₦airaland Forum

ReesheesuKnack:
There is no source for this story. The Daily mail is not a reputable source. If the Guardian hasn’t reported it, it didn’t happen. End of story.

Sulele04:
When will it be available & how much ?

celi4ever2k5:
I remember seeing a post by Lexusgs430 warning about scams on the marketplace when buying a used car. I had an experience where a private seller listed a vehicle for sale on Autotrader, claiming no damage (non-Cat S/C/D/N) or stolen history. However, the CARVERTICAL report showed that the car had an active lease. When I contacted the finance company, SANTANDER CONSUMER FINANCE, they advised me against buying the vehicle. I want to warn new migrants to be cautious of such scams. I had to lower my preferences and buy from Arnold Clark since I needed a car urgently for work.

Thinker9:
Yes, by next week we should be looking for a sell position on gold

Globalshaper:
Good day, house

Please I need clarity on my credit journey.

In a quest to ramp up my credit history to position for early mortgage in the UK…

- I have tried to upgrade my contract only sim with Vodafone to phone + sim but got declined.

- I have tried to open (activate) my Experian account, also got declined because my details can’t be verified.

- My credit score with transunion seems to be crawling at 562 after 5 months of being in the UK.

- I didn’t qualify for CapitalOne Card.

- ClearScore (Equifax) didn’t also give me much product option

It’s looking to me like building my credit history will take minimum of 2 years to even begin the journey. Yet I keep seeing people here having fantastic credit score after 5 months of being in the Uk or getting a mortgage after 2 years.


My question:
What practical steps can I take to ramp up my credit history and position for early mortgage with my short UK residence history?


Thanks you 🙏

celi4ever2k5:
Hello House! I need assistance with my car insurance. I have received various quotes, which are pretty high and confusing. I currently hold both a UK Provisional Driving License and a Nigerian License, but I am uncertain which option is the best and most appropriate for me. I have noticed that the quotes I receive using my Provisional License are less than £2,000 per year, while those using my foreign license are over £3,000. I also hoped to get recommendations for insurance companies offering reasonable quotes. I appreciate your help!

toolluu:
Hi all, Please I want to ask, my mom just got 6 months visa. To help with the children, 1 month stay indicated on application though. Is she allowed to stay through the six months? What is the maximum period she can stay without violating any rules ?

Ola9ja23:
The we place permanent ban on Binance and other cryptocurrencies


Enough of economy sabotage

wonlasewonimi:
The tamer of Atlantic ocean is currently in Qatar trying to negotiate master of all foreign investments. Just wait for it..

Lifestone:
Whatever. Binance should pay. Dstv paid, MTN paid, Olam paid

hustla:
Binance banned and officials arrested, AbokiFX banned and still...Rates going up again..

I wonder who they'll blame next..maybe Lexusgs430

makazona:
Boss, I thought you were joking when I saw those funny names 😆😆 but checked online and saw same thing. This is both weird and funny. Like an augmented reality. Haba

Kaykkay:
Clean Honda Accord 08 for sale,
** Chilling AC.
**First body.
**Power button.
**Engine and gear working perfectly.
**Nothing to fix.
Price: 2.6 million.
Slightly negotiable.
Location: behind first bank,ikorodu bus/stop.
Phone no: 07036587049
Serious buyer only.

nolarex:
Hello all, I’m confused and need all the advice I can get please.
I am a single mom of 1, haven’t been able to work much because it has been a struggle getting something that can fit into my child’s school schedule.
I currently have about £20k and I want to open an African store. The area where I am has a large black population. My confusion is that I am worried if this business can comfortably pay my house rent PLUS shop rent which will total about £2k every month. Does anyone have an idea please help me out of my mystery as I really want to start something so I can comfortably pay my bills.
Thank you.

LagosismyHome:
Wow some old names still very much active here.... nice one

Pearlyfaze:
If Oga Boss @Lexusgs430 opens church I go be one of his first Protocol officers.

Wetin' him don do for me in this UK nor be small. I dey watch DSTV and plenty other things them, na him
Rent Money is dead money na him preach am make e from enter my madula.

Oga boss your face show, your shoe shine.

ukay2:
Congratulations 🎉🎉 and welcome to the property ladder 🪜

RENT MONEY IS DEAD MONEY according to oga @Lexusg430

Next is to start buying quality Shares in NYSE via Trading212 stocks and shares ISA account... Oga Lexusg430 should start preaching Stocks Investment too

Estroller:
Baba no dey ever tire to preach this gospel 😁 big ups to you💪🙌 Your converts don dey plenty, many more go still join.

Pearlyfaze:
February ended with Keys in our Hands.

As we sit amidst boxes in the warm embrace of our very first home, our hearts are overflowing with gratitude. This moment, so monumental in our lives, was made possible not just by our dreams and efforts, but significantly by the support, guidance, and encouragement we received along the way.
We wanted to take a moment to express our sincerest thanks to you. Your insightful advice, mortgage advice, financial guidance, etc was invaluable to us. Your wisdom and experience shed light on paths we hadn't considered and smoothed out the bumps on the road to homeownership.
This home is more than just a structure of bricks and mortar to us; it represents a milestone, a canvas for our future memories, and a testament to the enduring spirit of support and community we've been lucky enough to experience. Every corner of it already echoes with the promise of future laughter, love, and the making of fond memories. And in every one of those moments, we'll remember the role you played in bringing this dream to fruition.
So, from the bottom of our hearts, thank you.

2years UK Resident.
Skilled Worker Visa.
New Build Home 3Bedroom
Developer: Gleeson
5% Deposit contribution
Kitchen and Bathroom upgrades and Free carpets
Lender: Barclays
Mortgage Tenor: 25years.
Deposit two years LISA Max out.
LTV 80%.

hustla:
How does a sensible person looking to deliver sensible policies do it without due consideration / without providing short-term palliatives?

They have arrested Binance operatives according to reports, banned ABokifx whose only job is to aggregate from sources , banned and unbanned BDC, and done everything else aside from fixing the actual issues. Crazy that a country as big as Naija still has electricity issues in 2023, Isn't that ment?

Simple basic economics but they're doing a moonwalk around the actual issues and purposely refusing to fix it for reasons known to them. If you ask me, he's just the Yoruba version of Buhari, albeit, a loudly ignorant version

lavida001:
I keep saying naija are learners compare to indians when it come to japa scam or any other scams.

Samguine:
Hi guys, I am traveling to Germany soon. For those who have made the trip to the Schengen area before;

1. Can I use my Revolut card there? Or should I get a Wise card?
2. Once I return from Germany, I can use the visa to travel to other countries in the Schengen area, right? (Visa is valid for 3 months, multiple entries)