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Morizo's Posts

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Romance › Re: I Am So Starved Of Sex, I Have Not Had Sex For 2 Years Lady Cries Out: by Morizo(m): 7:33pm On Oct 02
ufotunang:
..all that glitters is not gold.
She is possessed...see how she is doing her eyes
😄😀😀😀😀

The eyes gave her way as cruise sef

Just like actresses playing a Jezebel like script in Nollywood
Romance › Re: I Am So Starved Of Sex, I Have Not Had Sex For 2 Years Lady Cries Out: by Morizo(m): 9:39am On Oct 02
ufotunang:
,see her eyes..it's demonic manipulation
What you call demonic is what another sees as beautiful eyes

Different strokes for different folks

I think she's cruising sha
Romance › Re: I Am So Starved Of Sex, I Have Not Had Sex For 2 Years Lady Cries Out: by Morizo(m): 9:34am On Oct 02
gtassure:
9
She's likely a medical personnel. She should be in her late thirties or a bit over forty. She's old!
Late 30s or early 40s is a beautiful stage in life if things are working accordingly for you

Besides, old is not a death sentence but a life sentence. It's means you have survived the adventures and errors of youth stage. Now you are considered matured and a community stakeholder.

Better years are still ahead. Just stay healthy and mentally refreshed
Romance › Re: I Am So Starved Of Sex, I Have Not Had Sex For 2 Years Lady Cries Out: by Morizo(m): 12:15am On Oct 02
Lovelink1991:
A lady opens up about her personal struggle, revealing that she has not had sex for two years and says she is now feeling sexually frustrated. She shares her experience and explains how the situation has been affecting her.




https://www.youtube.com/watch?v=W2dy9wTnFkc
I don't believe her sha

But she's so so fresh

Beautiful too
Celebrities › Re: 3 Of Angelina Jolie & Brad Pitt’s Children Have Removed “Pitt” From Their Names by Morizo(m): 2:49pm On Oct 01
Evaress:
i'm sure Angelina Jolie wouldn't want anyone to refer to any of her kids as "Adopted". The way you guys talk down on adopted children is terrible.

Another proof life is not all about beauty. Angelina Jolie the most beautiful woman in the world. Her husband still left her for another woman who is less attractive.
I cannot agree more with you...sue stunningly beautiful for over two decades now. Not easy.

Adopted children are as beautiful and normal as anyone else with Equal rights

Those talking down in adopted children are just unintelligent. Basic education is not enough to make people think broadly. You need the intelligence of problem solving, adaptability and decision making
Politics › Re: Stop Disgracing Tinubu, What If He Commits Suicide? - Hafsat Paki To Northerners by Morizo(m): 2:40pm On Oct 01
madridguy:
Sometimes I wonder if people don’t understand that tinubu is a human being with feelings and emotions
GEJ was a human being with feelings and emotions too

What is good for the Greeks is also good for the Ugandans
Politics › Re: Stop Disgracing Tinubu, What If He Commits Suicide? - Hafsat Paki To Northerners by Morizo(m): 1:59pm On Oct 01
[quote author=FuglyGurl post=140793625]Hafsat Paki aka THE KING HERSELF writes:



Source

The APC scribe was reacting to this video 👇

the job of 2027 much easier.

Besides he orchestrated more terrible things against GEJ

Nature always have a way of coming back
Politics › Re: Chant Of "Ole" As Tinubu's Convoy Drive Pass Airport (Video, Photos) by Morizo(m): 11:39pm On Sep 30
LagosOrigin:
https://www.instagram.com/p/Dd6S16bEbxD/?img_index=1&stkn=bGw2c3R6bmRhaXho



https://www.youtube.com/watch?v=1LDGuoBZEIo?si=bJzRNa3XQY8g-PY_
I told a couple of colleagues today at the office that all past elections had their different dynamics. From 1999 to 2023, there's always a sub plot for campaign. These sub plots determine the direction of the voters and we also have the wide margin of rigging from the incumbent except GEJ.

But the dynamism of the 2027 elections is like never seen before. This election theme is severe hardship arising from multidimensional poverty and the removal of subsidy. Seems Waziri recognised this earlier than Obi amongst the leading contenders. Tinubu has punished Nigerians with hunger and extreme hunger and that is the last stage of human nature before they start behaving like animals. Example, if you lock three people on a locked room for a month without food or water,... likely you'll find two alive because they will connive to kill the weak one and eat him to survive. That's how extreme hunger can change our psyche.

Nigerians have been taught a bitter lesson so I predict Tinubu will lose despite the heavy rigging from hgovernors and Wike. It's left for Atiku and Obi to ensure they deploy top machineries to reduce the amount of rigging in the field.

He's been the worst president in human history....
Business › Re: "I Remain Proud Of You" - Femi Otedola Praises Tinubu's Economic Reforms by Morizo(m): 2:52pm On Sep 30
yaroinside:
"I Remain Proud Of You" - Femi Otedola Praises Tinubu's Economic Reforms



Source
Just like IBB, you have been given the leeway to loot and exploit Nigerians

Why won't you praise this excuse of a president that has obviously failed the country
Politics › Re: Borno Police Arrest Five Men For Wearing ‘Tinubu Must Go’ T-shirts, by Morizo(m): 2:18pm On Sep 30
MartinCorridon:
When they pick you now, una UpperIwerka people go come beg for you grin
T-shirt wey all of us for opposition go soon dey wear go campaign grounds.

Una go arrest 70% of Nigerians being dat


The shirt wan trend for street now ...
Politics › Re: Otedola Has Dinner With Tinubu In France by Morizo(m): 12:26am On Sep 30
DiamondsAreFore:
https://www.vanguardngr.com/2026/09/im-proud-of-you-otedola-writes-after-dinner-with-tinubu-in-paris/
Why should I blame Otedola? He rode on the corruption of the IBB regime to become super rich. Don't tell me his dad was Lagos governor or so...

We know what we know...
Foreign Affairs › Re: Nigerian Consulate Reports Killings Of 3 More Nigerians In South Africa by Morizo(m): 10:56pm On Sep 29
seppuku:
My brother don't mind South Africa and that fake show called sikiztola that runs on an entertainment network that is meant to run propaganda on the masses.

They are glued to it every week like they were glued to Nollywood movies in the early 2000's and believe everything they see.
The level of Zombification in south Africa is astonishing and something that should be studied in the animal kingdom
Foreign Affairs › Re: Nigerian Consulate Reports Killings Of 3 More Nigerians In South Africa by Morizo(m): 10:05am On Sep 29
RandDigital:
He's one of the leading mayoral candidates in November's elections.

Been fighting Nigerian drug dealers for years - that's why he will probably win.
So he will probably win because he has been killing Nigerians.

If some Nigerians are drug peddlers on the SA why not try them by your laws and convict them to serve jail terms. All over the world their are foreigners in prisons

Khumalo is still a young man and will be remembered for his crimes against Nigeria, Zimbabwe, Ghana, Malawians and Zambians. Hopefully he'll never step out of SA again for the rest of his life, even in Europe
Politics › Re: Tinubu Can Rule Nigeria From Anywhere – Onanuga Insists by Morizo(m): 7:49pm On Sep 28
techWriter001:
Absolutely! Tinubu’s vision for Nigeria is undeniably brilliant. Let’s just hope it actually works!

Technical Writer
So according to you we should rely on hope while our lives are being wasted due to hardship and trillions borrowed with nothing to show?

Well done Oga Technical Writer

I wonder what you exactly write about if this is your mindset.
Crime › Re: FCT CP Narrates How Man Died In Hotel With Married Woman,Staff Dump Body On Road by Morizo(m): 11:01am On Sep 28
psalmsjob:
You just want to spew your prejudices and i have told you if only you can comprehend simple sentences that i don't give a fvck about you or how anyone live their life just as am free to live my life with the moral compass that i know even if I'm the only one on that narrow way. I did not put a gun ro your head or anyone else to follow me or even agree with me but somehow it annoys you that i express my own opinion because i refuse to validate your broadway mindset.

You free to sleep around with every single girl that does not show you her marriage certificate and die as young or old as you want it doesn't concern me what concerns me is that i told you and so you can't say you never heard whilr here on earth.

Besids i thought you said you are done with me on this grin but i guess your conscience is disturbing you because you know deep down that your position on this is condoning and spreading evil but you want to rationalise it away as usual grin if you like quote Shakespeare, Micheal Angelo, Romeo and Juliet but all i know is that it is the person who sins that will suffer for it....whose body did they find on the road side? The man or the woman who they could not even parade so continue with your wokeness to sleep around until they find your body in a gutter grin
Yes I said I will not speak to you on the matter but my last comment was for rational Nairalanders reading out comments. This one also falls within same category.

Be careful what you wish others, am sure if there a real soothsayer reading these comments he will tell you that you are the likely to be Found dead in a gutter than me.

The social realm I operate would never expose me to that but your type that comes online to preach holy while lusting your neighbour's daughter are the real MVPS for hell

You are blocked this time
Crime › Re: FCT CP Narrates How Man Died In Hotel With Married Woman,Staff Dump Body On Road by Morizo(m): 9:16am On Sep 28
psalmsjob:
I guess if you read other topic of the 54 year old man who slept with a 10 year old girl you will come across my comments there where i had ealier today spoke about the uselessness of religiosity so you're just projecting your bias unto me the thing you're accusing me of is what you are doing; presumptuousness... what is bad is bad....a woman who has a man shouldn't be going to another man from time to time for sex as you put it and vise versa especially for a spiritually inclined person that you want to now pontificate that you are.

You for no rest on the matter but aroused on it like say i send you....everybody will carry his or her cross so I'm not telling you to aviod it so as to convince you but so that you cannot say you never heard it....that's my job; witnessing to people not convincing people. Those who have ears for what i say will hear while those with itching ears like you will not and i don't give a fvck about them or you to be precise grin
So in your warped presumption, you will die by the age of over 100 years on your bed and with your grandchildren surrounding you. But a cheating man will die prematurely by a woman's hands or have his life cut short because he cheated?

You are far from reality and I maintain that you see the world from your myopic lens as far as the natural dynamism is concerned

I don't condone cheating but who am I to judge when people that preached it on the pulpit are involved in the same cheating or worse and judge others because no one sees their acts?

You are not a moral compass to anyone. People will do what they feel like esp if they are adults. They are free to follow whatever virtue or vices that suits them

"Some rise by sin and some by virtue fall" - William Shakespeare
Politics › Re: Atiku Leads TMG Poll By A Wide Margin by Morizo(m): 9:02am On Sep 28
onuman:
Without zoning of the presidency, no southern Nigeria politician can win presidential election given the skewed and lopsided political structure of Nigeria created by northern military dictators between 1967-1996.
The military dictators gave one northern region 20 new states but gave two southern regions only 17 states.
I don't agree with your opinion sir but you have a point

Remember the common people on the middle belt tends to tilt a bit to the South during voting.

That's why we have the south south and middle belt forum.

With an accountable electoral system, an open playing field will favour the ordinary Nigerian people in my opinion
Crime › Re: The Man Involved In The Ghost & Spirit Robbery Arrested After ₦5 Million Reward by Morizo(m): 12:04am On Sep 28
Glimpsetv:

https://www.youtube.com/watch?v=ytyefibRMg4?si=26-GfqqzbAcqaZNH


The Man Involved in the Ghost & Spirit Robbery Arrested After ₦5 Million Reward Announcement

A viral CCTV video from Ghost & Spirit Lounge on Ekoro Road, Abule Egba, Lagos, has led to a major breakthrough just hours after the club management offered a ₦5 million reward.

On the night of Saturday, 26 September 2026, a group of young men were relaxing and chatting beside parked cars outside the lounge. A man in a yellow top was seen circling the area before walking straight up to one of the guys and standing directly in front of him, appearing to target and confront him. While the rest of the group remained unbothered, a Mercedes-Benz suddenly pulled up on the opposite side of the road. The driver stepped out and immediately opened fire in their direction, causing panic as almost everyone scattered and ran.

Only the targeted man stayed put. As the gunman crossed the road, another man in a white top — who had been mixed in with the group the entire time — stepped forward. The three men (the one in yellow, the one in white, and the shooter) quickly ran to the waiting Mercedes and drove off. It is believed the victim was robbed of his phones and a Cuban/gold chain, though exact details of what was taken remain unconfirmed.

The same CCTV footage later showed that this was not an isolated case. Club management revealed that a similar armed robbery had occurred about six months earlier, during which several customers lost cash, phones, gold and other valuables, and one victim was shot but survived.

In response to the latest attack, which happened around 4:00am, the management of Ghost & Spirit publicly announced a ₦5 million reward for any credible information that would lead to the identification and arrest of the suspects. They confirmed the incident had been reported to the police and that investigations were ongoing.

Less than 24 hours later, Lagos Police arrested one of the suspects allegedly involved in the robbery. The swift arrest has been widely attributed to the combination of the viral CCTV footage and the substantial reward offered by the club.


Earlier thread👇: https://www.nairaland.com/8755679/cctv-captures-coordinated-robbery-outside
See them, bearded gang

Most urban guys committing atrocities these days have beards. Rituals, Yahoo and robbery
Crime › Re: FCT CP Narrates How Man Died In Hotel With Married Woman,Staff Dump Body On Road by Morizo(m): 11:56pm On Sep 27
psalmsjob:
Cheating wife and husband, corruption, greed, emotional blacmail of blaming government rather than the citizens themselves and the general lack of fear of God is why the life expectancy of Nigerians is at 54 years as it is.

Nigerians hate truth and a mostly hypocrites like you. Instead of calling a spade a spade they make up excuses and rationalise the truth away to justify themselves and yet soge how wants to live long....but it is self delusional to think you can eat your cake and have it.

Patience is a virtue and contentment is great gain....if you don't get me forget about me. grin
Your type view the world from one lens, ethnocentric religion!

You lack the concept of cultural relativity to understand the social dynamics of society and the complex context every Human being finds themselves.

I can enlighten you about the Psalmist you proclaim so you will know that King David wrote most of the Psalms from the context of spirituality, not religion. Nigeria has a lot of religious merchants like you but less of those driven by spiritualism and that's our biggest problem even beyond failed government. Most of you are enablers of a failed society because you brainwash black people to see the world from religious lens.

Being a Christian doesn't make me to judge everyone with my doctrines. I see people in the context of their circumstances. No one condones a cheating wife or husband but the point is an unmarried lady in a relationship doesn't stop any other man who's not married or whose culture of religion permits him to be polygamous from approaching her for a relationship. Period!

Don't use your unsavoury experience in love relationships as a barometer to measure others standards. Even a court of law will ask you for a marriage certificate or evidence before claiming a woman as yours. Open your lens beyond your religion or culture!


I rest my case on the matter
Crime › Re: FCT CP Narrates How Man Died In Hotel With Married Woman,Staff Dump Body On Road by Morizo(m): 7:54pm On Sep 27
psalmsjob:
Just like that Chidinma with that Agada man issue and just as in this case, it is than man that has died for nothing but the woman is still alive. So continue to dey justify nonsense.....if the man she has been dating have not married her after many years, is it the man she is sneaking to meet from time to time that will marry her?

She will end up causing your death and what i mean by the avoiding people's girlfriend is not a matter of abomination but a matter of training yourself to aviod the abomination beside sex is for married people so if you engage in it outside marriage it is an abomination already.

Since my youthful days i have made sure to aviod any girl i see with any particular guy often whether they are dating or not i just don't approach or ask such girls out because i conclude that they are dating so i waka to girls that nobody is dating or showing persistent interest in because i believe if she's not interested she would have discharged the guys.
If every man has this your way of thinking many ladies will remain unmarried till their 40s. It's is well noted that men have time so they can relax in a relationship but a woman doesn't have that time. Besides women has needs both material and biological. Men tend to act when their needs comes to fore, many walk out of relationships or even marriages for their reasons. But women can not act when their needs comes to fore?

Your moral compass cannot be used to determine how other people live their lives. It's laughable you kept drumming that a cheating woman will cause a man's death. So a cheating woman cause the death of Nigerians being killed daily by insecurity and hardship or poor health facilities? You are in a country where the lifespan is 54 years and you think it's a cheating girlfriend that can cause your death. The Chidinma cause doesn't even align with the issue we were discussing

I maintain that a lady that's still a girlfriend without proper marriage can be approached by any serious man so she has have options to move her life forward
Investment › Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Morizo(m): 7:42pm On Sep 27
herald9:
My initial capital was 8m. The effective yield too has increased as per their email. Thing is, just put money you'll likely leave in your savings or rent and forget about it.
Thanks bro, it's good but what do you think about using a substantial part of the money to buy Dangote shares and sell after two years?
Crime › Re: FCT CP Narrates How Man Died In Hotel With Married Woman,Staff Dump Body On Road by Morizo(m): 12:44pm On Sep 27
psalmsjob:
This your response did not answer his question...where is the woman whom they already named in the paraded suspects.

The simple answer is that her husband had settled them to aviod further embarrassment to him and the family.

Stop sleeping with people's wife and that should start from stop sleeping with people's girlfriend. Some dudes will not have courage to ask a girl out except the girlfriend or wife of their friend.

Na so dem dey pkai for hotel or road side or traggic accidents or sleep no wake up.
Which one be stop sleeping with people's girlfriend again 😂

It's an abomination to sleep with a married woman but a willing girlfriend doesn't belong to anyone even if she's engaged. Once married, hands off!

Guys should marry that lady he's been dating for years to avoid her sneaking from time to time to see another man. Just wed her please
Crime › Re: FCT CP Narrates How Man Died In Hotel With Married Woman,Staff Dump Body On Road by Morizo(m): 12:39pm On Sep 27
adenigga:
The Federal Capital Territory, FCT, Police Command has arrested a woman, Mrs Rukayat Muhammed, in connection with the death of a man whose body was later found dumped along the Kubwa Expressway.

The FCT Commissioner of Police, CP Mohammed Sanusi, disclosed this on Saturday during a press conference in Abuja.

Sanusi said the suspect and the deceased had lodged at Good Samaritan Guest House on 2nd Avenue, Gwarimpa, to spend time together before the man died.

He said the suspect allegedly failed to raise the alarm after discovering that the deceased was no longer breathing, but instead left the hotel with his mobile phone.


According to the CP, the deceased’s lifeless body was discovered on August 26, 2026, along the Kubwa Expressway by Katampe under the bridge, amid concerns over the circumstances surrounding his death.

He said the incident was initially suspected to be a possible “one chance” case, while the deceased’s family had earlier reported him missing.

“When the lifeless body was subsequently discovered by the roadside, our investigators began working to establish whether it could be connected to the earlier missing person report.

“Through painstaking investigation, we were led to ultimately confirm that the deceased was the same person whose disappearance had earlier been reported by his family,” Sanusi said.

The police boss said investigators discovered that the deceased’s mobile phone was missing and began tracking the device.

Although the phone had been switched off, investigators reportedly established the last person with whom the deceased had communicated, leading to the identification and arrest of Rukayat, a resident of Garki Area 2.

Sanusi said further investigation revealed that the suspect, a married woman, was allegedly in a romantic relationship with the deceased and had saved his contact on her phone as “Safiyat.”

He said the investigation also established that the suspect and the deceased had lodged at the Good Samaritan Guest House, where they spent some time together.

“The suspect informed us that she discovered the deceased was no longer breathing and had died. Rather than immediately reporting the incident to the Police, the suspect took the deceased’s mobile phone and left the hotel,” he said.

The CP added that several hours later, after hotel management could not establish contact with the occupants of the room, the deceased’s body was discovered inside the room.

However, instead of reporting the matter to the police, two members of the hotel management, identified as Ibrahim Omeiza and Kefat Bitrus, allegedly removed the body from the room and transported it to the Kubwa Expressway by Katampe under the bridge, where they dumped it by the roadside.

Sanusi said the action was apparently aimed at distancing the hotel and its management from the incident.

He stressed that an investigation into the case was ongoing to establish the full circumstances surrounding the man’s death.

“Anyone found to have played a role in the death or subsequent concealment and abandonment of the body will be made to face the law,” the CP said.

Source: https://dailypost.ng/2026/09/26/fct-cp-narrates-how-man-died-in-hotel-with-married-woman-staff-dump-body-on-road-side
Poverty causes this one and further confirms the assertion my friend working in a hotel around Durunmi area of Abuja told me that the rate of extramarital affairs in Abuja is very very high due to poverty.

He said wealthy men bring people's wives to the hotel for fun. Different women of both Muslims and Christians. All because thean will help them with one Bill of the other. He told on Sundays when others are in church some married men will sneak in women for a quick on before service ends cos that's the only window the woman may have

And most of these men are politicians, businessmen or professionals which includes academicians and medical personnel.

I can't mention the popular hotel cos he still works there

The government should please reduce hardship before moral decadence descend to animal level because people must look for means to survive and very few people at holding the money
Crime › Re: FCT CP Narrates How Man Died In Hotel With Married Woman,Staff Dump Body On Road by Morizo(m): 12:29pm On Sep 27
adenigga:
The Federal Capital Territory, FCT, Police Command has arrested a woman, Mrs Rukayat Muhammed, in connection with the death of a man whose body was later found dumped along the Kubwa Expressway.

The FCT Commissioner of Police, CP Mohammed Sanusi, disclosed this on Saturday during a press conference in Abuja.

Sanusi said the suspect and the deceased had lodged at Good Samaritan Guest House on 2nd Avenue, Gwarimpa, to spend time together before the man died.

He said the suspect allegedly failed to raise the alarm after discovering that the deceased was no longer breathing, but instead left the hotel with his mobile phone.


According to the CP, the deceased’s lifeless body was discovered on August 26, 2026, along the Kubwa Expressway by Katampe under the bridge, amid concerns over the circumstances surrounding his death.

He said the incident was initially suspected to be a possible “one chance” case, while the deceased’s family had earlier reported him missing.

“When the lifeless body was subsequently discovered by the roadside, our investigators began working to establish whether it could be connected to the earlier missing person report.

“Through painstaking investigation, we were led to ultimately confirm that the deceased was the same person whose disappearance had earlier been reported by his family,” Sanusi said.

The police boss said investigators discovered that the deceased’s mobile phone was missing and began tracking the device.

Although the phone had been switched off, investigators reportedly established the last person with whom the deceased had communicated, leading to the identification and arrest of Rukayat, a resident of Garki Area 2.

Sanusi said further investigation revealed that the suspect, a married woman, was allegedly in a romantic relationship with the deceased and had saved his contact on her phone as “Safiyat.”

He said the investigation also established that the suspect and the deceased had lodged at the Good Samaritan Guest House, where they spent some time together.

“The suspect informed us that she discovered the deceased was no longer breathing and had died. Rather than immediately reporting the incident to the Police, the suspect took the deceased’s mobile phone and left the hotel,” he said.

The CP added that several hours later, after hotel management could not establish contact with the occupants of the room, the deceased’s body was discovered inside the room.

However, instead of reporting the matter to the police, two members of the hotel management, identified as Ibrahim Omeiza and Kefat Bitrus, allegedly removed the body from the room and transported it to the Kubwa Expressway by Katampe under the bridge, where they dumped it by the roadside.

Sanusi said the action was apparently aimed at distancing the hotel and its management from the incident.

He stressed that an investigation into the case was ongoing to establish the full circumstances surrounding the man’s death.

“Anyone found to have played a role in the death or subsequent concealment and abandonment of the body will be made to face the law,” the CP said.

Source: https://dailypost.ng/2026/09/26/fct-cp-narrates-how-man-died-in-hotel-with-married-woman-staff-dump-body-on-road-side
Excellent job by the Nigerian police.

This is proper investigation work and should be commended
Investment › Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Morizo(m): 12:25pm On Sep 27
Oju4190:
I wanted to invest in Stanbic ...... But immediately i knew dat it is south africa bank. I had no choice than to withdraw and opt for first bank.

Likewise mtn, i had to opt for Glo.

Nigeria first and am proudly Nigeria
Dey there, we are big, we are big. That's what define Nigeria.

Southies are also investing in our own companies once they forecast that it would yield profit

Check how many of them have bought Dangote shares

A thorough Businessman goes beyond borders. He will even invest more in that country so they have be stakeholders there and be part of the decision making
Investment › Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Morizo(m): 12:15pm On Sep 27
Sphinx419:
For how much capital boss ?

So you dey tell me to lock my 7.5m for 9ja bank and in return I get 100k every long 30dayss oo not even 2wks. Man abeg go collect your money.. start baron business and get that 7.5m in a week. That kind investment na nonsense 100k every 30days. I frown to such angry
Kindly explain Baron business bro

My money is in Mutual funds account too
Investment › Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Morizo(m): 12:13pm On Sep 27
herald9:
Mutual funds returns are better when you invest substantial sum. For instance, my Stanbic IBTC Mutual funds gives me at least a 100k monthly
How much did you invest bro

Cos I invested 3 million in Stanbic Mutual Funds and getting a little over 40k monthly.

There was some months it dropped to 38-39k

I am contemplating removing the money to hut Dangote shares if the returns will be better

Can you advise?
Investment › Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Morizo(m):
Distribusiness:
Good evening Nairalanders,

My name is Oluwamuyiwa Olusanya, a car wash operator at Dugbe, Ibadan since May 4, 2025. I write an Investment4Business blog.

I want to share a real comparison I did for Fixed Deposit vs Mutual Funds Money Market Fund in 2026, because many people are confused.

I tested with ₦100,000 for 90 days:

A. FIXED DEPOSIT:
- Rate in September 2026: 10-13% for ₦100k (Access Bank 11%, First Bank 10.5%, Stanbic 12% if you have ₦1m+)
- Interest formula: Principal x Rate x Days / 365
- ₦100,000 x 11% x 90 / 365 = ₦2,712 gross
- Withholding Tax 10% = ₦271.2
- Net you receive = ₦2,440.8
- Lock: 90 days, if you break before, you lose interest.

B. MUTUAL FUNDS (Money Market Fund):
- Rate in September 2026: Stanbic IBTC Money Market 15.2%, Cowrywise Money Market 15%, PiggyVest Flex Dollar
- Interest: Compounding daily, not simple
- ₦100,000 x 15% x 90 / 365 = ₦3,698 (approximate, daily compounding adds small extra)
- No 10% WHT deducted upfront, fund pays after
- Liquidity: Withdraw within 24-48 hours, no penalty
- Risk: Not insured by NDIC like Fixed Deposit, but invested in Treasury Bills and Commercial Papers

My Result:
Mutual Funds paid ₦1,257 more than Fixed Deposit for the same ₦100k for 90 days.
When to choose which?
- Choose Fixed Deposit if you want NDIC insurance up to ₦500k and you will not touch money.
- Choose Mutual Funds if you want higher return and flexibility to withdraw for emergencies.

I am not selling anything. Just sharing what I learned saving ₦10k monthly with ₦334 daily from car wash.

What do you use? Fixed or Mutual Funds?

Thank you.
Excellent piece, this is the type of stuff that should make front page always. Financial literacy is a key factor of our lives.

I did mutual funds investment with stanbic for 3 million naira and the returns I got monthly fluctuates between 42k - 46k despite the stanbic marketer promising a minimum of 60k monthly.

7 years ago I also kept 4 million with first bank under fixed deposit and was only getting about 20k monthly and the taxes was high

I don't know if didn't do the right fixed deposit or something else and I am open to learning. But after a couple of years I pulled out the money to tackle some economic challenges when Buhari's second tenure started biting hard and here we are..
Politics › Re: Atiku Leads TMG Poll By A Wide Margin by Morizo(m): 9:25am On Sep 27
onuman:
Instead of Atiku, Tinubu can continue from France 🇫🇷.
Rotation of the presidency between the north and the south of Nigeria has sustained Nigeria's democracy since 1999.
And where has that lead us kwa?

There's no rotation of the presidency in our constitution. It was done to balance the power shift between the North and South. But has that worked out to development? No, instead more hardship

It's merely conventional or an unwritten rule but the APC has already broken one of those rules that binds our democracy. That's the Christian/Muslim ticket. Now we have Muslim- Muslim ticket and heaven did not fall. Power can also be disintegrated to 6 geopolitical zones instead of North and South. Or just a free for all fight for the best candidate to win. Do you think if our electoral process were free and fair and government institutions has accountability Nigerians will vote on those premises? Even at state level people will lose elections they were confident to win cos it's the turn of their zone
Politics › Re: Atiku Leads TMG Poll By A Wide Margin by Morizo(m): 9:16am On Sep 27
Dailybellz:
BREAKING NEWS: ATIKU LEADS TMG POLL WITH OVER 80,000 VOTES



Source
Nigerians want the oil subsidy debate back on the front burner
Politics › Re: Residents Chase Away APC Mobilizers In Jigawa (Video) by Morizo(m): 9:02am On Sep 27
Richtaiwo:
Watch the reaction of those mobs on this.

Helinues, you’re trying to apply logic to the Imo ward councillor who tore down every poster that wasn’t APC. They haven’t responded to this yet, but I can already predict the script. When it comes to them, I’ve stopped pretending logic is part of the equation.

Something similar to this happened to gringory in Benue. But watch the difference in their comments. I know these people more than they know themselves. cheesy
At least your reasoning apparatus was attached to your body when you made this comment by acknowledging that we are a mob.

That means you admitted we are far more in numbers and you guys are in singles... don't dare to meet the mob on the streets.

We are am organised mob determined to take back our country from a cartel of thieves, cocaine pushers, ritualists and charlatans.

That resolve will be achieved by any means necessary...

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