₦airaland Forum

donleo92:
You no really serious oooh..

You are maddding...

Why you cover the scammer name?

Abi you want engagement

His name js Ryan Ayobame

I was just trying to Edit the screenshot, why will I shoot myself in the foot while trying to get help

isio1:
But how can you send such amount of money without first speaking to your friend or the recipient to ascertain if or why he/she needed the money?

Because in some banks, once you withdraw some huge sums of money from your own account twice or thrice, they will call attention to know if there is any problem. I can remember then in 2007, when I withdrew 500k twice in a day, they called me to say Oga what's happening? I just simply told the accounting officer that I had a building project going on.
Always look before you leap.

I tried too, when I called her, she picked and I was hearing background noises, Then I dropped the called, immediately she sent a text that' she's at the market and can't talk..

It was after she made the second request, I started suspecting her.

May1st:
What if it's your friend who did it and made it look like a scammer is responsible?
Anything is possible these days you know.

Someone mentioned this, and I'm beginning to suspect too, but she's well to do and have good support system but as I talk to you, her number isnt reachable and her whatsapp line isn't connecting as well.

Lukuluku69:
Eyah!

Sorry for the loss but then you sent 200k to someone just like that? Sebi you know the person's name? Once it doesn't match with the Recipient's Account number provided, that should put you on caution in this age and time!

I hope you recover your money!

Yes thats true, she gave the impression that she was in a market place and trying to pay for an agent there...

I feel so sad..

It was when she tried asking for another for reason that doesn't add up was when I realised she wasn't the one, then I asked her to show proof she was the one chatting with me then she started coming with all sorts of excuses

Teeroyzimma:
Efcc for ordinary 200k, Omo just let it go

Wish you the best

That money means a lot to me...

But it is well .

Thanks for thr kind wishes

WhiteIverson:
The beneficiary's BVN can be blacklisted by the financial institution which they used to receive the money. You need to gather evidence and proof of scam. Send a formal complaint directly to the fraud desk or customer care email of that specific bank.

Also obtain a police report and court order to enable the bank carry out the blacklisting and recovery of the money.

If the money has been moved out of the account, there's nothing the bank can do. After blacklisting the BVN, the customers accounts will be frozen. They will be required to visit the bank and clear up the issue.

Alright.

Ill do as advised..

Many thanks 🙏🙏🙏

WhiteIverson:
If you get the court order, a restriction can be placed on the account but if the money has been moved then unfortunately you won't be able to recover the funds immediately.

I think there's also a way to blacklist the users BVN by the financial institution.

Thank you very much for the information. I really appreciate it.
I am already in the process of obtaining the Police Report, as PalmPay requested it before they can proceed with the case. I am hoping the funds have not been moved yet and that a restriction can still be placed on the recipient's account.
Please, regarding the BVN blacklisting you mentioned, do you mean that PalmPay/OPay can flag or blacklist the beneficiary's BVN for suspected fraud? If so, do you know the proper procedure for requesting this?
Also, if the money has already been moved from the account, is there still a process through which it can be traced and recovered?
Thank you.

Good day everyone.

I am currently dealing with a very painful situation, and I need advice from people who have experience with fraud cases and fund recovery in Nigeria.

A close friend contacted me through WhatsApp asking me to help her with some funds. Because I knew the person, I believed it was genuinely her and agreed to help.

She sent me an account number to make the transfer, which I did from my PalmPay account. She later contacted me again and gave me another account number, asking me to send another amount.

At that point, I became suspicious and asked her to confirm that I was actually communicating with her. Instead of confirming, she started giving different excuses and avoiding the question.

That was when I realized that I might have been dealing with someone who had compromised or impersonated my friend's WhatsApp account, and that I had been scammed.

The total amount I lost was ₦200,000.

Immediately after realizing what had happened, I contacted OPay because the money was sent to an OPay account. I requested that the recipient's account be frozen/restricted, but OPay directed me to contact PalmPay since PalmPay was the sending institution.

I reported the matter to PalmPay and PalmPay subsequently informed me that they require a Police Report or Court Order before they can proceed with the case.

I am currently obtaining the Police Report and will upload it as requested.
Please, I need advice from anyone who has experienced something similar:

Has anyone successfully recovered money transferred to an OPay account belonging to a scammer?

After submitting the Police Report, how long does the recovery process normally take?

Is there anything else I should do to increase my chances of recovering the ₦200,000?

Should I also report the matter to the EFCC or the Nigeria Police Force National Cybercrime Centre?

I have the transaction receipts, WhatsApp conversations, and other evidence relating to the incident.

Please, I would really appreciate practical advice from people who have gone through a similar situation, especially anyone who has successfully recovered their money.

Thank you.

commoditiesnig:
You see Tinubu as candidate for Osun ballot?

Stop reasoning like a silly kid!


PS: It’s this stupid “hate” for Tinubu that actually makes him WIN. Keep hating while he keeps winning!

Yes sir,

My Lord Sir,

You're right sir.

Anything to take Tinubu out.

DarkLover:
No offence meant, but women of your type—those who never truly valued marriage are now becoming accidental relationship “gospelers” on social media. You’re preaching a toxic message to young and upcoming girls about why they shouldn’t get married. I’ve seen quite a few such women.

Behind this dark gospel lie rage, hate, and regrets.

My advice to you all, don’t commercialise your failures.

For anyone that cares, go through the attached page, see their comments & you go shake your head in disbelief.

If someone commercialized the need for people to be married, Its fair enough that someone does the opposite, afterall it doesnt affect you married people or lovers of the married in any way

Merry100:
No woman? Then perhaps I'm unknowingly a man or a hermaphrodite. I'd rather someone spit in my face than respect me simply because I have a man.

He probably thinks the patriachal culture of the 19th century is still a big deal, little did he know many women left the table a long time ago ...

Kemical23:
Shun this false narrative.. no woman is happy without a husband...
As woman woman having quality husband brings unending respect...
Those who always claim right at their ripe age, many of them regret their actions when they begin to fade...

Every living thing at a point in their lives will regret their actions and choices..

Every living thing will and must cry..

Every living thing will and must experience pain...

Finally, every living thing will die...

Nothing matters in the end

Ladies, ill advice that you don't even bother about any court balderdash..

Traditional marriage is okay, so that when he starts his oriburuku, you can easily walk away and dont be deceived that court wedding gives you some form of protection, it gives you nothing and shishi, that part of the law only works in developed country and not in this shithole..

Also, strive to build something for you, cos like a very useful yoruba proverb says...."Igba Olo be ore re oooo..

Ire o

Dshocker:
Happy birthday to your mum and may she be healed.... Both husbands and wives have a thousand and one reason of complains about their partner, of which 95% of people living on earth will experience same.

Thanks for the kind wishes D Shocker...
I appreciate it alot

A whole lot....

If I begin to write them, the pages of nairaland will honestly not contain them, by the way, Today is my mum's birthday, help me wish her a happy Birthday....

Also She's sick, please kindly help me put her in your prayers.....🙏🙏🙏🙏🙏🙏🙏🙏

As for me, sometimes, Ill reply you and some other times, I won't reply..

It depends on my mood..

If you come for me....Ill come for you mother first (dead or alive) and escalate to your ancestors...

Nobody has any monopoly of madness...

Everything in lIfe, that has a rise in life, Must have a fall,,,
That's law of diminishing returns playing out on virtually anything...

The rise in the life of men, will have a fall by death.....

At the end nothing truly matters...

The process is what we give meaning but in the end , I say again nothing truly matters...

Nwaikpe:
Go and rest.
Men are talking, you come put mouth.

Oh, my bad. I heard talking and assumed there was brain activity involved . I'll leave you 'men' to your quiet time

Omo Audacityand shamelessness resides here....

Kundus fun e oga mi

OKUCHI11:
Na wah... This na the pikin wey dem born under my nose oo... And I still dey here dey struggle with 30k salary from private schools since 2017 wey I graduate

Are you serious?

You're still been paid 30k as a graduate teacher in a private school?

I think the least the pay them now is 50k

Nwaikpe:
The least you can do to yourself is to open yourself to LEARN.

Teaching yourself may be too hard a thing to do. Others have volunteered to help with that. So, why won’t you just humble yourself and learn?

You too learn from him....
Name your children, whatever you want and stop using the name of an ancestor, who is dead and gone, whom your children don't know....

Honour those alive and let the dead rest in peace.....

Rapmoney:
This terrible act of children bearing their biological father's name as surname in Nigeria started with Millennials, and it is a very shameful thing culturally. Most of us do not understand the importance or significance of surnames. Surnames are not just names for the sake of it.

A surname is a way or medium of honouring your ancestor. Africans, over the years have been brainwashed by the western culture that our ancestors evil spirits. Due to this, many Africans attach evil to the name 'ancestor'.

Culturally in Africa, surnames are adopted in turns. You adopt your grandfather's name as your surname, and when you give birth, your child adopts your father's name as surname. When your own child gives birth, the child adopts your own name as surname. That is how it goes and that is how lineage are honoured and preserved.

Millennials and Gen Z Nigerians now give their children their names as surnames without any atom of respect for their fathers, thereby cutting off their fathers from the lineage. If you so much cherish your name, you can give it to one of your child and has Jnr attached to it. People do it. But not cutting off your own father from the lineage by making your kids adopt your own name as their surname. It is bad and alien to the African culture.

Do not be fooled by the white culture which wants you to believe that African ancestors connote evil. To be ancestor na turn by turn. One day, you too go be ancestor.

Oga, dey you lane make we dey our lane, don't tell us how to live our lives, so if ny children bear my name, how does that affect you?


Ohh you wan trace your lineage?

To do wetin?

May she be found......Amennnnn

RillJ:
Is there a sworn affidavit of change of name / addition to existing name?

Maybe that's what she did to be addressed as Judy Austin Yul Edochie..

Like some one rightly said, she doesn't need to be formally married to acquire that name, however I will always have May Yul Edochie' back, Judy Austin na ashaw

BennyDGreat:
Thank you for this question

The economic activity that went down in that one week on that ground is at least 2 million dollars.

Let's just take the amount of people that flew in to the country from different countries. Think of the amount of money they spent on transport, food, rental...etc.

Think of the amount of printed items sold...books, calendars, tshirts...etc. that's some good economic booster if you ask me.

Think of the cows, bags of rice, gallons of vegetable oil, cooking gas....all bought....that's some good profit for businesses.

Think of the big boost for our local airlines and transport companies.....they cashed out some millions from the people travelling all around the country.

Want some more?

When there's profit on one side, there's loss on the other side,
Have you also thought about the businesses that got grounded because ppl attended this program, these multitudes were unable to do actual work because they were gathered in a place to praise the almighty

WriterNig:

---

By God he will. ☝🏻

Everyone will meet their end....

I mean everything alive will soon come to an end

Evaress:
you think life ends after death? Then you are the joker.

You're the Clownish joker, cos u just say things to feel good without an iota of proof except quoting a book written by men like yourself..

I can equally say you'll go to the belly of a shark when you die for casting aspersions on the poor girl......

Another day to cry for a stranger, cos I understand first hand what depression means....😥

shortgun:
All my homies don die finish.

Hard luck man....

Such is life, learn to detach from anyone, include your loved ones knowing that our days on earth are numbered and we dont live and love forever.

I'm learning to always see the good in everything even though im tempted to see and say otherwise...

Weldone Tonto