₦airaland Forum

Hello Gurus,

Pls assist to confirm the rates:

For Sec TB > Commission Fee ? ; Custody Fee ? ; Transaction fee ?
For Pri TB > Commission Fee ? ; Custody Fee ?; Transaction fee ?

Does the fees above apply to both of the Pri & Sec TBs?

Which other fees are deducted apart from the 10% WHT on interest ?

Hello Guru,

Pls has anyone used the i-invest App?
How good is it?
What is it good at?
Who owns the in-invest app?
Thanks

Hi,
I have installed and registered on the App about 2 weeks ago.
I did a transfer into the Apps which was deducted by my Bank, but it did not reflect on my wallet.
I have been following up with them to get the refund done, but still waiting.

Their management of issues needs to improve.

Many thanks for this...

Can anybody confirm if the rates on I-invest App is at OFFER or TRUE YIELD ??

unite4real:
Let me give a bricklayer answer to this.

1. N1,000,000 invested in Tbills for 364 days @ 12% discounted
2. 12% of 1,000,000 is N120,000
3. Amount debited from account is (N1,000,000 - N120,000) = N880,000
4. Remember that your N1,000,000 was not debited as is the case with Fixed Deposit
5. Your true yield is (120/880,000)*100% = 13.63%

Hello Good Pple
How do I calculate the TRUE yield of a Primary market??
Is it the same formula for Sec market

Hello,

How fast/easy is it to buy and importantly sell on the I-invest app?
Can I transfer from any bank into it and from it into any other bank??

freeman67:
COT charges applies to current accounts alone and the charge is now N1 for every N1,000 transferred or withdrawn.. Transfer charge normally should be N52.5 if the amount involved is not heavy. However instead of moving the money from bank to bank you may wish to make you findings/enquiries first and check what it's best for before doing the transfer after all.. All banks these days do instant transfer.

Many thanks.
Well noted.

A quick one : what is the rate for COT in the banks?
I also need to know how much deductions I incur when I move my money from bank to bank when seeking for better TB rates?

Hello People,

Pls advice me on the most suitable investment for now as my TB has matured.
Should I try secondary market or wait till TB goes higher in maybe July

What of FGN Bonds? I heard it is still okay?
How can I enter it??

Thanks as usual.

Hello Gurus,

Am thinking of joining the TB train.
I don't have the time to visit a bank, thus prefer an investment company in Lagos that can handle my requests online.

Can anybody suggest a good one?
I heard somebody mentioning Afrinvest Securities , any other person with experience with them??

When is the next trading dates for March 2018?

Pls advice...

Hello Prof,
Your good advice is needed here.

Am looking for a Generator that can carry 6 energy effiecent lights, 3 standing fans, 2 LED tvs, 2 DSTV decoders, 3 laptops well.

What power capacity is okay? Am thinking a 1.8kva - 2.5kva can handle it.

What brand/make as I need a good but cheap one?
Is Tec or Lutian Generator okay?

Can I buy online or go to a shop.
Please advise

I am at Lekki.
Thankssss

Hello,

Am still looking for a very good mechanic for Hyundai Santa-Fe Jeep.
Will prefer someone in Lekki / Ikoyi / V.I / Ajah area.

Pls contact me.
Thanks

Hello,

Just came across this forum...
Pls Gurus, I need your advice on a matter: I have company [Limited Liability] that I registered in 2008, but I have not really used it for any business so I have done any filling with CAC since.
I want start using it now, what are the things I need to do so it is very okay to use.
1. How much will it cost me?
2. How long will it take?
3. What documents do I need to submit?
4. How do I get a Bank Account and Tax number [TIN] with it?
5. If I want to amend the objectives of the business, what will it require?

Thanks for the expected advicessss…

enochogaga:
I have experienced so many rubbish buying online,
like I order real 3.5kva with 9hp they send me 3.5kva with 6.5hp, have order for sumec 3000e2 they send 3000. just many like that,
and mind u, some of those cheap online once, are the gens customers as return due to one or two error, so they will work it, and send to u, unknownly to u is worked gen, cos of the distance or time u can't returned after a week or two usage. and u will be blaming that product that is fake, no is just that the Gen as been fingered

Thanks for the advise and response...
So which of the superstores [Spar , Cash & carry, Megaplaza , Ebaino, etc] will advise me to buy from ?

enochogaga:
u can buy fireman, or elepaq

Thanks Prof,
I noticed that you advised not buying online [jumia , konga], which shops can I buy it in V.I/lekki.
How much will it cost ?

I know Spar , Cash& carry, Megaplaza sells Gens, what do you think of them or what stories have you heard about them??

I appreciate the support.

enochogaga:
ur budget is too low for 2.5kva

Thanks for the response Prof,
What the best price range I can get? Which model of 2.5Kv generator will you advice??

Hello Prof ,
Thanks for the good work so far.
I will like to purchase a new gen that can carry 3 fans, 4 light points [enegry bulbs], One 47" LED TV, DSTV, 2 Laptops and One 40" LED TV.
I need one that would carry them well but fuel consumption must be low. My budget is about 40-50k.

Please could you recomend two brands and their Advantages & Disadvantages.
Thanks a lot.

Thanks for the reply.
The cost of the Lutian is a major buying reason ooo..

For lower noise , which will you recommedend between Fireman or Haier Thermocool TEC?
Am looking at capacity of 2.5kva - 3.5 kva.
Thanks.

Hello,

Just came across this thread on Nairaland....

I am looking for a very good mechanic for Hyundai Santa-Fe Jeep.
Will prefer someone in Lekki / Ikoyi / V.I / Ajah area.

Thanks

Hello,

Just saw this thread.
Pls confirm the components and then the cost of :

1000 watts complete Solar system
1500 watss complete Solar system
2000 watss complete Solar system

I need to know the size/type of inverter, batteries, solar panels, etc.
I want to use for a house in Lagos.

Hello Professor,

I just came across this thread...Well done !

Pls confirm how good is the Lutian Ecological Series 3.5kva Generator - Lt3990e - Key Start (new Model).
Am considering on buying it.
How fuel economy and durable is it?
Can it be serviced easily?
Are the parts available?
How noise is it?

Apologies if you have already answered this questions before as I could only see comments on other Lutian models but this one seems a new model.

Hi Johnson33,

Pls confirm the cost of :
1. Change of ownership retaining the old plate number [DX 999 KRD].
2. Change of ownership chaning to the new plate number [AAA 222 KK].

I beleive it will come with :
Vehicle license
Proof of ownership certificate
Road worthiness/MOT
Plate allocation document
3rd party Insurance.

How much and how long?
What docuemnt do you need from me.
I am based in Lagos.

Pls can anybody confirm the rates from Sterling Bank??
It seems the Secordary market is getting better with posting I have seen so far so I am considering it.
Pls confirm I will also get my interest upfront like the primary market?

Many thanks.

Thanks for the info.
I have checked Afrinvest site, called them and will make a visit there this week.
I beleive another TB is happening on 3 May, thus need to be well positioned.

Hello,
I am getting tired of trading with the Banks as most of their staffs don't know much about TB or are blocking my requests.
Pls does any one know much about Afrinvest invest securities.
They say they are dealing primary & secondary markets.

Any info on their capabilities

Hello,

Pls what is the APN setting for Spectranet Mifi E5573Cs-609.
My conenction keeps breaking and the error on the browser is The DNS server isn’t responding .
Pls HELP....

Hi Acunon,

As discusssed I am want to pay for the LG smart 47LN575V and the LG 49LB550. Pls confirm you can deliver it intact and with the warranty.
It should come with the required accessories complete.

I need you to fully confirm as I don't want stories.

Hi House,

Am interested in FGN Bonds as I see that TB can go lower this year more quickly then we think.
Currently some people have "stored" their naira in USD, hoping it will reach N600/$, thus they are stuck with USD which is "losing" value.
It means less Naira to more around as people are not changing USD to Naira, rather they are changing Naira to USD due to the current low rate.
[Buy cheap , then sell high, when they think can still happen later this year].

Pls assist with :

1. How do I buy Bonds?
2. Can I specify my rates?
3. Which tenure is better 5 , 10 or 20 yrs
4 Where will my Coupons be paid? Can I change my Bank midway?
5. What dates are they sold and what advance notice do I need to give to my bank to buy for me?

Many thanks.

Hello House,

I am intending to go with Sterling Bank given the analysis below.
I don't have an account with stanbic ibtc.

Pls confirm how do I go about it with the new policy by DMO.
Is there a minimum if I am going with the Sterling Bank's rate

Hello Acunon,

I am interested in buying a few TVs.
I need between 45 to 60 inches.

They should be LED or SMART LEDS [internet connectivity], no plasma.
They need to have 2 HDMI; Full HD 1080p , USB Video; Black color

I prefer LG, Samsung, Sony, Panasonic.
Pls confirm the ones and prices available for immediate pickup.

Pls confirm the ones that are new or used.
Also the warranty you have on them.

Where is the pickup location and can you suppply if required.

40manlappy:
Yes you can. Go back to the comment, click on "Modify", make necessary changes and "Submit".

Noted and treated.
Many thanks.