₦airaland Forum

Good job, more successful operations

Naya25:
I really don't understand why almost every Naija girl wan get big yansh.

Heard almost all the ladies in lekki, have done BBL (butt enhancement), just to have a standard ukwu

And it's very funny they are all doing it just to attract men. The big yansh na to enhance their hustle. Those who can't afford BBL, are going to the market to buy yansh pad ...omo, the whole thing don enter another level. But wait o, what's special about big yansh.

Apart from adding more excitement and fulfillment to love making, what else does big yansh bring to the table....

That's enough reasons and all the reasons for them

richforever123:
This is just the front page, login and check, non of their investments is more than 21%, you need to learn to do proper fact checking

He didn't do his research well, he only took the bait.
But as for me, I can't put my money with Nigeria's commercial banks with their useless 10% ir offer on Fixed deposit when inflation is over 30% and their own lending rate is closer to 40% ir

NuCypher:
investment choices.


25% is very far from the "real" return on investment in Nigeria. The Nigerian market is highly volatile and unpredictable. In addition, inflation erodes real returns, and we haven;t even mentioned the fickle policy changes that can immediately affect market dynamics. If 25% were so easy to achieve without real consequences of loss, then Agropartnerships and Farmcrowdy that were offering 25% at some point would have simply gone to invest in what Piggyvest is investing in. You can argue all you want, but even commerical banks that lend at over 30% interest will never offer their own customers more than 10%. But of course,

As you can see, banks used Nigeria's inflation to decide over 30% ir on lending but have another reason for offering 10% ir on fixed depots (savings is even worse) for their customers. No way to explain that other reaping off

if greed is your friend, why go to First bank, as opposed to a virtual Piggyvest that doesn't release any books to customers.

I don't invest or save with PV and I don't save or with any Nigerian traditional commercial bank too because the current inflation Rate in Nigeria is far above their 10% ir on Fixed deposit.

Yes, Ponzi scheme companies and online wallets are different. But Piggyvest is not just an online wallet. It's an investment platform. The major problem with it is that you and I do not know what they invest it. You don't know, I don't know. But you trust them enough to give them your money, while you are satisfied with the numbers they input for you to see on your so-called wallet.

It's quite convenient that you ignored the fact that they are not insured by the NDIC. Keep giving them your money. We'll see who will have the last laugh.

It is about number with all the financial institutions as far as it digital transactions concerned. Once any of them runs into trouble, we will know. It is not like they can deceive us forever, I'm sure you still those commercial banks that went under

RichBoy247:
Don’t worry, we will teach you another bitter unforgettable lesson very soon

You don't know me.

Exgee:
Hi guys,

I don't know what's wrong with me. Growing up, my best moment was whenever I was traveling(By road). I used to enjoy this.

You are not alone. I can understand your fear and predicament. I was involved in two separate highway accidents back in 2011 and it changed my decision regarding travellings. Till today since that time, I only embark on unavoidable travelling and with the same thoughts throughout the journey. I couldn't do without sleeping during journeys but since after those accidents, I found it difficult to sleep during long journey.
I don't travel for weddings or naming ceremonies, not even businesses. PTSD is real

toms55:
Move out of Nigeria first, by the time you experience smooth road, sweet journey unlike Naija ur phobia go reset

It is not really bad roads the leading cause of road accidents in Nigeria as many people erroneously believed, it is actually reckless driving and disregard for driving rules.

QuinQ:
But Naira got devalued at that point na.
How about all the investors that lost money and companies that folded and left Nigeria or went out of biz?
Besides, these numbers are fudged. See below

Value of 17 million naira today (what it can buy) hasn't dropped to the value of 1 million naira as at May 2023 (what 1m could buy then). May be 4 million naira of today is equivalent to 1 million naira back in May 2023

Successsearch90:
Is this true?

I want to know as well and how can one manage such situation pls?

Not true

hedonido:
[b] Why should civil servants watch his content? Why should they want to afford luxury cars?
.

Wrong question

Azazyel:
Some people are still reporting you that's why your account got banned again. Just tell WhatsApp that someone hacked your phone and used it to send messages. Tell them that going forward, you would set up 2fa for extra protection.

You are correct. Some are just reporting him

You were reported. I guess most of the people you sent messages to don't have your contact because I sent out message to multiple contacts (like 30 contacts or more) two weeks ago and a reminder last week, I didn't have any issue with WhatsApp at all

Broveens42:
Unfortunately you will always fall for the gimmicks of smart freedom fighters , because you do not understand the white man's language...

Dig out any tweet by ekpa suggesting so, and you'll be surprised about your poor grasp of the Anglo

Are you sure you understood that I responded to a comment? Nothing concern me with freedom fighters or your Anglo

NuCypher:
Gentle reminder that those numbers you see on Piggyvest or any bank for that matter are.....just numbers that someone or a computer input to make it look like your money is sitting pretty somewhere all the time. The reality is a little different. The actual (or real) money has gone into different investments across Nigeria and across the world; and these are investment decisions made by someone somwhere who thinks he knows better than average people. Also, some of that money has gone into private pockets and used to buy houses in London and Dubai, because (what do you know) most people aren't going to wake up one day and want to just withdraw all their money at once. Some of that money has been badly invested and generating negative returns, but of course, you the investor is never told that. Instead, they just punch more numbers into your account to look like you are making money.

We know all these now. Not everyone is interested in investing their money in physical business or invest their every kobo in businesses, people must have savings as against investments.

The whole thing falls apart when shit hits the fan and people now need their money. Piggyvest in particular is an investment platform I can never trust. One, they have track records of making bad investment choices (e.g. Agropartnerships, Farmcrowdy, etc.) which is a sad reflection of their due dilligence team, and they do not open their books to their so-called customers so that the customers know exactly what is being done with their money. They also have a track record of denying when their nyash is opened in public, e.g. with the dude from that church that they may have invested money with.

How sure are you about this? Why are they still standing if they are making bad investment decisions with their customers fund? Your comments doesn't add up

They also often promise unreasonable returns that don't reflect the reality of the Nigerian economy, e.g. over 25%. And more importantly, while NDIC itself says very clearly on its instagram that piggyvest is not NDIC insured, Piggyvest on their own website claims that they are NDIC insured. The duplicity! They are also no bank, just a savings platform. But what do I know

25% is not far from the reality of inflation in Nigeria at the moment. Commercial banks interest rates on lending is over 30%, why can't interest rates on fixed deposit be as high as 25%?

Good luck to you all who will put your money is any hole you see on the internet, as long as some returns are flowing in. What you learnt with the fall of Agropartnerships and co, you will soon learn again with Piggyvest. And when it happens, I'll be here laughing at your foolery. ..because you have been warned!

Ponzi scheme companies and online wallets/ fin techs are not the same, educate yourself, don't spread fear here.

Ebinpawo1:
My people will never learn. It's just a pity!

Anyway, they said mugu no dey finish...

They're not your regular pyramid scheme. Even traditional commercial banks do pack up. Should we now be burying money underground?

RichBoy247:
Everybody don tire jare, with the removal of fuel and FOREX scam subsidies, I expect the economy to run without any external loan.

Anyway, I still stand with JAGABAN

I guess you are confused and don't really know what you are standing with then

Botragelad:
Haha. Funny how Writerng and Putin’s other propagandists are staying quiet about this.
What an embarrassment for Russia. Imagine failing so badly against Ukraine that they’re now running intel ops and precision strikes inside Russian bases. 😂😂

This reminds me of the pager attacks on Hezbollah. Russia is on its knees, weak, overrated, and crumbling. Plain and simple. Major props to the SBU for pulling this off.

Next-level humiliation for Putin. How do you let your base get hit like this? Is this the "mighty Russia" they’re always bragging about? 😂😂

Slava Ukraine! 🇺🇦

Using small slap to collect big slap as always

Guyman02:
Igbos don't like sycophancy except you are a musician using it as a source of livelihood via praise singing and they don't swallow their vomit like Reno, this is why they seem to appear as opposition

It is not about sycophancy but politics and building bridges because in politics, you need more friends, more votes

rinzaugustine:
Failures have nothing to show Nigerians except an uncompleted road after wasting trillions of naira that should have been spent on small scale businesses to create employment for people but when you remember they said their government is awalokan, so the endless failures is more or less a tribal cultural thing of their people

But some of you are really good at nothing but senseless criticism. When was this project approved? How many years it is going to take? Is this the only portion of the road that has been constructed? Or, is this the portion where we can say the work is "most advanced"? From what I learnt, work never stopped concerning this coastal way project

grandsuccess:
Choi!

SHAMELESS COUNTRY!

What are you ashamed of exactly?

DeadCountry:
Wear your mask and travel to Finland to prove it.

Prove what?

erniok:
Mojisola is doing great but he was impying that She's outperforming Dora already.

May be not yet but if she can just sustain the tempo. I remember how we were complaining about the comatose of Nafdac since Dora exit.

Ebubu:
This habit of seizing local government funds by FG till the state governor bows just as in Rivers and Osun, is an undemocratic trend and it's advancing.

Fg is on point with this one.

yomi007k:
Hmmm...

Do you know people that have done so with success?
Nigerians don't like paying back debts.

Lending companies are flourishing in Nigeria, that's why they are springing up everywhere. May be Nigerians are not as bad as we portray ourselves when it comes to borrowing from the institutions

Nna2025:
Dear Nairalanders,

My company asked a couple of us to resign, services no longer required. I was paid a little above 10M and I will be venturing into lending. Microlending. Please say your prayers for me and wish me well. I will appreciate all you prayers and encouragement too...

Thank You and Regards,

Good luck bro. Just don't let your interest rate be too high like those of the companies that laid you off. 5 parcent monthly int rate is wickedness

Apcshit:
NAFDAC after Akinyuli is rubbish

This is way better despite the fact that we Dora and her efforts

shortgun:
Thieves!!!
So it's now the obligation of traders to pay for investigation.
This statement is not only insensitive but also provocative

The market should even be closed permanently to save Nigerians

Kavod:
Just take am say na family dispute.... Them know themselves.
Market when be say then de pay homage to NAFDAC AND POLICE to sell poison since 1800s.
MTCHEEEEEEEW

This is different. We've never seen anything like this before, not even under Dora akuyili

erniok:
Comparing Dora to mojisola is nothing but clowning. Dora closed same market and more.

Dora tried far more than any DG before her but this is a fierce battle going by what we have seen and read so far.

Salmoneus:
“When nine out of ten shops are in violation, we cannot leave one open..."

How does this make any sense? Very evil senseless set of animals. This would affect the cost of drugs in the market that are already too high.

Better than losing lives to fake, substandard and terribly stored drugs. Everyone including you are a potential victim