₦airaland Forum

Sirambassador:
2000$ btc available

Rate?

HazzanTazzan:
Contact me via whatsapp

I'm sorry
I did with Opylalaash yesterday

Day11:
$450 PayPal Fund Available


Day11.

Can you kindly pay for my TOEFL/GRE Exams registration using Paypal while I reimburse you the agreed Naira equivalent ?

MOBBDEEP:
Please, anyone in the house who can use PayPal to make payment for an exam on my behalf while I reimburse him/her the agreed payment in Naira?
Thanks
Exam is both TOEFL & GRE
GRE is $205
TOEFL is $220

Please, anyone!?

jidobaba:
Available folks.

I'm sorry about the failed deal of yesterday.
I'll surely make it up to you in nearest future.
It's very depressing when you soak in the fact that you are being discriminated against solely based on your nationality & geographical location.

Please, anyone in the house who can use PayPal to make payment for an exam on my behalf while I reimburse him/her the agreed payment in Naira?
Thanks
Exam is both TOEFL & GRE
GRE is $205
TOEFL is $220

jidobaba:
Available folks.

This is Mobbdeep Sir
I just finished speaking with you
********414

toluxa1:
$1000 Amazon Prime Gift card Checkout available @ cheap rate

What's the rate Sir?

Please folks & family, I need 850-900Pounds in my Domicillary Account at some good rates.
Who can be of assistance?
Thanks
cc:
Funlord
Tabbaz

emmanuelike:
with my Union bank mastercard via paystack.

Modified: Na the paystack make me get mind pay try am self.

Thank you Brother
You were a life saver

aikfrank:
Thanks for trying out. Am happy Autocoins met your needs.

Wayooo Allah!!!
This guy is some badassss mehn!!!!
I got 279USD worth too
I don't still understand how you pulled that stunt
I'm reasoning it Bro

emmanuelike:
wow wow wow. i don turn siren for this one.

just got 130 btc @ 360 per usd instantly from this guys site.

am amazed https://www.blocktrail.com/BTC/tx/13222fca619cb2eb352efa931c2aef396078954352ad70ff3a3a2a20a04a178e now now

https://autocoins.ng/success.php?ref=cb74ccf1880b2d0&token=fc7c9868bd7be02ce8e054754dd1c3d5da58b9c27b9f80a20e6e2567b5bc287e&ref=cb74ccf1880b2d0

i don die.

https://autocoins.ng i don turn advertizer oh

How did you pay him Sir for the Bitcoin you bought?

aikfrank:
come

No contact of yours Sir
My Whatsapp is 07064990799

aikfrank:
$3,300btc remaining

Can you sell to me $280 Sir?

ezex:
Yes

You are yet to reply me your US shipping address Sir on Whatsapp!

Do you do or offer Sea-shipping services from USA?

orlaryhincah:
Sold to MOBBDEEP

Thanks for that breezy transaction
I appreciate deeply
And the rate was good too

Any legit seller/trader with Bitcoin should kindly look my side
I need $250 more worth at rate NRN345/$
Thanks

Special shoutout to Khassy for the Escrow Service
My special appreciation to Payfriend45 for the deal
Thank you

stevenadelowo:
$285 available
Paxful wallet

I appreciate your service Sir
Thank you

Good day to you fellow NLders
I need $1,400 worth of Bitcoin
I'm looking at a preferable rate of NRN340-350/$
Thanks

Only if you'd consider what I'm about to say.
Please, no vex Sir
I suspect she may be having mental illness!
Has she been complaining vaguely about people wanting to kill, monitor or spy on her?
How's her sleep like of recent?
Any relation of hers with history of any form of mental illness?
You might need to take her to a Psychiatrist

Please, who knows where Diara Park is in Dubai? Thanks

Who can vouch for Khassy here please?
I'm interested in getting some Amazon Gift Cards from him!

trishachi:
Has anyone been debited by stanbic?

ukay2:
Am dealing with head office directly.....they are getting the quoted rates from secondary market of today. ....let's see the debit alert and calculate if what I was told above is true...

freeman67:
Then something is wrong somewhere. Maybe the person that is to handle it in his branch forget to send his request to Head Office for processing.

I was debited for my 182-day Tenor bid at Discount-Rate of 16.95%
Not bad if you ask me when compared to the CBN/FGN Stop Rate of 17.2%
Thank you every one!

ukay2:
I went with stanbic ibtc bank rate....ooooo

Though they (stanbic ibtc bank ) have offered me secondary market rates. ..

13.6% for 91 days. ....17% for 182days.....18.3% for 364days. ..

I sharply chose 18.3% for 364days. ..let me see how it goes with the secondary markets. ..


Hoping in few years time, i will grow my funds to the required CBN amount so that I can participate in the Primary market bidding

Sorry I had to quote you again!
I just got off the phone with the Customer Care Officer in charge of Securities and Investment Instruments at the Stanbic IBTC Branch in the town where I'm domiciled, and he told me that bids with them for yesterday NTB was successful, and that the transactions will be effected as usual before the day ends.
I really do not know how to reconcile this!

ukay2:
I went with stanbic ibtc bank rate....ooooo

Though they (stanbic ibtc bank ) have offered me secondary market rates. ..

13.6% for 91 days. ....17% for 182days.....18.3% for 364days. ..

I sharply chose 18.3% for 364days. ..let me see how it goes with the secondary markets. ..


Hoping in few years time, i will grow my funds to the required CBN amount so that I can participate in the Primary market bidding

Please, can you show me the where, who & how in Stanbic of buying from secondary market?
I'm based at Uyo

I got a feeling UKAY2 specified his own rate.
Did you?

MODIFIED :
I have seen that UKAY2 went with the bank rate.
Too bad.
Na to go open account with FBN.
No lele!

Boss13:
The CBN should apply more harsh terms to drive down the volume of cash in this country. Except multinationals, people should not keep FXs in their account. If you want Fx apply for it and use it immediately and not save it in your bank account

I don't know if it's me alone, but I'm feeling you Brother!!!

battleaxe:
I humbly disagree with the above..... completely!

All the above points are actually mute.

Approach or mail the treasury unit of your bank and they will have the info you need. The first time may be a hassle but once you have the contacts, it's easy.

On the contrary, there are fees to be paid for primary auctions..... not so for secondary. Except for some cut throat banks that charge this.

I'll leave you and others with an example.
1m for 182 days at 17.5% on the primary market - bid failed.

Approach secondary market, purchase same bill at 16%( difference is usually not that much but let's leave it at that); same tenor but to compare apples for apples, I will make this a 182+14 days tenor= 196. I am doing this so that both the secondary market bill and the primary market bill you will hopefully purchase in the next auction mature on the same day. Pls calculate your interest.

You decide to wait two weeks and try your luck. You get 17.5% for 182 days. Pls calculate your interest.

What's the difference?

Note that we have not considered the possibility that your auction will once again fail.

Thanks for your thoughtful remark.
I'm not trying to engage in unhealthy argument nor prove you wrong.
We are just trying to have more enlightenment

Based on your scenario above, you won't have 196 days because you won't get to know of failed bid until Friday when it would be too late to contact your bank to do the needful.
The weekend is also lost.
Hence, 4 days are lost. The comparative gains in days, is at best, 10 days = 192 days of Secondary Market

ROI will be :
192 by 0.16 (i.e16%) by 1M all divided by 364
= 84,395
(excluding bank professional charges & commission which should be far higher).

On the other hand, if you wait 14 days later (10 days actually technically & reality-wise) for NTB Primary Offer,

ROI here will be :
182 by 0.175 (i.e17.5%) by 1M all divided by 364
= 87500

Therefore, it's safe to conclude that waiting till next Primary Offer is far better

battleaxe:
Actually it's the other way round. The trills sold on the secondary market are a reflection of how much they were bought during the primary auction. At least that's been my observation. It's usually a little lower than the closing price of that bill when the actual primary auction was done.

Secondly, have you calculated the time value of money by you waiting 2 weeks between a failed primary auction and the next? Do your calculations and you'll see that most times you'll be at par as say buying one at x% on the secondary market now versus waiting two weeks and buying at (x+1)%. Plus, your tenor counts off and you can have another dip faster.

I concur with your reasoning & argument Sir.
It's just that, to break even & get a better deal in the 2ndary market compared to the primary, the discount rate at the 2ndary must not be more than ~3% less than the primary offer.
Especially when you factor in some other cost which the primary market is devoid of e.g commission & professional fee.
Also, it takes awhile too.
Plus, some bank branches can't provide support platforms to access the 2ndary market for you.
By the way, some are even embarrassingly unaware & oblivious of NTB, let alone handle the 2ndary market stuff

Thank you very much