment.