Lots of people use debt to fund purchases they would not otherwise be able to afford, such as renting a home or buying a car. While loans can be great financial tools when they are used properly, they can be great adversaries as well. If you're considering applying for your first personal loan, it’s important to know certain information, both so you can provide it to potential lenders and for your own awareness.

1. Credit score

A good credit score and credit history show lenders that you pay your credit obligations on time. The better your credit, the better your chances of securing a loan at the most favourable terms. Before you apply for a loan, check your credit score and reports for errors that could drag down your score. If your credit isn’t in great shape, we recommend holding off on applying for a loan and instead work to improve your credit by saving on Kwaba.

Click this link to check your credit score https:///3yoLJ7r

2. Income

Of course, your monthly take-home affects your ability to repay your loan. You have to know just how much you’re bringing home each month so you'll know whether you can afford monthly loan payments. Remember to include all income sources, not just your primary one. This may include a spouse’s income, child support, a second job or freelancing income.

Read on: How To Manage Income and Save Money in Nigeria at [url]blog.kwaba.ng[/url]

3. Choosing the right loan amount

Your income is the only one part of the equation. It’s also important to know your monthly debt obligations. Based on the cost associated with your needs, you can decide what you need to borrow. If your income is N50,000 a month but you pay N45,000 each month toward your debts, you won’t be able to pay off a new loan. Do not take more than you need at any time.

4. Payment flexibility

There are lenders across the market that offer artificially low-interest rates or gimmicky schemes. They make the interest rate appear low initially but as time passes, it increases substantially. It is vital to examine the lender’s payment plan to know if it’s convenient for you to pay back. Kwaba offers convenient monthly plans for rent payments at relatively low interest rates. You can apply for a flexible rent payment plan using Kwaba. Click this link to apply. https:///3AeuF5q

5. Customer support and response times

When it comes to financial matters, customer support is critical. You wouldn’t want a lender that takes a long time to process your loan or does not quickly respond to urgent queries. If their services are not as swift as you’d want, take your business elsewhere.

Loans are big business in the financial world. They are used to make money for the lenders. No lender wants to lend someone money without the promise of something in return. To keep from taking on too much debt, you should understand how loans work and how money is made for the lenders before you begin borrowing money from eager lenders.

You can download the Kwaba app from Play Store via the link below to save and pay your rent.

https:///3BW6A0z

Lots of people use debt to fund purchases they would not otherwise be able to afford, such as renting a home or buying a car. While loans can be great financial tools when they are used properly, they can be great adversaries as well. If you're considering applying for your first personal loan, it’s important to know certain information, both so you can provide it to potential lenders and for your own awareness.

1. Credit score

A good credit score and credit history show lenders that you pay your credit obligations on time. The better your credit, the better your chances of securing a loan at the most favourable terms. Before you apply for a loan, check your credit score and reports for errors that could drag down your score. If your credit isn’t in great shape, we recommend holding off on applying for a loan and instead work to improve your credit by saving on Kwaba.

Click this link to check your credit score https:///3yoLJ7r

2. Income

Of course, your monthly take-home affects your ability to repay your loan. You have to know just how much you’re bringing home each month so you'll know whether you can afford monthly loan payments. Remember to include all income sources, not just your primary one. This may include a spouse’s income, child support, a second job or freelancing income.

Read on: How To Manage Income and Save Money in Nigeria at [url]blog.kwaba.ng[/url]

3. Choosing the right loan amount

Your income is the only one part of the equation. It’s also important to know your monthly debt obligations. Based on the cost associated with your needs, you can decide what you need to borrow. If your income is N50,000 a month but you pay N45,000 each month toward your debts, you won’t be able to pay off a new loan. Do not take more than you need at any time.

4. Payment flexibility

There are lenders across the market that offer artificially low-interest rates or gimmicky schemes. They make the interest rate appear low initially but as time passes, it increases substantially.  It is vital to examine the lender’s payment plan to know if it’s convenient for you to pay back. Kwaba offers convenient monthly plans for rent payments at relatively low interest rates. You can apply for a flexible rent payment plan using Kwaba. Click this link to apply. https:///3AeuF5q

5. Customer support and response times

When it comes to financial matters, customer support is critical. You wouldn’t want a lender that takes a long time to process your loan or does not quickly respond to urgent queries. If their services are not as swift as you’d want, take your business elsewhere.

Loans are big business in the financial world. They are used to make money for the lenders. No lender wants to lend someone money without the promise of something in return. To keep from taking on too much debt, you should understand how loans work and how money is made for the lenders before you begin borrowing money from eager lenders.

You can download the Kwaba app from Play Store via the link below to save and pay your rent.

https:///3BW6A0z

Loans are financial products that allow a customer to access a fixed amount of money at the outset of the transaction, with the condition that this amount, plus the agreed interest, be returned within a specified period. While a loan provides all of the money requested at the time it is issued, credit on the other hand provides the customer with an amount of money that can be used as needed, using the entire amount borrowed, a portion of it, or none at all.

Having good credit is one of the biggest rewards of a positive financial lifestyle. There are many benefits to having good credit. Such as being an essential factor in qualifying for the best mortgage rates, personal loans, business loans and lots more. It is used to establish a person’s creditworthiness, loan eligibility, and credit amount. If you’re not sure where you fit on the credit score spectrum, then you should start using Kwaba to build and track changes to your credit score.

However, not understanding credit can also cost a lot. Avoiding common loan mistakes can help protect your credit score. Here are four of the most common credit mistakes you should avoid making.

1. Missing payments: Your payment history is an important factor in determining your credit score. Since your on-time payment record is 35% of your credit score, even paying late only once in a while can wreck your score. In order not to miss payments, you can set up automatic repayment. If auto payment isn’t available to you, set a reminder on your smartphone, write it on your calendar—whatever it takes to make your brain do what it naturally wants to avoid. If you can’t avoid paying late, call the lender. You can often work out an arrangement that won’t get reported to the credit agencies.

2. Not checking credit: Your credit reports are used by lenders in deciding to lend you money. It’s important to always check your credit report regularly to search for identity theft and fraudulent accounts opened in your name. You can also catch credit reporting errors like inaccurate balances and payments. Disputing credit reporting errors is free and can help you improve your credit score. You can use the Kwaba app to request for your credit report.

3. Frequent credit applications: Applying for too many credit cards and loans in a short period is another common credit mistake. Credit applications usually require hard inquiries that temporarily penalize your credit score and can reduce your approval odds for new accounts.

4. Being credit invisible: If you have never borrowed money or opened an applicable account, you are more likely credit invisible.If you don’t have a credit record that the credit reporting agencies can score, you may be “credit invisible.” And you may have trouble getting credit when you need it.

To sum it all, keeping a good credit report helps ensure your credit history is accurate and you get the best credit score possible. You should also avoid loan mistakes such as the common ones listed above and not be afraid to dispute a wrong credit report.

Kwaba has made it simple for you to find out your credit score. Simply click on the link below to get it checked and your credit document generated.

https:///3BW6A0z

Loans are financial products that allow a customer to access a fixed amount of money at the outset of the transaction, with the condition that this amount, plus the agreed interest, be returned within a specified period. While a loan provides all of the money requested at the time it is issued, credit on the other hand provides the customer with an amount of money that can be used as needed, using the entire amount borrowed, a portion of it, or none at all.

Having good credit is one of the biggest rewards of a positive financial lifestyle. There are many benefits to having good credit. Such as being an essential factor in qualifying for the best mortgage rates, personal loans, business loans and lots more. It is used to establish a person’s creditworthiness, loan eligibility, and credit amount. If you’re not sure where you fit on the credit score spectrum, then you should start using Kwaba to build and track changes to your credit score.

However, not understanding credit can also cost a lot. Avoiding common loan mistakes can help protect your credit score. Here are four of the most common credit mistakes you should avoid making.

1. Missing payments: Your payment history is an important factor in determining your credit score. Since your on-time payment record is 35% of your credit score, even paying late only once in a while can wreck your score. In order not to miss payments, you can set up automatic repayment. If auto payment isn’t available to you, set a reminder on your smartphone, write it on your calendar—whatever it takes to make your brain do what it naturally wants to avoid. If you can’t avoid paying late, call the lender. You can often work out an arrangement that won’t get reported to the credit agencies.

2. Not checking credit: Your credit reports are used by lenders in deciding to lend you money. It’s important to always check your credit report regularly to search for identity theft and fraudulent accounts opened in your name. You can also catch credit reporting errors like inaccurate balances and payments. Disputing credit reporting errors is free and can help you improve your credit score. You can use the Kwaba app to request for your credit report.

3. Frequent credit applications: Applying for too many credit cards and loans in a short period is another common credit mistake. Credit applications usually require hard inquiries that temporarily penalize your credit score and can reduce your approval odds for new accounts.

4. Being credit invisible: If you have never borrowed money or opened an applicable account, you are more likely credit invisible.If you don’t have a credit record that the credit reporting agencies can score, you may be “credit invisible.” And you may have trouble getting credit when you need it.

To sum it all, keeping a good credit report helps ensure your credit history is accurate and you get the best credit score possible. You should also avoid loan mistakes such as the common ones listed above and not be afraid to dispute a wrong credit report.

Kwaba has made it simple for you to find out your credit score. Simply click on the link below to get it checked and your credit document generated.

https:///3BW6A0z

Loans are financial products that allow a customer to access a fixed amount of money at the outset of the transaction, with the condition that this amount, plus the agreed interest, be returned within a specified period. While a loan provides all of the money requested at the time it is issued, credit on the other hand provides the customer with an amount of money that can be used as needed, using the entire amount borrowed, a portion of it, or none at all.

Having good credit is one of the biggest rewards of a positive financial lifestyle. There are many benefits to having good credit. Such as being an essential factor in qualifying for the best mortgage rates, personal loans, business loans and lots more. It is used to establish a person’s creditworthiness, loan eligibility, and credit amount. If you’re not sure where you fit on the credit score spectrum, then you should start using Kwaba to build and track changes to your credit score.

However, not understanding credit can also cost a lot. Avoiding common loan mistakes can help protect your credit score. Here are four of the most common credit mistakes you should avoid making.

1. Missing payments: Your payment history is an important factor in determining your credit score. Since your on-time payment record is 35% of your credit score, even paying late only once in a while can wreck your score. In order not to miss payments, you can set up automatic repayment. If auto payment isn’t available to you, set a reminder on your smartphone, write it on your calendar—whatever it takes to make your brain do what it naturally wants to avoid. If you can’t avoid paying late, call the lender. You can often work out an arrangement that won’t get reported to the credit agencies.

2. Not checking credit: Your credit reports are used by lenders in deciding to lend you money. It’s important to always check your credit report regularly to search for identity theft and fraudulent accounts opened in your name. You can also catch credit reporting errors like inaccurate balances and payments. Disputing credit reporting errors is free and can help you improve your credit score. You can use the Kwaba app to request for your credit report.

3. Frequent credit applications: Applying for too many credit cards and loans in a short period is another common credit mistake. Credit applications usually require hard inquiries that temporarily penalize your credit score and can reduce your approval odds for new accounts.

4. Being credit invisible: If you have never borrowed money or opened an applicable account, you are more likely credit invisible.If you don’t have a credit record that the credit reporting agencies can score, you may be “credit invisible.” And you may have trouble getting credit when you need it.

To sum it all, keeping a good credit report helps ensure your credit history is accurate and you get the best credit score possible. You should also avoid loan mistakes such as the common ones listed above and not be afraid to dispute a wrong credit report.

Kwaba has made it simple for you to find out your credit score. Simply click on the link below to get it checked and your credit document generated.

https:///3BW6A0z

In tune with being the most famous city in Nigeria, houses in Lagos add quite an expensive tone to its reputation. Residents of Lagos choose between living on the mainland or island, with many people choosing the serenity and high life status of the island. Regardless, there are also top notch areas on the mainland that can easily match the properties and environment of the Island. Here is 5 of the most expensive places to live in Lagos.

1. Banana Island

This artificial island created to look just like the shape of a banana is one of the two, if not the most expensive place to live in Lagos. Rent in this location is very high to the extent that about 60% of property in Banana island is not occupied. It has one of the highest densities of millionaires, it is home to notable people like Mike Adenuga, Iyabo Obasanjo, Linda Ikeji, Saayu Dantata. Kola Abiola, to mention a few. It is located in Ikoyi, Lagos, and popularly known for its wealth, multicultural ambiance, and beautiful layout. Residents are provided world class utilities including underground electrical systems, underground water supply network, a central sewage system and treatment plant, street lighting and satellite telecommunications networks, as well as overhead and storm water covered drainage. All these utilities add to make the cost of getting an apartment in Banana very expensive.

2. Eko Atlantic City

Eko Atlantic is located in Victoria Island which was planned to be housing 300,000 residences with at least $6 billion to complete the project. It is the rising smart city being developed from reclaimed land on the shores of Victoria Island, Lagos. Overlooking the former beach front of the Bar Beach. The city, which is divided into 8 districts, is planned for mixed-use with commercial, residential, entertainment and leisure activities to make the city a 24/7 lively environment. City amenities and services will include an international school, hospital, and a high-quality shopping mall, the largest in sub-Saharan Africa. To rent a fully furnished two-bedroom at the Eko Pearl tower (containing five different residential apartments on 33 different floors), you need to pay between N20 million to N23 million Naira ($55,000 to $65,000).

3. Ikoyi

Popular with the upper-class residents of the Nigerian high society, Ikoyi is one of the wealthiest communities in Lagos. Ikoyi includes the newer suburbs of Banana Island, Parkview Estate, Dolphin Estate and other luxurious blocks of flats that are springing up. It lies to the northeast of Obalende at the edge of the Lagos Lagoon and encompasses the eastern half of Lagos Island. A property for rent here can go as high as 10 million naira.

4. Lekki

Lekki has emerged to be the abode of the nouveau riche. Apart from being expensive, Lekki is fast developing into the Beverly Hills of Lagos. It is home to Lagos corporate moguls, celebrities, and captain of industries. Rent in this area costs as much as N5 million per annum.

5. Ikeja GRA

Welcome to the mainland. Ikeja GRA was created during the colonial peroid as a high-end abode in Lagos. It is occupied by the creme de la creme of Lagos Mainland. It is occupied by the creme de la creme of Lagos Mainland. Ikeja GRA is perhaps the most expensive place in Lagos Mainland today. A property in Ikeja GRA can for as high as N6 million naira. With well-paved roads, traffic lights and regular power supply, it is hard to resist this area.

There you have it. If you have the money to afford an apartment in these locations, then you are good to go.

To read more blogs on rent and finance, go to [url]blog.kwaba.ng[/url]

In tune with being the most famous city in Nigeria, houses in Lagos add quite an expensive tone to its reputation. Residents of Lagos choose between living on the mainland or island, with many people choosing the serenity and high life status of the island. Regardless, there are also top notch areas on the mainland that can easily match the properties and environment of the Island. Here is 5 of the most expensive places to live in Lagos.

1. Banana Island

This artificial island created to look just like the shape of a banana is one of the two, if not the most expensive place to live in Lagos. Rent in this location is very high to the extent that about 60% of property in Banana island is not occupied. It has one of the highest densities of millionaires, it is home to notable people like Mike Adenuga, Iyabo Obasanjo, Linda Ikeji, Saayu Dantata. Kola Abiola, to mention a few. It is located in Ikoyi, Lagos, and popularly known for its wealth, multicultural ambiance, and beautiful layout. Residents are provided world class utilities including underground electrical systems, underground water supply network, a central sewage system and treatment plant, street lighting and satellite telecommunications networks, as well as overhead and storm water covered drainage. All these utilities add to make the cost of getting an apartment in Banana very expensive.

2. Eko Atlantic City

Eko Atlantic is located in Victoria Island which was planned to be housing 300,000 residences with at least $6 billion to complete the project. It is the rising smart city being developed from reclaimed land on the shores of Victoria Island, Lagos. Overlooking the former beach front of the Bar Beach. The city, which is divided into 8 districts, is planned for mixed-use with commercial, residential, entertainment and leisure activities to make the city a 24/7 lively environment. City amenities and services will include an international school, hospital, and a high-quality shopping mall, the largest in sub-Saharan Africa. To rent a fully furnished two-bedroom at the Eko Pearl tower (containing five different residential apartments on 33 different floors), you need to pay between N20 million to N23 million Naira ($55,000 to $65,000).

3. Ikoyi

Popular with the upper-class residents of the Nigerian high society, Ikoyi is one of the wealthiest communities in Lagos. Ikoyi includes the newer suburbs of Banana Island, Parkview Estate, Dolphin Estate and other luxurious blocks of flats that are springing up. It lies to the northeast of Obalende at the edge of the Lagos Lagoon and encompasses the eastern half of Lagos Island. A property for rent here can go as high as 10 million naira.

4. Lekki

Lekki has emerged to be the abode of the nouveau riche. Apart from being expensive, Lekki is fast developing into the Beverly Hills of Lagos. It is home to Lagos corporate moguls, celebrities, and captain of industries. Rent in this area costs as much as N5 million per annum.

5. Ikeja GRA

Welcome to the mainland. Ikeja GRA was created during the colonial peroid as a high-end abode in Lagos. It is occupied by the creme de la creme of Lagos Mainland. It is occupied by the creme de la creme of Lagos Mainland. Ikeja GRA is perhaps the most expensive place in Lagos Mainland today. A property in Ikeja GRA can for as high as N6 million naira. With well-paved roads, traffic lights and regular power supply, it is hard to resist this area.

There you have it. If you have the money to afford an apartment in these locations, then you are good to go.

To read more blogs on rent and finance, go to [url]blog.kwaba.ng[/url]

Financial success is not guaranteed by earning a fat pay check at the end of each month. Aside from the random element of luck, much of what makes some people successful involves the cultivating of certain habits; Including money habits. There are lots of ways to become wealthy but staying wealthy requires good money habits.

Here are five good habits to help you stay wealthy

1. Set realistic financial goals

Rome wasn’t built in a day. Successful people understand this and they use their goals as motivation. It’s not the size of the goal that matters, it’s it probability of success. Always set small and realistic goals. Almost everyone has some vague financial goals, but you should write them down and calculate approximately how much each will cost you so you have a target to aim for. If they’re time-sensitive, figure out how much you need to save each month to hit your goal. One step after the other.

2. Live well within your means

Success is about earning more than you spend, which begins by developing an awareness of what you spend, then setting strict budgets. Allow yourself some money to spend on wants, but make sure you first prioritize both your basic living expenses and saving for future goals like a house down payment, a vacation, or retirement. Be frugal with your spending and avoid waste.

3. Prioritize saving

Successful people prioritize their savings. There is no fixed percentage of your income that you should be saving each month in order to become wealthy or live the life you want. But there’s no denying that the more you save, the easier it is for you to finance your long-term goals and to handle financial emergencies when they arise.

4. Run most of your finances on Autopilot

This is a diligent approach as to keeping it steady. The goal should be to try to get as much of your life on complete financial autopilot as you can, so that all you have to do is peek in regularly and make sure everything’s going as planned. Invest your money. Have all of your bills paid automatically. Have money transferred to savings goals automatically. Whatever that’s left is the money you have to spend freely on wants and desires.

5. Take action

Getting wealthy is a thing but staying wealthy is another. You don’t just relax after hitting a few millions, there are billionaires in this game. It’s okay if you are unsure of how to invest your money properly or the best way to plan for your future, but successful people push themselves to learn more so they can manage their money better. They don’t believe good things come to those who wait, they go out and create their own financial fate. Do the same and stay wealthy.

By adopting the five habits above, you can begin to improve your financial situation. It won’t happen overnight but over time and with steady practice, you will see yourself achieving those goals faster.

You can also read more of our rent and financial blogs on [url]blog.kwaba.ng[/url]

Financial success is not guaranteed by earning a fat pay check at the end of each month. Aside from the random element of luck, much of what makes some people successful involves the cultivating of certain habits; Including money habits. There are lots of ways to become wealthy but staying wealthy requires good money habits.

Here are five good habits to help you stay wealthy

1. Set realistic financial goals

Rome wasn’t built in a day. Successful people understand this and they use their goals as motivation. It’s not the size of the goal that matters, it’s it probability of success. Always set small and realistic goals. Almost everyone has some vague financial goals, but you should write them down and calculate approximately how much each will cost you so you have a target to aim for. If they’re time-sensitive, figure out how much you need to save each month to hit your goal. One step after the other.

2. Live well within your means

Success is about earning more than you spend, which begins by developing an awareness of what you spend, then setting strict budgets. Allow yourself some money to spend on wants, but make sure you first prioritize both your basic living expenses and saving for future goals like a house down payment, a vacation, or retirement. Be frugal with your spending and avoid waste.

3. Prioritize saving

Successful people prioritize their savings. There is no fixed percentage of your income that you should be saving each month in order to become wealthy or live the life you want. But there’s no denying that the more you save, the easier it is for you to finance your long-term goals and to handle financial emergencies when they arise.

4. Run most of your finances on Autopilot

This is a diligent approach as to keeping it steady. The goal should be to try to get as much of your life on complete financial autopilot as you can, so that all you have to do is peek in regularly and make sure everything’s going as planned. Invest your money. Have all of your bills paid automatically. Have money transferred to savings goals automatically. Whatever that’s left is the money you have to spend freely on wants and desires.

5. Take action

Getting wealthy is a thing but staying wealthy is another. You don’t just relax after hitting a few millions, there are billionaires in this game. It’s okay if you are unsure of how to invest your money properly or the best way to plan for your future, but successful people push themselves to learn more so they can manage their money better. They don’t believe good things come to those who wait, they go out and create their own financial fate. Do the same and stay wealthy.

By adopting the five habits above, you can begin to improve your financial situation. It won’t happen overnight but over time and with steady practice, you will see yourself achieving those goals faster.

You can also read more of our rent and financial blogs on [url]blog.kwaba.ng[/url]

Living in Lagos is very exciting but it can also be stressful. Even if life in the city isn’t always pleasant and Lagosians are constantly looking for ways to get out, there are still good reasons to live in Nigeria’s smallest but most populated city; nonetheless, there are still a few things you should know before relocating to Lagos.

Lagos is Nigeria’s largest metropolis and Africa’s second most populous, with a population of 15.3 million people in the city proper as of 2015. It served as Nigeria’s national capital until December 1991, when the government chose to relocate the country’s capital to Abuja in the country’s center. As of 2018, the Lagos metropolitan region had a population of around 23.5 million people, making it Africa’s largest metropolitan area.

Lagosians don’t stop, they are always on the move. Here are things you need to know about living in Lagos.

Lagos is a city of contrasts.

Do you want to meet an Igbo Muslim? It’s quite likely that he’ll be found in Lagos. In Lagos, you’ll discover Yorubas, Igbos, Hausas, Nupes, and any other group you can think of. This implies that any type of tribal bias would be frowned upon, although we do have unique circumstances.

Lagos is a little pricey.

Affordability in Lagos is highly subjective, as practically everything is costly; including house rent, groceries, transportation, tuition fees, and so on. ‘Shoe get size, Okrika get quality,’ goes the phrase, which essentially means ‘know your boundaries.’ Keep your spending to a minimum. Individuals residing 3+ hours away from their places of work are a result of Lagos’ perceived affordability (excluding traffic hours). This is due to the high cost of the rent.

Population

This isn’t news, Lagos is already overcrowded. As a result, amenities such as housing, transportation, and so on are in short supply. It always feels like the city is packed to the gills and everyone is rushing to get somewhere. So, if you decide to live here, be prepared.

Public transportation is available.

Transportation in Lagos can also be a headache for a variety of reasons, but overcrowding is at the top of the list, followed by terrible roads, bad drivers, and so on. You will also come across folks driving fancy vehicles, although there are more affordable modes of transportation such as regular-sized yellow buses, BRTs, keke napeps or motorcycles (selective areas) for inner streets, or better yet, raid hailing applications such as Bolt, Uber, inDriver, and others.

Stay Woke

There’s a reason why Lagos is known as the city that never sleeps. Everyone is rushing. So be cautious and wise when interacting with folks in Lagos. Take extra measures at all times.

Noise

Despite their vibrant nightlife, Lagosians (like the rest of Nigeria) are mostly religious. Lagos has nearly an equal amount of Muslims and Christians. The majority of the country’s mega-churches are located here.

So don’t be surprised if you come across megaphones broadcasting religious messages or the local mosque waking you up at 5 a.m. to worship.

Aside from the religious aspect, the local CD vendor must play music to attract consumers, and the local bar must likewise play loud music to attract customers.

Then there’s the nightlife.

Lagos’ nightlife is perhaps second to none. People know that Lagosians work hard but also party hard. So, if you enjoy fun and nice vibes, you’ll never be bored. The best clubs, bars, restaurants, and lounges in Nigeria may be found on Lagos’s mainland and island, with some open 24 hours a day. We only have one piece of advice: don’t get carried away.

Finally, there are numerous opportunities.

With outstanding abilities and occasional contacts, you’ll find a source of money in Lagos. Even though the country as a whole is struggling with unemployment, the rise of many tech-enabled enterprises has created numerous jobs, and they are usually constantly looking for new workers.

So are you considering Lagos as your next location? You can join our renter’s WhatsApp community to find a suitable place for yourself via the link below. Rent doesn’t also have to be a problem, get it sorted with Kwaba. Visit [url]kwaba.Africa[/url] to pay your rent today!

https:///GXaQI18PVl4I1Ae7n6Fiho

Living in Lagos is very exciting but it can also be stressful. Even if life in the city isn’t always pleasant and Lagosians are constantly looking for ways to get out, there are still good reasons to live in Nigeria’s smallest but most populated city; nonetheless, there are still a few things you should know before relocating to Lagos.

Lagos is Nigeria’s largest metropolis and Africa’s second most populous, with a population of 15.3 million people in the city proper as of 2015. It served as Nigeria’s national capital until December 1991, when the government chose to relocate the country’s capital to Abuja in the country’s center. As of 2018, the Lagos metropolitan region had a population of around 23.5 million people, making it Africa’s largest metropolitan area.

Lagosians don’t stop, they are always on the move. Here are things you need to know about living in Lagos.

Lagos is a city of contrasts.

Do you want to meet an Igbo Muslim? It’s quite likely that he’ll be found in Lagos. In Lagos, you’ll discover Yorubas, Igbos, Hausas, Nupes, and any other group you can think of. This implies that any type of tribal bias would be frowned upon, although we do have unique circumstances.

Lagos is a little pricey.

Affordability in Lagos is highly subjective, as practically everything is costly; including house rent, groceries, transportation, tuition fees, and so on. ‘Shoe get size, Okrika get quality,’ goes the phrase, which essentially means ‘know your boundaries.’ Keep your spending to a minimum. Individuals residing 3+ hours away from their places of work are a result of Lagos’ perceived affordability (excluding traffic hours). This is due to the high cost of the rent.

Population

This isn’t news, Lagos is already overcrowded. As a result, amenities such as housing, transportation, and so on are in short supply. It always feels like the city is packed to the gills and everyone is rushing to get somewhere. So, if you decide to live here, be prepared.

Public transportation is available.

Transportation in Lagos can also be a headache for a variety of reasons, but overcrowding is at the top of the list, followed by terrible roads, bad drivers, and so on. You will also come across folks driving fancy vehicles, although there are more affordable modes of transportation such as regular-sized yellow buses, BRTs, keke napeps or motorcycles (selective areas) for inner streets, or better yet, raid hailing applications such as Bolt, Uber, inDriver, and others.

Stay Woke

There’s a reason why Lagos is known as the city that never sleeps. Everyone is rushing. So be cautious and wise when interacting with folks in Lagos. Take extra measures at all times.

Noise

Despite their vibrant nightlife, Lagosians (like the rest of Nigeria) are mostly religious. Lagos has nearly an equal amount of Muslims and Christians. The majority of the country’s mega-churches are located here.

So don’t be surprised if you come across megaphones broadcasting religious messages or the local mosque waking you up at 5 a.m. to worship.

Aside from the religious aspect, the local CD vendor must play music to attract consumers, and the local bar must likewise play loud music to attract customers.

Then there’s the nightlife.

Lagos’ nightlife is perhaps second to none. People know that Lagosians work hard but also party hard. So, if you enjoy fun and nice vibes, you’ll never be bored. The best clubs, bars, restaurants, and lounges in Nigeria may be found on Lagos’s mainland and island, with some open 24 hours a day. We only have one piece of advice: don’t get carried away.

Finally, there are numerous opportunities.

With outstanding abilities and occasional contacts, you’ll find a source of money in Lagos. Even though the country as a whole is struggling with unemployment, the rise of many tech-enabled enterprises has created numerous jobs, and they are usually constantly looking for new workers.

So are you considering Lagos as your next location? You can join our renter’s WhatsApp community to find a suitable place for yourself via the link below. Rent doesn’t also have to be a problem, get it sorted with Kwaba. Visit [url]kwaba.Africa[/url] to pay your rent today!

https:///GXaQI18PVl4I1Ae7n6Fiho

Living in Lagos is very exciting but it can also be stressful. Even if life in the city isn’t always pleasant and Lagosians are constantly looking for ways to get out, there are still good reasons to live in Nigeria’s smallest but most populated city; nonetheless, there are still a few things you should know before relocating to Lagos.

Lagos is Nigeria’s largest metropolis and Africa’s second most populous, with a population of 15.3 million people in the city proper as of 2015. It served as Nigeria’s national capital until December 1991, when the government chose to relocate the country’s capital to Abuja in the country’s center. As of 2018, the Lagos metropolitan region had a population of around 23.5 million people, making it Africa’s largest metropolitan area.

Lagosians don’t stop, they are always on the move. Here are things you need to know about living in Lagos.

Lagos is a city of contrasts.

Do you want to meet an Igbo Muslim? It’s quite likely that he’ll be found in Lagos. In Lagos, you’ll discover Yorubas, Igbos, Hausas, Nupes, and any other group you can think of. This implies that any type of tribal bias would be frowned upon, although we do have unique circumstances.

Lagos is a little pricey.

Affordability in Lagos is highly subjective, as practically everything is costly; including house rent, groceries, transportation, tuition fees, and so on. ‘Shoe get size, Okrika get quality,’ goes the phrase, which essentially means ‘know your boundaries.’ Keep your spending to a minimum. Individuals residing 3+ hours away from their places of work are a result of Lagos’ perceived affordability (excluding traffic hours). This is due to the high cost of the rent.

Population

This isn’t news, Lagos is already overcrowded. As a result, amenities such as housing, transportation, and so on are in short supply. It always feels like the city is packed to the gills and everyone is rushing to get somewhere. So, if you decide to live here, be prepared.

Public transportation is available.

Transportation in Lagos can also be a headache for a variety of reasons, but overcrowding is at the top of the list, followed by terrible roads, bad drivers, and so on. You will also come across folks driving fancy vehicles, although there are more affordable modes of transportation such as regular-sized yellow buses, BRTs, keke napeps or motorcycles (selective areas) for inner streets, or better yet, raid hailing applications such as Bolt, Uber, inDriver, and others.

Stay Woke

There’s a reason why Lagos is known as the city that never sleeps. Everyone is rushing. So be cautious and wise when interacting with folks in Lagos. Take extra measures at all times.

Noise

Despite their vibrant nightlife, Lagosians (like the rest of Nigeria) are mostly religious. Lagos has nearly an equal amount of Muslims and Christians. The majority of the country’s mega-churches are located here.

So don’t be surprised if you come across megaphones broadcasting religious messages or the local mosque waking you up at 5 a.m. to worship.

Aside from the religious aspect, the local CD vendor must play music to attract consumers, and the local bar must likewise play loud music to attract customers.

Then there’s the nightlife.

Lagos’ nightlife is perhaps second to none. People know that Lagosians work hard but also party hard. So, if you enjoy fun and nice vibes, you’ll never be bored. The best clubs, bars, restaurants, and lounges in Nigeria may be found on Lagos’s mainland and island, with some open 24 hours a day. We only have one piece of advice: don’t get carried away.

Finally, there are numerous opportunities.

With outstanding abilities and occasional contacts, you’ll find a source of money in Lagos. Even though the country as a whole is struggling with unemployment, the rise of many tech-enabled enterprises has created numerous jobs, and they are usually constantly looking for new workers.

So are you considering Lagos as your next location? You can join our renter’s WhatsApp community to find a suitable place for yourself via the link below. Rent doesn’t also have to be a problem, get it sorted with Kwaba. Visit [url]kwaba.Africa[/url] to pay your rent today!

https:///GXaQI18PVl4I1Ae7n6Fiho

Renting a home is a big decision. You must ensure that the home is suitable for your needs and that everything is in working order. Before you go on your next property viewing, keep an eye out for these key elements and any red flags to help you make the best decision possible.

1. Dampness
The musty odor, mildew on the walls, peeling wallpaper, blistering paint, dark patches, discoloration, and mold are all signs of dampness. It is created by wet air condensing on the walls and is a sign of the building’s structure and ventilation. Damp can cause health problems, woodworm, and fungal rot, and it’s difficult to eradicate.

2. Aspect
Check which direction your home faces. The most desirable rear gardens are those that face south and receive the greatest sunlight during the summer. You also want as much light as possible to enter your home, so consider how much sunlight enters each room. Because the sun is hidden by the house as it rises and sets, the north-facing rear gardens receive minimal sunlight.

3. Room Size
Make sure that each room is a good size. Make sure your furniture will fit in the room; you could even use a tape measure to double-check. Landlords can be funny with sizes, especially in Lagos. So, watch carefully.

4. Neighbourhood
One crucial point to remember when purchasing a home is that location is everything; you can change the house but not the location. Is there a strong school system, good transportation, and plenty of parks and green space? Restaurants, shops, and, of course, a decent bar come to mind. Is there a strong sense of community in the region, or are crime rates high and the neighbors loud? Are there any upcoming developments that will affect the neighborhood? Try to figure it out during your visit, or drive around the neighborhood to get a sense of it. You wouldn’t want to live in a good place but a bad environment.

5. Windows
Run a finger down the window. Is there condensation? Are the window frames cracked and rotting? Do the windows have locks? They’ll need to change them and show that the house isn’t very well kept.

6. Plumbing
Make sure that the plumbing is in good working order. Check water pressure by flushing toilets and running taps. Make sure the pipes aren’t made of iron and are properly insulated. Make sure that under-sink cupboards are dry and that showers are warm.

7. Structure
Make sure the building’s structure is sturdy. If not, you may need a surveyor to assess this for you. Any big cracks across walls and joints signal that the building may be falling apart and may not be structurally safe. With the recent building collapse news in the country, you might really want to get help in checking this.

9. Electricals
Check that all electricals work by flicking light switches and plug sockets on and off. Check that the oven, fridge, and stove work. Ask about electricity bills or any warranties on electrical items. Are any electric wires exposed or broken? If so, this could be very dangerous, so check their condition. It can cost a lot to restore and change electric circuits and a big task in partaking in any electrical work.

11. Mobile
Whilst looking around the property, take out your mobile phone and check your data connection and signal. In this modern age, even things like mobile signal matter when buying a house, in fact, nearly half of 18-35-year-olds rank mobile as a key consideration when renting a new property.

12. Condition
Access the general condition of the house. Look out for cracks in walls, how fresh the paint looks, how worn carpets or floorboards are, and how creaky doors are. Understand how much the property needs, and figure out how much you’re willing to put into it.

13. Roof
Look out for any missing or displaced tiles or leaky gutters, which are particularly common in old or aging roofs. These tiles and gutters will need to be replaced, and maybe even the whole roof, which can be an expensive job. Flat roofs are particularly a problem, as have been constructed with cheaper materials. If you notice any standing water or cracks in this roof, warning bells should start going off. You can always get a roof survey to make sure.

16. Agent
Also, ask the agent. Ask how much commission is, how long the property has been on the market, and how quickly properties rent out in the area. How many viewings and offers have been made? This will enable you to figure out any moves to make next.

17. Bills
Find out how much living costs will be, as you’ll need to know how many extra costs you’ll need to pay once living there. How much are gas, water, and electric bills? How about TV and broadband costs?

19. Drainage
Look for sufficient drainage in the area, and check whether the property is prone to flooding. Are drains accessible, of the correct level, and draining properly and quickly? Make sure drains do not block easily. Look out for overflowing water, build-up of leaves and debris, or residue around the affected area.

20. Security
Assess how secure the property is. Make sure walls do not contain footholds for climbing and the front area is open and seen by passersby. Plants and shrubbery can also be kept to less than 1m in height. Ensure there is security lighting and windows and doors are fitted with five lever mortice locks so that burglars cannot break entry. An intruder alarm and fire alarm are also essential to maintain safety.

21. Noise
Simply listen while viewing houses. Is it possible to hear your next-door neighbors creating a racket, especially if the property is a terrace? How well is the structure soundproofed? Is it possible to hear cars or trains, and if so, how close is the property to the road or railway? Noise levels may not be a top priority when inspecting a home, but they can quickly become an issue once you move in.

22. Electricity
What is the property’s energy efficiency? You need to know this since it can help you save money on your energy costs (whilst saving the planet at the same time of course). Make certain to note how frequently they have electricity.

23. You
Finally, and perhaps most crucially, you must examine yourself on the property. Do you have a positive impression of it? Do you think you could live here? Is it possible to see all of your furnishings in each area, as well as cook in the kitchen, watch TV in the living room, and sleep in the bedroom? Are you willing to put in the effort required to make it your own? Do you feel comfortable in this area? If so, you may have discovered the ideal home for you.

Keep these crucial things in mind the next time you go to check a place. This will guarantee that you have a good grasp of the house and all of its nooks and crannies, as well as whether it is the correct fit for you.

You can also join our Whatsapp group via the link below to see more house offers. Happy House Hunting!

https:///GXaQI18PVl4I1Ae7n6Fiho

Renting a home is a big decision. You must ensure that the home is suitable for your needs and that everything is in working order. Before you go on your next property viewing, keep an eye out for these key elements and any red flags to help you make the best decision possible.

1. Dampness
The musty odor, mildew on the walls, peeling wallpaper, blistering paint, dark patches, discoloration, and mold are all signs of dampness. It is created by wet air condensing on the walls and is a sign of the building’s structure and ventilation. Damp can cause health problems, woodworm, and fungal rot, and it’s difficult to eradicate.

2. Aspect
Check which direction your home faces. The most desirable rear gardens are those that face south and receive the greatest sunlight during the summer. You also want as much light as possible to enter your home, so consider how much sunlight enters each room. Because the sun is hidden by the house as it rises and sets, the north-facing rear gardens receive minimal sunlight.

3. Room Size
Make sure that each room is a good size. Make sure your furniture will fit in the room; you could even use a tape measure to double-check. Landlords can be funny with sizes, especially in Lagos. So, watch carefully.

4. Neighbourhood
One crucial point to remember when purchasing a home is that location is everything; you can change the house but not the location. Is there a strong school system, good transportation, and plenty of parks and green space? Restaurants, shops, and, of course, a decent bar come to mind. Is there a strong sense of community in the region, or are crime rates high and the neighbors loud? Are there any upcoming developments that will affect the neighborhood? Try to figure it out during your visit, or drive around the neighborhood to get a sense of it. You wouldn’t want to live in a good place but a bad environment.

5. Windows
Run a finger down the window. Is there condensation? Are the window frames cracked and rotting? Do the windows have locks? They’ll need to change them and show that the house isn’t very well kept.

6. Plumbing
Make sure that the plumbing is in good working order. Check water pressure by flushing toilets and running taps. Make sure the pipes aren’t made of iron and are properly insulated. Make sure that under-sink cupboards are dry and that showers are warm.

7. Structure
Make sure the building’s structure is sturdy. If not, you may need a surveyor to assess this for you. Any big cracks across walls and joints signal that the building may be falling apart and may not be structurally safe. With the recent building collapse news in the country, you might really want to get help in checking this.

9. Electricals
Check that all electricals work by flicking light switches and plug sockets on and off. Check that the oven, fridge, and stove work. Ask about electricity bills or any warranties on electrical items. Are any electric wires exposed or broken? If so, this could be very dangerous, so check their condition. It can cost a lot to restore and change electric circuits and a big task in partaking in any electrical work.

11. Mobile
Whilst looking around the property, take out your mobile phone and check your data connection and signal. In this modern age, even things like mobile signal matter when buying a house, in fact, nearly half of 18-35-year-olds rank mobile as a key consideration when renting a new property.

12. Condition
Access the general condition of the house. Look out for cracks in walls, how fresh the paint looks, how worn carpets or floorboards are, and how creaky doors are. Understand how much the property needs, and figure out how much you’re willing to put into it.

13. Roof
Look out for any missing or displaced tiles or leaky gutters, which are particularly common in old or aging roofs. These tiles and gutters will need to be replaced, and maybe even the whole roof, which can be an expensive job. Flat roofs are particularly a problem, as have been constructed with cheaper materials. If you notice any standing water or cracks in this roof, warning bells should start going off. You can always get a roof survey to make sure.

16. Agent
Also, ask the agent. Ask how much commission is, how long the property has been on the market, and how quickly properties rent out in the area. How many viewings and offers have been made? This will enable you to figure out any moves to make next.

17. Bills
Find out how much living costs will be, as you’ll need to know how many extra costs you’ll need to pay once living there. How much are gas, water, and electric bills? How about TV and broadband costs?

19. Drainage
Look for sufficient drainage in the area, and check whether the property is prone to flooding. Are drains accessible, of the correct level, and draining properly and quickly? Make sure drains do not block easily. Look out for overflowing water, build-up of leaves and debris, or residue around the affected area.

20. Security
Assess how secure the property is. Make sure walls do not contain footholds for climbing and the front area is open and seen by passersby. Plants and shrubbery can also be kept to less than 1m in height. Ensure there is security lighting and windows and doors are fitted with five lever mortice locks so that burglars cannot break entry. An intruder alarm and fire alarm are also essential to maintain safety.

21. Noise
Simply listen while viewing houses. Is it possible to hear your next-door neighbors creating a racket, especially if the property is a terrace? How well is the structure soundproofed? Is it possible to hear cars or trains, and if so, how close is the property to the road or railway? Noise levels may not be a top priority when inspecting a home, but they can quickly become an issue once you move in.

22. Electricity
What is the property’s energy efficiency? You need to know this since it can help you save money on your energy costs (whilst saving the planet at the same time of course). Make certain to note how frequently they have electricity.

23. You
Finally, and perhaps most crucially, you must examine yourself on the property. Do you have a positive impression of it? Do you think you could live here? Is it possible to see all of your furnishings in each area, as well as cook in the kitchen, watch TV in the living room, and sleep in the bedroom? Are you willing to put in the effort required to make it your own? Do you feel comfortable in this area? If so, you may have discovered the ideal home for you.

Keep these crucial things in mind the next time you go to check a place. This will guarantee that you have a good grasp of the house and all of its nooks and crannies, as well as whether it is the correct fit for you.

You can also join our Whatsapp group via the link below to see more house offers. Happy House Hunting!

https:///GXaQI18PVl4I1Ae7n6Fiho

Renting a home is a big decision. You must ensure that the home is suitable for your needs and that everything is in working order. Before you go on your next property viewing, keep an eye out for these key elements and any red flags to help you make the best decision possible.

1. Dampness
The musty odor, mildew on the walls, peeling wallpaper, blistering paint, dark patches, discoloration, and mold are all signs of dampness. It is created by wet air condensing on the walls and is a sign of the building’s structure and ventilation. Damp can cause health problems, woodworm, and fungal rot, and it’s difficult to eradicate.

2. Aspect
Check which direction your home faces. The most desirable rear gardens are those that face south and receive the greatest sunlight during the summer. You also want as much light as possible to enter your home, so consider how much sunlight enters each room. Because the sun is hidden by the house as it rises and sets, the north-facing rear gardens receive minimal sunlight.

3. Room Size
Make sure that each room is a good size. Make sure your furniture will fit in the room; you could even use a tape measure to double-check. Landlords can be funny with sizes, especially in Lagos. So, watch carefully.

4. Neighbourhood
One crucial point to remember when purchasing a home is that location is everything; you can change the house but not the location. Is there a strong school system, good transportation, and plenty of parks and green space? Restaurants, shops, and, of course, a decent bar come to mind. Is there a strong sense of community in the region, or are crime rates high and the neighbors loud? Are there any upcoming developments that will affect the neighborhood? Try to figure it out during your visit, or drive around the neighborhood to get a sense of it. You wouldn’t want to live in a good place but a bad environment.

5. Windows
Run a finger down the window. Is there condensation? Are the window frames cracked and rotting? Do the windows have locks? They’ll need to change them and show that the house isn’t very well kept.

6. Plumbing
Make sure that the plumbing is in good working order. Check water pressure by flushing toilets and running taps. Make sure the pipes aren’t made of iron and are properly insulated. Make sure that under-sink cupboards are dry and that showers are warm.

7. Structure
Make sure the building’s structure is sturdy. If not, you may need a surveyor to assess this for you. Any big cracks across walls and joints signal that the building may be falling apart and may not be structurally safe. With the recent building collapse news in the country, you might really want to get help in checking this.

9. Electricals
Check that all electricals work by flicking light switches and plug sockets on and off. Check that the oven, fridge, and stove work. Ask about electricity bills or any warranties on electrical items. Are any electric wires exposed or broken? If so, this could be very dangerous, so check their condition. It can cost a lot to restore and change electric circuits and a big task in partaking in any electrical work.

11. Mobile
Whilst looking around the property, take out your mobile phone and check your data connection and signal. In this modern age, even things like mobile signal matter when buying a house, in fact, nearly half of 18-35-year-olds rank mobile as a key consideration when renting a new property.

12. Condition
Access the general condition of the house. Look out for cracks in walls, how fresh the paint looks, how worn carpets or floorboards are, and how creaky doors are. Understand how much the property needs, and figure out how much you’re willing to put into it.

13. Roof
Look out for any missing or displaced tiles or leaky gutters, which are particularly common in old or aging roofs. These tiles and gutters will need to be replaced, and maybe even the whole roof, which can be an expensive job. Flat roofs are particularly a problem, as have been constructed with cheaper materials. If you notice any standing water or cracks in this roof, warning bells should start going off. You can always get a roof survey to make sure.

16. Agent
Also, ask the agent. Ask how much commission is, how long the property has been on the market, and how quickly properties rent out in the area. How many viewings and offers have been made? This will enable you to figure out any moves to make next.

17. Bills
Find out how much living costs will be, as you’ll need to know how many extra costs you’ll need to pay once living there. How much are gas, water, and electric bills? How about TV and broadband costs?

19. Drainage
Look for sufficient drainage in the area, and check whether the property is prone to flooding. Are drains accessible, of the correct level, and draining properly and quickly? Make sure drains do not block easily. Look out for overflowing water, build-up of leaves and debris, or residue around the affected area.

20. Security
Assess how secure the property is. Make sure walls do not contain footholds for climbing and the front area is open and seen by passersby. Plants and shrubbery can also be kept to less than 1m in height. Ensure there is security lighting and windows and doors are fitted with five lever mortice locks so that burglars cannot break entry. An intruder alarm and fire alarm are also essential to maintain safety.

21. Noise
Simply listen while viewing houses. Is it possible to hear your next-door neighbors creating a racket, especially if the property is a terrace? How well is the structure soundproofed? Is it possible to hear cars or trains, and if so, how close is the property to the road or railway? Noise levels may not be a top priority when inspecting a home, but they can quickly become an issue once you move in.

22. Electricity
What is the property’s energy efficiency? You need to know this since it can help you save money on your energy costs (whilst saving the planet at the same time of course). Make certain to note how frequently they have electricity.

23. You
Finally, and perhaps most crucially, you must examine yourself on the property. Do you have a positive impression of it? Do you think you could live here? Is it possible to see all of your furnishings in each area, as well as cook in the kitchen, watch TV in the living room, and sleep in the bedroom? Are you willing to put in the effort required to make it your own? Do you feel comfortable in this area? If so, you may have discovered the ideal home for you.

Keep these crucial things in mind the next time you go to check a place. This will guarantee that you have a good grasp of the house and all of its nooks and crannies, as well as whether it is the correct fit for you.

You can also join our Whatsapp group via the link below to see more house offers. Happy House Hunting!

https:///GXaQI18PVl4I1Ae7n6Fiho

The question of whether or not credit scores are important is still a popular one. The answer is yes. It’s due to the way credit scores can be utilized to build a consumer profile. The credit score of a person can be used to assist them choose a mortgage, credit cards, and other financial commitments.

The credit score is a number that is calculated using a variety of indicators to measure a person’s creditworthiness. It is a measurement of one’s financial condition and, as a result, one’s entire financial existence. It is used to establish a person’s creditworthiness, loan eligibility, and credit amount.

Why is it important for you to keep a good credit score? Because a consumer’s credit score might provide additional security. It can help people avoid bad experiences with major financial institutions and deposits. It can assist banks and credit companies in identifying individuals with poor credit. Other reasons to keep a good credit score include the following:

1. Your credit score will be reviewed when you apply for a visa.

The visa department will request a copy of your credit history, which will include a list of all the companies with which you have had credit ties and whether or not you have ever gone bankrupt.

2. Your credit score affects your borrowing capacity.

The amount of your credit score is a factor in the calculation when you borrow money. You are unlikely to be able to obtain a loan from a financial institution if your credit score is poor.

Additional reasons to keep a good credit score include:

3. Your credit history is important to your employers and company investors because it reveals a lot about you.

4. Landlords and property managers check the credit history of their new tenants.

Kwaba has made it simple for you to find out your credit score. Simply click https:///3Nw9qPW to get it checked and your credit document generated.

For more blogs on rent and finance, kindly visit [url]blog.kwaba.ng[/url]

The question of whether or not credit scores are important is still a popular one. The answer is yes. It’s due to the way credit scores can be utilized to build a consumer profile. The credit score of a person can be used to assist them choose a mortgage, credit cards, and other financial commitments.

The credit score is a number that is calculated using a variety of indicators to measure a person’s creditworthiness. It is a measurement of one’s financial condition and, as a result, one’s entire financial existence. It is used to establish a person’s creditworthiness, loan eligibility, and credit amount.

Why is it important for you to keep a good credit score? Because a consumer’s credit score might provide additional security. It can help people avoid bad experiences with major financial institutions and deposits. It can assist banks and credit companies in identifying individuals with poor credit. Other reasons to keep a good credit score include the following:

1. Your credit score will be reviewed when you apply for a visa.

The visa department will request a copy of your credit history, which will include a list of all the companies with which you have had credit ties and whether or not you have ever gone bankrupt.

2. Your credit score affects your borrowing capacity.

The amount of your credit score is a factor in the calculation when you borrow money. You are unlikely to be able to obtain a loan from a financial institution if your credit score is poor.

Additional reasons to keep a good credit score include:

3. Your credit history is important to your employers and company investors because it reveals a lot about you.

4. Landlords and property managers check the credit history of their new tenants.

Kwaba has made it simple for you to find out your credit score. Simply click https:///3Nw9qPW to get it checked and your credit document generated.

For more blogs on rent and finance, kindly visit [url]blog.kwaba.ng[/url]

The question of whether or not credit scores are important is still a popular one. The answer is yes. It’s due to the way credit scores can be utilized to build a consumer profile. The credit score of a person can be used to assist them choose a mortgage, credit cards, and other financial commitments.

The credit score is a number that is calculated using a variety of indicators to measure a person’s creditworthiness. It is a measurement of one’s financial condition and, as a result, one’s entire financial existence. It is used to establish a person’s creditworthiness, loan eligibility, and credit amount.

Why is it important for you to keep a good credit score? Because a consumer’s credit score might provide additional security. It can help people avoid bad experiences with major financial institutions and deposits. It can assist banks and credit companies in identifying individuals with poor credit. Other reasons to keep a good credit score include the following:

1. Your credit score will be reviewed when you apply for a visa.

The visa department will request a copy of your credit history, which will include a list of all the companies with which you have had credit ties and whether or not you have ever gone bankrupt.

2. Your credit score affects your borrowing capacity.

The amount of your credit score is a factor in the calculation when you borrow money. You are unlikely to be able to obtain a loan from a financial institution if your credit score is poor.

Additional reasons to keep a good credit score include:

3. Your credit history is important to your employers and company investors because it reveals a lot about you.

4. Landlords and property managers check the credit history of their new tenants.

Kwaba has made it simple for you to find out your credit score. Simply click https:///3Nw9qPW to get it checked and your credit document generated.

For more blogs on rent and finance, kindly visit [url]blog.kwaba.ng[/url]

Moving to a new apartment may be costly; in addition to rent, you must factor in moving charges, utilities, deposits, and other expenditures. Furniture and decor are two areas where you can always save money. If you move frequently or just want to be economical, you don’t have to give up living in a comfortable and well-decorated house. If you want to save money but don’t know how to decorate an apartment on a budget, read on.

1. Buy in bulk

When purchasing furniture such as chairs, bed frames, cupboards, cabinets, wardrobes, and so on, it is more cost effective to purchase them all at once. You can receive some discounts on certain things if you do this. Set aside some money, especially if you want to have them built by a furniture expert of your choosing, because it is easier to bargain when there is a lot involved. Are you afraid of spending it? I’ve got you covered, just lock it in the Kwaba app.

2. Explore declutter items

If you enjoy high-end quality things but don’t want to spend a fortune on a table set for your new home, consider buying used furniture. Declutter items are used items that are placed up for sale for a variety of reasons such as relocation, abroad trip, furniture changes, and so on.
These items are brand new and still in good condition; they may come with the original packaging, receipt, and warranty cards.

On a declutter website, you may get products like air conditioners, chairs, bed frames, and kitchen utensils for low costs. For quick access, put “declutter” into Instagram search to get a list of current pages. Here’s how it works:

1. Go through the entire page.

2. Choose the desired item.

3. Communicate with the page owner and pay for the item (Page Owner’s Account Number).

4. Obtain the owner’s contact information for item inspection.

5. If you like it, you may pick it up.

This process is actually rather simple, but keep an eye out for phony declutter accounts that are only looking to deceive consumers. To be safe, ask a buddy who has used one previously.

3. Check Out Less Expensive Websites

You may also look at less priced websites like Jiji, where you can bargain with vendors, visit their shops to pick up products, or have them delivered to your home. This website also includes a review part where you can determine whether the vendor is genuine or a forgery.

Are you looking for an apartment in Lagos or Abuja? Join our renter’s community by clicking here https:///LUWsGG7odQEBsDcENnXMM1

Do you have any other suggestions about how to equip an apartment on a budget? Tag @Kwaba_ng on Twitter or @Kwaba.ng on Instagram with your knowledge.

You can download the Kwaba app from Play Store just by clicking the link below

https:///2XFSmTi

To read more blogs on renting and finance, kindly visit our blog site via the link below

https://blog.kwaba.ng/

Moving to a new apartment may be costly; in addition to rent, you must factor in moving charges, utilities, deposits, and other expenditures. Furniture and decor are two areas where you can always save money. If you move frequently or just want to be economical, you don’t have to give up living in a comfortable and well-decorated house. If you want to save money but don’t know how to decorate an apartment on a budget, read on.

1. Buy in bulk

When purchasing furniture such as chairs, bed frames, cupboards, cabinets, wardrobes, and so on, it is more cost effective to purchase them all at once. You can receive some discounts on certain things if you do this. Set aside some money, especially if you want to have them built by a furniture expert of your choosing, because it is easier to bargain when there is a lot involved. Are you afraid of spending it? I’ve got you covered, just lock it in the Kwaba app.

2. Explore declutter items

If you enjoy high-end quality things but don’t want to spend a fortune on a table set for your new home, consider buying used furniture. Declutter items are used items that are placed up for sale for a variety of reasons such as relocation, abroad trip, furniture changes, and so on.
These items are brand new and still in good condition; they may come with the original packaging, receipt, and warranty cards.

On a declutter website, you may get products like air conditioners, chairs, bed frames, and kitchen utensils for low costs. For quick access, put “declutter” into Instagram search to get a list of current pages. Here’s how it works:

1. Go through the entire page.

2. Choose the desired item.

3. Communicate with the page owner and pay for the item (Page Owner’s Account Number).

4. Obtain the owner’s contact information for item inspection.

5. If you like it, you may pick it up.

This process is actually rather simple, but keep an eye out for phony declutter accounts that are only looking to deceive consumers. To be safe, ask a buddy who has used one previously.

3. Check Out Less Expensive Websites

You may also look at less priced websites like Jiji, where you can bargain with vendors, visit their shops to pick up products, or have them delivered to your home. This website also includes a review part where you can determine whether the vendor is genuine or a forgery.

Are you looking for an apartment in Lagos or Abuja? Join our renter’s community by clicking here https:///LUWsGG7odQEBsDcENnXMM1

Do you have any other suggestions about how to equip an apartment on a budget? Tag @Kwaba_ng on Twitter or @Kwaba.ng on Instagram with your knowledge.

You can download the Kwaba app from Play Store just by clicking the link below

https:///2XFSmTi

To read more blogs on renting and finance, kindly visit our blog site via the link below

https://blog.kwaba.ng/

Moving to a new apartment may be costly; in addition to rent, you must factor in moving charges, utilities, deposits, and other expenditures. Furniture and decor are two areas where you can always save money. If you move frequently or just want to be economical, you don’t have to give up living in a comfortable and well-decorated house. If you want to save money but don’t know how to decorate an apartment on a budget, read on.

1. Buy in bulk

When purchasing furniture such as chairs, bed frames, cupboards, cabinets, wardrobes, and so on, it is more cost effective to purchase them all at once. You can receive some discounts on certain things if you do this. Set aside some money, especially if you want to have them built by a furniture expert of your choosing, because it is easier to bargain when there is a lot involved. Are you afraid of spending it? I’ve got you covered, just lock it in the Kwaba app.

2. Explore declutter items

If you enjoy high-end quality things but don’t want to spend a fortune on a table set for your new home, consider buying used furniture. Declutter items are used items that are placed up for sale for a variety of reasons such as relocation, abroad trip, furniture changes, and so on.
These items are brand new and still in good condition; they may come with the original packaging, receipt, and warranty cards.

On a declutter website, you may get products like air conditioners, chairs, bed frames, and kitchen utensils for low costs. For quick access, put “declutter” into Instagram search to get a list of current pages. Here’s how it works:

1. Go through the entire page.

2. Choose the desired item.

3. Communicate with the page owner and pay for the item (Page Owner’s Account Number).

4. Obtain the owner’s contact information for item inspection.

5. If you like it, you may pick it up.

This process is actually rather simple, but keep an eye out for phony declutter accounts that are only looking to deceive consumers. To be safe, ask a buddy who has used one previously.

3. Check Out Less Expensive Websites

You may also look at less priced websites like Jiji, where you can bargain with vendors, visit their shops to pick up products, or have them delivered to your home. This website also includes a review part where you can determine whether the vendor is genuine or a forgery.

Are you looking for an apartment in Lagos or Abuja? Join our renter’s community by clicking here https:///LUWsGG7odQEBsDcENnXMM1

Do you have any other suggestions about how to equip an apartment on a budget? Tag @Kwaba_ng on Twitter or @Kwaba.ng on Instagram with your knowledge.

You can download the Kwaba app from Play Store just by clicking the link below

https:///2XFSmTi

To read more blogs on renting and finance, kindly visit our blog site via the link below

https://blog.kwaba.ng/

Need to pay your rent? Kwaba can pay your rent upfront with the Rent Now, Pay Later feature.

Visit our website to apply via the link below

https:///3srtjju

Is your rent due? Kwaba can pay your rent upfront with the Rent Now, Pay Later feature.

Visit our website to apply via the link below

https:///3srtjju

Is your rent due? Kwaba can pay your rent upfront with the Rent Now, Pay Later feature.

Visit our website at [url]kwaba.africa[/url] to apply

If you need to pay rent anywhere across Lagos, Kwaba is the right call.

chukwuibuipob:
Not for common man pikin.No lekki,Ajah

The most populated part of Lagos is the mainland. It is considered to be the preferred choice of location for an average Lagosian, perhaps due to its much affordable lifestyle compared to the Island.

Here are some of the best places to live on the mainland;

1. Ikeja

Ikeja is the capital of Lagos and it remains one of the most populated places in the state. It is one of the exclusive residential areas of the Lagos mainland and being the capital, it houses most government parastatals with both the Governor’s office and government house. It is also regarded as the business hub of the state. Ikeja is a well planned, clean, and quiet residential area in Lagos. If you like to hang out with friends, you can head to the Ikeja city mall or any cinemas, bars, or restaurants that are found throughout this neighborhood. There are also a lot of good schools, hospitals, and security outposts in Ikeja. It is a goldmine for landlords and property agents. Even if living in Ikeja sounds expensive, it is among the affordable places to live in Lagos.

2. Yaba

Another amazing place to live in Lagos is Yaba. It is one of the most popular places in Lagos. known as the Silicon Valley of Nigeria. Majority of internet start-ups like Co-Creation hub, Andela and others has turned Yaba to one of the most sought-after locations. It is a suburb located in Lagos Mainland and one of the best places to start a family in Lagos. It also accommodates major schools in Lagos like The University of Lagos located in Akoka, Queens College and Yaba College of Technology making Yaba a place for the younger generation. In addition, Yaba has one of the busiest market sites in Lagos, known as Tejuosho Market, Nigeria. The nightlife in Yaba is next to nothing.

3. Surulere

The neighborhood of Surulere is perfectly suited for young working professionals and social butterflies on a budget but with a preference for liveliness. It is one of the best places to live in Lagos. It is at the center of Lagos and connected to almost all routes and roads in Lagos. It also has popular landmarks like the National Stadium Lagos, National Arts Theatre, Teslim Balogun Stadium, Adeniran Ogunsanya Shopping mall, Ojuelegba, Amala Shitta, St. Anthony’s Catholic Church, the Nigeria Internet Registration Association (NIRA), and the Nigerian Breweries. If you are looking for a place to reside in Lagos on a budget, you should rent an apartment in Surulere. There are a lot of attractive places to live like Bode Thomas, Coker, Shitta, and Orile.

4. Festac

Festac Town is a federal housing estate located along the Lagos-Badagry Expressway in Lagos State. It is one of the best places to live with a family in Lagos, and also one of the most peaceful places in Lagos state. This area boasts of reliable power supply, accessible police and fire stations, state of the arts supermarkets, restaurants, hotels, health centers, and post offices. Living in Festac allows you to enjoy your life in Lagos.

5. Magodo

Magodo is a place in Kosofe Local Government Area, Lagos. It lies toward the outskirts of Lagos in close proximity to Ikeja and Ojodu Berger. It is basically a residential area that is known to be home to some affluent people in the society. If you are looking for a place to live in Lagos that has good security, a lively environment, fantastic social amenities, good roads, and friendly neighbors, then you should relocate to Magodo. With a lot of Estates springing up in between Ajah and the Lekki, Magodo is one of the best places to live in Lagos, there are a lot of cheap land and houses in this part of Lagos that you can capitalize on.

If you ever plan to enjoy life in Lagos, the above places will offer you good comfort and allows you to access your place of work without hassle.

Kwaba can help you secure an apartment in any of these locations and other parts of Lagos and Abuja while you pay back in convenient monthly installments. Visit our website via the link below to use this service.

https:///3srtjju

The most populated part of Lagos is the mainland. It is considered to be the preferred choice of location for an average Lagosian, perhaps due to its much affordable lifestyle compared to the Island.

Here are some of the best places to live on the mainland;

1. Ikeja

Ikeja is the capital of Lagos and it remains one of the most populated places in the state. It is one of the exclusive residential areas of the Lagos mainland and being the capital, it houses most government parastatals with both the Governor’s office and government house. It is also regarded as the business hub of the state. Ikeja is a well planned, clean, and quiet residential area in Lagos. If you like to hang out with friends, you can head to the Ikeja city mall or any cinemas, bars, or restaurants that are found throughout this neighborhood. There are also a lot of good schools, hospitals, and security outposts in Ikeja. It is a goldmine for landlords and property agents. Even if living in Ikeja sounds expensive, it is among the affordable places to live in Lagos.

2. Yaba

Another amazing place to live in Lagos is Yaba. It is one of the most popular places in Lagos. known as the Silicon Valley of Nigeria. Majority of internet start-ups like Co-Creation hub, Andela and others has turned Yaba to one of the most sought-after locations. It is a suburb located in Lagos Mainland and one of the best places to start a family in Lagos. It also accommodates major schools in Lagos like The University of Lagos located in Akoka, Queens College and Yaba College of Technology making Yaba a place for the younger generation. In addition, Yaba has one of the busiest market sites in Lagos, known as Tejuosho Market, Nigeria. The nightlife in Yaba is next to nothing.

3. Surulere

The neighborhood of Surulere is perfectly suited for young working professionals and social butterflies on a budget but with a preference for liveliness. It is one of the best places to live in Lagos. It is at the center of Lagos and connected to almost all routes and roads in Lagos. It also has popular landmarks like the National Stadium Lagos, National Arts Theatre, Teslim Balogun Stadium, Adeniran Ogunsanya Shopping mall, Ojuelegba, Amala Shitta, St. Anthony’s Catholic Church, the Nigeria Internet Registration Association (NIRA), and the Nigerian Breweries. If you are looking for a place to reside in Lagos on a budget, you should rent an apartment in Surulere. There are a lot of attractive places to live like Bode Thomas, Coker, Shitta, and Orile.

4. Festac

Festac Town is a federal housing estate located along the Lagos-Badagry Expressway in Lagos State. It is one of the best places to live with a family in Lagos, and also one of the most peaceful places in Lagos state. This area boasts of reliable power supply, accessible police and fire stations, state of the arts supermarkets, restaurants, hotels, health centers, and post offices. Living in Festac allows you to enjoy your life in Lagos.

5. Magodo

Magodo is a place in Kosofe Local Government Area, Lagos. It lies toward the outskirts of Lagos in close proximity to Ikeja and Ojodu Berger. It is basically a residential area that is known to be home to some affluent people in the society. If you are looking for a place to live in Lagos that has good security, a lively environment, fantastic social amenities, good roads, and friendly neighbors, then you should relocate to Magodo. With a lot of Estates springing up in between Ajah and the Lekki, Magodo is one of the best places to live in Lagos, there are a lot of cheap land and houses in this part of Lagos that you can capitalize on.

If you ever plan to enjoy life in Lagos, the above places will offer you good comfort and allows you to access your place of work without hassle.

Kwaba can help you secure an apartment in any of these locations while you pay back in convenient monthly installments. Visit our website via the link below to use this service.

https:///3srtjju

What? ��

bibianna:
Its Agbara Estate & Okokomaiko!

Ikeja to the world ��

silverlinen:
Ikeja na be the real deal...most especially allen, oba akran and agidingbi.
Mhen the bitches wey dey those places na die.
On a normal friday night, me and my guys no dey miss that side.