Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 5:44am On Dec 28, 2023 |
Please note, nothing like international driver's license, what is recognised here is the Normal Nigeria Driver's license (was informed this by a police) and you can use it for 12 months from your date on UK entering. celi4ever2k5: Can I drive in the UK for 12 months with only my Nigerian driver's license? Not the international driver's license, and how long will it take to get a full UK license |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 5:33am On Dec 28, 2023 |
If it's serious, she can use the A & E and it's free of charge. But note, if it's not emergency they won't attend to her but refer her to see a GP. oluwaleokey: My good people! Can my grandma way come visiting use the A & E at a hospital? Or at our registered GP? Does this come with heavy cost? Any implication/impart on her next visiting visa application if she uses the Hospital? Is she even allowed to access it as visitor that didn't pay IHS? UK polices on Immigrants dey fear person these days
She has got pile (though managing it) but that one that gives me concern is her inability to sleep at nights. I mean she will not sleep? She has never used any sleeping pills before now? I don Google tire and the results found is even more confusing. Please help Your candid advise would be greatly appreciated |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 8:59am On Dec 25, 2023 |
Merry Christmas house. Please I have a very important clarification to make; a close friend was issued COS but the company doesn't have shift for him but he got shift offer from another firm in the same profession line, i. can he do the 40hrs/week from the other firm. ii. If i. Above is yes, hope this won't affect him with HO. He is confused and I don't know either, hence this question , your advice will be highly appreciated. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 10:04pm On Nov 10, 2023 |
Hello my people, please an employment offer of 50k in London, is it ok because I hear people say London is very expensive. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 8:08am On Oct 02, 2023 |
Go ahead and book whichever date, don't worry. After booking, they use to release new dates every Monday morning by 6am. Though you can still be lucky to see a close date during the week but that will involve you refreshing the page and that can be a lot of work So you can change your date early Monday morning, just login by 6:00 During mine, I first booked Jan. 2024 and I change it the next Monday morning to just two weeks ahead. I have my license now. So you can use that style. Cheers. montecarlo: HELLO HOUSE.
I just passed my driving theory test (45/50; 56/74) and when I tried to book for the practical test, the earliest date I got was 17/02/2024. My international driver's license will expire on the last day of January 2024.
My questions: 1. Should I go ahead and book? Can I get to see an earlier date later after booking and can I get to change the date to an earlier date if seen?
2. Can I go ahead and book before I get an instructor? Or should I get an instructor first before booking.
NB. I have been driving in Nigeria for 10 years. And 4 months in the UK.
PLEASE ADVISE.
THANKS IN ANTICIPATION |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 1:53pm On Sep 25, 2023 |
Hello house, please I need to make a clarification, can a student do 20 hours in two different companies? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 8:13am On Aug 23, 2023 |
Thanks. I will look for an instructor around my postcode then. Lexusgs430: If i were in your shoes, I would not use my car......... Your vehicle does not have instructor's pedal fitted........
That instructor's pedal, is your examiner's life insurance....... Without it, your examiner would feel exposed like a fish, out of its pond........ 😁
The examiner would inspect your vehicle, and would fail it, for the slightest reason....... Just pay about £100 and use an instructors vehicle.......... |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 3:18am On Aug 23, 2023 |
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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 8:16am On Aug 20, 2023 |
Hello my people, am trying to book for driving test but the date am getting if from Dec. 2023. What can I do please? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 7:42am On Aug 09, 2023 |
Hello house, is it possible to change the date of driving test to an earlier date without pay extra. If yes, please how. |
Travel › Re: Studying In Finland (free Tuition) by lightofjoy(m): 10:35pm On Jul 23, 2023 |
Please am new on this forum, for a BSc admission where can someone start from? Which website and what is to be done. The planning is for next year January resumption. Your advise will be appreciated. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 11:13pm On Jul 10, 2023 |
Please, I use Lloyds Bank, how do I switch and which bank can I switch to. Also how will I do it that the switching will not affect my direct debit and salary? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 5:42am On Jun 28, 2023 |
I want to ask, will the switching affect all my direct debit payment and salary too. acosfd: Good morning my good people
To all the switching gurus
Please how long do I need leave my £1250 in the natwest account. Can I pay the money into the natwest account today and transfer to another account the following day, or does it have to be the account for a specific period? |
Travel › Re: UK Skilled Worker Visa / Health And Care Worker Visa / Qualified Teacher Route by lightofjoy(m): 7:05pm On Jun 02, 2023 |
Pls I have a transcript addressed to a school but I didn't follow through the admission to that school. Can I use the same transcript for NARIC / ECCTIS though it was addressed to a school gerrald02: Again this information is not correct.
I got my ecctis this may in 10days and I used student transcript that had student copy transcript stamped on it. |
Travel › Re: UK Skilled Worker Visa / Health And Care Worker Visa / Qualified Teacher Route by lightofjoy(m): 4:21pm On Jun 02, 2023 |
For someone with Master and first degree, both certificate are on the same course, which one of the certificate should be use for Ecctis certificate confirmation. Also, can student copy of transcript be used? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 3:20pm On Jun 02, 2023 |
My people, a friend is applying for tier 2 visa and they are requesting for English proficiency, the lawyer said he should use Ecctis for certificate and English language proficiency confirmation. Now, Ecctis requested for his transcript, can he use student copy of the transcript? Thanks |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 1:51pm On Jun 02, 2023 |
Is it different from the normal Lyca number. Lexusgs430: Get lyca international esim package ....... Hopefully, your device supports esim........ |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 1:49pm On Jun 02, 2023 |
Thanks, I will give it a trial. Estroller: Try white calling app, 9.5p per minute to naija.
I really like using the White Calling App for international calls and sending airtime. Try it out, they give you free credit 😊 https://whitecalling.co/install |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 1:20pm On Jun 02, 2023 |
Thanks so much. I am using WhatsApp for those that has WhatsApp but some of my site workers are not on WhatsApp. Any suggestion will be appreciated Lexusgs430: Why not switch your clients, to whatsapp messages/calls........... |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 12:32pm On Jun 02, 2023 |
Pls house, which network is cheaper in calling Nigeria from UK. My MTN is charging me #150/min when calling and #50/min when receiving. This is costing me so much. Any cheaper alternative will be appreciated. Thanks |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 6:49pm On Jun 01, 2023 |
No cause for alarm though I think that might be part of the issue, you are not yet an authority (I mean someone with PHd or has many article in that field), so you are not expected to be writing from you brain. You are expected to read, digest and reference the authors. Cheers But all the same, go with a settled mind. Nelsmannnnnnnnn: Thanks Boss.
Yes, as you pointed out, some of the writings were done out of my head so they was no need to reference anyone. The topic I chose was one that is very familiar with me hence I can write about it without looking at any materials.
Thanks again for the feedback. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 5:50pm On May 30, 2023 |
In visa application, they requested for confirmed ticket, please does this mean I have to book a paid ticket. How do I handle hotel book (Do I need to pay for it in advance) and insurance, any suggestions will be welcome. Thanks |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 3:47pm On May 30, 2023 |
Hello house, pls what are the processes of applying for France tourist visa to France? Your input will be appreciated. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lightofjoy(m): 10:07am On May 20, 2023 |
What's the prequisite for applying. Solumtoya: Credit Cards (CCs) are one of the best Credit Tools you can have but yes, like every good thing, it does have its dangers.
Most folks here are trying to build Credit Score and to be very honest, CCs are the easiest way to do so. There are so many other ways, of course, and you should do them: Registering in the Electoral Register, Setting up Direct Debits for Utility Bills, Phone/SIM Contracts, etc but from experience since these are not Credit facilities, they may not boost your score as much as a CC.
The rules of CC usage are simple: ensure you pay at least the minimum balance (usually 10% of your usage as at the statement date). So if your cycle is 1st to 30th of every month, on the 30th, you get a statement saying you have used £2,000 and you are given a grace period (typically extra 14 to 23 days) to pay back 10% or more, and whatever balance is unpaid, interest will be charged to the card after the grace period. During this grace period, the next cycle has obviously started running. And the next month balance will sum of what you spent in the month, plus the unpaid balance from the previous month and the interest added. IF YOU DON'T PAY THIS MINIMUM, YOU HAVE DEFAULTED.
Now, the main reasons why CCs are a brilliant facility are evident: 1. Their Interest-free periods means you can use them without ever paying interests: to do this, you must pay everything in full as the interest only starts counting on the unpaid balance after the grace period. An exception is usually Cash Withdrawals, Interest on Cash Withdrawals start counting immediately. Another evil trick of Cash Withdrawal is usually that their interest is higher. There's another evil of Cash Withdrawals but it might be a little technical to explain in this post. Just avoid Cash Withdrawals if you don't want interest 2. CCs are revolving, meaning they are like Overdrafts, not Term Loans, so if I have a limit of £6k, when I spend it and repay, my full limit is re-instated, so I don’t need to re-apply (ever) unless I void the contract. 3. Rewards: Most CCs earn you Miles, Points, etc for usage and referrals. 4. Fees: Many CCs come with little or no extra fees to the Cardholder. I could go on and on.
So, pretty much, you can use your Debit Card for only Cash Withdrawal and use Cash for non-Card payments, while you use your CC for everything else and pay little or no interest while building your credit score.
Now, as beautiful as it sounds, in my 7 years as a Credit Card Product Manager, I have seen so many people wallow in heavy credit card debts. The truth is most humans are not just disciplined enough to handle such an allowance of funds. They deep their hands into it at the slightest opportunity and end up living above their means. CCs are very addictive so don't get a CC if you love to spend, the CC provider would love you and keep increasing your limit and you may land in a gloomy state: you earn just £2k monthly and are given a £6k CC, as you spend and spend, they keep increasing the limit and before you know it, you have a £20k CC fully spent on that Funeral you sponsored inyou sponsored in Oshogbo and that trip to Turkey. How will you pay You break the card and start paying back £600 monthly, but that covers only the interest and the amount is NOT reducing every month. You realize you are stuck and have fallen for our trap and that is how we make our interest income and cover for those who are using the card wisely.
I'm sorry this post was really long, I even had to cut this short because I could go on and on about the benefits of CC (purchase protection, chargeback, acceptance, etc), the financially wise know this and hardly ever use Debit Cards but enjoy the benefits of a CC. The financially foolish use CCs to have fun for a few years or months and spend the rest of their lives as slaves to it. The choice is yours!
EDIT: For those who want the easy-to-get AMEX card with NO FIXED fees, you can use my referral link below. You get points for British Airways flights and and Holiday bookings. You get 8,000 points while I get 6,000:
https://americanexpress.com/en-gb/referral/jEDIDASmvK?XL=MNMNS |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by lightofjoy(m): 12:50am On May 11, 2023 |
Pls how did you do it. What of someone using Lloyds. Thanks CheesyTee: In other news, I don receive First Direct £175 switch bonus. Free money dey sweet o 🥳🤩 |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by lightofjoy(m): 8:02pm On May 03, 2023 |
Hello my people, Nothing like International Driver's licence, you local Nigeria Driving licence is ok. That's what a police office told me. Don't let anyone rob you of you 10k or 20k. Just a contribution. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by lightofjoy(m): 4:38am On Apr 30, 2023 |
Pls gurus in the house, my car was controlled today and police said I should produce evidence that my license is not fake, I use international driver's license. Please what can I do? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by lightofjoy(m): 4:42pm On Apr 15, 2023 |
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Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by lightofjoy(m): 10:42am On Apr 15, 2023*. Modified: 4:40pm On Apr 15, 2023 |
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Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by lightofjoy(m): 4:58am On Apr 14, 2023 |
Hello my people, Pls for a student whose dependent gets a tier 2 sponsorship just 3 months into the program and of which he definitely switch with the dependant. Can the student work full time now with the new tier 2 dependant visa?. Hope no issue for the student during ILR, pls anyone who has experience this, kindly share experience. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by lightofjoy(m): 5:01pm On Apr 07, 2023 |
How can one open this and what's the criteria? Solumtoya: If you're below 40, sha open a LISA with at least £1. In 13 months, a couple can get free £6k from the UK Govt for their house deposit, it's the biggest awoof |
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