₦airaland Forum

KaLuCh:
Do you understand that our currency was devalued?




Kindly educate me on why the naira was devalued twice.

Scratching my head. Oh I think I get it. We needed so much naira to buy dollar that we decided the natural thing to do will be to further reduce the value of naira so we can get even less dollar with it? Genius!!!

Back to topic.

40% of the demand on FX is projected to be eliminated. So we have 40% suplux. The CBN would loose approximately 25 to 35% influx of FX via local currency sales of Crude oil, leaving us at about 5 to 15% suplux. And it is safe to say that other economic factors will easily mop up that suplux but let's say they don't, you really think this is the magic wand we need to wave and fix the Naira?

I think not.

Anything that will reduce our demands for USD is what we want and need.

Dangote and air peace are perfect examples. Air peace will never request for USD from CBN since it's a local.airline, now Dangote is reducing our USD demands by 40%.

Gradually, we are rising as a nation like yeast,.

steeltrust:
😂🤣

Every body can not make it
Sometimes your destiny to succeed is in Nigerian or your friend too
As for me life has way better since I came
And I thank I did
I might be in Nigeria go to school and still achieve nothing while you won’t even go to school in Nigeria and achieve a lot

Go to where your destiny will shine
Mine shined in america and I’ll boldly defend it and say it anywhere

From what I’ve seen and compared both country

Nigeria is rotten deep down and nothing can change that

Imagine me a warehouse worker with a life insurance of 246k$ with no education wan I go leave for my family when I die 😂🤣

Braaaa abeg leave me oh 😂🤣

To be honest, your corpse will command more respect and dignity than you being alive. Quite obvious. Your death has more benefits than your living to your family.

Dont you think it's time to end your misery once and for all?

steeltrust:
😂🤣
This one is pained already

If you don’t know I own a fintech app I run in Nigeria
You think say me and you na mate idiot

I’ve archive more way more than you in your entire generation

Na me wan cap for
Make God punish you

You left a fictitious fintech app company in Nigeria to become a toilet cleaner in the US.

Yoruba will say - " aye e ti baje", meaning your own has spoilt.

You even typed in one of your responses that you are almost achieving all you set out to do in the US yet according to you, you came to the US in 2023.

These are all the hallmarks of a pathological liar.

I guess you are even in one cave, stealing someone Wifi to access nairaland.

steeltrust:
chai
Stop being pained
I’m only giving my opinion
It a better life here
How many bank manager fit travel go South Africa for vacation and come back
I’m not saying Senegal or even Ghana sef

You’re acting as if you’re intelligent but you just de make noise

When it comes to benefits
Yes a toilet cleaner lives and earn better than a bank manager in Nigeria

You say 1000$ no be money
How much you don earn this month legally except you’re into fraud

I be lizard
Thank you lion
May your suffering and smiling be short

Your miserable life just start in the US.

I am a US passport holder who OWNS a tech company in ATL.

You can only dream of who I am and the network I have built over there.

What have you seen in life that made you sound so disparaging to your own country of birth? A bastard behaves that way.

Just go and die as a "toilet cleaner" since that is your destiny.

steeltrust:
bro I no de cap
Na fact I de tell you

Cleaner lives
Earn better
And is doing well than a bank manager in Nigeria

I came in 2023
I started working early this year
I bought my first car Chevy Malibu 2015 cash
7,500$
With a warehouse job
By the time I’m done with school and move up the ladder what do you think I’ll achieve next

Even if I buy the on loan at least my salary is enough for me to get it

If no be fraud wan bank manager de do you feel say them go de where them de

Nigeria system is so rotten that even a bank manager sef no de earn according to his status

The bolded explains where you are coming from.

You are still getting freaked by the "neon" signs. It will soon clear.

steeltrust:
like I said
Do with the info how ever it fits you
And lemme ask what is wrong in buying a car and paying till you own it
We are so gullible in Nigeria and see these things that are put in place to make life easy for us a big deal
Come to chicago and see how the Latinos who dominate the cleaning industry are using to do what a bank manager can never do in Nigeria except he do fraud in it

As a toilet cleaner you’re entitled to benefits
Do you know what that means

Chai
Here a manager isn’t bigger than a toilet cleaner cause both can afford what each other want

A toilet cleaner have vacation leave
A toilet cleaner has PTO which is paid time off
A toilet cleaner can buy ticket and say he or she is going on vacation in Bahamas
How many bank manager can do that
How man bank manager has the kind of benefits a cleaners has here

Here there is dignity in labour
Whatever job you find your self
No one is bigger than you

Any it your choice think and feel how ever you want

I’m just giving you my personal experience
I’ve been to Canada
I know people who stay these countries and when I compare America is doing better
But it is what it is sha

You are so little in thinking.

One, so because you met your "kinds" in Canada, does that mean that everyone in the US is better than Canadians.

I will still blame your comparison on your lack of proper education.

You even invited me to Chicago to see what Latinos do. You have no fact on them, yet you issued this broad statement.

How long is Bahamas to US that seems a big deal to you?

Seriously, like i said, I cannot blame individuals that are nobody in Nigeria but get intoxicated when they earn their first 1000 USD.

And by the way, with the way you hype yourself, I would have expected you to have bought the entire banana island finish and open the first private refinery before Dangote.

Lizard having a feel of a crocodile.

Congratulations to Nigerians.

Cry and gnashes of teeth to the naysayers.

osothermal:
I met an uber driver on uk that earns £2000 a week after expenses. I just weak

That's according to what he TOLD you he earns.

erico2k2:
benefit earners are not homeless, certain people knowing make themselves homeless so the state can house them, I gave a section 13 and 18 otice to a tenant, and the council housed them after 6 onths. Now the man is delivering for Amazon, the council cannot ask him to quit as he is working pastime and living there still .There is a lot people get away with in the Uk trust me.Do you know if ur Mum is old you can have a mobility car and pay just £50 2wards it each month and its a brand new car?

I never called benefit earners homeless, I said some of them were homeless because the Governemt cannot provide council houses to them and the private landlords are not accepting them.

Earning benefit should not be anyone's dream. The government is tired too, hence the reason they keep cutting down on the benefits. How much is the "haandouts" we are even talking about here ? Paltry sum.

erico2k2:
You are wrong and this write up you just did is based on assumption, stereotyping and full of prejudice. I am a manger and above band 8, I mange a team of 12 supervisors who are from every nationality and they in turn have up to a group of 16 men with them. I am Black, I am a Nigeran and I'm proud. In the west you will face racism, in Nigeria you shall face tribalism, the watch word for you is to face the reality on ground and deal with it head on. Every battle had been won by a strong headed person. I have friends who are Lawyers, barristers ,some even mayors. We al Nigerians. Go to the ministry of justice, the home office .Unless you are telling me the USA is different?

When did you actually immigrate to the US?

So, you do not know that there are serious racial inequality in the US.

Being black-skinned will create a systemic obstacle for you in the States. We are at the lowest rung of the ladder as africans. Do you think you are classed the same as an African-American?

erico2k2:
You are wrong and this write up you just did is based on assumption, stereotyping and full of prejudice. I am a manger and above band 8, I mange a team of 12 supervisors who are from every nationality and they in turn have up to a group of 16 men with them. I am Black, I am a Nigeran and I'm proud. In the west you will face racism, in Nigeria you shall face tribalism, the watch word for you is to face the reality on ground and deal with it head on. Every battle had been won by a strong headed person. I have friends who are Lawyers, barristers ,some even mayors. We al Nigerians. Go to the ministry of justice, the home office .Unless you are telling me the USA is different?

When did you actually immigrate to the US?

So, you do not know that there are serious racial inequality in the US.

Being black-skinned will create a systemic obstacle for you in the States. We are at the lowest rung of the ladder as africans

erico2k2:
Now this is where the west is different, do you know people who do not work in the Uk live in free houses?
And the law stipulate that you pay everyone at least minimum wage?
Some persons actually earn and live well than those who earn. is Sweden for women etc.

Why are you comparing yourselves to benefit earners ? How much is the benefit that you make it sound like it’s a whole lot?

The benefits are being continually reduced and lot of these people are being pushed to work. As a benefit earner, you can’t even invite anyone from your family in Nigeria to visit you. The visa will be turned down automatically because they are seeing like “beggars” who are being fed by the govt.

Most of these benefits earners are homeless as the govt can’t provide enough housing for them and the landlords do not want them as tenants.

Is it the life of benefits that you want? May you have it then

BigIyanga:
A toilet cleaner can work his/her way to top management.
Sidney James Weinber-former CEO of Goldman Sachs.. was a cleaner’s assistant .. and later became CEO.

Mary Barra - CEO of General Motors started working for GM from secondary school and rose to CEO..
And mostly importantly can change his/her career to become a doctor/lawyer/engineer unlike in Naija

Those opportunities available for those you mentioned are not available to you. You are black and occupy the lowest rung of the ladder.

Do not deceive yourself. You need to work in certain settings, be part of the elites for you to imagine yourselves in those space. I am a US passport holder but I do not receive myself.

You were not even birthed in the states, there’s a ceiling place on your head without you knowing. Most Americans are poor and the wealth of that nation is concentrated in the hands of the few. You guys are sharing the remnants among yourselves. Do some research and you will see the bubble.

Do you think you have the same chance as the whites in the US?

erico2k2:
Debt is the way the world works, have you not seen it?
All developed countries are in Debt, but Nigeria is in debt yet we are not remotely developed.
Its such a bad idea for one to pay upfront for their car when they can invest tha money in something that will bring money. However if buying a 90K car is ur cup of tea so be it, like that guy said if you like drive a lambo or a roly no one cares here.

You mentioned the cars your warehouse guys drive and I had to correct that warped impression you are trying hard to create.

Without apologies, you are typing nonsense. You are just unnecessarily hyped up. I advise you quit whatever you are smoking that made you to attempt to say toilet cleaner lives better than bank manager.

Though you made it clear that you are uneducated and it reflects in the way you type and reason. If you were miserable in Nigeria, some dudes are killing it in the same Nigeria.

You are living in a bubble. The West create that lifestyle to give you a false impression of who you truly are. You are even nobody in the states.

Always be humbled.

erico2k2:
You aint got a clue, so are you telling us that there are no finance facilities in Nigeria? sometimes I wonder if yah think B4 you type. Ask yourself the quetion, why dont everyone in Nigeria who works and earn go to a finance company to buy a new car?WHY

It’s more of a cultural thing. Africans pay for all they own. They prefer it. The West create a bubble to make you feel you are okay, meanwhile you are buried in debt.

So why making it sound like your colleagues are driving cars which they fully paid for?

Mexyz:
Nawao bros, where you see the bank manager wey dey ride bike?

Do you even know what a BO earn in a bank talk more of someone who has grown to be a manager?

Make Una sha dey take am easy with lies, we have people in the financial institution sector here o.

Leave them to their stupid analysis.

Full time bank workers go abroad to shop and come back to the country.

Leave these low lifers to their opinion. Most of them never had a life while in Nigeria, so it’s normal for them to be intoxicated when they see their first 1000 USD or GBP.

steeltrust:
I moved to america with out an education or skill
I got a part time job with ups and at same time was eligible for career choice meaning any school I want to go they will pay
I decided to get my CDL to drive a truck which pays better
After that I I found another job with Amazon full time while I’m still working with ups and hold my CDL and about transitioning to trucking department but when I got to Amazon the feeling was different

I got a whole lot more offers
Like learning how to drive forklift
Learn Amazon robotics
Learn Amazon web services and also got a career choice to choose from list of schools to advance my self and move to the management team if I want to
Currently I’m doing a bsc on cybersecurity
Fully paid for by Amazon
And mind you I’m still with ups part time
I’m planning on leaving ups and move to Amazon full time once I get my schedule changed from Monday to Friday cause my normal schedule are Tuesday to Saturday
I’ve 60hours work week and I earn 23$ an hour In Amazon while I earn 21$ with ups
Why I choose Amazon everything is automated
From picking to stowing
To packing, buffering, sorting etc
But ups is all manual and the management are too hostile but In a I love ups still cause it my first job in the US

Come to Amazon or ups and see cars small boys or 19-23 years drive and you will wonder if it a warehouse job

I’ve meet some nigeria and all of them have their own cars and living on their and doing very well

I’m not downgrading Nigeria but the truth is our leaders are wicked and the worst part their are some evil people who support their wickedness just for selfish and wicked reasons
And yes a cleaner in Amazon is doing so well than a bank manger in Nigeria
Even before I started school and all that I’ve access to benefits in both ups and Amazon but I picked Amazon cause their benefits are top notch
If you’re not a billionaire or a millionaire in Nigeria you can’t even think of having a life insurance
As I’m talking to you I’ve 246,000$ worth of life insurance which I service with just 0.34$ every week to stay updated so when I die my family will have something to fall back on
I got all this as a mere warehouse worker
I’ve not even mentioned other benefits cause you will be shocked

When people come online and talk nonsense Nigeria is better I just laugh
I had that mind set till reality set in and I moved and I thank God I wasn’t late

Here in America you can be a school dropout and still make six figures
No one is bigger than anyone here
If you like drive Lamborghini no one cares

In every country they have their own up and down but you see america, Canada, Australia, uk, New Zealand, Norway,Switzerland, Denmark, Poland, Sweden, Germany, France, Italy are better but America na the king of all

Do with this little information how ever you deem fit
Those who have eyes let them see

Most of what you typed was misleading.

It was shocking that despite claiming to live in the US for many years, you could not understand that those cars you wrote that your warehouse colleagues were riding were being financed and not fully paid for. They must pay certain amount, depending on the choice of car, every month, otherwise the car will be taken from them.

You mentioned many countries and made US to be king of all without any justification. Each individual has a unique case, and you can’t just generalise.

Maybe your lack of education made you think a toilet cleaner is better than a bank manager in Nigeria.

This is why the whites call blacks names; how you guys try hard to even bring this topic to the cyberspace is shocking. These new sets of japa are the worse, individuals with no hope of getting visas are now having gullible opinion.

Mr. Man, you have just penned down gibberish.

sgtponzihater1:
A toilet cleaner can live in a good neighbourhood if they like abroad.

A bank manager in Nigeria cannot afford a house in Ikoyi or Banana Island

So a toilet cleaner can afford a rent in Chelsea and Kensington? By comparison, that’s the equivalence of Banana Island in Nigeria.

Why are people so dull ?

Gerrard59:
Most of the houses the toilet cleaner buys are in run-down, God forbid-God-Punished-areas in the US. A bank manager's children attend good private schools in Nigeria and he owns landed properties in the country. What do you take a bank manager for in the first place?

Compare a toilet cleaner in the abroad to a toilet cleaner in Nigeria not a bank manager as that's a lopsided comparison. No toilet cleaner in the abroad lives a better life than a bank manager in Nigeria. That's absolutely ridiculous!

Why are you attempting to correct the impression of these nitwits?.

Lot of kids are on nairaland these days.

Leave them to their mysteries

Notfogotten:
When we say a toilet cleaner in USA, Canada, UK, Australia is better than the manger of zenith bank, what we mean is that the toilet cleaner will never suffer what you are currently suffering in Nigeria.

Example include:

A. A toilet cleaner will never queue for fuel.
B. A toilet cleaner is less likely to be kidnapped in those countries
C. A toilet cleaner has 24/7 electricity.
D. A toilet cleaner has access to excellent Medicare.
E. A toilet cleaner is less likely exposed to armed robbers
F. A toilet cleaner eats better food and fruits than your bank manager.
G A toilet cleaner has access to good amenities
H. A toilet cleaner may have his children schooling for free in primary and high school
I. A toilet cleaner has a longer live expectancy than your bank manager in Nigeria.

May the spirit of toilet cleaner fall on you in one of those countries so you could enjoy all you listed. Congratulations in advance.

papyjaypaul:
What surprises me is how people think once they leave Nigeria, they have sense more than everyone in Nigeria or they are automatically better than everyone.

The African mind is still suffering from mental slavery because why will she think that being Canadian means she can spread hate online It is her family I pity because e get why oyinbo de careful online, all your job, income, application qnd everything, e go enter record. Have you ever veen convicted of abc? She also thinks that her Canadian citizenship is not conditional. Maybe she has not read the process well. Your citizenship can be revoked as long as you're not a natural born citizen. So people should educate themselves, the only country that cannot revoke citizenship is the one that had no choice but give birth to you.

Many people are traveled but they are not exposed.


That someone goes abroad no mean say dem exposed. Some of them are only there in body but they are still uncultured, they have not had time to reflect, they cannot unlearn some bad things and appreciate the good things they have. They have this illusion that only the foreign things are gold and home is evil. They are suffering from identity crisis. That is why they use their left hands to describe their father's house

Many Nigerians home and abroad are indisciplined and it shows in our public behaviour and attitude to issues. From our politicians to our elites to our religious leaders to our traditional leaders to many of us, you can see how we act anyhow. When you watch T.V. see how we don't let someone finish and we interrupt. On streams, people dominate and don't respect others. People think life is all about them. The reason why we are where we are today is as a a result of indiscipline and the only thing that controls us is law and order and CONSEQUENCES. People think they can get away with crime and nothing will happen to them, that is why she thought it was not a big deal to abuse Nigeria. How foolish can you be to wash your dirty linens outside? Now, instead of facing the issue, what do Nigerians do? Whataboutism. They justify what is wrong and start to reduce its gravity. This is part of the indiscipline. That is why the politicians don't like abroad life, they are afraid of the law coming to haunt them.


In life, you will learn how to caution your tongue. Online and offline

So much wisdom deposited into you.

I wish I could over like your comment but trust me , they will never listen.

God bless you richly

JASONjnr:
I've always supported Osimehn every step away.... My only wish is for him to come to Chelsea.

But if that isn't working for him as most people would prefer he plays for the money rather than playing for the passion.

But then, he's one player that has the energy and resilience to always his team victorious.

Osimehn carry grace. His influence on the Afcon was highly appreciated.

Influence that never landed him a place in top best 11 in afcon.

Georgry:
Exactly, someone close to me got a 2010 Camry XLE 6 plug for 4.7 by February, the same Car goes for around 7m currently, still people no understand.

The car seems to appreciate due to the devaluation in our currency. Your friend will still need to add more money to buy the same tokunbo car, so that’s not appreciation.

Do you know how much land has appreciated and how much rent has gone up.

Karleb:
Bros, I'm 27.

My parents have 2 houses and a land between them.

Houses should be built with spare money, you shouldn't make it a main priority when there are other pressing issues.

Having your own house doesn't even give any financial reward and renting is cheap (in Nigeria).

Like I said, wait till you are grown. You are still growing. You have a lot to learn in life.

Life is not simply black and white, there are lot of shades of colours in between.

Nemesis0147:
You guys sha be paying him😂

Life is not measured in money alone.

Dude is dying inside and fading into oblivion.

It seems like yesterday when he insulted Finidi and rained curses on Nigerians

Karleb:
Building a house is overrated!

When you are grown , you will realise it’s a frustrating experience to be at the mercies of landlords, who are mostly wicked.

money121:
D0nt be broke because you are building a home.

"You've managed to save 10 million, your first big savings, but the only thing you can think of doing is starting to build a duplex in your village? Tomorrow, you'll come out and say that your village people are after your business. Don't use your first savings or business money to build in your village. The house you build in your village is a waste of money; it won't return any income. Instead, it will set your business in town back. Building a house is not like buying a car. The money used to buy a car may not affect your business because it's a one-time expense. However, the money used in building a house can close your business because you'll keep spending until the house is finished.

So.my advice to you is to not use your first money to build a house in the village. If you must do so, learn how to build according to your earnings, like the example I posted.

Your title was misleading.

“House” not “Home”.

Besides, you are trying to create a template for people, not minding individuals cases are different. Individuals that are doing mobile business will need a car first but individual that has a store might build a house and create a mini shop in the house; by so doing, he doesn’t need to pay rent and commute to workplace.

Generally , the way you compared a “car” to a “ house” was faulty. A house is generally considered as an asset while a car is a liability.

You failed to consider many factors in your write up.

I paid tithe once in my lifetime and my financial life has never diminished. I will never pay it again.

Nigerian pastors have twisted the bible to suit them. The first person to pay tithe in life was Abram and he was exceedingly rich before he paid the tithe; which connotes that it’s not the payment of tithe that made him wealthy.

Jesus never paid tithe but he paid tax and commanded us to do. You can give willingly to any cause but not by tithing.

The bible only commanded the Israelites to give the house of Eli tithe. The Elis never worked but only did priesthood. Let any pastor in Nigeria show me the House of Eli in Nigeria.

If you believe in tithe, you can continue to do, not my business. Knowledge is profitable to direct. Don’t let any pastors make you obey anything in fear.

Debatorr:
National embarrassment

Not a national embarrassment, though NFF is quite incompetent.

Scolari once rejected the chance to coach England, heaven did not fall. The English didn't call it national embarrassment.

Mindlog:
😂😂😂😂😂😂😂

For the sake of those who may be interested in that pathway, let me be more detailed.

I have my first degree in Counselling Psychology and have gone ahead to get my registration with the UKCP (United Kingdom Council for Psychotherapy) and now a registered Psychotherapist.....Google the average cost of an hour of psychotherapy session in London.

I did my postgraduate specialty in Clinical Child Psychology here in the UK and now working as a Neurodevelopmental Assessment Practitioner in the public sector (not NHS)

So someone earning above a million naira (£500) a month will "ball" more more than me?

I repeat, you are not regarded as highly skilled or paid in the world.

I have attached to my message a job in your career for a "specialist" currently advertised in the UK.

Yes, someone earning 500 USD will ball than you and have more savings that you because he does not need to pay 600 GBP per months for rent , cut throat taxes and pay for all the endless bills.

You seem you are better off, but you are not. They pay you that amount in the western world for wages to cover the cost of the inflation, at the end of the day, what remains? Your own career does not pay much neither in Nigeria or abroad.

Mindlog:
I am not "stuck" in the UK, I live in the UK, just as my skill sets can also make me live comfortably in Nigeria, US, Canada, Qatar, Australia etc but I choose UK for now.

Maybe I can ask my team lead who is also Nigerian and a Consultant Child and Adolescent Psychiatrist, why he is still "stuck" in the UK when he can work in a Nigerian teaching hospital.

Without being condescending to your career, Clinical child psychologist is not an highly paid job in the UK.

After you qualify to practice, you will be averaging between 35k to 45k GBP per annum. That is way too average in the UK.

Don't you think someone earning more than a million naira in naija will ball better?

Just asking, not advising you.

Shawarmagirl:
Some people are already rejoicing and happy for her. Allowing her to deceive y'all. After spending 30yrs, acquire Green Card, make more money like she said, visit Nigeria at will every year, is now complaining life is too hard in UK. Continue deceiving them. When she is back to Nigeria, she will be visiting London anytime she wants.

Me and my family, will return after spending 30yrs she spend and get out Green Card.

Such an ignoramus you are.

“Green card” in the UK? You should have said “Yellow Card”.

You are even forming Southern American drawl - "y'all"

Nairaland is full of uninformed kids.