₦airaland Forum

Pastor Jerry is a TRUE man of God who has changed many lives through his ministry NSPPD. He is my papa in the lord and I will always be grateful to God for giving us pastor Jerry in my generation.

What God cannot do does not exist. We Dey pray e Dey show.

It is appalling on the part of some Deposit Money Banks not to load new naira notes on their ATM but give it out to the rich and mighty to spray during occasions (especially this Festive season). Besides the level of abuse of the naira notes by this set of persons goes unpunished because they seem untouchable by law enforcement agencies. Just look at the way the naira is being trampled upon during these ceremonies and EFCC has turned blind eye because of the caliber of persons involved. We should all be equal before the Law.

This is spot on. These companies don't care about the welfare of the mid-level and Junior staff. They organize JUMBO end of year party and deny their staff Christmas bonus.

Any link to watch the match please

Just 1 talk from Abioye changed my life in 2008. “journey to Stardom” I think he gave that talk in one of the youth conventions. If any one has that talk please send to me kenochie1@gmail.com

David Abioye for me is super anointed and I am a great fan of his.

I am bemused by this Data because it is supposed to sum up to 100%. Detrimental Data

Good morning Fam,

Please how long does it take to get a Canadian Study visa from IRCC after submitting a passport? Passport was submitted to VFS after PPR from IRCC.

Please this is urgent.

Good morning Gurus in the house.

Please how many days does it take IRCC to return passport after one has submitted (PPR) to VFS?

Jennyogom:
Hi everyone,

Please when applying for Wes should you evaluate ur ND and HND or just ur HND?

Thanks for your responses.

You evaluate your highest qualification. If HND is your highest qualification then that’s what you should attach for WES evaluation.

BillQ:
This bastard @JustMellow, part of the SOP he sent to me couldn't even spell out the cryptocurrency platform that I trade with.

Bitcoin was officially established in 2010, but look at what the idiot wrote in the SOP he submitted. Big idiot.

Like I said, @JustMellow, thunder will strike you, Osaigbovo, you hungry bastard. Imagine begging someone I paid my hard-earned money to secure a visa for me.

I have deferred my admission. I will learn from here without paying anybody a dime, but I’ll pay attention to this platform. As far as I’m concerned, nobody should pay anybody a dime on here.

I will come here every day to check. This is a job I’ve taken upon myself.

GCMS WRITERS is a SCAM!

Telegram channel, fake reviews.
Instagram, fake reviews.
Twitter, unresponsive.

Fake bastard.

You guys don’t listen. We have been screaming DO IT YOURSELF (DIY) in this thread but this Golden advice seems to fall on deaf ears. There is nothing difficult in applying for study permit. 2 million naira wasted in this hard economy. This is sad and painful.

Momoney77:
Good morning all,
I have a question..
My sponsor is overseas and using her account as my sponsor, but she wants to deposit some money into my account here in Nigeria as proof of commitment.
I have access Bank with some activities, but she wants to use my GTB because it's easier for her, the issues is my GTB doesn't have activity on it...

So am asking is it safe for her to send money to my GTB with no activity, will the statement of account look questionable??
Note: I am also going to print my access Bank statements.

Basically if I receive a lump sum into my account with no activity, will it raise any suspicion if I can explain it came from my sponsor?

Do It Yourself (DIY) and know peace. You said it all my brother but most people are just too lazy to research on IRCC Visa so they pay agent to do it. This same Agents will mess you up and you will come here with lamentations. ONCE AGAIN, DO THE APPLICATION YOURSELF. There is nothing to be afraid of. You are even more intelligent than the agent you are paying. Just research, read this thread and you will get all you need to apply for Canadian study permit. Good luck

slutky:
Hello guys,

Please I have a challenge. I have my student visa approved already to start a Post Graduate Diploma in September. However I just got another admission for Masters and I prepare the Masters program. I hear that I will have to reapply again for another visa because I want to change school since I am outside of Canada. Please I need advise of how to go about it. Does it mean I have to start the visa process afresh again when I already have a visa that has been approved.

Please need advise

[quote author=slutky post=130601368]Hello guys,

Since Visa has been issued based on college admission, you will have to reapply for another Visa if you want to switch to the masters degree program. That’s the Rule.
I will advise you proceed to Canada with the Visa you have now and complete your study at the college (defer your masters admission to next year and then reapply for visa after completing college study) because there is no guarantee that you will get another Visa should you reapply now using your masters admission. A bird in hand is worth more than a million in the bush. THINK TWICE MY BROTHER

Its AJ all the way. He won all the round. This time around AJ managed the fight with good movements around the ring and made the match tiring for ruiz. Good tactics from AJ

I am in Asaba and we have omoniles here. The Government took a hard stance against them sighting that the state is loosing investment opportunities because of the activities of omoniles.

Owologbo:
Nawa for you o. so because you had in one corner close to Asaba, you have to tag the whole state.
I'm from Delta State, and this is my first time of hearing this.
Talking of Lagos, it happens in every corner of Lagos.

Axa at 16%? Lol. They are just trying to attract more funds to close the 2nd quarter financial period on a high. that's why they increased the rate suddenly to over 16%. Just watch how the rate will revert to 12% plus after 30th of June. Please dont be deceived guys.

I dey tell you Bros. Appearance is different from reality. I also learnt that belly fat does not mean one is unfit.
Truly, NO BE BY MUSCLE



1. No be by muscle..
2. No be by muscle..
3. Even with muscle, you can get punch dazed
4. Big tummy sometimes signifies strength
...
20. No be by muscle[/quote]

2pm on monday

Sorry Sir. I will advise you read the thread from page 1. All you need to know about MMF is there.

wisemanj:
I only ask a question for the expert in the house to help me and not to be insulted my u if u dont have interest in helping out with the question just stroll and pass it

Thats hash but some persons want it served on their table. He should read the thread from page 1. The answer is there.quote author=234ng44uk post=78273876]

You went to primary school didn't you? Maybe a secondary school too. Go and read your note. Look for where it says "simple interest".[/quote]

[Fbn edge has been down for 3 days now. Please has anyone been able to log on the FBN edge?quote author=Yem0350 post=78286390]
Fbn edge[/quote]

Yea. Everyone's experience with FBNquest is different so it wont be appropriate to say someone else's experience is a lie.Please let us respect each other as we are all here to learn and improve. I use FBNquest and each time I fund my account via bank transfer, I takes not less than 2 days before the money reflects and value commences same day the money reflects. Besides, I send mail with evidence of transfer to their customer service and account officer immediately after the transfer is made, still the money wont reflect until after a day or two. I think FBN needs to improve on that. I have not done redemption with FBNquest but the 1st quarter dividend took 4 days before it hit my current account. Generally, I am okay with FBNquest given the high interest rate which is very critical for me.

234ng44uk:
I can barely understand what you wrote but I think you mean to say FBN offers same day subscription but redemption takes 3 days. Like I said, I don't know about redemption because I'm yet to redeem. Even at that, 3 days isn't a gold standard as there are assets managers that offer same day redemption. Your same day funding experience is yours. Mine took 2 days to fund and interest payment didn't commence until the 3rd day. Meaning that my fund was idle for 3 days despite funding from their edge app. That is my experience.
Don't come here to tell us another person's experience is lies, how much commission are you getting? Some of us have no alliance with any fund manager, we're just laying the facts bare. Instead, tell us what you've done differently that made your funding same day. Did you pay by bank transfer rather than app for instance?

CONFIRMED. Also FBN quest offers the best MMF rate.

DBestDoc:
I use ARM and FBNQuest.
Overall, I'd say they're both good especially FBN quest.

with FBN, i've always had the same day subscription or at most the next day if the payment was made late.

The trick for me is that i never send my payment evidence to their customer care email where it would take too long to sort out, i send it to my account officer's and he acknowledges the receipt of the email and follows up on the subscription.

Even when i subscribe early enough on a friday, my fund gets utilized that day though it may not reflect on my account, but everything gets updated accordingly on Monday.

The last subscription i made was yesterday at 9:39am Nigeria time, i received an email acknowledgement at 10am and by today (sat) my account is updated with interest.

Try FBNQuest, they've got good rates and i've not had any issues with them so far.

Hello Doc, yes the salary is small but your response to the CMD is rude and unacceptable to any recruiter. Please learn to be polite in your future responses. If you continue with same reply to your potential employer, no one in the world will hire you. You made a mistake and no one is above mistakes. Please just learn from it and move on. Wish you the very best in your future endeavours.

folushorex:
Saving is never enough, Investment is the key.
When you know, you know, if you don't know you don't know,Information is the new currency.

Do you want Passive income( want your money to work for you while you sleep) grin this is for you

Let me introduce to you to SAMTL(Sterling Asset Management & Trustees Ltd.) formerly NAL Asset Management and Trustees Limited) was incorporated on September 5th, 1985 as a Private Limited Liability Company and registered by Securities and Exchange Commission to do the business of asset management and trusteeship.

At SAMTL, our essence comprises of first class Asset Management services,Trusteeship and Property,Asset Management,Portfolio Management,Fund Management, Management of Special Funds.

We have various investment solutions, specialized to suit your investment needs, but there's one that i know you will benefit immensely from, where you will receive 13% interest of your funds with us. This one is far more than any other investment plan you can think of whether T bill or gov.bonds. No withholding charges, No penalty for withdrawal before maturity date, you get both your capital and the accrued interest, intact, no story, & wait did i forget to tell you that the interest is a compounding interest. Don't keep your money where all sort of inconsiderate charges will be deducted. Rather than have it deducted why dont you let it keep yielding. For more information and enquirers give me a call or whatsapp me on 08023654347 cheesy

What is this one talking about?��. FBN MMF rate was 13.35% as at 26th of April 2019. So why should I leave that and move my investment to SAMTL abee na samuel him call the name self ��

234ng44uk:
1,770 Naira (11.6%) is not close to 1900 Naira (12.5%) nor is that close to 1,978 Naira (13%) he should have actually earned. Where is all these approximation coming from?

Which significant figure did he round up N1770 to become N1900? It is well with mathematics oo.

Experience4u:
Pls I have these questions
1.How can I start investing with a good MMF.
2.How is the dusky percentage interest is calculated?
3. Are there charges to withdrawals and does each issue certificates quoting your investment? Thanks

Please read the thread from page 1 to 153. That is what I did to gain all the knowledge I needed.It will do you alot of good.

kendsage:
14.14% as at 29th of March. Yes, they have an app called FBNedge available on playstore. I check my MMF everyday by 3pm (no dulling oo and to avoid story I read on this platform) and can confirm that FBN pays exactly the rate published in its website. However, redemption might not be as fast as in AXA, investment one, Stanbic etc but that is not a concern for me. Higher interest rate and stability of it is key to me. For the past 45 days FBN rate has been over 14% consistently.

FBN rate is 13.91% as at 2nd of April

234ng44uk:
Thanks for your response. Can you confirm their present rate? Do they have an app?

14.14% as at 29th of March. Yes, they have an app called FBNedge available on playstore. I check my MMF everyday by 3pm (no dulling oo and to avoid story I read on this platform) and can confirm that FBN pays exactly the rate published in its website. However, redemption might not be as fast as in AXA, investment one, Stanbic etc but that is not a concern for me. Higher interest rate and stability of it is key to me. For the past 45 days FBN rate has been over 14% consistently.

234ng44uk:
@mrhighsea @Kendsage @GonFreecss1 are with united capitals, they can answer that question.

Confirmed for FBN only

234ng44uk:
I'm disappointed with ARM, they pay 1% lower than the rate on their website.

FBNQUest pays exactly the rate displayed on their website on a daily basis. NO MAGOMAGO

Beeps:
The best way for topping up FBNQuest account is to transfer money to their account number sent to you when you first registered. Then take a screen shot and send mail to their customer care as well as the person who sent you initial mail and those copied

Seconded. With FBN you have to follow instructions to the letter. Whenever you make a transfer, ensure that you reference your MMF account number on the transfer form. Then scan it and send as a mail to their customer service. I prefer to use the same mail trail at the initial account opening period.

eddyakinrinde:
So pls guys what happens now that we just finish a quarter, is it time for the investment house add the previously earned interest to the capital and reinvest or wot time exactly will they do that?

It depends on the instruction given to them at the point of opening MMF account. FBN has cleared the accrued interest for individuals that indicated "pay dividend at the end of the quarter". Very soon they will receive the alert of their dividend into the account number provided. While those who chose " reinvest dividend" will have their accrued dividend rolled over and reinvested with initial capital.