₦airaland Forum

Oyeleye101:
Guys, pls which bank ATM is good for ordering on aliexpress?
And what's their exchange rate. I am confused of which one has the lowest Naira/Dollar rate...
Pls help!!

Cc nobody
Cc protein0

Uba is the best now

Olarewajub:
Happy Weekend

My treasury bill got matured earlier this month and since then, First Bank has refused to give back my investment. I've already contacted Firstcontact and their response is that they are investigating on the issue. But now everything seems to be like fraud. To the experienced folks here, what legal actions can i take to recover my money?

Unfortunately for me, I'm far away from the bank the TB was done. Nevertheless, I'll be storming any of their branch on Monday

In addendum, i got a call from a Lady this week claiming to be from First Bank. She only asked whether i took any loan and my response was negative. .

this is strange ooo

DJperdurabo:
Here we go...

Could not capture screen of my aliexpress account due to the fact that I configured the website to open in a protected mode that negates all right-clicking, copy and paste, and windows desktop and programmes access (trying to protect my little money in the bank from you know who...).

this luck of luck

Boomboost:
Who de Uyo or Calabar here with downloaded Xiaomi themes?

Guys, I'm hoping it's possible to transfer themes between Xiaomi devices?

i dey Uyo

Gptech:
First Bank is N366.****

UbA is 363.*****

lanre316:
The NIPOST would have charged you double for your parcel collection if they had seen 10$ on your parcel. If you feel generous and want to dash your money to NIPOST officials, tell your AliExpress seller to write the true amount of purchase on your package next time you order on AliExpress

nice info

why do this chinko lie abt the value of an item when shipping. i got a stuff for $10.69 but stated value is $5. abi dem cheat me?

adamix:
China post registered airmail.... avoid at all costs
Got two items not picked up by them since 17th last month

pick up how

veecovee:
... paid

i neva see mind oo

pls bosses, who has been paid ucap dividends?

PromaxVentures:
Hello house,

I opted in for a 13% bid rate with my account officer at GTBank, prior to the April 4th auction with N3m invested capital FOR 364days. The alert reaching me today, April 5 is that my account has a debited amount of N2,626,027.40, which implies that CBN credited my account with N373,972.60, meanwhile the successful bid rate on CBN website is 13.0422%. Here is where I need the help of the financial gurus in the house:

What is the actual rate on my N3m investment?
Based on the aforementioned info, how is supposed to be credited to my account, and what will be my True yield upon maturity?
If applied rate is below 13%(My Rate) or 13.044%(CBN rate), are the banks legally allowed to bid below customer's indicated rate?

Thanks guys...

boss, i dont see any wrong thing there. 13.044% is 13%. You could have use secondary market to get below 364 days @13%.

GODAKPAN:
First bank rarely sends Alert on tbills transactions

sorry, the dont sent credit alert

sameniceguy:
Hi guys.
Please which point will I receive my capital. Bought TB with FirstBank early Jan. They sent ne an email last 2days that my investment matures today 4th but i am yet to get an alert.

Note I didn’t check for it to be reinvested

Give it 2 -3 days, d cash will be drop but expect cedit alert. it happen to me

Abeg, who has recieve ucap dividend?

lancee:
Hope on 13% / 365 dys this week ..throw in bid tues

if u try d seconary market, u might find less tenor below 364 days with 13%

bobo65:
I saw those things o
Didn't bother clicking them cos I won't b buying anything from AliExpress soon

i get plenty $5 n $7 coupon... but dont know wat to buy ad thid chinko d increase prices upandan

frekyfrik:
Thank you. I am a lady though. Budget is 40k for now, but can adjust to accommodate the best deals. So basically I need recommendations of the best, then I will adjust budget accordingly.

go for redmi note 5a prime

About Jan 26th despatch..... i open a dispute on 24th march n got a full refund on 29th march!

Mascotlawman:
to get above 300 days in NTB is difficult oo. I have waited for so long since all these days, I only got 12.5 for 357 days this morning. I feel I have no choice but to take it. it's actually secondary market, first bank.
hope I made a good decision?

hmmm 12
5% for 357 days is poor! you could have check back on monday. Info: somethimg yu might be lucky ro get sumptous rate n tenor via fbn secondary market. but enjoy ur 12.5%! cheers

Grupo:
Abeg, no vex. Why?

am not angry! secondary market rate is better than primary market for now. for instance, yu can get 100 days tenor for 12% which is not possible in primary market. Tenor days are fixed in primary (91, 182 & 364 days) while secondaty dont have tenor fixation

TONY56:
No!!!

No for the first or second question

Grupo:
So, which one is better? Primary or secondary?

i preffer n love secondary market for now

deepsuk:
easter orgy loading eternally ...praise de lord

hmmmmn, #IamConfused

Grupo:
I started following this thread recently. I have been hearing some words being thrown about. Are you kind enough o help me explain what primary and secondary market mean? Also, face value and all the other values. Thanks

primary market is the market organise n handle by cbn but ur bank will act like a middle man to help u get ur tbills.
secondary market is not handle by cbn, but banks help a client gey tbills at rate not available on primary market

Aim07:
please I don't get it, how is it calculated? is it 12.6% times amount or pet?

12.6% * amount * tenor(days)/364

crowntoro:
but please, is she right to have told her that 300k is too small for primary market? I thought one can invest in 100k and above in any market

hello dear, you can invest from 100k in the primary n secondary market. but some banks dont accept it.

jp130:
Wat amt did u invest in sec market because dey told me from N500k up. Is it same wit ur branch?

i think from 100k is accepted in secondary market Tbill. I did mine @ Fbn abak road branch n it was not up to 500k

Mascotlawman:
please house, 12.5% for 311 days at first bank. is it a good bargain? secondary market.

hmmm rate not good. It shld be 13% up

fibonacci2526:
Good morning sir.

Goodmorning madam, am interested in d jumia voucher. thanks

iamspeedracer:
I will return to jumia. I bought the one with 6 months warranty

...... will the change it for you?

Phayteprecious1:
If ve charge it, can I update it?

just charge ur phone n use it ..... before yu think of updating it. there is nothing wrong with the update ooi

godlyguy:
Multiverse now on the verge of giving me 20% in few days from now... Thanks to GOD I entered this SHIP...

Please do your DD before jumping into it sha

THE BIG SMART GUY

you dont always tell us when you are losing !!!! why ?"