Thank you all for your contribution both positive and negative. I thank for you concern and I hope we shall me again in future to talk about other issues that can benefit all of us than this.

Best regards.

Rome they say is not buit in a day.

With 6 million and you have the land already, you are landlord already.

First of all get a good Architect to tell you the quatification from

German floor
to Block laying
to roofing
to finishing
to fencing & burglary.

It is possible base on my perception but Lekki is water log, so Foundation alone can consume a lot of money which can not be estimated correctly due to environmental variance.

Wishing you best of luck.

We have farm land at Ijebu-ode

What type of farming;
General
or mixcrop
or Poltery
or Pigry

Please specify because some community may not like Pigry and Poltery.

Hi,

Please send your request to our mailbox officially;

-raphaelkoya@yahoo.co.uk
-Tel : 08054353087, 08033255591

Thanks
Mr. Raphael Koya

We have at Ikeja

If you are interested, send your request to our mailbox officially.

Contact;
Raphael Koya & Co.
email : raphaelkoya@yahoo.co.uk
Tel : 08054353087, 08033255591

Thanks
Mr. Raphael Koya.

A room self contain at:
-Ikeja From 150k per annumm 1 Yr.
-Ogba from 120k p/a 1 yr
-Agege from 100k p/a yr.

you can send your request to my mailbox

raphaelkoya@yahoo.co.uk
Tel : 08054353087, 08033255591

Thanks
Mr. Raphael Koya.

A block of 4 flat are available in Ikeja.

Please send your request to our mail box for us to treat this officially.

Contact: Raphael Koya & Co.
raphaelkoya@yahoo.co.uk
Tel : 08054353087, 08032255591

Thanks for patronage.
Mr. Raphael Koya.

Hi;

Please send your request officially to our mailbox.

We have warehouses at Ikeja but not sure of the sizes for now.

Send your request while confirming status.

Contact : Raphael Koya & Co.
raphaelkoya@yahoo.co.uk
Tel: 08054353087, 08033255591

Thanks
Mr. Raphael Koya

Ijebade and Luckgames;

I thank both of you for the understanding of the issue and the wisdom God had give you.

This stage is a logical stage.
It is also a critical stage.

Because I have considered a lot of alternatives and comes up with reality based on rationality.

It is of Socially, Psychology, physiology and theology.

I have prayed, I have adviced, I have given time frame for her to change, She never realize her self and if I try to correct her she goes violence.
A lot of embarrassement in the church, at home, and from her friends on monetry issues.
She never listen, she will want her own opion, else violence.

That is exactly what I have experienced in life and I still have hope of correcting my mistake.

She had always been interested in Pension, Gratuity and Final entilements paid at work place.

She had never gone out for one day to say she is looking for work, if I ask her to do she will ask me to help her look for one.

On this I became suspecious of this lady. And she had an issue somewhere, there is possibility of still in contact with her child and the former husband. Then my life may broberbly be in danger. Hence, I decided to cut the relationship by seperation.

I will be sending money for Food, Transportation and up-keep to the children.
I will buy handset for the children to keep contact with them on weekly basis.
I will rent a room for Children and her seperately near children School.
I will call her family on phone to let them know we have seperated.
I will not attend the same church with her anymore.

I am sure that she will be very happy if I do that because she likes to keep man friends.
Which I had cut up with her during the time I open a phone call centre for her. In which a man sent her Cash transfer from Ghana through Ecobank Account and she ask me to help her claim the money, on getting their it was a man that sent the money of which my name was mispelt and Ecobank asked me who was the sender which I said I did not know that it was my wife's money, before they told me that it was a man that sent the money not a lady friend. What an embarrassement.

Thank God it was not a cash transfer that involved money lundering.

What type of prayer will someone be praying for a person that was not ready to be born again both in attitude and conduct.

It is better now to cut off.

Prayer can work but for only those that are not satanic.

Thanks, and looking forward for your further contributions.

Ijebade and Luckgames ( Thanks and very much - God bless you )

Rocktation;

I thank you for your contribution but I would want you to read all I said earlier in the topic to be able to understand the kind of lady.

I have call her on so many ocassion mostly every day for 15 years.
I had arranged to take her to court a week after our tranditional wedding not long that I started experiencing her attitude to my parents, church members and others which made me decided to watch her a while before putting myself in trouble of court divorce.
She tells lies, she is not faithful when it comes to money issue, she is not straight forward as if she tell you something and you later found out to be false.
The reason why I come up on this medium was because of the children future.
I have already made up my mind for seperation, if feel that she was also divorced by the first husband which she had an issue for. I was so patience enough to allow her to this day with 3 children admist all odds.

If it is prayer; I had done that for her and always.
If it is advice; I had done that on many ocassion and almost every week, night and morning.
If it is counselling; I had taken her to Ministry of Justice Lagos state with her family and my own family and the agreement reach was as bellow;

That she will no longer Collect money from people for anything like rent, contribution, borrowing among others; (she never stop these)
That she will not do rent agent again;
That she will not collect clothing material from people without my consent either for burial, Marriage, ceremonies; she will be the one to pay for this. (She never stop this to now and it had been given me a lot of embarrassment and she will even collect for her friend that I dont even know and never pay)

The following are my observations;
-She tells lies
-She play smart in anything monetry
-She is not ready to work
-She likes friends that had shops and would like to assist and then run the shop down, the money you can not know what she use it for and she had done this for many friends of hers with debt pending =N=25,000 - =N=70,000 - =N=80,000 respectively. All wish I refuse to pay and I do not know to now how they resolve them. Each time she ask me to open shop, I will refer her to the Shops mismanagements she had been involved and I have concluded not to open shop for her.
-She knows hair weaving very well and I asked her to go learn it which she deed and I but the first materials for her for a test; I will tell you that she said she can not be calling people on the road to come and do hair, I now ask why did you have to go for hairdressing ? She was the one that used all the Hair materials I bought with my money and all hair kits, no single profit on both materials and labour.


Rockstation; I am fed up. I thank you but let us look out on how the children will survive this.
Thanks.

I thank you all for all your comments.

Pastors of many Churches, Elders in the Church, Elders in the community had intervein in our matter. But she will never listeaned, I have on many ocassions called her at mid night to call her to order, all she will say was I am very sorry I will never do it again and believe me the next day another one will come to play. She had so many tricks, the tells a lot of lies that I had alway got cut up with her.

There was one time I had to take her to the Lagos State Mediation Centre for counselling and pre-caution, since 7 year ago but all the same.

I decided to luck her in Palour because I do not trust her any more with all her attitudes. When I notice that she keep on traveling every time, I had to force her to go back to School early this year to attend NCE Part-time programme thinking that all will be resolved later when she is well educated. She is in the programme now and I have decided to sponsor her throughout the four years because of the 3 children that she had for me. I am not intrested in living with her any more and I am always afraid of her because she always put her Phone in silence and receiving calls secretely.

I am very sure that she is still in close contact with the first husband. It is better to cut it short now, esle she may end up poining me to die and collect my Pension and Gratuity all to run and go back to former husband in Ibadan.

My decision had been a rational one before my conclusion but I am still worried because of the children future, education and upbring. That is exactly what is keeping me on with her else we would have parted since.

I have Bsc (Adm), PGD, MBA and now writing my Professional Marketing examination.

If I could get a big job offer it will be difficult to cut her off because she will claim that when I am now successful that is when I want to leave her. I agree to send her to school as far as she so wish ever since but she will never listean to me.

It is better to do it now.
Please advice me on approach the Children future, education and upbringing.

I am fed up. That is my decision. Base on rationality, physcology and phylosophy.

Please further advices on next step of strategies to impliment the cut off peacefully.

Amy China,

Please email me on raphaelkoya@yahoo.co.uk

for business discussion.

Yours sincerely,
Raphael

1 Plot of land Off Oko-oba Road, Agege Lagos. =N=5,000,000
Title : Vergin land. Receipt from Land owners.
Free from all acquision, Land on rent for 99 years of =N=2000 paid annually to Land owners and you collect your receipts directly every year.
You may wish to process your documents as at when you so wish.
General land survey that covers the area is with the Land owners family at Oko-oba.
A lot of the Landlord in the area are having the Land rent payment receipt since 25yrs of purchase and it is direct from land owners. No problem land.
You can come to see it first or verify free of charge yourself.
No Charges for enquiry.
NO agent is required please, we are tranparent and will not want to mix with funny agents, buyers only please.

Contact: Raphael Koya Properties.
51, Alaramimo Street, Oko-oba, Agege.
Tel : 08054353087, 08033255591
email : raphaelkoya@yahoo.co.uk

Nairalanders ! Save me o !

I got married to this lady 15 years ago;
I first experienced her disobediency and arrogancy, I reported to her mother but the situation became worse than before. After first child, I decided to cut the relationship but my mother refused and called family meeting because I had no choice than to take the advice of the family not to divorce that it was too early.

Not long, I got an employment in another company of which I could not closing early again. Also I was doing part-time House letting Busines before then. So when I was off to office, many of my client will come looking for me to help them get house because I am a trustworth person and transparent. My wife call me and beg to take over the business while I am off to work than she can be doing it on my behalf. I felt concern and I thought it was a nice idea for my wife to be part of my business for survival after all the business is not for me alone it is for us. I agreed and gave her instruction about the business and told her all the Scams and fraudulent activities some agents are into which I never take part in. I have earlier told her to get an employment with her WASC but she refused to look for work and I could not force her since I was the bread winer and God is doing it for me. I therefore advice her to go to Teachers training college so that her education can influence our children upbring she bluntly refuse that she can never be teacher.

One day I came home to meet 6 people waiting for me with my official receipt that my wife collect rent money from them and never give them houses. I was shocked. I asked her and she did not deny of the allegations. I had to quickly borrowed money from my cooperative in the office to pay all of them so that I would not be put in jail and lose my new job. The excuss she gave was that she gave the money to one Agent and that one gave her commission and told her to come and collect receipt the next day and could never be found any more in his Office.

Since then a lot have continue to happen;
She will collect clothes from people in Church and pay half and never pay again and give me embarrassment. She will collect money from people for admission into university she will not do and she will not return the money. Work she refuse to do, despite she knows how to do Hair weaving e.t.c she refuse to do it.
She will claim to go to see her father at Ilorin but will not get to Ilorin on time but the next day on schedule and claim to sleep at her daugthers place in Ibadan. The daughter issue that we had resolved when she said the parents of her former husband drove her away to marry their child because He was still a student.
Recently; I woke up to find traces of black substances like Charcol in my mouth when I did not eat charcol or drink Paraga.
We live in Room and Parlour and I have since then lock her with her children in Parlour while I sleep alone in my room.

Now what I resolve to do is this and what all advice whether I should go ahead.

I have told her that the relationship had been cut off that she should go and marry her former husband.
I want to rent a room for her now to stay with her children while I look for a room else where to start my new life.

Please your advice ! Thanks.

NIM is not having weight now but it still remain the pioneer of all Professional management. NIM is facing a lot of challeges now but in future it will regain its stand. Because NIM is recognised worldwide, but in Nigeria it is just like the case of HND/BSc. issue. NIM is not having weight like before, you can take the exam now and have the certificate which you can add to your CV.

It is an additional point in the selection process for employment, for instance;
Bsc (Adm), ANIM, ACIPM.

It also depends of the course you did at your first degree.

For more and better advice, email your profile to raphaelkoya@yahoo.co.uk for more advice it is free.

Best of luck.

Hi, Welcome to Nigeria, bellow are the best Bank for you, else you loss all your money.

First Bank of Nigeria.
United Bank for Africa.
Guarantee Trust Bank.
Zenith Bank.

Best of luck.

For any other advice;

Contact : Raphael Koya Int. (Bsc., PGD, MBA, ANIM, snimn.)
raphealkoya@yahoo.co.uk

My advice is free and transparent.

Best regards.

I read mathematics/computer science education [B.Sc(Ed)]. Is this truly a double honor? Do i stand the chance to work in the capacity that a BSc holder would work? Is University of Ibadan a fine place to do my Msc in Maths?

My advice is for you to finish you university first. Then anything you meet in the market place you take.

University of Ibadan is one of the Oldest university and well know and recognised worldwide most of you lecturers who are Professors now passed out from there, so is still very relevant and recognized.

Your course is an everlasting joy course. Mathematics / Computer Science Bsc. (Ed) is one of the best course in the world today. I will advice you to go for Msc. (Library Science ) after your graduation. And believe me if you happen to work in the library you can become a University Librarian or Professor.

You can be employed by the United Nations or Military or National Data Organization.

Best of luck, the sky is your limit.

In case you need advice from time to time.

Contact me on : raphaelkoya@yahoo.co.uk

Wishing you best of luck.

You do not need BA(Ed) any more;

All you need are just;
PGD (Ed). & ACA.

With this 2 you can work any where be it Petroleum, Telecom, Banks, Insurance, Federal Minisry, State, LG, Schools among others.

Your Accounting HND is still valid.

Not all that have Bsc. Accounting are getting work. It is not easy in Nigeria now. and do not waste your money on unnecessary education that will frustrate you.


Best regards.

My best Advice for you ! Very Simple.

You have a baby now and Married. You are working for now and have HND. You do not have problem unless you want to create problem for yourself. All you need do is forget about HND/Bsc. issue and have focus. Today HND is still relevant, alway check advert on internet and Guardian of Tuesday.

Secondly, if you are not more than 30 Years, Lagos state is looking for Teachers to teach in Secondary schools in Lagos state you can apply and if you are given the employment you are to complete part-time programme for your PGD(Ed).

Accounting is a very fine course in Nigeria.

In the alternative, if you have enough money, you can register for ICAN Exams and be doing it on part-time to have your ACA.

Also, I need to tell you that you have arrived, don't give yourself any stress, a lot have Bsc., PGD, MBA, ANIM, among others but no better job, they still manage what they have waiting for their own time.

Continue to look for better job with what you have, meeting people and asking for help, pray as well and you will break through.

In case you need further help or advice, you may wish to email me for brotherly advice.

raphaelkoya@yahoo.co.uk.

Is a matter of time, you have done your part, leave the rest for God.

Best regards.
Koya-int.

I have the following bungalows for sale;

IKEJA
-A bungalow at Ipodo Market Ikeja for sale on a tarred Road idealy for Shopping Complex. Title : R/C & Receipt. - 35m
-A bungalow at Balogun Bus stop Ikeja. Title : R/C & Receipt. - 45m
-A Story Building around Balogun / Oluwaleyimu. Title : R/C & Receipt - 65m
-A Story building along the road on Awolowo way. Title : R/C & Receipt - 145m
-A bungalow along Oba Akran Avenue, Ikeja. Title : WEMABOARD PAPERS - 250m
-A two story building along Oba Akra Avenue, Ikeja. Title : WEMABOARD PAPERS. -850m

AGEGE
A bungalow along Alfa Nla road.  Title : R/C and Receipt. - 35m
-A bungalow along the Road at Pen Cenima Agege.  Title : R/C and Receipt. - 38m
-A bungalow along Iju Road Agege.  Title : R/C and Receipt. -38m
-A bungalow along Ogba Road Mosalasi Alhaja B/stop. Title : R/C and Receipt. -34m
-A bungalow along Ogba Road Keke B/stop.  Title : R/C and Receipt. -36m
-A bungalow on the road within Mosalasi Agege.  Title : R/C and Receipt. -30m

For detail & Inspection :
Contact;
Raphael Koya Int. Ltd.
Tel: 08054353087, 08033255591
raphaelkoya@yahoo.co.uk

ACL : The right Answer to your Question.

You have errected a build at Ikorodu (Lagos State Agric. Land).

First, be prayerful, with God all things are possible.

Second, there is nothing you can do now, you can not remove the building or distroy it yourself, I do not advice you to leave it now.

Your best bet is to put roof unto it with minimum cost, doors and windows, put electric light there and rent it out to recover part of your money before Lagos state could discover that you are on the land.

Since you are on the land already, if you have let it out by now you would have been collecting rent. Government Agric. development may exist or fail to exist. Government are not serious about Agriculture, you may be luck to have collected rent for 10 years before Government will lock at that location for Agric development.

It had happen, just go ahead and roof, window, door at low cost at this time, you should not live there, you let it out and if Government would want to demolish you will be given notice for you to know and any tenant that got affected will not compensated by you any more, that is there luck.

ACL, you are almost there, you may not loose totally, The building can only be demolished if people are not living inside it. So go ahead and complete and urgently let it out. Do do use Agent to let it out. Just put to let there after completion with your telephone number, people living in the area or want to live in the are will call you and you negotiate price.

Best of luck.

I am advicing you because I am an Estage Consultant.

If you need any further information / Assistance.
My contact;
Raphael Koya Int. Ltd.
Tel: 08054353087, 08033255591
email : raphaelkoya@yahoo.co.uk

With Raphael Koya Int. Ltd. We advice you on investment in Tangible properties like houses, Estate and Land.

We guide you and keep you informed all the time about property development.

First Advice;

Buying Land at Lekki or Water log area is more expensive for commercial investment in property business.

The Capital involved in errecting a building at Lekki is very huge which can build more than 3 Houses in Agege, Ikeja and Ogba purposely for commercial investment to yield income and far better than investment into Shares at the Stock exchange.

We have alot of Bungalows at Agege, Orile Agege, Ikeja and Ogba for Sales with valid documents ( Registered Conveyance and C of O ) with purchase receipt and verifiable.

Such bungalows after purchase can be demolished and in the commercial area, on the main road, you can put up Shoping complex, Event Centre, Hotel, Restaurant, Fast Food, Schools, Bakery, Water Industry, Polyma Industry, Banks, Warehouse and many more as you so wish.

You may even wish to Build up your own residential home at that location, most especially Politicians, Churches, Clergy, Workers, Doctors and many more depending on choice.

See our Available For Sale properties;

A bungalow at Agege with R/C and purchase receipt for sale @ 28 million.
A bungalow at Orile Agege with Survey plan and purchase receipt for sale @ 25 million.
A bungalow at Agege along the road with R/C and purchase receipt @ 30 million.
A bungalow at Ikeja along the road with R/C and purchase receipt @ 180 million.
A bungalow at Ikeja along the road with R/C and purchase receipt @ 150 million.
A bungalow at Ikeja along the road with R/C and purchase receipt @ 140 million.
A bungalow at Ipodo Ikeja with R/C and purchase receipt @ 30 million.
A bungalow at Ikeja with R/C and purchase receipt @ 55 million.

Others on request available.

Contact;
Raphael Koya Int. Ltd.
Tel : 08054353087, 08033255591
raphaelkoya@yahoo.co.uk

WE HAVE JUST BEEN ACREDITED AS INDEPENDENT SALES REPRESENTATIVE FOR TOWER BUILDING MATERIALS.

YOU CAN NOW ENJOY QUALITY & BEST ROOFING WITH TOWER BUILDING PRODUCTS.

PRODUCT LINE;
LONG SPAN
CLADDING
TOWER SCRAMP
AND MANY MORE

FOR MORE INFORMATION;

CONTACT;
RAPHAEL KOYA VENTURES INT. LTD.
TEL : 08054353087, 08033255591
EMAIL : raphaelkoya@yahoo.co.uk

TOWER BUILDING PRODUCT, BEST QUALITY & BEST PRICE

STAY WITH THE BEST QUALITY,  YOU WILL BE GLAD,  YOU DEED.

CHEERS.

WE OFFER ALUMINIUM ROOFING WORK SERVICES
THE BEST OF ITS KIND IN NIGERIA.

WE ARE SALES REPRESETATIVE OF TOWER ALUMINIUM PLC, OBA AKRAN IKEJA, LAGOS.

PRODUCTS INCLUDE
CLADDING
TOWER SCRAMP
LONG SPAN
SPECIAL DESIGNS

ALL TOWER MATERIALS.

THE BEST QUALITY AT BEST PRICE.

CONTACT;
Mr. Raphael Koya,
Tower Independent Roofing Works Marketer,
email : raphaelkoya@yahoo.co.uk
Tel : 08054353087, 08033255591

You can buy and resell LA PAD of Learn Africa (Formerly Longman) to Musques, Churches, Government, School teachers, Students, High institution Lecturers, Gift items and many more.

Features;
Internet ready
Bible
Qur'an
Dictionary
Excyclopedia
Languistic - All languages.
Science - Engineering, Medicine, Technology, Computer, Telecom e.t.c.
Management - Economics, Business studies, Production, Project Mgt., Finance & Acctng.
Social Science - Psycology, Sociology, Government, Political & Environmental science.

* and many more.

Contact;
Mr. Raphael Koya.
email : raphaelkoya@yahoo.co.uk
Tel : 08054353087, 08033255591.

Can I have information about the following requirement;

A plot of land in Lagos State.
Ikorodu Axis.
Not river side and not in the water log.
Dry land.
Accessible : Not far from Road.
Newly developing.
Price budget : 150k to 180k

Thanks

contact me;
Raphael Koya,
email : raphaelkoya@yahoo.co.uk
Tel : 08054353087, 08033255591

Where exactly is agbowa ikosi in lagos state.

Is it in main town of Agbowa or in the bush or forest of Agbowa.

Looking at Price of 200,000 per plot.

hiveprops;

Get your reply by sending your email to me and your request.

Thanks
raphaelkoya@yahoo.co.uk

THE FOLLOWING PROPERTIES ARE AVAILABLE;

SHOWROOM AT IKEJA, 1.3M P/A

DUPLEX FOR CORPORATE TENANTS AT IKEJA, 4M P/A

VARIOUS AT IKEJA, AGEGE, OGBA AXIS.
LAND, 3 BDRM, 2 BDRM, DUPLEX, BUNGALOW FOR SALE.

CONTACT;

RAPHAEL KOYA VENTURES INT. LTD. / BELFATS ASSCOCIATE LTD.
11, ORITSHE ST. IKEJA, LAGOS.
EMAIL : raphaelkoya@yahoo.co.uk
Tel : 08054353087, 08033255591

GOD BLESS YOU !

LOOKING FORWARD TO HERE FROM YOU SOON.

THANKS.

A SHOWROOM ON BUSINESS HEART OF IKEJA, 1.3M P/A

A 10 BEDROOM DUPLEX IN A WELL SECURED ESTATE AT IKEJA, 4M P/A

BUNGALOW FOR SALE AT IKEJA, 30 Million, R/C.

OFFICE SPACE PER METERS (VARIOUS)

SHOPS (VARIOUS)

2BDRM & 3BDRM (VARIOUS)

CONTACT;
RAPHAEL KOYA VENTURES INT. LTD. / BELFATS ASSOCIATES LTD.
11, ORISHE ST. IKEJA, LAGOS.
email : raphaelkoya@yahoo.co.uk
Tel : 08054353087, 08033255591.

GOD BLESS YOU !

LOOKING FORWARD TO HERE FROM YOU SOON.


MANY THANKS.