₦airaland Forum

Houstency:
I also went with Stanbic rate for 364 days and mine was successful. Though initially, Stanbic sent memo to my branch that no 364 days auction, from what I decoded, it was due to the previous auction before that of 5th Jan, were only 91days and 182days were sold. I had to convince my branch that CBN was selling for 364days , and mine was done like 5mins to their closing timel. Some of these bank branches need follow up. You could always try for the next auction.

Thank you Sir for the thoughtful response.
I have already written earlier that I'd check at the branch here at Uyo on Monday.
I guess the CSR/CCR forgot to send/forward my bid to their headquarters in Lagos.

Winneygirl:
Stanbic was successful at last auction for 91days and 364days at 13.95% and 18.59%.
.
This is fair considering that there was no offer for 364days at previous auction and the stop rate for 91days at that auction was 14%. To choose a margin of -0.05% is ok to me. I don't know what they bidded for 182 days, but I am sure the margin will not have been exceedingly higher.
.
This is alot of bashing over 1 unsuccessful bid.
Next Week is the next auction date.
Let's see how things go then.

I'm just seeing your post.
Thanks for the intel.
I need to find out what happened to my bid then.
Because I placed a bid for 364-day Tenor but I wasn't debited up till now.
I won't be surprised if the CSR who attended to me forgot to send/forward my bid placement request to their headquarters.
And that there is highly unprofessional & negligent.
I'll see them on Monday.
Perhaps, I'd start using the other investment houses.

And, please, how & where can I get this inside info like you?
Is it possible?

freeman67:
[/quote]Sweet response Sir
I'm not the long-throat type
I'd have taken 18.5% for the 364-day Tenor which could have sailed through.
Thanks Brother once again

[quote author=Sylverly post=52750260]firstly, does stambic allow one to chose their rate? If yes , u cn always gv ur rate, than going with bank rate. Secondly, certificate is being given, as evidence that you purchased a gov. bond. If you go with ur rate and it falls within the selected rates by CBN, while that of bank fails..it won't stop urs.

Thanks for your response too Brother .
Now I know.
I'll just take complete responsibility of decision-making down the whole length.
Thanks once again.

2n2k:
Stanbicibtc claimed that it was not successful for 182 days tenor also at the auction of 5/1/2017. I wonder if they went for that auction at all.

As for your other posers, I posed the same question(s) on page 246 of this thread. I am beginning to doubt that stanbic. The other bank that I used last auction succeeded but stanbic which I used for the major bid at their own rate said it failed. I am giving them the last chance at the next auction before I determine my relationship with them.

Thanks Brother
The question you raised is one of the one I asked too.
It's quite sad that we have not gotten a detailed response or rejoinder to them
yet.

sophie11:
.



I just found out recently that you can purchase Treasury Bills from the banks secondary market. If you can't wait for their fortnightly auctions. I walked into an FBN branch today and requested to speak to the officer that handles TB transactions. I found out they had offers like 280 days @18%, 364 days @ 18.1% and different other rates. Please note that the rates change on a daily basis. Access Bank also does the same thing. I advise you speak with your account manhger or better still, walk in and speak with some one there.

I appreciate your comment deeply.
I'm quite aware of the 2dary market.
My concerns there is that you may find it difficult to get the quantity you want.
2ndly, an inquisitive & reflective mind would likely think that the good rates of the 2dary market offer is a predictor of possible better or higher rates in the immediate next CBN offer.
Hence, the reluctance to purchase @ the 2dary market and hold on to the disposable cash for the next CBN auction.
I don't know if I made sense.

Please, investment-minded folks, I have some questions gnawing on my mind for some times now which I have been repressing but I had to voice out following the unfortunate event of the supposed/purported failed bids of those who used Stanbic IBTC on the 5-1-17 TBs Offer :

* In which of those bids did Stanbic IBTC fail? Because I placed a 364-day bid which seemed to be unsuccessful too!
I went with Stanbic IBTC Rate.
Anyone with similar experience?
How about the 91-day & 182-day Tenor?

* Is there no way/platform/medium/forum for us to get intel or info on the details of transactions between Commercial Banks and CBN?

* How do we know or determine that the successful Bid Rate quoted for us by the banks is actually the true rate e.g if I'm told my bid is successful at 17.5% for 364-day Tenor and the calculations show so, how are we sure the bank didn't actually use 18.5% and are simply racketeering on the cash generated from this difference in rate which can be huge factoring in the cumulative capital base of numerous investors?

* If I specify my rate myself, what modus operandi obtains between CBN & my Financial House/Commercial Bank?
Do they bid separately for those who choose to go with their rates & those who specified their own rates?
How do they do it?

* Supposing an individual specified his/her own rate which falls in but the banks bid rate fails, what happens?
Will the individual's bid still be successful despite the bank's rate failing the bid?
What obtains in the reverse/converse scenario whereby an individual specifies bid that is above CBN offer range but the Bank's rate falls within?

* Do we have eagle-eyed bodies & institutions to protect individuals investors from the shylock banks who I have this knack & instinct for to be engaging behind closed doors in unwholesome lots of sharp practices?


Please, I'll appreciate responses Sirs & Mas

easyflow:
Still waiting for stanbic to debit me.

They should have debited you now Sir

holluwai:
$400 Amazon gift card(physical) available at good rate...quote me.

Completed a transaction of $400 with this my Brother.
Aside his request for me to "go 1st", had a smooth transaction with him.
Via voice-calls, he sounded very cool & confident with his baritonic voice.
Thanks Brother.


Shout out to VIZBOY & SINEBABA who immensely helped me with some simple background check on him.
You guys rock!



Lastly, while I got a very good deal with this my Bro with a far below current/prevailing market/trading rate for AGCs, it's with mixed feelings I did this transaction because I could not believe NRN/USD can be this crazy.
Especially, when it was barely 6 weeks ago I purchased from Gabman at #247/$ which then seemed crazy to me.
If I'd known, I'd have purchased close to $1000 worth of AGCs then, rather than whining like a chipmunk!



Which way nowwww Naija!?

I sent you a mail but you didn't reply.
That was last year.
It didn't portray you as serious.

sethken:
In the US, when ladies in the hospitality or retail industry smile at you, do no misunderstand them. They do so out of courtesy/training. They want to make sure you are enjoying your stay, especially in the Five Hotels. After all, you are paying top dollars to be there. Also, they want to make sure you are a repeat customer. The hotel wants your business, of course it is only appropriate they threat you nice, and are courteous to you. A smile from any of the housekeepers does not denote interest. Remember they see tons of men who pass through the hotels. What makes you special? You are spot on.

God bless you Brother.
A brother deemed it wise to share a non-too-pleasant highly confidential experience for us to learn immensely about transcultural variations, but what did we get!?
Lots of jabs, tantrums & curses thrown at him by people who are most likely worse off than him!!
Have they learnt the intended lesson!?
I doubt so.
Am I holding brief for him or making an excuse on his behalf?
Not at all.
But, then, we need to be considerate & show some measure of understanding.
After all, he was still able to decipher when not to push it further.
I don't think it's anyone's prerogative to judge or question his libido level or sexual activeness!

project8:
akpabio hands are nt clean bt i doubt if its possible to withdraw a huge amount runnin into billions ib one day witout efcc and cbn knowing.come up wit anoda story pls

Perhaps, you should take a 2nd thought to ask yourself why it was even possible to deposit it in the 1st place without the knowledge of CBN & ICPC ?

gabman700:
1300 amazon gift card available @265.
PM if interested.

There is nothing that gladdens my appreciative heart more than meeting a mind far more nobler & beautiful than mine.

We Nigerians are our own bane!
I won't say more than this.

Thank you Mr Gabriel!!!!
You are ten much!!!
With your likes being around, it gives me a reassuring & resounding hope that all is well in this our moribund-ing nation!

To all peeps, he sold Amazon Gift Card of 400USD at a ridiculous price of 248 just because we had an agreement on 250 few days back.
Though, I needed only $282 to complete a transaction which CBN/Stanbic IBTC wanted to spoil for me!
Not just that, his attitude & mien (on the phone) was phenomenal!

Thank you Sir.
You are right!!!
Everything is not money, nor should we always view this our small ephemeral fleeting world with the goggle of opportunism!!!

For my sake & on my behalf, God has open the windows of heaven of blessing unto your work, health, family & resources!


Naija still get hope oooh!!!

Do you still have the Amazon Gift Cards? Are you still using the 210 rate?

How much is your rate for Amazon Gift Cards?

Please, anyone with the info on Chinosxl's last USD-Naira rate?
I believe April 25 is the next shipment date?

akanniade10:
Affirmative Kia Rio

Good Kia Rio is 1.4/1.6Ltr engine capacity. Though it could be better except that figure is with AC use

Very good.
Most likely, this figure came from a <2.0Liter Engine Capacity.
And I won't be surprised if it's from :
The Honda Civics, Citys, Prelude ;
The Kia Ceratos, Rios, Picantos
The Hyundai i10, Accent, Elantra
The Toyota Corollas, Versos, Yaris ;
The VW Boras, Jettas, Polos, Golfs ;
The Audi A3
The Mazda 323Fs, 3s
The Nissan Sunny, Almeda, Cube, Getz
The Volvo V40/S40
The Mercedes Benz A150, C180/240 etc
Am I right?

The depth of awareness lack about topical issues among us baffles me.
Even, furthermore, is the lack of insight about this, & how we go further in showcasing our ignorance!!!

OP!, your sister needs to be taken (perhaps under persuasion/coercion) to consult a Psychiatrist!!!
We can infer from your write-up that :
* She is hyperactive inappropriately & is unduly energetic
* She has reduced need for sleep which she uses for her hyperactivities!
* She seemed to be disruptive which can be explained by her using her poor sleep to wake you rest of the household up at that unholy hour
* She lacks insight which makes her to disagree into believing that she has deviated from her usual behaviours & personality!


I'm very sure she has become easily angered/irritable/aggressive/insulting of late!
How about spending a lot unnecessarily or "dashing" out items/cash indiscriminately?
Does she not talk too much?

All in all, you need to act fast!!!
And this is not one of those your Spiritual afflictions nor their quack-ed variants of the almighty MTH (Malaria, Typhoid &/or Hepatitis) !!!

Kindly do not feel slighted nor insulted

Bobulopsy:
ML320 will go fo N350k bro!

Thank you very much.
I deeply appreciate.
Be on the standby, we shall get in touch with you soonest.

How much will get cleared a 2000 Merc-Benz ML320?
Please kindly give a honest but reasonable quote?
Thank you

asids55:
Hello everyone,I am not a good story teller like Mr mobbdeep(I still envy that guys write up till date), so I will try to make this brief and concise(I pray ohh),

Chínèèkè!!!!
See how this brother hyped me to the high heavens!!!!
Cheiiiiii!!!!, una no go wound person for this Nairaland
Thank you very much for the "hyping"!!!!
Hehehehehe

And congrats on your truck.
May you enjoy it in good health.
No accident will happen to the truck.
And may it bring you loads/piles of wealth upon wealth.
Clients will throng your business beyond your expectation.
And the truck will begat more junior but bigger brothers IJN.

Preventive Maintenance is the way ooooohhhh brother.
Use genuine accessories & parts.
Don't hesitate using recommended consumables e.g oils, fluids etc
Let all your papers & documentations be genuine.
It's always great to take Comprehensive Auto Insurance

Cheers!!!!!!!!!!!

jaz:
fuel efficient & plenty of power

Amidst your good review, this quoted above is questionable.
With a mid-level SUV churning out less than 200PS(hp), that is painting some lamb a wolf.
The fuel millage at 11-16L/100km of PMS don't sound too efficient to me as you painted it.
But, all in all, I think it's a good vehicle.
It'd hold its own.

sketcherJ:
Is dis a feat of buhari? Or isn't it circumstantial..banks just got a little wiser!!its good though!did buhari release a presidential proclamation for banks to stop accepting dollars?..it could have happened under any 1,s regime?....._ u are all shouting sai buhari..I am just laffing at u..don't get me wrong..I don't hate buhari..I dislike false pretences u people are showing!!!

Decisions bordering on Financial Policy especially FOREX needs vetoing by the Executive Head.
The role of the Finance Minister & CBN Governor is strongly advisory, coordination & Intel provision.
So, you could understand where PMB comes in & why he needs to be credited small.

I reason why the past PDP administration didn't execute/implement this kind of solution/policy was because it stifles & devalues their loot.
Hence, they rejected that route because they love themselves more than us.

But I quite agree that it's not yet uhuru!!!

The real value of an economic system's fiduciary is mostly & truly determined by the products & services measured in terms of GDP/per capita income.

I still dey learn shá

Critics are suppose to be of sound mind & given to deep insights!!!
You & your cohorts fall short of that clearly!
You saw & read a report but your fake critic & analytic could not reason well on the purported ill-cooked article!
How do you explain the parameter or standard of measurement that he used to arrive at that silly 25%?
Children of Ananias & Saphirras.


Someone explained to you his major focus/targets are corruption, insecurity & revamping economy.
Is there any ministerial slot/position for corruption?
Or, in your Ahitopelic wisdom, how has all the series of Defence Ministers perform or far?
What significant or landmark input is the Defence Minister going to add to the top machineries of our Forcemen?
If you are impartially conversant (which I doubt anyway) with happenings since this nation began, tell me one outstanding Finance Minister & his/her achievements!


Only a fool does things same way & expect different result!
He & we all want a different result & this implies he needs to do things in unconventional ways.
If taking his time to choose his cabinet members is one of the unconventional ways, so be it.
You are all quick to blame him of being surrounded by questionable people & yet, you want him to hurriedly select his cabinet folks!!!
May God deliver us from people who don't want us alive nor dead at same time!!!!
Were you poor-sighted, have hearing problem or defective cortical processing when an inside report revealed that only 3 people were deemed clean out of a 30+ seeming clean ministerial candidates?


Your attitude only tells one thing - a puerile personality filled with hatred & failing of principles & morals.
For your info, I'm not hating!!!
I spoke the truth like a brother.


Good morning & enjoy the day bro!!!
Peace .

Can't he tell/explain to you what exactly he did?
As far as professionalism & competence is concerned, he's adjudged a quack/"Kazeem" until he's able to theorize & explain what went wrong & how he went about solving it !!!!
Pronto!!!

fashrola:
How far? Any Progress?

The sensors are yet to arrive. Once I get them, I'll go see him & I'll give you a feedback! Thank you

fashrola:
Check ur email

Thank you Sir I deeply appreciate!!

fashrola:
Nah Ndiana at IBB way back of Ibom Hall

Thanks Brother
Pls, I'm in Uyo too
I use a 2004 E46 320i

Can you kindly drop his contact here or at my email address : seyiogundipe@gmail.com

I need someone who can help me change the Pre-Cat Oxygen Sensors
The guy I used to service my car last time really made have doubt in them.
After using an injection-cleansing liquid to spray the MAF Sensor, he then used a rag to vigorously mop/wipe it dry which was very wrong.
I don't want to risk going back to him

fashrola:
Thx guys I was referred to a mechanic in Uyo and he got a 'Tokunbo' ball joints each for 4k and a new tie rod for 2.5k... Now the beast is back on the road roaring

And the guy did a perfect job!!!

Is it Udeme at Idoro Road/Expressway?
If not, where is the Automobile Technician located?
Thank you