₦airaland Forum

Today, a lot of people, on a lighter note are afraid of Sambisa. But for an Igbo man, Sambisa is a business opportunity

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4/100....

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A.nother

P.athetic

C.laim

He will be dead shortly......covid complications!

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It's fake!

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Even 'offline' beggars......

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I no get time for them.....

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'twitter' is blocked na......

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Better Milfs.......


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Failures.........rubbing off on each other

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Although the pics are of poor quality........

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It only remain helicopter & space shuttle........

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Tens of thousands of people awoke on Christmas morning to a surprise from an unexpected benefactor - Santander.


The bank mistakenly deposited £130m into 75,000 accounts on 25 December.

Santander's staff are now rushing to claw back the money, although the job is being made more difficult because much of it was deposited in accounts at rival banks, according to The Times.

The error occurred when payments from 2,000 business accounts were made twice.

"We're sorry that due to a technical issue, some payments from our corporate clients were incorrectly duplicated on the recipients' accounts," the bank said in a statement.

"None of our clients were at any point left out of pocket as a result and we will be working hard with many banks across the UK to recover the duplicated transactions over the coming days."

It said the mistake may have meant that some people were, in effect, paid twice from their employer's account.

Ruined Christmas
One payroll manager, who asked not to be named, told the BBC the blunder had cast a shadow over Christmas and Boxing Day.

"It ruined my holiday period because I thought I'd paid out hundreds of thousands in error - I thought I had done something wrong," they told the BBC.

"I thought it was just me and that I was going to get in trouble at work."

They said that Santander had not given any information about how firms should explain the second payment to staff or about how it should be repaid.

"It's just a complete shambles," the payroll manager said. "How they are going to recover it, I just don't know."

The bank stressed that it had already begun speaking to the rival banks - which The Times said included Barclays, HSBC, NatWest, Co-operative Bank and Virgin Money.

Santander said those banks would "look to recover the money from their customers' accounts."

However, it was not clear how the banks would respond if their customers had already spent the money, meaning returning it would push them into overdraft.

Santander indicated that it may contact people directly to get the money back.

https://ichef.bbci.co.uk/news/976/cpsprodpb/C944/production/_122542515_gettyimages-1309469252.jpg

https://www.bbc.co.uk/news/business-59826345

Expected......Salah,Mane,Mendy,etc will also test positive shortly!

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Who are these people deceiving?

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She looks fine.......

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(no refunds!)

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....and I was not invited?

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The Lagos State House of Assembly on Wednesday evening passed the year 2022 budget estimate with a slight increase of the grand total from the initial N1.38 trillion to N1.758 trillion.



N1.758 trillion - N1.38 trillion = N378 Billion (21% Slightly Added!)

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Our 'Mumu' never complete!

- Convert Naira deposits into Dollars

- Wait for devaluation

- Then convert back into Naira

- Register it as profit

- Then start all over

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Data compiled from the financials of Nigeria’s five biggest banks has revealed that the widening gap between naira and the dollar has helped Nigerian banks rake in N159 billion of additional profit in nine months.

The banks are: Access Bank Plc. Zenith Bank Plc., FBN Holdings Plc. (First Bank), United Bank for Africa Plc. (UBA), and Guaranty Trust Bank Plc. (GTBank).

The Naira was devalued on May 25, 2021 from N379/$1 to N410.25/$1 by the Central Bank of Nigeria. At the black market on Wednesday, traders said they exchanged Naira to dollar at N565.

Data from FMDQ securities showed Nigerian currency exchanged at N415.10/$1 at the last session before the holidays compared with N414.73/$1 it was traded at the preceding session.

For many businesses and individuals, the Naira’s fall has been a heavy burden on their operations and personal lives, but the FX devaluation of the Naira was broadly positive for some Nigerian banks.

According to Managing Director of FCMB, Yemisi Edun, banks’ profits would be boosted due to a weaker naira in 2021 as it did in the previous year when foreign currency earnings rose more than two-fold to 10 billion naira ($24.5 million) from 3.5 billion naira.

“The devaluation of the currency last year partly boosted FCMB’s interest income which rose 9.9 percent to 151 billion naira from “earnings in foreign currency that on translation increased interest income,” Edun said.

The amount made in 2021, is a 140 percent increase when compared to the N66 billion the banks made in the corresponding period of 2020.

Access Bank made the most gain as its foreign exchange revaluation income surged by 586.91 percent to N86.80 billion as at September 2021 from N12.63 billion as at September 2020.

United Bank for Africa (UBA)’s foreign exchange gains spiked by 78.83 percent to N35.55 billion in September 2021 from N19.88 billion as at September 2020.

Guaranty Trust Bank Plc. (GTBank) earned N14.8 billion compared to N12.1 billion made in 2020.First Bank’s foreign exchange income also rose to N5.9 billion compared to N624 million loss recorded in 2020.

Zenith Bank also recorded N15.4 billion but this was a drop when compared to N20.5 billion income made in 2020.

Explaining how banks made their money, Johnson Chukwu, CEO and managing director of Cowry Asset Management Limited said: “When you are holding assets in foreign currency rather than liability, you tend to make money during devaluation.”

However a weaker naira also increases Nigerian banks’ risk-weighted assets related to their foreign currency loans, putting negative pressure on their capital metrics, but the banks hold good capital buffers.

https://www.blueprint.ng/access-bank-uba-3-others-make-over-n150bn-from-naira-devaluation/

'A Triple Nutmeg'..............

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Fiction....

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The funds?

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Better advice...

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Aminu Masari has for the second time in one year advised residents of Katsina State to buy guns and defend themselves against bandits since it has become clear according to him that security officials alone cannot tackle insecurity in the state.

Katsina, like other North-west states of Zamfara, Kaduna, Sokoto and Kebbi, has witnessed incessant attacks by terror groups.

Hundreds of people have been killed or kidnapped in Katsina this year with thousands more displaced from their homes.

Speaking during a media parley with journalists at the Muhammadu Buhari House in Katsina, Mr Masari said the number of security personnel is not enough to tackle the situation.

“It’s Islamically allowed for one to defend himself against attack. One must rise to defend himself, his family and assets. If you die while trying to defend yourself, you’ll be considered a martyr. It’s surprising how a bandit would own a gun while a good man trying to defend himself and his family doesn’t have one,” the governor said.

Mr Masari said the state government would help those who plan to own arms with the view to help bring an end to banditry.

“We’ll support those who come with the initiative to procure arms because residents need to also complement the efforts of security agencies. These people (security agents) don’t have the number to protect the people. When President Buhari came, he even tried by increasing the number of our security agents but it’s inadequate. Count it yourself, how many policemen do we have in this country? How many soldiers do we have?

“Even if we say every policeman should go back to his home state, it’ll still not be enough. So, if we fold arms and decide to do nothing, we’ll be the ones to suffer most,” he lamented.

Mr Masari said the police would register all guns bought by the residents to ensure they are put to the right use.

https://hallmarknews.com/wp-content/plugins/phastpress/phast.php/c2VydmljZT1pbWFnZXMmc3JjPWh0dHBzJTNBJTJGJTJGaGFsbG1hcmtuZXdzLmNvbSUyRndwLWNvbnRlbnQlMkZ1cGxvYWRzJTJGMjAyMSUyRjA4JTJGRThDT0p6OVVjQW9EbTZFMi02ODF4NDg5LmpwZWcmY2FjaGVNYXJrZXI9MTYzNzQ5ODE3NC01NzU1OCZ0b2tlbj0zNWFlMGFiYmYxNmRiOTc1.q.jpeg

https://hallmarknews.com/insecurity-buy-guns-defend-yourselves-masari-advises-residents-of-katsina/

Animals.....(i'm not referring to the cattle!)

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