olarayo: *SALVAGE YOUR FUTURE FROM DECADENCE* You have worked as a civil servant for 35yrs and now it’s time to retire but the federal government has compulsorily helped you in saving little of your salary to a *Retirement Saving Account* so as to get something to live on after active service. 25% or 50% of this savings is given to you in lump sum which is formerly called (Gratuity) and the remaining is spread to you as a monthly salary but lesser than the amount you collected during your active years.
Note that it is a withdrawal payment plan and after a while this money can be exhausted and when this is done no more money. *WHY LEADWAY ANNUITY PLAN?* It is a concise plan strictly for retirees. Not restricted to any years of retirement *HOW IT WORKS?* After your lump sum has been paid to you, you can move your balance to *LEADWAY ANNUITY PLAN,* This money is divided by 10yrs (120 months) and you start collecting your monthly salary *BENEFITS* After 10 yrs leadway still continue to pay you for life. (after exhausting your money) During the 10yrs if the unforeseen happens LEADWAY pays your beneficiary your balance . Illustration RSA ACCOUNT RSA balance = 10,000.000 Monthly payment = 50,000
10,000,000/50,000 =200 months. This monthly payment can be paid in 16yrs 6months)
LEADWAY ANNUITY RSA balance= 10,000,000
Monthly payment is 10,000,000/120 (10year) = 83,333 for life
I AM FATUNWASE PAUL OLABAYO
I AM A CERTIFIED *INSURANCE ADVISOR *LEADWAY ASSURANCE COMPANY LIMITED* Call for additional Info : *07069429787* Please share with individuals and groups to save our parent, uncles, auntie and love ones from retirement regrets. Thank you FAQ: I heard your marketers will take out of my money as commission. ANS: our marketers are paid from the company, your mode of payment is divided by 10yrs (120month) of what you have in your account so there is no way it affects your money. Can I also do if I am self employed? ANS: Yes you can if you have a lump sum and you want to control your money for certain period
The same visa officer 4 , that visa officer is a menace
Samuelsontom: Hello everyone please I need an urgent advice, my case is that I was refused last year base on finances despite meeting up to required amount of pof and I defer my admission to this year and I did a new application around June this year with a better financial status than last year, and I always apply as sole sponsorship of my student visa not through any sponsor because I own my own company with good statement of account, but unfortunately I was refused again after 7 weeks of my submission since June, and the strange part is that they treat my application as an appeal and state all sort of rubbish like I didn't include sponsorer statement of account when I've never stated that I'm using a sponsor and also say i didn't include previous Refusal letter in which the previous Refusal letter is part of the document they sent back to me, and also said I didn't submit application letter and everything is in the document they sent back to me and the sad part is that they gave me 5 years ban and that I can't appeal because only one appeal is permitted per application, this is so strange because this a new application and I've not appeal any visa refusal from them this year, this shows that they didn't even check any of my documents this show how unstructured the irish embassy is in nigeria, please I need advice from you all on how I can fight this please �
Please guys if u get a 5 years ban from Ireland, which other countries apart from us, Canada and Australia can u apply for a student visa that your ban will not be noticed?
niyogeol: Hi. The explanation on your refusal letter differs from the story you have narrated above. Your narrative is laced with how you feel about the decision. That’s secondary anyway.
It is unfortunate they slammed a 5 years ban on you. But in a way, you didn’t put in the work required in your application it seem. If I am not mistaken, some information you furnished them with in your previous application that was refused might be different from this one that led to a ban.
Again, emphasis is on your finance. That you own a company doesn’t mean all the resources of the company is available for your use. Are you saying the company won’t need money to run if you use its cash to pursue education in Ireland?
For now, I won’t advice you to get a lawyer. Because it will cost you more money and the outcome is not guaranteed. Head or tail, the lawyer will collect his or her money.
If you know your application was not evaluated justly, go ahead to write a letter to address every point raised in this refusal letter and send to the Minister of Justice in Dublin, Ireland. Given that you have been told you can’t appeal this current decision. Part of your prayers in the letter should be for the ban to be upturned and a right of appeal given to you on this particular application. Note that your must write a compelling letter devoid of error.
PS: if you know you have misrepresented any facts about your application, don’t bother yourself with pursuing things any further. I hope this helps. Cheers.
i got a 5 years ban from Ireland last year, since den ive been in and out of depression, do u have any idea of any country that i can apply for a student visa that my ban will not affect? Apart from usa, Canada and Australia. Thanks.
First of all, and lets be clear - I am not a Visa Officer, nor do I know any Visa Officers in any Embassy. What I do know is people that work with me have savage trouble in getting the whole visa process right to UK, EU and Ireland even China and Japan. Also, and correct me if I am wrong, in the Irish, UK and other EU and US Embassies the Ambassador has nothing to with Visas - the visa office is staffed by Dept of Justice/State/Home Office Officials from their countries, whereas the Embassy is staffed by Foreign Office staff, who would find visa issuance beneath them. I can only assume that your petition, once it was seen as a visa matter was given to the appeals officer and he/she treated it as an appeal. I wouldn't think ambassadors would be bothered about individual visa cases, but I could be wrong. I have seen UK, Irish, EU and US visa refusal letters and the Irish and UK give proper reasons for refusal, ones that can be challenged on appeal. Maybe I'm an optimist but I would hope that VO's from all countries would be rules bound rather than opinion based
I do admire the advice you give and it has helped co-workers of mine in their applications
hello, which country can someone apply to if Ireland bans the person?
REQUISITE DOCUMENTS FOR STUDY (Enrolment in Universities) Perspective students have to submit their pre-enrolment applications on the dedicated portal https://www.universitaly.it Application form duly filled in block capitals. Applicant must sign the visa application form on submission. The visa application form can be downloaded from the website Two recent colour passport-size photographs (white background), size 3.5 x 4.5 cm. As to the technical specification, see the relevant document. Photographs should not be stapled on the application form Passport valid for at least 18 months beyond the expiry date of the expected trip, with two empty pages Colour photocopy of the passport page containing holder’s data Colour photocopies of any previous and current visa (if applicable) Medical Insurance covering all medical expenses, included hospitalization in any Italian hospital for the total duration of the expected stay Non-Nigerian nationals living in Nigeria have to submit copy of the Nigerian Residence Permit A. DOCUMENTATION RELATING TO THE UNIVERSITY ENROLMENT AND PREVIOUS ACADEMIC EDUCATION Summary of the pre-enrolment request as validated by the Italian university Applicant’s educational background: the documents listed below must be duly legalized by the Nigerian Ministry of Foreign Affairs, translated in Italian and legalized by either the Italian Embassy in Abuja or the Consulate General in Lagos prior to the visa application a) Original (and photocopy) of Senior Secondary School Certificate b) Original (and photocopy) West African Examination Council Certificate (if applicable) c) Original (and photocopy) of NECO Certificate (if applicable) “Declaration of Value” (Dichiarazione di Valore) - issued by either the Italian Embassy in Abuja or the Consulate General in Lagos - if requested by the Italian university Two photographs (passport type), of which one must be authenticated by the Italian Embassy in Abuja or the Consulate General in Lagos B. DOCUMENTATION PERTAINING TO THE APPLICANT’S PERSONAL FINANCIAL MEANS Documentary evidence that the applicant (if working) or the parents (father and mother if the applicant is a student) must have a reliable, verifiable and regular source of income adequate to provide the student with sufficient financial means covering the full duration of the academic year/s , which is 460.28 euro per month, equal to 5,983.64 euro per year. The following documentation are to be provided: Bank statement covering the last six months Documentation pertaining to financial investments (if applicable) Certificate of payment of tax on personal income (PIT) Letter of employment stating duration of employment and financial terms Pay-slips covering the last six months Proof of real estate property (if applicable); Or, Scholarship granted by accredited Italian institutions or agencies, local governments, or reputable and well-known foreign institutions or agencies C. DOCUMENTATION RELEVANT TO THE STAY IN ITALY Documentary evidence about the availability of suitable accommodation for the staying in Italy A valid return flight ticket APPLICANT’S PERSONAL DOCUMENTS Birth Certificate if born after 14th December 1992; or Attestation of birth issued by National Population Commission if born before 14th December 1992. This attestation must be accompanied by an Affidavit of age sworn in a Federal High Court to by either of his/her parent or, if they are deceased, by older sibling or an eldest family member. The Affidavit must be accompanied by the passport photograph of both the recipient, and the declarant, and copy of National ID card or valid passport (data page) of the latter. APPLICANTS SHOULD NOTE THE FOLLOWING: The Consulate General of Italy reserves the right to demand for any additional document if deemed essential All the documents should be provided in original and copy. Original documents (except bank statements) will be returned to applicants while copies will be kept with the visa application Any forged/fake document or passport submitted will not be returned to the applicant who will be prosecuted in the Italian and the Nigerian Court
hello, my passport expires next year, and i am applying for a study visa this year, my school starts September, is my passport still valid?
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mrrandomguy: Studies, research and development – additional documents
1. Copy of acceptance letter;
2. All documents required by the institution;
3. Confirmation of payment of fees (if applicable);
4. Documents regarding applicants family situation (marriage/birth certificates);
5. Travel medical insurance valid for the entire period of intended stay plus at least 2 days; valid for all Schengen countries; minimum coverage 30,000 EUR;
6. Hotel reservation or written proof of another accommodation FOR THE ENTIRE PERIOD OF VISA VALIDITY along with the amount of the rental; for applicants planning to stay with family or friends or being sponsored by Polish/EU citizens in any other way, an invitation registered with appropriate Polish authorities (Urzad Wojewodzki) is required;
7. Documents confirming the possession of financial resources to cover the costs of return travel and costs of stay in Poland (to be selected from the list - there is no obligation to present all of them). The minimum required amount of financial resources is as follows:1) PLN 2 500 for the return trip, 2) the cost of accommodation shown on the basis of hotel or rental agreement, 3) PLN 701 for each month of stay (PLN 701 x 12 months = 8 412 PLN):
a) Traveler's check; b) Original certificate of a credit card limit issued by the bank that issued the credit card; c) Original certificate of cash in a bank having its registered office in the territory of the Republic of Poland; d) Document confirming the granting of a national or foreign scholarship; e) Original certificate of employment and amount of earnings; f) Original letter of sponsorship confirmed by a notary public - if the applicant does not finance his/her stay in Poland. The sponsor confirms the possession of funds to cover the costs of return travel and the costs of the applicant's stay in Poland on the basis of the documents listed in point a, b, c or e.
please what is orginal certificate of cash in a bank?
hungkee: This is what I saw on the e-konsulate site “We have noticed too many visits to the e-konsulat from one computer / user. This may indicate forbidden scripts. Access has been automatically blocked for a while - please try again later.”
bro im having the same issue, have u been able to bypass this message?
Question : How can I obtain a credit card Limit Certificate?
Answer: Go to any of the major banks and ask for bank manager. Tell them you need a cash backed credit card . Basically it’s like a secured naira credit card . Meaning you will use your own funds to fund it as collateral ok. In this case the bank will put a lien on some of the money . For example let’s say you need a cash backed credit card for 5m. You will need to fund the card with about 6m because out of this 6m the bank will hold between 10-20% of it as collateral meaning they will put a lien on that 10-20% of the amount you are funding your credit card with. Once you fund the credit card account you can then request for a certificate/confirmation of credit card limit. Some banks take between 5-7 days to issue this certificate/confirmation of credit card limit. This certificate is what you need to submit to the polish embassy as proof of funds.
*He has to be there to open his own Credit card account.
Please i was banned but the documents i i provided were orginals and authentic, please can i get your number to discuss this? Thanks
ICaSNg: Within the last 1 month, there have been reports of students getting visa Bans.
Examples include but not limited to the following circumstances:
The 1st Applicant conveniently forgot to declare she had a previous Irish refusal and 3 UK refusals not only that, the visa office was unable to verify the Bank statement they provided .
The 2nd applicant on the other hand presented fake/ unverifiable Business registration documents as proof of their sponsors employment and also an unverifiable bank statement.
Lessons to students/ potential Ireland �� applicants: Try as much as possible to present genuine documents in support of your application. Do not assume the visa office or Embassy won't verify, you cannot be smarter than technology and trained officials.
Henceforth, we @icastravels will try as much as possible to verify all financial documents of both the main applicant and sponsor before even accepting to work with you on either your admissions or visa processing.
Hello, i got admission into Limerick institute of technology, i would like to know if there are jobs in Limerick while studying and after studying
Lifeofgabbyz: Hello guys. My post today is about Limerick city in Ireland where I currently reside. For those that want to come to Ireland or want to know how some basic things abroad work, you will definitely learn a lot. In my YouTube video below, I explained how the transportation system works in Ireland, how to get good and affordable clothes, how to get food stuff especially African and Nigerian stuff from supermarkets, among other things.
Limerick, which is a very cool and quiet city is Ireland's third or fourth (arguably) urban centre with strong economy after Dublin, Cork and Galway (arguably). It is an ancient city on the banks of the mighty River Shannon, with a population of about 100,000.
I started my vlog my showing pictures of the area where I live in Castletroy before taking a public transport to the City Center where most shops including Nigerian stores are located.
Watch the interesting video below and subscribe to my YouTube channel for more nice posts.
From limerick institute of technology and dublin business school which school is more preferable? And are there jobs during and after schooling for a business related course?
Yeah Dublin business school is actually affordable, I'm paying €11500, for a one yr course, I was given €1000 of scholarship in master's. This is way cheaper and a far cry from spending two yrs to do a post graduate diploma because I no get 2'1 and another two years for masters proper in canada. Making 4yrs!!!!!!!!!!
Hello, pls can i apply for a bachelor degree with a 3rd class degree?
I studied in Germany. Started from undergraduate school. I speak fluent German and know much about school and work in Germany. If you have any questions, be it about English or Deutsch in Germany, l would be glad to answer.
Hello pls can i apply for a bsc program with my 3rd class degees?
Rickywowoz: futurewise11: FAQ about german school admission and visa.
1)How can i apply for admission?
Use google or daad.de.
2)What is the school fees?
Most german university tuition free.except some few states where student pay 500euro.
3)Whats the admission requirement?
Generally,for undergraduate,u can get admission with olevel, toefl,good university transcript, or A levels.motivational letter,cv,etc. Note.always check ur program requirement. For master degree applicant,bsc result,transcript,toefl,motivational letter,cv etc
4)Can i be admitted without proof of english certificate like toefl,ielts etc.
Depending on the school/prog. Always contact the program cordinator.they have the final say.
5)Can i be admitted with my olevel into bsc program?
No.
6)Whats is uni assist?
Uni-assist is the link between prospective student and university.there main function is to verify your academic qualification if its enough to get you admission in a german university.
7)Whats there charges? You are to pay 65 euro,for the first application and another 15 euro per application if you are sending more.this is for non EU student. Below are important details of uni assist lease fill in the transfer form as follows:
Benificiary:uni-assist e.V. Account number:523749001 Bank sort code:100 708 48 Name of the bank:Berliner Bank, Niederlassung der Deutschen Bank International bankcode:DE10100708480523749001 BIC/SWIFT-CodeDEUTDEDB110
Please note,not all school or program are under uni assist,so please check if your school or program is under uni assist.
9)After 2 weeks you will be inform if your document is forwarded to your school or its incomplete to get admission in a german school.which you will duly be inform by uni assist.
10)Does uni assist grant admission?
No,its your school that gives admission.
11)After admission by my school what next?
Book your visa appointment,atleast one month and a week in advance,to set up ur block account.
Take your admission letter to the embassy open your block accout.after the account is open transfer the sum of 8040 euro to your deutche bank account.
12)How will i transfer the money?
Walk into any commercial bank (i recommend gtb and fbn)open an euro dommiciliary account,convert all ur naira to euro(take the malam into the bank,dont take ur money to there office)make sure the euro has being paid into your account before giving them your naira.
13)After 2 to 3 days ur will recieve confirmation for payment from deutsch bank.
14)On the interview date,get to the embassy very early,even before ur appointment time.germans dont joke with appointment/time.no oga abeg sir oooh.please prepare very well.
15)What are the likely interview question?
What are you going to do in germany,your course,program structure,school location(state and city),why germany,countries that has boarder with germany,what do you know about germany,why that course,finance,informantion about your sponsor,ur plan after your studies etc.
After interview u will be told,your file will be sent to foriegners office.they will let u know the outcome soon.
It takes between 2-6 weeks for the visa depending on the location of the school.
Please this is just a guidline,if you are in doubt of any information kindly post for honourable members to help.
To all the veteran of the house, Jejet,topeajis,godson,pfane360,liligem,franklysco,churchil,rihanaola,suxes,justwise,jagajaga,newacca,flange(africa) and those that i couldnt include there name respect for u guys.you are source of inspiration to me,particulalr during my waiting period for my visa.
Career / Re: Salvage The Retirement Future by Krisler(m): 12:07pm On Oct 02, 2022