AkpaMgbor:

My first ELO rated tournament was two years ago and I finished with a perfect score with a Total performance rating of over 2100+.. I’m rated over 2300 in bullet and 2200 in blitz on Lichess. And I consider myself weak. I have a chess medal to my name in nigeria does tunde?

That's great bro, weldone.

You need to come to chess dot com as well. You can't consider yourself weak with a 2200 elo. You need to get the 2200 elo on chess dot com.

Johncuppa:

I concur.

The guy is rates 2065 Blitz and Standard 2165. This is not easy to achieve.

What's your rating bro? You can teach me on chess dot com.

AkpaMgbor:

lol he says I don’t know him. Tunde is not top 20 in Naija take it or leave it. And I can say that because I won silver in the national sports festival in delta state in 2022(representing Abia state)…beating a “white guy” means nothing if the white guy isn’t a titled player.

What's your elo rating bro?
Chess is not easy for you or anyone else. You don't know the guys rating and you have concluded that you can beat him.
Interesting?

dongc:


What was the destination from quarry to your site since is same Ebonyi for the transportation fee of 100k ?

Did you make any savings doing it this way than paying outright to a driver?
What's was your major motivation? Accurate stone quantity or savings or both...cheers

Well, googles estimate of the distance is 20km and expects the time taken to reach the town to be 20mins from the quarry to the site's location. Lets even say 25km. I think the cost of transport is high.

Overall, I think I saved money buying before their price increment and also getting the correct quantity. Previously, I give the driver money for 30 tons and he will probably buy either 20 tons or 22 tons.

Today, I purchased 25 Tons granite for my upper floor lintel and parapet cast.
Site is in Ebonyi State.

I sent my Engr. to the Quarry because of the belief that the drivers whom we entrust the entire purchase on often cheats. Fortunately, he went on Wednesday and was told that the price is ₦13,700/ton and the price will be reviewed starting from today to ₦15,700/ton. We luckily made payment yesterday and took delivery today. As at yesterday, the queue was much and they concentrated on Setraco Trucks.

We were also told that the 10 tyres tipper can not carry 30 tons and was advised to go for 28 tons. Due to the price at hand, I decided to buy 25 tons and its the best decision because I doubt the truck could have carried 28 tons.

Total cost:

Granite = ₦13,700/ton x 25 = ₦342,000
Government Toll = Flat Rate = ₦7,000
Transportation = N100,000
Total = ₦449,500

I think drivers are the biggest beneficiaries of this business. Because the distance is not too far yet they charged ₦100k.

I gave my Engr. N5k for Transport.

Honestly speaking, they did a great job. They finished it same day. All you need to do is to cook for them and any other thing such as beer or drinks.
It's interesting to mention that unlike many other communities, our community is still pure. There's very little hatred shared among members, so there's no fear of anyone burying anything there. You don't need to begin to build fence before building in my community.

Even if you buy materials, it will be safe to a large extent. The community lifestyle is still there and we are enjoying it.

The excavation was neat and clean.

While the excavation of the building foundation was going on, I had contracted the digging of the Waste Soak-Away (I hope this is the right word). I gained this from this site, the goal is to use the laterite from it to fill the building. Fortunately, there was enough laterite to fill the foundation.

I think I have given sufficient background about this building and the land itself. Let me now dive into the documentation of the building of this structure.

In my community (just like other communities), we have villages. If you are building in a village that is not your village of birth, you are required (not compulsory though) to join the village. You as a man will go and register with the men, your wife will register with the women. This is usually recommended to as to enjoy full benefit of being part of that village. If you don't want to, it's not a problem.

Therefore, I registered with them, gave them their requirements, N5k, a crate of beer, then for women, I registered for my wife, gave a crate of malt. Now, after you have fulfilled this obligation, you then have to notify them of your intention to build. You will be required to give youths 10k and to cook for them on the day of the excavation.

In summary, the excavation of this building was done by the youths and men of this village. I didn't pay any single money to anyone. They announced it throughout the village and on the said day, though it rained, they all trooped out en masse and excavated the site.

I have been quite busy.

I bought this land in 2020 during Covid 19 Lockdown. Things were very difficult for people at the time especially business people. It was bought for N2.5m. But this is not the first land I have in the village, in 2018, I bought another land for N1.6m in another location in the village. There's also another one but it's in a village (within same community) that is not fast developing. The one I bought for N1.6m is situated in a place that is already well developed but some distance to the main road. So when I made a decision to build, I decided to go for this one since it's very close to the main road.

Thanks to Engr. Dave Umahi, our roads are built, both internal roads and main road. The main road is double lane, internal roads are single lane, but all built using the concrete road technology. Our experience thus far is that while we think it's nice, when then mixture is not well done, the roads could fail. So you can get areas of rough surface or edges with cracks, etc. Aside from that, we are enjoying the beauty of the roads. We also have street lights all through, so at night, every where is lit up.

Pics 1 & 2: Our Main Road (Double lane, with cement technology)
Pics 3: Internal road
Pics 4: Driving out of the site. Just directly opposite the white mansion is the road that leads to the site. It's very close.

Let me introduce you to my neighbours.

This land is situated in a table land, it's a developing site at the far end of my 'village' (community). It's very close to the next community, in same LGA. Since it's a developing site, the buildings around are built by persons residing in town. There are not much buildings around yet, however, it's fast developing and in the next 5 years, there will be no space.

To my right is a building in construction that was started less than a year. It seems everyone save me had their money packed in the bank. (Pics 1)
Pics 1: Is my neighbour, there's just a plot of land inbetween mine and his. My people took after Anambra Model where people build and build church inside their house. So there's a church, an open bar, inside bar, and then the main building. I know the man, he was already rich when I was still in primary school. He has a duplex in his main compound, I think this new building is going to be his permanent residence.

Pics 2: This is located at the back of my site. The guy had a need for a building, so he built the boys quarter. When I visited him, the compound is build and there's a foundation laid for a duplex.

Pics 3 & 4: To my far left, about 10 meters away is a well built mansion. It was recently built and commissioned. It has a swimming pool at the last floor and another pool on ground. It's beautiful and tastily finished.

Background of the Builder.

Mrphysics is an average Nigerian. I do not have money, I am just an ordinary Joe in the street. A salaried worker with little or no other source of income since the destruction of Fiverr by Nigerians. Yet this building has progressed to this stage due to determination and I am happy for the progress made in one year.

The contract with the site Engr. is to roof this building. Thereafter, I plan to take full control of the finishing of the building.

This same house was being constructed by a friend in Abuja. When I visited his site, I was impressed and motivated. So I informed him that I want to build same but in the village. So he handed me the full plan of the house. The plan includes everything about the house, from 3D to Structural to Mechanical.

At first, seeing the structural design of the house, I questioned my abilities to complete the house. This house came with 29 columns. Some of the walls had double blocks, the foundation of the house took more than 1500 blocks. I later learned that my friend being an architect made modifications to his own house (which I will explain later). Also, he reduced the size of everything, I just hit the ground running building everything as it is in the house.

It was when I complained to him about the materials being consumed that he told me the modifications he made to reduce cost.

Pics1: 3D view of the building
Pics2-4: My friends building before I started mine.

For those of us who are not very patient, this building has gone far. Attached is the current stage of this building as at December 2023. In case you want to view and leave.

However, I will try as much as possible to give breakdown and high-level details of the costs of each stage and materials used and also the total cost it took to get to the current stage.

My goal is to motivate people who wish to building but struggling to get started due to the economic situation of the country.

Pics1: Right view of the building

Pics2: Front view

Pics3: Front and Back view. Similar to Pics1

Good Morning!!

Welcome to my first thread of the year and the latest since 2021. If you want to visit my last thread, use the link: https://www.nairaland.com/5420117/france-picture-gallery.

This thread promises to be cool, I will try as much as possible to update it. Unfortunately, I am not able to give you live reports. This is because of my location and the location of the site. I have long wanted to start this thread but I am usually very busy, coupled with the fact that the site Engineer is not a picture person, I do not have enough images of the building to make a good thread. I was privileged to visit the site this December. I am currently in the village.

Please note this building started October 4th 2022, six months after I got married April 16th/17th 2022.

To the Mods, Please I do not want this thread to hit front page. Thanks in Advance.

Guys, lets hit the ground running!!!

maasoap:


Even, my Osun state wey dem dey refer to as poverty capital city of the SW has IGR wey surpass 3 out 5 states in the SE.

OSUN state has an IGR of[b] 24.6bn[/b]. Stop making unnecessary comment. You are old enough

3/10

Zadicuszuranda:
i got confused from point iii

The 2021 Finance Act made a provision for what cant be interpreted as Gross Income 2.
It states that where there is a tax exempt such as pension, nhf,nhis,etc. Such amount will be deducted from the gross income before computing the consolidated relief allowance.

Hence, the reason she deducted 8% from gross income and used it in CRA which is 200k or 1% of gross income + 20% of gross income (less pension, nhf,etc.)

correctyourself:
From all the pay slip i have seen, your narration is confusing (back & forth). though you tried, i will score you C.

Everything she wrote is very clear and correct. The computation of PAYE was right.

PTDF have started sending invitation mails. Successful candidates should have received emails by now. Kindly check your mail.

SMJay:
Sent

Replied. thanks

SMJay:
Godd evening Sir, it is delivering. You could drop your email address. Thank you

Please find the attached response gotten. The mail is bouncing back.

SMJay:
Godd evening Sir, it is delivering. You could drop your email address. Thank you

Alright, please check your mail.

SMJay:

Your email isn't delivering.

Well for me, rejection is part of life.

Life is all about ups and downs. Successes and failures make up the fabrics of our daily lives. So once I interview for any role and got rejected I see it as a loss to the company or institution and I quickly move on.

No hard feelings.

SMJay:
Good morning Sir,
Can we talk outside Nairaland?

Of course. Drop your email and I will reach out to you sir

mayysen:
@Mrphysics, please can you forward the book to me too. I 'm in the process of career change to data/business analysis. Email is iyiolaolumayowa07@gmail.com

Sent. Check your email

folash:
Mrphysics thanks so much.
File has been received. Can you please modify the post in which my email was quoted, and remove please?

You are welcome. I wish you the best in your career and in Business Analysis

folash:

Ok ..
Kindly please don't quote, as I would remove the email later

Sent!

Please check your email and you can remove it on nairaland also.

folash:

I'm just a green horn, and just about starting a career in it. I've been searching online for where I can learn the skills, but it hasnt really yielded much.
Hence why I'm asking for recommendations of where to start from the very beginning

You need to understand that Business Analysis can mean different things to different people. A BA in say Nigeria Breweries or an FMCG company is different from a BA in an IT Firm, and to some extent different from a BA in a consulting firm.

So you need to narrow yours down to receive the best recommendation. Also, like mysticgal said, you need basic consulting experience.

folash:

I've sent you a pm

My PM doesn't work. Lost access to the email a year ago.

folash:

I know this is an old thread, but please can you forward the book to me too

Drop your email

hmlsolo:
Greetings fellow Nairalanders[b][/b]! Happy brand new year to us all. I got a bank offer for the role of a Marketer.

The pay is 80k, which is different from other available incentives. Considering the fact that Marketing Job could be very frustrating, I'm a little bit weary.

I am stuck in between accepting the offer, or focus on building my career. I'm very much concerned about self-development this year.

The marketing role aside from the tempting 80k pay as a new graduate, it doesn't offer much interms of self-development.

What are you takes, fellow NL. Should I accept the offer?

I believe in preparing oneself for the future. Earning 80k now in this economy....
Get a high demand skill and negotiate salary of 700k/month and above

SMJay:
Why should she pay with her own money, I think she should report the employer to IRS anonymously. hmmmm and that would be how much?

In response to how much, be informed that before you get a TCC you must have paid tax for the last 3 years. I don't recommend getting a TCC for 2022 because it will expire 31st December 2022. He/she should wait till January.

In the state where we operate their Tax Management System and IGR, a TCC can be given when a total payment of N250k has been paid for the last 3 years.

The picture below is a paragraph of the memo we received to implement some changes for generating TCC effective January 1st 2023.

SMJay:
Why should she pay with her own money, I think she should report the employer to IRS anonymously. hmmmm and that would be how much?

If you understand how tax works from the regulators frame of reference you will know that it will take her time to get a TCC.

If she reports to the IRS, the IRS will send their Backduty department to come and audit the firm, this will take time and mean they will pay huge some of money.

If she truly needs a TCC, then she should go through the Direct Assessment Tax department and get a TCC within a day.

Every state have a minimum amount above which a TCC can be given. In some states, it's lower, in other states it could be higher. All she needs to do is to go to any tax office and ask to be assessed and given a TCC. This process has been simplified and TCC can be gotten within hours.