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Romance / Re: Married Man Attempts Suicide Over Girlfriend by narite: 7:01pm On Mar 07
jennylove7575:
Na today? Na so we see am o. When them enter my eden dem no dey wan leave o. Even though
God try chase them out, dem go still remain. They are rready to die inside my eden. Some married men Na wah
Shouldn’t that make you happy?
Investment / Re: Domain Business With Little Or No Capital by narite: 1:15pm On Mar 07
Juniortop:
Learn everything you need to know about:

Domain Business i.e. you will be able to know site to buy and sell domain.

Also how to start a domain business with no capital.

Forex trading will also be added to the training.

All these is coming for a price fee of #1000.

SEND "INTERESTED" to these email address and include your whatapp number.

Onlinestuff005@gmail.com
Do You know there is a place where one could learn this for free? Right on this forum! At the business section.
Investment / Re: Crypto Currency Investors Thread by narite: 6:06pm On Mar 02
Emeka1441:
can anybody recommend an online resource that i can use to start my spot trading journey??
My advice for you, is not to trade! The only way to win in crypto is by actually investing.

Buy, wait, take a few gains and get out for good.

This is still a great time to sow. When to harvest is left to you but do not be carried away by the waves of optimism. Whatever goes up always come down.

Lastly, do not chase shitcöins ( this will save you from Grave mistakes)

8 Likes

Investment / Re: Crypto Currency Investors Thread by narite: 5:07pm On Mar 02
I can’t believe a loaf of bread now costs #400.

Food prices keep rising, yet they want the Dollar to go down and salaries to remain stagnant. This is satanism.

3 Likes

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by narite: 12:03pm On Mar 02
Locotrader:


Oga better for them to allot shares for shareholders as they did in ucap and Afriprud than Transcorp to own 51% of the power.How much dividend do you think shareholders will get in their 51% holding considering the huge os?
51% ,Tony and his group will still embezzle as admin expenses.
That Tony dude is always seeking ingenious ways for filling his pockets. This is whole thing is obviously for embezzlement.
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by narite: 8:48am On Mar 02
222Martins:


Tony Elumelu is here with his Boju Boju again grin grin grin grin grin grin............I wonder how many percent stake the parent Transcorp has in this new Transcorp Power PLC. Parent Transcorp has a 40,647,990,293 outstanding shares with market cap of N580.45Billion...........While the new Transcorp power has 7,500,000,000 outstanding shares with listing valuation of N1.8Trillion...............

The Tony Elumelu Boju Boju magic grin grin grin grin
I see Transcorp plc owning at least a little bit above 40% of the total shares of Transcorp Power. Both company stocks will crash significantly in the coming weeks but I see them quickly recovering. Transcorp power surely will be the darling of investors.
Romance / Re: Nairaland Fake Millionaires Have Been exposed(proof) by narite: 8:14am On Feb 27
faceland:


In USA, millions of people became millionaires in dollars. So their are millions of Americans that have billions of naira if converted.

This is less than $300 that 95% of Nigerians don't have in their account.
You think 300$ na small money?

1 Like

Nairaland / General / Re: Street Laws To Survive This Hardship Period by narite: 10:53am On Feb 26
Tempulated:


You are a low Foooool for No.3

No reasonable man will spend on Liabilities during this period.
Do all men rolls with liabilities?

2 Likes

Romance / Re: Life Starts At 40, And Gets Sweeter At 45... by narite: 10:46am On Feb 26
Aging Gracefully…..

At age 20, we worry about what others thinks of us.

At age 40, we don’t care what they think.

At age 60, we discover that they have not been thinking of us at all.

5 Likes 1 Share

European Football (EPL, UEFA, La Liga) / Re: Chelsea Vs Liverpool: Carabao Cup Final (0 - 1) On 25th February 2024 by narite: 6:28pm On Feb 25
All Chelsea’s players should be playing for teams like Burnley, Crystal palace, Fulham, West-ham etc. These Guys are overrated players.

7 Likes 2 Shares

Romance / Re: Reality Every Guy Need To Know ( STRICTLY REDPILL) ... by narite: 10:17am On Feb 25
Tranquility2345:


A man wey get money use him money to fukk your own gf and it’s a thing of pride to a poor man like you say you no dey drop money but having her for free while another man dey drop money wey you and the dirty gf dey share.

Omo, the way poor men reason get as e be o. Tomorrow this same poor man go come dey complain say women too like money and that his wife left him to be with a rich man. Chai poverty is a bastard!
As long they are getting sex, for free. They are alphas, the real man. A very strange reasoning.

2 Likes

Romance / Re: Show Me Your Friends by narite: 5:16pm On Feb 24
IAmHim1:
SHOW ME YOUR FRIENDS



Opposite pairs attracts. Thats what you were taught about magnetism in physics. But physics is strictly about the Physical which man doesnt fully have a grasp of.
Human life transends just the physical. if not, scientist would have been able to CREATE another human like them using dust. But no, its Ai. and she cant even breastfeed talkless of produce breast milk

You've noticed that thieves tend to attract theives OR people who strongly have the potential to take what is not theirs. We can personalise this a bit.
if 4 of your girlfriend friends are h0es, your girlfriend is walking the path of becoming the 5th h0e. Same goes if all your boyfriend friends are money ritualists

The spiritual controls the physical and in the spiritual, its like Attracts like. To see heaven, you gotta be heaven yourself. To see hell, you know exactly what to do.

If people you attract in your life are gossipers, its because you also talk nasty behind peoples back OR have the nuturing tendency to talk behind peoples back. Life is making you experience the hurtful effects of gossipping so you can change yourself

If the girls you attract in your life are girls that cheat and lie and act like its nothing, its because you also cheat and lie and act like its nothing. Life is making you experience first hand the effect of cheating and lying so you can change

If all ever struggle for the basic necesaities of life or pay your way to have something of value, its because you never give anything of value for free. So you're made to experience the effect of your stinginess first hand SO that you can change

If you keep preaching that women are scum and are filth and golddiggers, you'll keep getting attracted to women that are scum and filth and golddiggers since its what you give into the universe that you receive. You dont plant apples and reap groundnuts

If you as a boyfriend encourage your girlfriend to carry out abortions, then you as a parent will have children that wont love or regard you because all those foetus you aborted, if you loved them or regarded them, would you have aborted them

People regard man as an animal. This i have come to find out isnt true. Some female animals kill their young ones to eat when they're hungry. I have also seen a chamelon change its skin to fit its environment.

Thats where everything changes. Earl Nightingale said and i paraphrase 'Man is the only creature that can change his environment to fit himself instead of changing himself to fit his environment'.

and that is where i had my clicK moment.

To see heaven, you gotta be heaven, remember

A chamelon camoflagues by changing its skin to fit its environment. Man camoflagues by changing his environment to fit himself. and the only way man can change his environment is by changing himself

and yes, i know someone reading this prolly think its the same thing. No. it's not

A chamelon finds itself in an environment that it doesnt like or senses danger and changes its skin to fit that new environment so that it doesnt get detected while Man finds himself in an environment that he doesnt like and choose to change a Core part of himself that makes him unsuitable for such an environment and hence, he is taken out and put where he now belongs by virtue of his change.

Women after delivery are taken out of maternity ward because they no longer belong there.
A recovered smoker is taken out of a rehabilitation home because such place is no longer for him anymore

Someone who genuinuely makes a change to not spread falsehood and hate and envy is now attracted to places and people that spread truth and love and contentment.

This simple understanding can be Amplified.

To be heaven, You gotta be heaven
Show me your friends and...

Thanks for reading

please like and share if you found this insightful for others to read also.

cc: Helpyourself
Akinbahm
Ubunja
luminouz
Haydens
millie01
Pukkalolo
PinkNature
Pansophist
advanceDNA
Narite
JustEducate
saasala
DareDiamond
Not only do we attract what we really are.

We also become that which we think about most of the time; be it positive or negative.
Investment / Re: Treasury Bills In Nigeria by narite: 5:04pm On Feb 24
jedisco:


In the unlikely situation they have such inflation rate, their interest rates would exceed 5%.
In my first post, I explained how this works. Temporary rise in interest rate is a good lever against inflation where the system is flush with consumer credit. My issue is that we see western nations doing this and hastily copy them without understanding why it worked for them and if it would for us. Why has the raised interest rate not worked for us in combating inflation? Its either we try to replicate the system in the west or craft out other means of fighting inflation.

I'm happy you brought up the US scenario. The end of the world war saw the birth of consumer credit and the period between 1945 and 1980 saw unprecedented growth in consumerism i.e mortgages, credit for cars, hoysehold items, holidays e.t.c hence why rate hikes worked.
Another example is last year. Every 0.25 rise the Federal Reserve or Bank of England made was met with significant media fanfare and analysis as it had a direct impact on everyday folks. How many people in Nigeria know the current rate or are directly affected?

Secondly, for rate hike to work, every rise is usually met with fear and a change in perception/spending habits. There'd be concern about house price and stock market crash, job lay offs e.t.c. Even fund managers and banks do not want increased rates as it means less return elsewhere. Here, we are celebrating it which shows quite well its not having the intended effect.
Nigeria’s problem all boils down to one thing “Being a major import dependent Nation”. Certain areas of the economy have been totally abandoned for decades and focusing on just one major area (oil producing), an area that is not even optimally exploited (still end up importing the oil).

Clearly, the inflation ravaging our country is not that of too much Money chasing few goods (individuals and organizations are already cutting on spendings they do not even have) rather it more of cost-push. With the general increase in the cost of raw materials all over the world and coupled with our currency’s devaluation as an import based nation we are bound to experience drastic unfavorable changes in price of commodities, the costs of staying in business are passed down to the final consumer, this is simple math.

Raising interest to combat this problem as at this point in time is totally absurd, businesses are struggling, trying to navigate through this unfamiliar territory (rising cost of foreign materials, currency devaluation) and we are there raising interest rate, to do what exactly? Probably to kill whatever is left of all this businesses, if they choose not to run away.

There is no shortcut to fixing our problems. Definitely, raising interest rate won't cut it for us. This inflation will persist for a long time.

1 Like

Investment / Re: Crypto Currency Investors Thread by narite: 3:03pm On Feb 21
Crvrider:


Personally, I think it's common sense.

Can the BDC's be bigger than the banks?

Let the banks set their price to what it should be and let's see if the BDC's will not move the goal post. I am trying to imagine CBN mandating banks to sell at a lower price and making dollar readily available OTC, whofee would patronize the BDC's? Now even if you buy from the banks at a cheaper rate with the intention of selling high, nobody will patronize you because they know they can get it cheaper from the bank. So please you guys should leave Binance out of Nigeria's issues.
The moment that moniker electromoney says “BDC set the price for CBN”. I give up. I am amazed at how he continues to hold on to his judgment on a subject he/she is totally clueless about. Probably, he his politically bias as well as ignorant.

What does Binance itself set to gain from Naira free fall? Are they planning to have a vacation in Nigeria? This must be the reason for the devaluation so that they can buy more foodstuffs. Or Are They heavily invested in Naira and they are now dumping their holdings. Seriously, what could Binance gain from this? This argument is clown shït!!!

4 Likes 1 Share

Investment / Re: Crypto Currency Investors Thread by narite: 7:41am On Feb 21
ElectronicMoney:


The reason why that is so is because everytime the rate in the black market moves up the CBN is forced to also adjust official rates upwards.

If the CBN does not do this the gap between official and black market rates will widen and that will create an irresistable arbitrage opportunity for round-tripping
Pardon my question. What was your discipline while in school?
Investment / Re: Crypto Currency Investors Thread by narite: 3:05pm On Feb 20
ElectronicMoney:


This depreciation that Naira is experiencing has noting to do with Structural Adjustment Program SAP of anything related to the IMP this is pure artificial manipulation!

You people can deny it all you want, it does not change the fact!

Which yeye SAP policy will make Naira fall from N1,650 yesterday morning to over N1,820 today? A significant percentage of importers have suspended activities due to the very high exchange rate because if you import at such a high exchange rate no one will by whatever you are importing because purchasing power of the populace has been eroded.

The depreciation is due to manipulation, that is the only logical explanation.
You do not deeply understand how it works.

You guys keep blaming artificial manipulation, the CBN rates is now at 1500 all the way from 900. Is Binance responsible for the CBN rate too?

10 Likes 3 Shares

Investment / Re: Crypto Currency Investors Thread by narite: 1:06pm On Feb 20
ElectronicMoney:


I remember when Enyinne made this observation here last year and some people shouted her down.

It is becoming more clear to most people now that Binance is the reason for the fast depreciation of the Naira

I'm sure if you check the data you will find that there has not been an appreciable increase in the level of imports over the past 6 months yet there has been a sustained pressure on the Naira-Dollar exchange rate...this is very illogical and is concrete proof that Binance is the culprit!
Do you know the meaning of “SAP”?
Investment / Re: Crypto Currency Investors Thread by narite: 8:57am On Feb 19
GRACEGLORY:




Well, sir, you are not the only one who is asking this question, but most individuals are more concerned with profit and loss, what they may gain or lose, than with security. Hence the misunderstanding. Let us now disentangle the misunderstanding by addressing the main issue at the core.

Reason for Saving in a stronger currency is beyond profit and loss. If you save in dollars, your money will be safe regardless of whether the Naira rises or falls.

Here’s breaking it down…

You will save #500,000 and I will save $301.90 if we decide to purchase a certain item for #500,000 (or $301.90) in Nigeria at the current exchange rate of 1,645.50 to $1. My $301.90 and your #500,000 are exactly equivalent.

Since I have savings in USD, if, for example, the exchange rate lowers to N1,400 to the dollar in a month, my $301.90 will reduce from #500,000 to #422,660. Even though it looks like I lost $77,000,340, I still have the same purchasing power as you who has your money in Naira all the while since the same item is now $422,660.

I can still buy the item even if Fx turns out to $1,800 to the dollar since my $301.90 can now be swapped for $543,420, which is the current price of the item. I don't need to get any additional funds. I don't have to save any more because my $301.90 is now worth #543,420, but in your own case, you will have to add more money(#43,420) to buy the same item.


As a result, if you save in dollars, your money will be safe regardless of whether the Naira rises or falls.

The most important factor is "SECURITY, not profit or loss.."
Your Estimation is mathematically dubious and incomprehensible.

3 Likes 1 Share

European Football (EPL, UEFA, La Liga) / Re: Manchester City Vs Chelsea (1 - 1) On 17th February 2024 by narite: 7:26pm On Feb 17
zeenaman:

Premier league is on a different level. Same thought was running through my mind watching Arsenal Burnley.
Shey na football be AFCON?

Burnley will burn all the whole country in Africa twice.

2 Likes

Investment / Re: Crypto Currency Investors Thread by narite: 4:04pm On Feb 15
2000 Naira per Dollar is now looking like a piece of cake.

One thing I am sure of is, “if something cannot keep going up forever, it will eventually have to start coming down”

The Question is, when will the Naira start coming down?

5 Likes

Romance / Re: Valentine's Day! (The worst Experience). by narite: 12:36pm On Feb 15
ipobarecriminals:
How old are u during Wet e,Ajasin/Omoboriowo wahala in ondo? Ask ur father/any Elderly ones above 50 in ur compound. How old are u wen we are doing IBB,ABACHA must GO?.indomie kid grin.u can only deceive ur gullible mates not the elderly/sensible people. Imagine the lies grin"She removed her bra with her left hand, grin in the full glare of the class.Dey had 3 some(only u saw them oo grin) .She died of Aids,the 1st boy died mysteriously too grin and the 2nd carried basket waka grin.I don read/listened to ODUOLOGY by Gbenga Adeboye Aka Funwontan cool.Kid
Ijàpá tí ìrókó

1 Like 1 Share

Business / Re: CBN Sells Dollars To Banks For First Time In 5 Months by narite: 3:21pm On Feb 14
Saturnalia:
CBN sells to Banks @ 1,490 Naira? And the Banks will sell to the BDC operators @ 1,690 Naira; BDC will sell to the general public @ 1,890 Naira, and the cycle continues.

Until the Black Market is scrapped, trust me, this is an exercise in futility.
It does not matter if all the middlemen get cut off and CNB decides to directly transact with the general public.

Good money will always go into hiding and bad money will eventually die. Gresham’s Law.

1 Like

Sports / Re: Nigeria Vs Ivory Coast AFCON 2023 Finals (1 - 2) On 11th February 2024 by narite: 9:46pm On Feb 11
I am going to bed now. I hope this is the score line I wake up to, tomorrow morning.

5 Likes 1 Share

Sports / Re: Nigeria Vs Ivory Coast AFCON 2023 Finals (1 - 2) On 11th February 2024 by narite: 9:19pm On Feb 11
It like I am watching Barca vs Man U, 2011 Final all over again.
Travel / Re: Can This Amount Take Me To Outside Country To Hustle by narite: 6:22am On Feb 09
IAmHim1:
inflation and the state of the economy might make it harder to breal even UNLESS you hike prices of your product youre selling to counteract inflation effects to gain actual profits

Pos business and gas business are something you don’t need to be worried about in an environment where prices keep going up. People will always fill gas in order so that they can cook and people will always prefer to use the services of POS rather than going all the way to bank which could cost them a lots more money (transport fare). So it easy to adjust prices.

One just has to set up this in an area where there are not too much people already doing this, cause it a commodity business. Establishing it in a place where there are a lots of people who have setup something like this will affect sales, if you manage to see one at all.. One will definitely find it hard to sell.

Once you can find a street where you are the first to do this, it would be great. The people there would have know you and feels comfortable dealing with you, when other competitors start coming in, which they will, you don’t have to be really worried. Yes! They will steal a part of your share but You will continue to control the biggest market share in that region.

Less than 1, 000,000 willl set up this and one will make his/her money back in less than 1 year and half.

2 Likes 1 Share

Travel / Re: Can This Amount Take Me To Outside Country To Hustle by narite: 3:25pm On Feb 08
MOG6670:


North/ Adamawa
Okay! I thought I know you. Clearly, I must have mistaken you for someone else. Good afternoon!
Travel / Re: Can This Amount Take Me To Outside Country To Hustle by narite: 3:19pm On Feb 08
Roseodd:
Can 3.5million take someone out of the country to hustle
It enough to setup a filling gas and pos business, giving you at worst 2,000 Naira ever day, 60,000 a month. In 5 years time, you will make all your money back. Note; This is the worst case scenario.

And it will take way less of your total money to really setup this.
Travel / Re: Can This Amount Take Me To Outside Country To Hustle by narite: 3:14pm On Feb 08
MOG6670:


With 3.5m you can do something reasonable in this country sir

Naira exchange is not favourable now.

My bro just come back last month
Which state do you currently reside?
Romance / Re: I Am In Trouble O by narite: 8:45am On Feb 07
Themilkboy:
cry some months ago, I had unprotected sex with one of my ex girlfriend who came visiting.
She didn't tell me she was infected or anything yet she let me do it raw.
Some weeks after, I started to notice some small things like pimples around the cap of my penis.
Those things very very tiny but I knew my penis was not like that before.

Gradually, I started noticing some growth that were like other pimples. Now I am having spots on my face that looks like acne. I also have several spots on the back of my shoulders.

My face and my back wasn't like this before. Please help me. These spots are dominant on my forehead.
I think I have some sexual infection.

Please what medicine can you suggest. I can't afford to go to the hospital now
I had a friend who once had something you just described, dude could sleep with anything in skirt. He eventually took a medical test, he won’t let us see the result of the test. He makes every effort to hide it from us.

All we notice is that, for months; this guy was depressed and countlessly telling us over and over again how he regretted sleeping around and that it has been a waste of life. However, he never stopped sleeping around, he picked up the habit again. Anytime he sleep with a girl, the girls are always crying and weeping that he had given them an infection, though they never say what the infection is.

Mehn, it been a long time I have seen that dude. Dude does not look rugged but he sure was rugged and lived a rugged life.
Romance / Re: I Am In Trouble O by narite: 8:30am On Feb 07
nwadikeokey11:
Someone that can not afford STDs test that can't be more than 5k you are here telling him about supplements that a 30days dose may not be anything less than 17k, and he may have to take that for the rest of his life? Calculate 17k every month for 1yr, then x it to the 90yrs he may likely live here on earth and see how much that is. Then ask yourself how many people in Nigeria can even afford that let alone a person that can not afford a common STDs test money. You try. I pray God show him mercy though.
I thought HIV drugs are free of charge at any government hospitals. Are they not?
Investment / Re: Crypto Currency Investors Thread by narite: 8:01am On Feb 06
SoftChordz:
. I'm glad to see only one person that knows what's happening behind the scene. Most are here talking about tekonomics, market cap and all hahaha they dont know the plans at all. Well I'm happy you know what's happening and bought some XRP too. Stay diamond hands bro.
Lol…XRP, as great it utility may be, it can never enter $100. 100 dollar per XRP will put half of it market capitalization around 5 trillion Dollars. I say it again; half of the whole of XRP will be worth 5 trillion Dollar at 100 dollar per XRP.

Don’t be deluded by what you read and hear. Weigh your judgement by mathematical fact and analysis. Numbers don’t lie.

Reasonable goals are attainable, fantasy are not.

6 Likes

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