₦airaland Forum

Efftyy:
Wisdom is profitable i learnt in this country, the fact that someone got away with an action doesn’t mean the action should be Norms.
When I passed my Driving test first week of February, I was reluctant to inform my Insurance company, but story I read about the “4,350” made me to call my insurance immediately to inform them
about my change in circumstances.
To my surprise 😀, nothing change . No additional fee, no administrative charge , no increase in insurance premium.

Thanks God I am using Toyota Yaris( Insurance sweet and running cost make sense)

Those who have ears...... May they hear.... Those with eyes, may they read ........ 😂

The cost of disobedience, would outweigh the supposed savings......😜

My people would say, igborun o sun ju eboriru.......😭🤑

₦115K per night...... I would rather pass the night, in the terminal.......😜🤣

Let's not forget..... buhari also promised to remove 100,000,000 Nigerian's, from poverty........😭😀

hope uzodinma, also promised to send 4000 imo youths to Europe........,😜🤣

He should have just used viva street.......
🤣😂

SavageResponse:
I used the word "Tautology" for want of a better word to convey the import of what I said, [/b]not because I do not know the meaning of the word

It pisses me of when Nigerians use sentences such as "[b]Borrow me your book" instead of "Lend me your book" or "Am going to the supermarket" instead of "I'm going to the supermarket"

It is true that we are not native speakers of the English language but if you have lived long enough among native speakers of English I expect to see some improvement

@ToshoTosin my post was not meant to diss you so please don't think too much of it

Make i add one more point. Why was your explanation, lacking punctuations? 🙄😜


Only one comma, you can do better...... 😁

justwise:
Pisses me off not of

You people are like hyena's........ 😜🙄🤣

missjekyll:
Another much better property, is always around the corner.........

I did need to hear this. Thank you

Loud it....... 🤣😍

profemebee:
it is a new build, therefore no chain.. and the house is already built .. just additions like dishwasher/washing machine, wardrobes and snagging list survey to be done

Unforeseen circumstances nko........ 😜😂👌

Their creditors should send the ballifs in......... 🤣😂

profemebee:
you get am

For the first 30/60 days...... Allow for some financial shock, till all balances.......😂

profemebee:
what can make completion not complete ?

i just have to give the 1month notice as a minimum according to tenancy agreement

- Chain
- Unforseen circumstances

deept:
You have over analysed this thing. Best thing, complete then give notice.

So Oga go dey pay rent and pay mortgage, at the same time........

Oga wan execute perfect synchronization.......🤣😜

profemebee:
hi hi, i think i have asked something around this but will try and twist the question

For a tenancy with break clause, If you have to give landlord at least one month notice, and you have a completion date that fits the one month period before you end tenancy, is it okay to trust the completion date and send in the one month notice as soon as possible?

It might backfire on you...... But you need to give the notice period.....

What you do is, seek alternative bridging accomodation arrangements, incase completion, refuses to complete.......😂😜

eyesaswide:
I have someone facing something similar to this.
He has gotten a full license but have failed to update the insurance company, now there is a claim, company is speaking oyibo, owner of the other car is on his neck to repair. Wahala too much, he no know wetin to do

I remember advising switching license upon obtaining full UK DL....... But some people say my mouth dey smell..They claimed insurance was cheaper on
international DL ........

Now monkey don enter market, no way to return to bush ........🐒😜

descarado:
You are never cilius

Pls, where can I buy full goat without bone. Matured one o. As long as they can waybill it, I am fine.

Why is uk beef not sweet?
Do they feed them something diferent?

You wan dey compare ajebutter vs ajepako........😂🤣

descarado:
You are never cilius

Pls, where can I buy full goat without bone. Matured one o. As long as they can waybill it, I am fine.

Why is uk beef not sweet?
Do they feed them something diferent?

Your teeth don dey weak ........ Abi you dey wear dentures.........😭😂🤣

The goat we dey buy for my area, e get bone & tastes like Baba sani's pets.......🔪🐐🐐 (Farm slaughtered)...

DSS1335:
A very good young woman whom her husband abandoned last year lost her 1 year old child this morning. They jovial baby was very healthy on Sunday, by Monday morning, the baby was suffering from diarrhea and vomiting. According to the mum, she was prescribed pediatric antibiotic Amoxicillin along with antimalarial (Lonart susp), paracetamol syrup and Rophegan. I was alarmed on why she gave her child Rophegan 5ml, normally this antiemetic drug is not recommended for children under 2 years of age. Unfortunately this early morning the child was gasping for breath while crying loudly and died few hours later.

The issue now is that she is from far away east. She doesn't want to travel home. I have a very large space in my compound, and want to bury the child there. I consulted my kins, they objected it that I should never allow such to happen that it's against our tradition. That a child should be buried in his father's home or public cemetery. This tenant have already made up her mind to Park out few months after her rent expires due to the scandals of separating from her husband. Should I go ahead and allow her or alternatively raise funds for her to travel to the east to bury the child there. Though she isn't forthcoming with my alternative.

N/B
I am of Rivers state, Ikwerre to be precise, the lady from Umuahia

Update:
The mother of the lady came late in the afternoon from Abia state and pleaded I should allow them bury the baby in my compound. After considering some notable advice from here coupled with the warning from my kinsmen, I declined. The lady's mother contacted their branch pastor and they made arrangements to bury her in a place provided by their church. Later this evening the woman came back insulting my family that we are very wicked for not allowing their baby to be buried in my compound.
If not for the sympathy I had for the mother mourning her loss, I would have lost my cool.
This was the same woman responsible for the breakdown of her daughter's marriage. After marriage, she came to live with the new couple who parked into my apartment newly. Instigating her daughter against her husband. Using her daughter as a proxy to siphon off her husband's wealth, a Dubai-based businessman. Controlling the man forcefully, preventing him from socializing with others because of her insecurity complexes. The last straw that broke the marriage was when the lady and her mother teamed up to lock the husband indoors for 4 days and transferred all his money to the wife's account. That whenever he needs his own money, he should tell the wife. In short, the marriage broke down irreconcilably and the husband relocated to another state and never came back, he was neither interested in the child that was born 3 months after nor care to inquire about their wellbeing

So what happens when that tenant, is no longer a tenant..........🤣😂

mohtunrahyor:
Thanks you so much @lexusgs430

I won’t accept ridiculous quotes when I have you and other gurus here 😁

The only insurance you really need are.....

- Building and content (should not exceed £22 pcm)....

- Life insurance ( depending on age and health status), possibly £18 each or near enough.....

mohtunrahyor:
Hello,

Gurus in the house, please can I apply for home insurance myself, my broker’s quote is up there.

Please find attached quotes for:

Building and contents insurance (including accidental damage) - £42.64 per month
Level life cover - joint - £24.36 per month
or
Decreasing life and critical illness cover - joint - £123.06 per month

Sure.... Compare the market to get alternative quotes.....

You must NEVER accept the first quotes, you must seek alternatives to compare....... Most brokers also receive a commission and would attempt to sell snow, to polar bears or huskies....... ❄️🐻😂

In this tinubu's era..... Nah triangle remain to count....... Una don chop bellefull....... 😜

SavageResponse:
So after spending time in the UK you still write this type of tautological grammar

The proper word is Lend, when you're giving out you're Lending hence the proper grammar should be " Lent them almost 10K..."

This your response, is too savage....... Nairaland is not, and would NEVER be a university of grammar........ We fully understood her narration....... Biko, tamper justice with mercy.........

The memo warning against leaks...... Also got leaked....😀

Miracle no dey tire Jesus........😜

profemebee:
first of all, Congrats ... may the baby bring blessings to your family

£900 light bill for 2months is ridiculous.. that's crazyyyyyyy **in egungun's voice**

I fully understand their point about getting a job (permanent) first but hmmmm.. who is the student? or what kind of visa? are they applying for permanent jobs?

How long can these bills be managed like this? and they're not contributing..

Also, I think you have to choose between they moving out soon Or your £10k being a loan that might not be paid back for a whileeeeeeeeeee

my ancestor, Lexus can give advise.. he is the best to deal with these family related issues in uk post migration

I like this your message of hope ....... Come closer.......😜😭

You know it would NEVER be paid back .........🤣🤑😀

Story go enter, fight go surface, family go intervene...... Olele toba wọnú ẹkọ..........😜😭

profemebee:
first of all, Congrats ... may the baby bring blessings to your family

£900 light bill for 2months is ridiculous.. that's crazyyyyyyy **in egungun's voice**

I fully understand their point about getting a job (permanent) first but hmmmm.. who is the student? or what kind of visa? are they applying for permanent jobs?

How long can these bills be managed like this? and they're not contributing..

Also, I think you have to choose between they moving out soon Or your £10k being a loan that might not be paid back for a whileeeeeeeeeee

my ancestor, Lexus can give advise.. he is the best to deal with these family related issues in uk post migration

Are you indirectly saying, my family network is problematic........🤣😂

Phenmeson:
Them go come tell U say you have been in this country for over 5yrs without having £5000 savings but them wey come 9months don save over £10000. Se no b JuJu b dat.
UK landlords sef aren't smiling once they know tenants accomodating friends/family member without their permission.
Landlords wey go turn family of four down on 2bedroom flat and advised them to get 3bedroom flat.

Why not ...... Monkey must work, for baboon to chop......😂 🐒🐵🐒

ToshoTosin:
Borrowed them almost 10K to process their coming. My husband and i told them they could stay with us for a while since its difficult to get apartments from Nigeria. They got a temp job and they paid their fees remaining. We asked when they wanted to get an apartmentafter 3 months, we were given a list of things they want to do before they start looking. Alott happened already,
I cannot wven begin to go into. The job contract ended, so i asked again after another month if they started looking, they said they wanted to get another job first before they start looking. Our thingss were being used and thrown away without asking, our light bill for Dec n Jan was almost 900 pounds. (They asked when theu came what bill they can pay but i told them we already laid the bill for that month and rhey shouldsavw since they just came). My hubs and i are so tired, we don't know what else to do. We dont want to make them uncomfortable but we are getting there, our family friends wanted to come visit to stay since i just gave birth(and they aren't helping at all) but they can't stay because theyre in the room and the other empty one is the nursery. Theres much more they have done but i can't begin to type.
We don't know what to do without looking like bad people or make it seem like we're sending them out.
Any advise will be appreciated.
I'm curious to find out how long did family stay with you guys untill they got their place. Maybe we're being too fast. Lol.

Very simple...... Fake an eviction......😂🤣

Zimzee:
Hello,

Please gurus in the house, please help me out in this dilemma.

Upon conducting a property search, indications emerged that the property we intend to purchase may be situated in a coal mining area. In response, our solicitors requested £48 to conduct a specialized coal mining search, to which we promptly complied. Despite our request for updates, the solicitors have communicated that they will provide information on the search when they are in a position to do so.

On a parallel note, our broker is wants to proceed with the submission of the mortgage application. Their procedural policy entails collecting broker fee post-submission. However, the solicitors have not yet furnished us with the outcome of the coal mining search.

Given this situation, we are now faced with the decision of whether to proceed with the broker to submit the mortgage application. It's crucial to bear in mind that the broker's fee is non-refundable. What course of action would be advisable in light of the pending information from the solicitors?

https://www.gov.uk/check-if-property-is-affected-by-coal-mining

Have you informed your broker, about the possibility of coal mining report........

Another much better property, is always around the corner.........

Hope you're aware of the consequences of buying a property, from an area exposed to coal + implications on your proposed building insurance...........

profemebee:
i will love to hear this story.. reminds me of the one we read here last year... he refused to leave... caused wahala within the family..

This is part of the reason people just like to dey their corner, with their family.......

No harm in accommodating people, but ones they start working, commonsense must dictate that they make financial contributions to their host (towards bills, feeding and rent).......

But they won't make financial contributions, they would start sending all their money to Nigeria (they would not even be secretive about it)........ 😜😂

Poanan:
hmmm people see a lot o. The law firm is devilish. Why did you report if u didnt want her out.

That's exactly what I thought..... But the devil in Devonshires, no gree them rest.... .... 😂

Viruses:
And lost items claims...chai

This £4,335 now is like 9 million naira. Anyway, it's to reach payment agreement, maybe like £5 or £10 weekly.

Not as easy as £5 or £10 weekly...... OP would have to complete an income expenditure assessment form...... Before the debt recovery agents might agree to £10 weekly........

No go chop sandwich wey you no buy o....... 🤣🙄


https://www.lbc.co.uk/news/cleaner-on-13-hour-fired-after-taking-sandwich-law-firm/

Viruses:
You're right.

I now remember when we had a debate here on using certain templates to complete insurance applications. Things could really go wrong.

When we say this things, they say our mouth dey smell.......😜😂