₦airaland Forum

Like, I'm currently valued by Forbes to the tune of $8.3bn? Dunno who leaked that to these mfs in 1st place anyway.

Anyone coming around for anything marriage, is around for the goodies godammit.

I'm cooked dawgs, I'm cooked.

Life with it's burdens,


Everyone's fighting their own peculiar battles. Hang on right there, miss!

I'm not a motivational speaker, you might just hang around for the elders to wade-in in the discussion.

Omo, I can't stop laughing 😂😂...

This is literally me, couple of years back.

Still waiting for advice instead of borrowing sense (let's assume you weren't born with one)?

Just continue, your next bet might be 'it' !


And pls sprinkle abit of virtual to the mix. Your own nah play.

Donsilase:
Sometimes when i read things like this i thank God for the kind of family where I'm from, even though we dont have money but at least there is love. Like Where do you guy get this kind of parents from?

Anyways you don see am now, you can't blame yourself for having such a mother, you just have to accept your fate, hustle harder and give her some space

You're not alone in this one.

As an speaking to you now, am literally doing nothing tangible to sustain myself but my family have a great emotional support since I find myself in this realm. Reason I try as much as possible to give them peace by denying myself some things.

The best thing that can happen to anyone is having parents that are ready/willing to learn and unlearn what they've been used to all there lives. Always ready to flow with the tide, correcting with love and mentally aware in putting their emotions in check.


Dunno if I made any sense, but that's my reality.

@Op,Like someone mentioned, build from this. You're way too young to be stuck emotionally like this. She's still your mother regardless.


Move out if you can, cut communications from her. There's more to life I promise you.

DiamondJude:
Truly I need to fix my faulty wiring. I'm truly the architect of the hell I'm currently living.

Then, get your pity strucken self up and start looking life right in the eye!

Stop trying to escape the reality, drinking to stupor ffs!

Kaczynski:
Marriage is nothing but a legally binding contract that turns emotional dependency into a financial liability. let me break it down for you in terms even your BIOS could understand; why would i voluntarily install bloatware on my life? relationships are just inefficient resource allocation; time, money, sanity, all wasted on debugging someone else’s emotional stack traces. my kernel runs fine solo mfw you’re out here compiling dependencies for a shared life that’ll inevitably segfault.

Dear op,

Here lies an apt summary of an answer your question, that's if you can assimilate it properly.

Someone's putting the female gender and being logical In the same sentence?

Oh well,

Jerryblaq:
You missed the point here man
I wasn't referring to the northern part of Africa.
Those countries are way better than us economically, my point of focus in this context is to the east and west part of Africa where we have concentrated poverty.

Okay,

tommy589:
I guess we have two versions of the squandering of riches documentary. Ibb watched the one presented by a man in America. While Late Onyeka Onwenu anchored the one we watched on NTA in Nigeria


https://www.youtube.com/watch?v=y-OzTxlstw8?si=PjjTq55pvfB4X_6_

Wow, thanks for sharing...


Seeing a prime onyeka onwenu, Achebe.. this is refreshing.

Jerryblaq:
The painful truth of the matter is that most of these Africa countries are banking on us for their rescue whereas we ourselves are still in profound captivity.

Take a look at that scenariob in AFCON where Akor Adams stood by that congo man after being embarrassed by the Algerian players.
There is something genetically wrong with the average black man DNA but we are not ready for that conversation

Banking on you, in what ways?

You think countries like Tunisia, Moroccon, Algeria, Egypt gives a hoot about what happens in this continent in terms of politics, economy?

Their loyalty starts and ends with the Middle East.

franchasng:
Quality leadership can change the situation of the black race. I think white race are more transparent and sincere in leadership than the black race. They have better leadership quality and creative ability too.


Honestly all black nations need to do a diversity visa lottery program to bring in quality white people into their countries to mix the population and reposition black nations for future greatness



Take a look at South Africa, without the White South Africans, SA would have been a terrible nation, probably worst than Nigeria of today.

This, right there will rattle everything ranging from politics, religion, general human behavior.

Majority of past African leaders are nothing to write how about. The current ones are almost non-existent in world affairs.

3rd world for a reason.

SixSeven:
This topic should have come with a poll question. I just read a development where engineers are building roads that can power EV cars and they won't have to charge all the time. I'm not a fan of EV because I love control but I was sha happy to see that man is always thinking of progress. The question:

A. Did you think as a child that when you became an adult, your children will not experience UP NEPA

B. Did you as an adult in the 60s-70s think Nigeria will get back to the regular power supply in the future

This one is for Gen Z and don't feel ashamed to respond.

C. Are you ashamed that 24/7 electricity is a problem you can't believe Nigerian adults have been too comfortable with

It's just has to be the Deutschland!

This guys are so futuristic, love 'em.

You've got good imaginations I must confess.


Joblessness remains the main culprit tbh.

bigpriik:
That same girl must have done it to couple of guys so it's nothing new we are proud of you.

I'm struggling to believe this is not your alternate moniker because this right there is the main purpose of opening this thread.

Like someone mentioned earlier, channel your youthful energy on more meaningful ventures, no one gives a flying fk if you choose to ignore cardi B.🤗

Christlike01:
I can only hope that Chuckwueze and his people are very happy now — enemies of Nigeria! Una go still pay for this crime somehow,don't worry!

Childish,

Even VO would have lost his, your current African best could have done much worse. Why didn't they lead when it mattered the most?

Why shying away?

If you still think the Ghanaian referee and chukwueze are the scapegoats in this match, then you're a novice in the game of football.


What happens to creating concrete chances, being more possessive, playing with more precision in the final 3rd?

No one's talking about the fact that VO quietly feigned an injury and limped off with just 4mins to play before the penalties! The pressure aren't the regular you see or witness in a club derby, We're talking about a stadium filled with 98% fans of the host nation!

These current crop of players are great, they just need a better management.


That's football, you don't win every day.

Buratashi:
Have heard you, am wicked n selfish thank you . Sorry to say it's like your brain works anticlockwise. See the way you just turn the narrative

Seems you're a newbie...

Avoid this Monika for your sanity sake.

Came across this on X and can't just shake off the cruelty metted on this young man. Must it be on his face?

Poor dude's finally escaped this place but still can't behold the beauty visually. But I have a feeling he's enjoying every bit of the time spent in his new country.

MrSly:
Whose fault then?

Banks are insincere from the on set. If they were sincere they would guide any customer through all processes including the ones that would help your loved ones get your money in case of eventual demise.

But they are targeting people's money even from the time you want to open the account.

😂😂

Baba, abeg I no be banker neither is any of my immediate relative. I'm in their defense here because, if this said customers are more intentional about the safety of their 'sweat' and are more conscious of life and it's uncertainties, they should have asked for guidance from these institutions.

bixton:
It is not the banks fault.
Why would he not change the next of kin when the person passed away. There's always room for bank update anytime a customer needs such. The brothers have no right going to the bank whatsoever to claim such money. They only succeeded in informing the bank of the death of their brother...

Nevertheless, there's a misconception about next of kin when it comes to bank and money. Next of kin is actually the person that can be easily reached in case of there's an issue.



If anyone wants a loved one be able to get their funds in case they die, they should request for the form called "pay upon death"(POD) form and fill it accordingly.
Banks don't actually tell this except you ask for it.

Is this applicable to all the old generation banks?

Bluntemperor:
God bless you OP,for this should interest many Nigerians but because it is not about Girlfriends or Boyfriends Affairs,it may be a dry topic.
The Frustrating Roles of Judiciary is also noted ,you know - for many have died Interstate ( No Will) and their Funds and Entitlement- are just lying in the Banks Vault - Not Yet Claimed after Many Years Of Dispute by Family Members or Just ignorance by the same Families 😢.

There's more to life than that,

MatrixCircle:
A banker told me how they steal such money at the bank.
They keep watching at an account that has been dormant for a long time. Then they try to send messages to the phone number and no response, though the account has next of kin, they will never contact the next of kin if he or she never comes to inform the bank that the owner of this account is deceased. Also they can turn off the bank alert linked to the account and begin siphoning the money or use the account to do illegal transactions. Also many families don't know their love ones has such account in the bank.

So do not operate a secret account, always make sure trusted family member know all account in case of tragic and unexpected happens.

The banker told me he japa with his family from accessing and using a dormant account of about 40 million naira in it. No family member ever came forward.
Ask yourself why are so many bank staff have excess access to millions of naira to japa to any country of their choice, UK, Canada, Australia or US. Most are peoples savings at the bank.

Chilling 🥶

seunmsg:
I’ve read the response of many people in this thread and while a few managed to address an aspect of it, most simply share an ignorant opinion.

So your question majorly is, what happens to the balance in an account once operated by a deceased person. The next of kin or family members of the deceased can access the money if they simply follow the law. If the deceased made a will, the person the account was donated to can access the money. If the deceased died without a will, the next of kin of family members can go to the probate section of the high court and get a letter of administration. With that, they can access the account.

So, what happens if the next of kin or family members did not make any effort to claim the money? No, the money does not go to the bank. They can’t claim it as an income and the MD can’t use it to buy private jets as claims by someone above.

After some period of inactivity, the account becomes dormant. Balances in dormant accounts are held by the bank and reported to CBN annually. In accordance with section 77(2) of Finance Act 2020, the balances in all accounts that have been dormant for six years are transferred to “Unclaimed Funds Trust Funds”. This account is managed by the Debt Management Office and held in perpetual trust by the FG on behalf of the owners.

So, banks only hold on to the money for six years after dormancy with the hope that the owner will show face within the six years period. After that, FG collects the money as a kind of loan in trust for the owners. If they show up, the money plus interest is processed and returned to them. If not, it remains in perpetual trust.

Thanks for clearing the air.

CodeTemplarr:
Banks are naturally after deposits and will be happy to have such fund forever. If the regulatory authorities like NDIC CBN can force next of kin into the BVN record, all accounts balances under BVN can be collasped into one next of kin.

Say no more,

Zonefree:
When you see a bank declares $2Billion profit in a year or when you see Banks CEOs buy jets and estates, this is how they make their money.

Criminals!

I've seen it from this angle too, not the bank's fault anyway.

Most of us operate 2-4 bank accounts, while we use one for day to day cash transactions, there is this one we tend to stash money and leave it untouched for a very long period of time.

With the way people die in this country, I strongly believe most if not all (especially the elderly ones) have a bank account no one knows anything about.

My question is, what happens to this monies left by the deceased?

Can banks identify the account of these dead people?

I have also witnessed cases where the family of the deceased can't access these monies due to incomplete paperwork or some other reasons.

Let's discuss...

Flows001:
I was left speechless recently when I had a honest conversation with a 20year old innocent looking female friend of mine. This babe said she has lost count of her body count, and she knows and has used almost all the pills and drugs for pregnancy prevention, abortion, and all other manner of sexual fantasies.
Omoh better cold hold me, at just 20years old oo!!

This generation ehh, otiloo!!

I have witnessed something similar though...


Truth is, this generation of bachelors, of which am one of 'em is phucked!

Like, we're doomed. Nothing clean out there, just pick your struggle.

I'm okay with the price, Really reasonable.

Just the color putting me off here, honestly. Lavender would have pulled me in.

koladata:
Maybe you two should exchange numbers. It’s different over here, I’m excited about my next trip to PH. If the project I bid for comes through, I plan to stop by Cross River, it will be my first time there, and I can’t wait!

You need to find something that makes you happy, Nigeria is very big... you don't need visa to visit Abuja or Warri, 36 states with different vibes. My next trip will be bonny camp , i've head alot about them and the constant electricity couple with night life

You're well off to fund the travels mate.


You have a point though.

Kobojunkie:
From what creator did you learn of the existence of mermaids?

2. Wrong! The fact that it is mentioned across different cultures and folklores serves more as proof that such stories likely spread from one place to another over time and were not only embraced but also adopted as local legends across those many cultures. Such folklore does not serve as proof of the actual existence of mermaids.

You're right!!

Feeling better?

What do we even think we know as humans?


Can you know more than the creator?

That it's mentioned in different cultures and folklore points to the fact that these beings lived and still dwell among us...


Argue with your keyboard.

tesseract:
Lol...just keep quiet bros, you don't sound intelligent at all. This is a regular guy trying to keep fit. It's people like you that give them God like status, having very high expectations of them. A man is first a man, before he is a pastor or anything else.

This right there sums it up...


I have come to the conclusion that vast majority of the so called Christians lack common sense.

How does this affect my life and business?


Who the f is mr NL?