₦airaland Forum

Zahra29:
He's safe till May (elections) at least 🙈

The Greens/Polanski (not his real name) are very reminiscent of the hey deys of Corbyn's (🎶 ohhhh Jeremy 🎶) surging popularity especially among disaffected groups mainly the youth, working class and Muslim voters. Corbyn had charisma and far left populist appeal, but in the end his policies were seen as too radical by the mainstream public and he ended up losing the 2017 and 2019 GEs and being turfed out of Labour.

The Greens might be enjoying their new found popularity now that they've moved on from environmental issues, but some of their policies are even wackier than Corbyn's - withdrawing from NATO; decommissioning Trident 🙄; legalising class A drugs, prostitution and porn; giving asylum seekers broader access to welfare benefits and full working rights immediately upon getting off the boat; divisive anti-Israel sentiment, etc

Time will tell but I think moderate and conservative voters will be put off as more light is shed on them. They are just as extremist and potentially damaging as Reform - just on the left.

Unfortunately, with the current polarisation in British political environment, in no distant future. Labour and Conservatives, would pale into insignificance and Green + Reform, would become 1 & 2......

Interesting decades ahead (unless they start working harder than usual, to claw back all their lost glories...... 🙄

stephoye:
https://www.bbc.co.uk/news/live/cp8rjk02r0jt?post=asset%3Ada0f93c8-71e9-482e-ba97-577d205a733d#post

Congratulations to the Greens. Reform will always come second

This decides KS future (or lack of)........ 😂🤣

Controlv:
You've raised a very good point about value and price growth. During our second round of viewings few weeks ago, we found a very lovey property but the growth was just not it. 1st round of sales in the area after 10 years returned less than 3%. The area is now 20 years old and the price growth is not impressive either so we had to let go and stick with our current purchase.

This is the problem with those new shiny new builds....... 😊😁

If you're still dating, he is FREE to ROAM...... 😂😊

Main reason of 1st child paternity fraud........ 😂

They might as well just rename Nigeria to Tinugeria...... 🇳🇬😂🤣

Loan loan loan....... Tinubu the loan consumer, yet he claims he raised billions....... 🤣😂

Tinubu must be one of world's bank best customers...... 😂

Yet Remi said her husband was rich, and did not need Nigeria's money....... 💰😂🙄

Tinubu too should resign and go look after his health.... That his knee, requires reconstruction.....

Biodun1929:
I.was actually on a reddit post on this matter, and most of the older men there (60 and above) said they regret cutting friends off when they were younger. There is nothing as sweet as sitt8ng back with old friends and catching up on fond memories. You can't do that with new friends. Don't worry, you might not understand this now.

You're very funny........ Did I hear you say I would not understand....... In under 6 years, I would be 60.... So I very much understand....

Older friends that have achieved financial independence, as you are less stressful...... But the one's seeking attachments, are mainly leeches.......

Don't worry, when they return, they would make new friends...... 😂 😉

muyico:
Testament in Acts 5:1-11 (KJV/NIV).
Key Verses

Acts 5:3-4 (NIV): Peter confronts Ananias for letting Satan fill his heart, lying to the Holy Spirit by keeping part of the proceeds, and notes that he lied to God, not just men.
Acts 5:9-10 (NIV): Peter challenges Sapphira for conspiring to test the Spirit, leading to her immediate death upon being confronted.

Try to read the full story

Unfortunately I would not be reading this storybook..........

How many cases against the Nigerian government, have they honoured.......

This is simply paper judgement, kobo FG would not see...... 😂 🤣

We are still waiting for twitter to build an office in Nigeria (according to lie mohammed)......? 😂 🙄

Truthsave:
Abeg make Una carry this una Aids go one side , if you zip up you won’t have aids

Not in all cases, a visit to your barber using a clipper with affected blood, can spread innocently.......

muyico:
depending!
if truly lead by holy spirit
no problem

You need to rebuke that kind of holy spirit...... 😂

How much is your bride price + what's on your bride list........ 📃 🤣 😂

The world is smaller than you think it is, when you're a wanted criminal........ 😂 🙄

Imagine escaping to Nigeria, only to find out things are very tough, then trying to sneak back in..... Not realising your name was on a hotlist........... 😂 🙄

She does not know it's a blessing in disguise....... 😂 🙄

jedisco:
Nice video I upon which reminds me of conversations recently had here on ISAs and SIPPs.
Worth a watch.

https://www.youtube.com/watch?v=44u3ETcUns0&pp=0gcJCUABo7VqN5tD

The best combination in my opinion, is to combo all of them......

Work pension, state pension, ISA & SIPP....... With the ISA, you can deep your hands into it, whenever and however, if the need arises.......

The beauty of all this schemes, it reduces your disposable income, thereby reducing your black tax and makes you more financially prudent & savvy..... 😂 🤔

Be a proud Akagon...... 🙄 😂

No hiding place..... May you be aware, if you're been hunted...... 😊 😂

That apartment is company property, only to be used by anyone occupying the position of current girlfriend............ 🤣 😂

Lukuluku69:
Exactly.

Someone said to bring her back will cost £4,000k in Airfare/Cargo. Is her Hospital Bills for 3 days even close to £10,000? Even if, what happens to the balance of £6,000 if they are able to raise the £20,000?

They can rally round and do a pro bono thing with moving the body down to Nigeria once they can raise the Airfare.

I trust some people of a particular Faith, they would have done this without even asking for anything aside the Airfare. It is a duty they owe the departed soul

They have raised £2821 so far. Maybe if it does not get to £20K, they have a change of plans or commonsense would kick in.......

Lukuluku69:
£20,000 to bring her back?

Why not Bury her in the UK or is there a Law that says you can't bury non citizens in the UK?

Because they are hoping to spend other people's money......

Arostar2023:
Lol... funeral abroad no be child's play oO. Unless you want to donate the body for medical research.

With the £2K they got presently, that's enough for a low key burial ceremony, no frills attached......

Why are they seeking £20K to repatriate her corpse to Nigeria, why not simply bury her in the UK? The dead never knows their location of final rest........

The reason travel insurance, is very important........

GOFRONT:
Who get mind rape a lady with pimples in the chest like this

You made me pinch and zoom, you need deliverance........ 😂 🤣 🔎 🔎

From gym to registry....... 🤣 💪 😂

Some people would still defend this lunacy........ 😂 🙄

FromZeroToHero:
Hello good people, my wife is a registered Nurse with over 10 years of experience. She's currently working at a government owned hospital but I am planning to sponsor her to pursue her Nursing career abroad probably in the UK or US.

Considering her age, can she still cope with the rigorous process of migrating abroad and what is her chances of getting a job abroad because i heard they mostly employ younger people between 25yrs to 30yrs.

Don't hesitate... Pick the country and get her sit for conversion tests required....... Would not be easy at the beginning, but would progressively get better.......

Zero immigration database blacklist checks........ 😂

No border policing, whatsoever.....

jedisco:
Yes, in retirement, one should be in lower tax bands hence pay much less in tax than they'd have paid if they weren't invested in a pension. That's the whole idea behind pensions being deferred tax wrappers in most countries. The UK is quite generous with their 25% tax-free lump sum. Infact the UK SIPP and ISAs are about the most generous in the developed world.

I fully agree.... Anyone not taking advantage of all this tax incentives, via an investment vehicle, is doing a dis service to themselves....... 😊 😂

jedisco:
As regards pensions, alot has been said and people would make their decisions and bear the outcome. I'd end with this - even with all the uncertainty, all I'd say is that you don't need to live the rest of your life in a place to make use of opportunities that arise.

In Nigeria, I served in the north- was never sure I'd settle in the state longterm but it didn't stop me from picking up a piece of land. As per the UK, It was when it became clear to me I'd leave the UK that I hurried to complete my property purchase. I contrinued contributing to the NHS pension till the last day I was eligible. Even though I was leaving, I weighed the pros of property ownership via a business in the UK to still be worth it- afterall, it was a system I knew and Canada was largely unknown. My accountant recently told me- why not just sell everything and bring it over to Canada and invest. I told him - baba leave that one there- e get why.


What am I saying? Access to a modern pension system is one of the basic means westerners use to maintain wealth. I've looked at Nigerian based funds and I'm yet to see any with the cheap fees or global reach as you'd see in the UK. For reference, the difference between a 0.5 and 1.5% annual fee might seem small in a beay but over 25 years can easily amount to over 30% in additional returns. That you may leave the UK does not mean you cannot benefit from its pension apparatus. Also remember you can move your personal pension to many countries. It's your money and would payout when the time comes. No one knows the furure but we can only plan based on information we have.


When someone says don't contribute to a pension, do well to ask them how you should fund your retirement - is it thru ip? Also ask yourself if you plan to keep working till 70.
I'm not talking about state pension contributions as that is mandatory. I'm referring to additional contributions.
I'm labouring this point as it's one area most migrants hardly engage with. We don't have many older folks around who've seen it through. Even among colleagues, I'd count on one hand those with a robust SIPP.


I'd end by saying this- there are two financial moves I regret as per my time in the UK.

1. Not buying a place before or during covid eventhough I had the means to. I dillydallied on this and thought that afterall, I can always buy. End is I missed about 50k in capital gains I'd have earned if I did.

2. Not prioritising my personal pension. Yes, the NHS pensions are generous with the state pension being a the cherry on the top as I thought. However, as I later learned, the tax advantage and flexibility of ones private pension is unrivalled. I focused more on my ISAs most of the time I was in the 40% tax band. Yes, I always used my ISA allowance but some money would have gone much farther in a pension considering my tax band. By the time I started contributing aggressively, I couldn’t maximise lost years due to contribution caps. A good example was a government grant of £20k I received. I paid 8-9k in tax on that money. If I had shoved a chunk into a SIPP in that tax year, my tax liability on that sum would have been significantly reduced. I left so much on the table by not utilising my SIPP.
Today my UK SIPP is a decent sum (pictured) but could have easily been much more robust. This would have enabled me be bolder in exploring opportunities elsewhere.

I hope you understand how withdrawal from SIPP also works....... You're only allowed 25% tax free and the rest is taxable.........