Lumi is dead ........ What's now going to happen to her meet and greet party, slated for Lagos .........

She is alive...... The most important of all ......😁

Peerielass:


Clear balance or move to another 0% balance transfer card on expiration of the 24/36 months. Rinse and repeat and never get to pay interest on the old balance. You need to be financially disciplined for this to work - no new spends on the credit cards as the internet will be due immediately.

If you can't clear balance......... Simply apply for another balance transfer card ........😂🤣

By the time you BT twice, one would understand the game and be more financially savvy ........😁😜

AgentXxx:
God bless everyone that shared info about this 0% purchase credit card 🙌. I just got approved for 0% for 21months with a generous credit limit. I will start preparing for ILR payment using the card.😋

To the brother who shared the initial issues, God bless you as your gist brought solution to so many people.

I will end my post with a quote from our own Prof: Layi once said “InFO la fi nFO” if you don’t understand ask a Yoruba friend 😝

Why you no go read the conversation, for google........😁

That's why people so miss the point of NL........ A sequence of conversations, painting a brighter and colourful picture.(in a language we all understand)......🤣😜

ReesheesuKnack:


But even with 0%
One must pay balance transfer fees (typically 3.99% - 4.5% of balance to be transferred).

Absolutely..... But that's all you pay, till your BT period expires (hopefully person go don clear balance).......😁

Some lenders offer 0% fee, but with shorter BT periods.......😜

Who say then no get sense......😂

Santa2:


The way I rationalize paying hefty immigration sums upon renewal is that, its my way of getting another passport while paying in instalments. lol. Back in 2015 -2017 a few friend were shelling out between $60,000 to $100,000 to get a second passport, I just dey look they ask "where una dey see this money"? So in order not to scatter my mental health I tell myself that na same thing I dey do but Home office just dey allow me do instalment payments. . What you wrote up there resonates with me. I have been looking at getting zero percent interest cards that one can pay over 2 years in readiness for the next renewal. One thing I have learnt from this thread is the importance of building a great credit profile and using using credit responsibly.

Any main credit card with even 100% Apr ...... It does not matter....... Simply get another balance transfer card with 0%, and move balance....... 😉

Clear balance within the 24/36 months....... Bob's your uncle..... 😂

Tier4Dependant:


When they say pay in £1500 into the account, must it stay there till the £185 is paid.

Hustla...... Come answer question o....... 🤣🙄

ubby26:
Guys, I have been trying to get an extended warranty for my 2012 Ford fiesta, but every warranty company I have tried (AA, RAC, Warranty wise) says my car has to be less than 12 years old. The mileage on the car is 57k.

Please what other option do I have?

Check that your vehicle does not have the dreaded ecoboost, aka ecoboom engine..... If it's not the ecoboom engine....... Just put about £45 aside every month (to cover emergencies).......🤔

Vehicles don't normally go wrong, if appropriately maintained and serviced...... 😁

Warranty companies, usually shy away from older vehicles (you suppose sabi why)....., 🤣

ukay2:
Any one invested in Solar Energy and Batteries please?

I am thinking of going solar panels and batteries and go off the national grids. I may even sell the excess energy l will generate to the national grids and get paid by the energy companies

At Lexusgs430 et al.... Advice please

I have heard people do it, but they did not have anything good to say about it ......

Remember, you would require consent from your mortgage provider, prior to mounting those panels......😁

https://www.moneysavingexpert.com/utilities/free-solar-panels/

Lexusgs430:


Nah now you go sabi say, recourse to public funds..... Nah scam.....

That moment you required the funds, it was never made available...... I hope you don't need PF, but if you do (it's always available)...... 😊🤣

NB: If you have children, start collecting child benefits (invest all funds in kids/junior ISA)..... 😍

Reesheesuknack - Are you the real Rishi Sunak ......😂

It was mentioned in my previous post ......😜

I love this guy ....... 😁😜

For all switchers....... Santander is offering £185.00.......😊😂💷

SeaTrade:
No I didn't ooo,
I didn't even check physically before buying cos of distance and time,I just sent someone to go check and when he confirmed I paid.
I called the dealer,he is saying one sensor close to the bumper bla bla bla...could be the cause.
I don't know if I should trust what he's saying.

Pay for a full vin check...... To start with...... Don't spend any money on the car yet........

SeaTrade:
Hello house,
Please I have a problem.
I just bought a 2021 Honda accord today and its driving me mental.
Car was gotten from Abuja,only for it to get to PH and all warning lights on earth keep throwing up on the dash.
I'm going mental and really angry and disappointed, I should've trucked this vehicle I swear.
Car was driven for about 700km to get to me,
Please experts in the house,any pointers?
Gazzuzz,kingreign ,9icetoo,nurey,heavenlybang.
I'd take a pic of the dash now and upload.
Chai.

Did you check the history of the vehicle, prior to purchasing it (for historical flood/accident damage).......

Umeleeds:
Yes, she has one, Under 3

When you factor in, childminders tax, £24K wage & other cost of living........ It's clear like 7up ......

If I was advising her, sit on the government, till she gets her council property....... Then cross other bridges accordingly.......

domin8:
Evening All,

Please can someone share a cost-effective way of booking a mechanic to inspect a car about to be bought?

I want to prevent travelling until I can get an inspection report.

Thanks!

Use AA or RAC.......

https://www.theaa.com/vehicle-inspection/

https://www.rac.co.uk/buying-a-car/vehicle-inspections/basic-inspection

fatima04:


You like enjoyment 😉.

Fun fact - i still have the website of duirell active and open in my browser since nearly 4 years you recommended the location 🫣🫣

For some reason, I am quite hesitant travelling outside because of my baby

Duinrell is the best place for kids....... Travel with another family...... You guy's would NEVER want to return home ..... (It's better to drive down).…...😁

Are they saying, Nigerian Army could not even kill one of them ......


All they keep doing is chasing them into surrounding bushes.........😁😂

hustla:



Obvious fake news

He could have been arrested for something else....... But NEVER £160K (government funds)........

Not unless he organised COS for people, to the tune of £160K (alarm don blow now).......😂

Umeleeds:
Good evening elders , my cousin needs urgent advice
She got a job offer of net £2400 but fixed contract of 12months full time work
Unfortunately she is housed by council (temporary accommodation)
I have done the maths with her, if she takes the job her universal credit will be Nil/zero and it will definitely affect her housing benefit.
Given the high cost of renting in London , what’s the best way forward? Is anyone working full time while undergoing housing crisis? Did they ask you to leave your temporary accommodation or start paying the rent? How did you manage? Will she still be eligible for permanent housing ? Any advice

This is very simple...... Once she takes the job offer, she is no longer classed as a government pickin......

Her benefits stops + her housing benefit stops(she would join the hustle, like we fellow hustlers on the street).......😁

She would love the 12 months of earning her own money (but she would very quickly realise that, the cost of housing, no be beans) + other related cost of living expenses.....

What happens to her after 12 months..... This is the koko....... 😊

Once she leaves that temporary accommodation, she returns to the back of the queue...... 👌

Does she have a child or classed as a vulnerable person......

Treadway:
since when UK dey dash person $160k to someone who didn't discover the cure for AIDS or invent a hydrogen bomb🤣🤣🤣

That is just one of the many silly blogs that have been reporting that false story since yesterday. I don't know if the imbe is in trouble with the UK popo, but I do know the UK doesn't dish out 160k GBP to asylum seekers, which was an element of the silly story.

The way this £160K don take catch fire for tiktok, everyone would be heading down to the UK, to claim asylum........ They would be shocked, when they are tucked away on a ship/or back to Rwanda ....... 😁

dupyshoo:
Shikini child benefit, 30hrs free childcare, access to free government bootcamps (if you are interested). I think dat's all.

Not also forgetting if he finds himself unemployed...... He would also be entitled to unemployment benefits (or whatever they call it now)........😁

He would now also be able to apply for a student loan (Incase he needs to return to university)........😁

I am sure many more benefits are now open ...... The question is ....... Would he want to collect pennies, when he can earn pounds........😜

BouharryArtikou:
Thank you to all who responded to my post below.

Please ehn, I have another question.
Now that I have recourse to public funds, does anyone know some that I can get? All my money haff finish. ILR application for a family of 4 finished all my savings.
We currently have pretax household income of 75k (50k + 25k respectively).

What benefits can I claw from the system please?
Man wan maximise everything ‘lost’ in this last 5+ years.

PS: please don’t judge me. I too suffer.

Nah now you go sabi say, recourse to public funds..... Nah scam.....

That moment you required the funds, it was never made available...... I hope you don't need PF, but if you do (it's always available)...... 😊🤣

NB: If you have children, start collecting child benefits (invest all funds in kids/junior ISA)..... 😍

IcecoldDon:
Hi Everyone, I am hoping to take my wife and 3 kids ( ages 8,5 and 3) on our first summer holiday outside the UK, but I have no idea how to get a great all-inclusive package deal with a rough budget estimate of around £500/600. I have heard nice things about Tenerife, Algrave, Gilbratar etc. I don't mind if it is just for 3 or 4 days or if it is grand or posh, as long as it has a beach or nice facilities for the kids to have fun and run around and have a break from the UK weather and school routine. There is so much information online and so I don't even know how to filter the right information as I know that the best value deals will be hidden and gotten mostly through referral. I am not even sure of the number of rooms to book for all of us and so all suggestions will be highly appreciated. Apologies if this is not the right thread to post this inquiry.

Download this app.....

Loveholidays.....

Holiday bookings are ATOL protected & it's all inclusive (don't forget to book your transfers, within the app)......

Enjoy the sun....... 🤣😁

sulaak:
That is why I support the banning of crypto trading. Nigerians are usually looking for quick mean of earning money

Do people gather in a crypto centre, to trade...... 😁

With investments, your value might go up or down ...... You might say investments, is another form of gambling......🤣😂

The picture looks like when the military, picks on civilians and start bullying them ......

makjo900:


That's just freestyle. If Russia really hit Ukraine, like Isreal is hitting Palestine then the sound will be different

All I hope for, is Ukraine gets their country back (from putin's aggression)....

And russia pays to rebuild Ukraine.....

makjo900:


Ukraine can't hit Russia for long else Ukraine will be decimated

They have been doing their best for over 2 years now, hitting russia and it's interest.......

makjo900:



It was a retaliatory strike.

I would not expect Ukraine, to remain a sitting duck and start praying (like Nigeria would do)......

It would be tit4tat, till someone raises the white flag.....

Elsueno:


Keep giving the war hawks in Russia a very good reason to be much more brutal than necessary.

Tell ur boss zelensky to wrap off this thing B4 Putin hands over to his successor sha, imagine having d weapons to turn Kiev into rubble in a few weeks but still not doing it. Not everyone has such remarkable self control

Why would you not tell putin, to stop the aggression......

justmondris:


Just dey play. You think na Osofia in London you dey watch?

Ukraine already attacking refineries + concerts, in russia.........

This would send a message to russian's, that this war is already happening on russian soil .......

frankson1:




Putin is not out on a killing spree like Israel. His targets are the infrastructures.

So all the innocent people he killed, so far..... (on the Ukrainian and russian sides).....

What would you call that.....

Ukraine would also attack russian's power plants too (very soon).......


One day one day, putin would be forced to raise the white flag, either from the kremlin or from down below......